Employers (EIG) Stock Price, News & Analysis

Company Overview

Employers Holdings, Inc. (NYSE: EIG) is a publicly traded property and casualty insurance holding company headquartered in Des Moines, Iowa. Through its subsidiaries, Employers Mutual Casualty Company and Employers Preferred Insurance Company, the firm specializes in providing workers’ compensation coverage alongside an array of commercial insurance products. Its service offerings include general liability, commercial auto, businessowners policies and umbrella coverages, tailored to meet the risk-management needs of small and mid-sized businesses across multiple industries.

The company markets its insurance solutions primarily through a network of independent agencies and brokers, leveraging local market expertise to underwrite policies that address the unique exposures faced by clients in manufacturing, construction, healthcare, retail and service sectors. In addition to core insurance products, Employers Holdings offers loss control services, claims administration and online risk-management tools designed to help policyholders minimize workplace accidents and manage costs effectively.

With roots dating back to 1913 when Iowa Employers Mutual was founded to serve local businesses, Employers Holdings converted into a stock-holder structure and began trading publicly in 2005. Since then, it has expanded its footprint beyond the Midwest, writing business in more than two dozen U.S. states. The company maintains regional offices to support its agent network and ensure responsive customer service. By combining a century-old heritage in workers’ compensation with modern underwriting practices and risk-control expertise, Employers Holdings aims to deliver financial stability and value to its policyholders over the long term.

Key Stats

• Today's Range: $40.67 to $41.26
• 50-Day Range: $40.68 to $43.73
• 52-Week Range: $38.19 to $54.44
• Volume: 129,619 shs
• Average Volume: 183,865 shs
• Market Capitalization: $968.49 million
• P/E Ratio: 10.05
• Dividend Yield: 3.11%
• Price Target: $58.00
• Consensus Rating: Hold

Employers Stock Analysis - MarketRank™

Employers scored higher than 73% of companies evaluated by MarketBeat, and ranked 462nd out of 931 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.6 / 5
• Analyst Rating: Hold

Consensus Rating

Employers has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 1 buy rating, 2 hold ratings, and no sell ratings.

Upside Potential

Employers has a consensus price target of $58.00, representing about 40.8% upside from its current price of $41.20.

Amount of Analyst Coverage

Employers has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: -4.96%

Earnings Growth

Earnings for Employers are expected to decrease by -4.96% in the coming year, from $3.63 to $3.45 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Employers is 10.05, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 225.12.

Price to Earnings Ratio vs. Sector

The P/E ratio of Employers is 10.05, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 28.55.

Price to Book Value per Share Ratio

Employers has a P/B Ratio of 0.95. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.13% of the float of Employers has been sold short.

Short Interest Ratio / Days to Cover

Employers has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Employers has recently decreased by 1.30%, indicating that investor sentiment is improving.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Employers pays a meaningful dividend of 3.10%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Employers has only been increasing its dividend for 4 years.

Dividend Coverage

The dividend payout ratio of Employers is 31.22%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Employers will have a dividend payout ratio of 37.10% next year. This indicates that Employers will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.13% of the float of Employers has been sold short.

Short Interest Ratio / Days to Cover

Employers has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Employers has recently decreased by 1.30%, indicating that investor sentiment is improving.

News and Social Media

• Score: 1.3 / 5
• News Sentiment: N/A

News Sentiment

Employers has a news sentiment score of 0.31. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.63 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Employers this week, compared to 3 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Employers insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 1.40% of the stock of Employers is held by insiders.

Percentage Held by Institutions

80.49% of the stock of Employers is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

EIG Stock Analysis - Frequently Asked Questions

How have EIG shares performed this year?

Employers' stock was trading at $51.23 at the start of the year. Since then, EIG shares have decreased by 19.6% and is now trading at $41.1950.

How were Employers' earnings last quarter?

Employers Holdings Inc (NYSE:EIG) announced its earnings results on Wednesday, July, 30th. The financial services provider reported $0.48 earnings per share for the quarter, missing the consensus estimate of $0.94 by $0.46. The business's revenue for the quarter was up 13.5% compared to the same quarter last year.
Read the conference call transcript.

Who are Employers' major shareholders?

Top institutional investors of Employers include Carolina Wealth Advisors LLC (0.56%), Exchange Traded Concepts LLC (0.28%), Assenagon Asset Management S.A. (0.09%) and CWM LLC (0.08%). Insiders that own company stock include Katherine H Antonello, James R Kroner, John M Mutschink, Ann Marie Smith and Michael Pedraja.
View institutional ownership trends.

How do I buy shares of Employers?

Shares of EIG stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Employers own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Employers investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), Adobe (ADBE), ServiceNow (NOW) and Arista Networks (ANET).

Company Calendar

• Last Earnings: 7/30/2025
• Record date for 8/27 Dividend: 8/13/2025
• Ex-Dividend for 8/27 Dividend: 8/13/2025
• Dividend Payable: 8/27/2025
• Today: 10/18/2025
• Next Earnings (Estimated): 10/30/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - ACC & HLTH
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NYSE:EIG
• CIK: 1379041
• Web: www.employers.com
• Phone: (888) 682-6671
• Fax: 888-527-3422
• Employees: 680
• Year Founded: 1913

Price Target and Rating

• Average Price Target for Employers: $58.00
• High Price Target: $58.00
• Low Price Target: $58.00
• Potential Upside/Downside: +40.8%
• Consensus Rating: Hold
• Rating Score (0-4): 2.33
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $4.10
• Trailing P/E Ratio: 10.05
• Forward P/E Ratio: 11.35
• P/E Growth: N/A
• Net Income: $118.60 million
• Net Margins: 11.37%
• Pretax Margin: 13.97%
• Return on Equity: 7.56%
• Return on Assets: 2.29%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.38
• Quick Ratio: 0.38

Sales & Book Value

• Annual Sales: $880.70 million
• Price / Sales: 1.10
• Cash Flow: $4.43 per share
• Price / Cash Flow: 9.29
• Book Value: $43.24 per share
• Price / Book: 0.95

Miscellaneous

• Outstanding Shares: 23,510,000
• Free Float: 23,183,000
• Market Cap: $968.49 million
• Optionable: Optionable
• Beta: 0.50