Enova International, Inc., a technology and analytics company, provides online financial services. The company offers short-term consumer loans; line of credit accounts; installment loans; receivables purchase agreements; CSO programs, including credit-related services, such as arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs comprising technology, loan servicing, and marketing services to the bank, as well as Enova Decisions, an analytics as a service that enables companies to take decisions about their customers. It offers loans to consumers under the names CashNetUSA and NetCredit in the United States; QuickQuid, Pounds to Pocket, and On Stride Financial names in the United Kingdom; and Simplic name in Brazil. The company also offers financing to small businesses under the names Headway Capital and The Business Backer in the United States. Enova International, Inc. was founded in 2011 and is headquartered in Chicago, Illinois.
Industry, Sector and Symbol
Industry Personal credit institutions
Sub-IndustryN/A
SectorFinance
Phone312-568-4200
Debt
Price-To-Earnings
Sales & Book Value
Annual Sales$1.11 billion
Profitability
Miscellaneous
Employees1,218
Next Earnings Date7/25/2019 (Estimated)
OptionableOptionable
Enova International (NYSE:ENVA) Frequently Asked Questions
What is Enova International's stock symbol?
Enova International trades on the New York Stock Exchange (NYSE) under the ticker symbol "ENVA."
How will Enova International's stock buyback program work?
Enova International declared that its board has initiated a share repurchase program on Saturday, September 16th 2017, which allows the company to repurchase $25,000,000.00 in outstanding shares, according to EventVestor. This repurchase authorization allows the company to buy up to 63% of its shares through open market purchases. Shares repurchase programs are typically an indication that the company's management believes its stock is undervalued.
How were Enova International's earnings last quarter?
Enova International Inc (NYSE:ENVA) posted its earnings results on Thursday, April, 25th. The credit services provider reported $1.16 EPS for the quarter, beating analysts' consensus estimates of $0.91 by $0.25. The credit services provider had revenue of $293.18 million for the quarter, compared to analysts' expectations of $293.66 million. Enova International had a net margin of 6.70% and a return on equity of 24.24%. The firm's quarterly revenue was up 15.3% on a year-over-year basis. During the same period in the previous year, the business earned $1.02 earnings per share. View Enova International's Earnings History.
When is Enova International's next earnings date?
What guidance has Enova International issued on next quarter's earnings?
Enova International issued an update on its FY19 earnings guidance on Thursday, April, 25th. The company provided EPS guidance of $3.17-3.82 for the period, compared to the Thomson Reuters consensus EPS estimate of $3.10. The company issued revenue guidance of $1.25-1.31 billion, compared to the consensus revenue estimate of $1.29 billion.Enova International also updated its Q2 guidance to $0.48-0.70 EPS.
What price target have analysts set for ENVA?
3 brokers have issued 12-month price targets for Enova International's shares. Their predictions range from $35.00 to $45.00. On average, they anticipate Enova International's stock price to reach $40.00 in the next twelve months. This suggests a possible upside of 75.4% from the stock's current price. View Analyst Price Targets for Enova International.
What is the consensus analysts' recommendation for Enova International?
3 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Enova International in the last year. There are currently 3 buy ratings for the stock, resulting in a consensus recommendation of "Buy." View Analyst Ratings for Enova International.
What are Wall Street analysts saying about Enova International stock?
Here are some recent quotes from research analysts about Enova International stock:
- 1. According to Zacks Investment Research, "Enova International, Inc. is a provider of online financial services. It offers loans to customers in the United States and in the United Kingdom, Australia and Canada. The Company's customers include consumers who have bank accounts but use alternative financial credit services because of their limited access to more traditional consumer credit from banks, thrifts, credit card companies and other lenders. Enova International, Inc is headquartered in Chicago. " (5/2/2019)
- 2. Maxim Group analysts commented, "2Q18 results were strong, with revenue above management’s guidance range and other key metrics consistent with guidance. Management raised 2018 guidance (see below). We are leaving our 2018 estimates essentially unchanged, at $2.04 for EPS and $204.9 million for adjusted EBITDA. Importantly, we have more confidence in our estimates, due to credit quality (the most important success factor, in our view) remaining stable as loans have grown. We maintain our price target at $43, which represents a discount to the valuation of LendingClub (LC – Buy)." (7/27/2018)
Has Enova International been receiving favorable news coverage?
