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NYSE:CBU

Community Financial System (CBU) Stock Price, News & Analysis

Community Financial System logo
$58.12 -1.38 (-2.32%)
Closing price 03:58 PM Eastern
Extended Trading
$58.18 +0.06 (+0.10%)
As of 04:20 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About Community Financial System Stock (NYSE:CBU)

Key Stats

Today's Range
$58.07
$59.15
50-Day Range
$53.98
$60.08
52-Week Range
$49.00
$73.39
Volume
297,619 shs
Average Volume
244,001 shs
Market Capitalization
$3.07 billion
P/E Ratio
16.10
Dividend Yield
3.17%
Price Target
$71.00
Consensus Rating
Moderate Buy

Company Overview

Community Financial System Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
93rd Percentile Overall Score

CBU MarketRank™: 

Community Financial System scored higher than 93% of companies evaluated by MarketBeat, and ranked 115th out of 906 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Community Financial System has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on no buy ratings, 2 hold ratings, and no sell ratings.

  • Amount of Analyst Coverage

    Community Financial System has received no research coverage in the past 90 days.

  • Read more about Community Financial System's stock forecast and price target.
  • Earnings Growth

    Earnings for Community Financial System are expected to grow by 14.83% in the coming year, from $4.18 to $4.80 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Community Financial System is 16.10, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.87.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Community Financial System is 16.10, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.02.

  • Price to Book Value per Share Ratio

    Community Financial System has a P/B Ratio of 1.73. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Community Financial System's valuation and earnings.
  • Percentage of Shares Shorted

    2.93% of the float of Community Financial System has been sold short.
  • Short Interest Ratio / Days to Cover

    Community Financial System has a short interest ratio ("days to cover") of 7.2.
  • Change versus previous month

    Short interest in Community Financial System has recently decreased by 1.92%, indicating that investor sentiment is improving.
  • Dividend Yield

    Community Financial System pays a meaningful dividend of 3.09%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Community Financial System has been increasing its dividend for 33 years.

  • Dividend Coverage

    The dividend payout ratio of Community Financial System is 50.97%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Community Financial System will have a dividend payout ratio of 38.33% next year. This indicates that Community Financial System will be able to sustain or increase its dividend.

  • Read more about Community Financial System's dividend.
  • Percentage of Shares Shorted

    2.93% of the float of Community Financial System has been sold short.
  • Short Interest Ratio / Days to Cover

    Community Financial System has a short interest ratio ("days to cover") of 7.2.
  • Change versus previous month

    Short interest in Community Financial System has recently decreased by 1.92%, indicating that investor sentiment is improving.
  • News Sentiment

    Community Financial System has a news sentiment score of 0.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 1 news article for Community Financial System this week, compared to 4 articles on an average week.
  • MarketBeat Follows

    Only 1 people have added Community Financial System to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Community Financial System insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    Only 1.01% of the stock of Community Financial System is held by insiders.

  • Percentage Held by Institutions

    73.79% of the stock of Community Financial System is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Community Financial System's insider trading history.
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CBU Stock News Headlines

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CBU Stock Analysis - Frequently Asked Questions

Community Financial System's stock was trading at $61.68 at the start of the year. Since then, CBU shares have decreased by 5.8% and is now trading at $58.1170.

Community Financial System, Inc. (NYSE:CBU) released its quarterly earnings results on Tuesday, April, 29th. The bank reported $0.93 EPS for the quarter, topping analysts' consensus estimates of $0.91 by $0.02. The business's revenue for the quarter was up 10.7% on a year-over-year basis.
Read the conference call transcript
.

Community Financial System's top institutional shareholders include Burns J W & Co. Inc. NY (0.01%) and Farther Finance Advisors LLC. Insiders that own company stock include Mark J Bolus, Brian R Ace, Sally A Steele, Dimitar Karaivanov, Jeffrey M Levy, John F Whipple and Kerrie D Macpherson.
View institutional ownership trends
.

Shares of CBU stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Community Financial System investors own include JPMorgan Chase & Co. (JPM), Tesla (TSLA), Advanced Micro Devices (AMD), Meta Platforms (META), NVIDIA (NVDA), Visa (V) and Netflix (NFLX).

Company Calendar

Last Earnings
4/29/2025
Record date for 7/10 Dividend
6/13/2025
Ex-Dividend for 7/10 Dividend
6/13/2025
Dividend Payable
7/10/2025
Today
7/11/2025
Next Earnings (Estimated)
7/22/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NYSE
Sector
Finance
Industry
FIN - MISC SVCS
Sub-Industry
Regional Banks
Current Symbol
NYSE:CBU
CIK
723188
Employees
2,918
Year Founded
N/A

Price Target and Rating

High Price Target
$76.00
Low Price Target
$67.00
Potential Upside/Downside
+19.3%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.67
Research Coverage
3 Analysts

Profitability

EPS (Trailing Twelve Months)
$3.61
Trailing P/E Ratio
16.49
Forward P/E Ratio
14.24
P/E Growth
N/A
Net Income
$182.48 million
Net Margins
19.89%
Pretax Margin
25.79%
Return on Equity
10.98%
Return on Assets
1.18%

Debt

Debt-to-Equity Ratio
0.32
Current Ratio
0.76
Quick Ratio
0.76

Sales & Book Value

Annual Sales
$765.28 million
Price / Sales
4.11
Cash Flow
$4.21 per share
Price / Cash Flow
14.13
Book Value
$33.54 per share
Price / Book
1.77

Miscellaneous

Outstanding Shares
52,851,000
Free Float
52,317,000
Market Cap
$3.15 billion
Optionable
Optionable
Beta
0.78
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This page (NYSE:CBU) was last updated on 7/11/2025 by MarketBeat.com Staff
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