Media headlines about ENVA stock have trended positive this week, InfoTrie reports. InfoTrie identifies positive and negative news coverage by reviewing more than six thousand news and blog sources. The firm ranks coverage of public companies on a scale of negative five to five, with scores nearest to five being the most favorable. Enova International earned a media sentiment score of 2.3 on InfoTrie's scale. They also gave press coverage about the credit services provider a news buzz of 10.0 out of 10, meaning that recent news coverage is extremely likely to have an impact on the stock's share price in the near term.
Who are some of Enova International's key competitors?
What other stocks do shareholders of Enova International own?
Who are Enova International's key executives?
Enova International's management team includes the folowing people:
- Mr. David A. Fisher J.D., Chairman, Pres & CEO (Age 50)
- Mr. Steven E. Cunningham, Exec. VP, Treasurer & CFO (Age 49)
- Mr. Sean Rahilly, Gen. Counsel, Chief Compliance Officer & Sec. (Age 46)
- Mr. Kirk L. F. Chartier, Chief Marketing Officer & Exec. VP (Age 55)
- Mr. John J. Higginson, CTO & VP (Age 51)
Who are Enova International's major shareholders?
Enova International's stock is owned by many different of institutional and retail investors. Top institutional shareholders include Geode Capital Management LLC (1.81%), AJO LP (0.55%), Parametric Portfolio Associates LLC (0.54%), Globeflex Capital L P (0.48%), Tieton Capital Management LLC (0.45%) and 361 Capital LLC (0.34%). Company insiders that own Enova International stock include Ellen Carnahan, Gregg A Kaplan, Gregory T Zeeman, James A Gray, Mark Mcgowan and Mark Tebbe. View Institutional Ownership Trends for Enova International.
Which major investors are selling Enova International stock?
ENVA stock was sold by a variety of institutional investors in the last quarter, including AJO LP, Marshall Wace North America L.P., Livforsakringsbolaget Skandia Omsesidigt, Connor Clark & Lunn Investment Management Ltd., Parametric Portfolio Associates LLC, California State Teachers Retirement System, Campbell & CO Investment Adviser LLC and American International Group Inc.. Company insiders that have sold Enova International company stock in the last year include Gregg A Kaplan and Gregory T Zeeman. View Insider Buying and Selling for Enova International.
Which major investors are buying Enova International stock?
ENVA stock was acquired by a variety of institutional investors in the last quarter, including Emerald Mutual Fund Advisers Trust, Metropolitan Life Insurance Co NY, Seizert Capital Partners LLC, U S Global Investors Inc., Geode Capital Management LLC, Alps Advisors Inc., Tieton Capital Management LLC and 361 Capital LLC. Company insiders that have bought Enova International stock in the last two years include Ellen Carnahan and Mark Mcgowan. View Insider Buying and Selling for Enova International.
How do I buy shares of Enova International?
Shares of ENVA can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Enova International's stock price today?
One share of ENVA stock can currently be purchased for approximately $22.80.
How big of a company is Enova International?
Enova International has a market capitalization of $768.98 million and generates $1.11 billion in revenue each year. The credit services provider earns $70.10 million in net income (profit) each year or $2.32 on an earnings per share basis. Enova International employs 1,218 workers across the globe.
What is Enova International's official website?
How can I contact Enova International?
Enova International's mailing address is 175 WEST JACKSON BLVD. SUITE 1000, CHICAGO IL, 60604. The credit services provider can be reached via phone at 312-568-4200.
MarketBeat Community Rating for Enova International (NYSE ENVA)
MarketBeat's community ratings are surveys of what our community members think about Enova International and other stocks. Vote "Outperform" if you believe ENVA will outperform the S&P 500 over the long term. Vote "Underperform" if you believe ENVA will underperform the S&P 500 over the long term. You may vote once every thirty days.
