Enova International Company Profile (NYSE:ENVA)

About Enova International (NYSE:ENVA)

Enova International logoEnova International, Inc. is a technology and analytics company. The Company provides online financial services. As of December 31, 2016, the Company offered or arranged loans to consumers in 33 states in the United States and in the United Kingdom and Brazil. As of December 31, 2016, it also offered financing to small businesses in all 50 states and Washington D.C. in the United States. The Company provides online financial services to non-prime credit consumers and small businesses in the United States, United Kingdom, and Brazil. Its customers include small businesses, which have bank accounts but use alternative financial services because of their limited access to more traditional credit from banks, credit card companies and other lenders. The Company's financing products include short-term loans, line of credit accounts, installment loans and receivables purchase agreements (RPAs).

Industry, Sector and Symbol:
  • Sector:
  • Industry: Credit Services
  • Sub-Industry: N/A
  • Symbol: NYSE:ENVA
  • CUSIP: N/A
  • Web: www.enova.com
Capitalization:
  • Market Cap: $448.77 million
  • Outstanding Shares: 33,490,000
Average Prices:
  • 50 Day Moving Avg: $13.95
  • 200 Day Moving Avg: $13.48
  • 52 Week Range: $6.47 - $15.50
P/E:
  • Trailing P/E Ratio: 11.73
  • Foreward P/E Ratio: 8.43
  • P/E Growth: 0.00
Sales & Book Value:
  • Annual Revenue: $696.27 million
  • Price / Sales: 0.64
  • Book Value: $7.72 per share
  • Price / Book: 1.74
Profitability:
  • Net Margins: 4.64%
  • Return on Equity: 13.72%
  • Return on Assets: 3.33%
Debt:
  • Debt-to-Equity Ratio: 2.69%
  • Current Ratio: 9.00%
  • Quick Ratio: 6.05%
Misc:
  • Average Volume: 252,659 shs.
  • Beta: 3.6
  • Short Ratio: 7.57
 

Frequently Asked Questions for Enova International (NYSE:ENVA)

What is Enova International's stock symbol?

Enova International trades on the New York Stock Exchange (NYSE) under the ticker symbol "ENVA."

How were Enova International's earnings last quarter?

Enova International Inc (NYSE:ENVA) issued its quarterly earnings data on Friday, April, 28th. The company reported $0.41 EPS for the quarter, topping the consensus estimate of $0.38 by $0.03. The firm earned $192.30 million during the quarter, compared to the consensus estimate of $192.10 million. Enova International had a return on equity of 13.72% and a net margin of 4.64%. The company's quarterly revenue was up 10.1% compared to the same quarter last year. During the same period in the prior year, the business posted $0.31 earnings per share. View Enova International's Earnings History.

What guidance has Enova International issued on next quarter's earnings?

Enova International issued an update on its FY17 earnings guidance on Thursday, April, 27th. The company provided earnings per share (EPS) guidance of $0.88-1.44 for the period, compared to the Thomson Reuters consensus earnings per share estimate of $1.40. The company issued revenue guidance of $810-880 million, compared to the consensus revenue estimate of $831.60 million.Enova International also updated its Q2 guidance to $0.20-0.40 EPS.

Where is Enova International's stock going? Where will Enova International's stock price be in 2017?

5 brokerages have issued 1 year target prices for Enova International's stock. Their forecasts range from $10.00 to $17.00. On average, they expect Enova International's share price to reach $13.38 in the next year. View Analyst Ratings for Enova International.

Who are some of Enova International's key competitors?

Who are Enova International's key executives?

Enova International's management team includes the folowing people:

  • David A. Fisher, Chairman of the Board, President, Chief Executive Officer
  • Steven E. Cunningham, Chief Financial Officer, Executive Vice President, Principal Accounting Officer, Treasurer
  • Greg Zeeman, Chief Operating Officer, Executive Vice President
  • Kirk L.F. Chartier, Executive Vice President, Chief Marketing Officer
  • John J. Higginson, Chief Technology Officer, Vice President
  • Sean Rahilly, Chief Compliance Officer, Vice President
  • Jim Salters, Vice President - Operations
  • Lisa M. Young, Vice President, General Counsel, Secretary
  • Joseph M. DeCosmo, Vice President - Chief Analytics Officer
  • James A. Gray, Lead Independent Director

Who owns Enova International stock?

Enova International's stock is owned by a variety of of retail and institutional investors. Top institutional investors include Ameriprise Financial Inc. (1.05%), Geode Capital Management LLC (1.03%), Bank of New York Mellon Corp (1.02%), Cornerstone Capital Management Holdings LLC. (0.97%), Mckinley Capital Management LLC Delaware (0.91%) and William Blair Investment Management LLC (0.73%). Company insiders that own Enova International stock include Cash America International Inc, Csh Holdings Llc, Daniel Shteyn, Firstcash, Inc, James A Gray, James Cody Salters, Joe Decosmo and John Higginson. View Institutional Ownership Trends for Enova International.

Who sold Enova International stock? Who is selling Enova International stock?

Enova International's stock was sold by a variety of institutional investors in the last quarter, including Ameriprise Financial Inc., Parametric Portfolio Associates LLC, Teachers Advisors LLC, Acrospire Investment Management LLC, Geode Capital Management LLC, Capstone Asset Management Co., Burney Co. and New York State Teachers Retirement System. Company insiders that have sold Enova International stock in the last year include Cash America International Inc, Csh Holdings Llc, Firstcash, Inc and John Higginson. View Insider Buying and Selling for Enova International.

Who bought Enova International stock? Who is buying Enova International stock?

Enova International's stock was bought by a variety of institutional investors in the last quarter, including William Blair Investment Management LLC, TIAA CREF Investment Management LLC, Bogle Investment Management L P DE, Cornerstone Capital Management Holdings LLC., American International Group Inc., Bowling Portfolio Management LLC, Livforsakringsbolaget Skandia Omsesidigt and Nomura Holdings Inc.. Company insiders that have bought Enova International stock in the last two years include Daniel Shteyn, James A Gray, James Cody Salters and Joe Decosmo. View Insider Buying and Selling for Enova International.

How do I buy Enova International stock?

Shares of Enova International can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is Enova International's stock price today?

One share of Enova International stock can currently be purchased for approximately $13.40.


MarketBeat Community Rating for Enova International (NYSE ENVA)
Community Ranking:  2.1 out of 5 ( )
Outperform Votes:  51 (Vote Outperform)
Underperform Votes:  72 (Vote Underperform)
Total Votes:  123
MarketBeat's community ratings are surveys of what our community members think about Enova International and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Analyst Ratings

Consensus Ratings for Enova International (NYSE:ENVA) (?)
Ratings Breakdown: 2 Hold Ratings, 3 Buy Ratings
Consensus Rating:Buy (Score: 2.60)
Consensus Price Target: $13.38 (0.19% downside)

Analysts' Ratings History for Enova International (NYSE:ENVA)
Show:
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
4/7/2017Jefferies Group LLCReiterated RatingBuy$17.00HighView Rating Details
2/3/2017Telsey Advisory GroupBoost Price TargetMarket Perform$10.00 -> $15.00N/AView Rating Details
1/12/2017StephensInitiated CoverageOverweightN/AView Rating Details
10/30/2016FBR & CoReiterated RatingMarket Perform$9.00 -> $10.00N/AView Rating Details
10/10/2016JMP SecuritiesReiterated RatingBuyN/AView Rating Details
5/26/2016MacquarieInitiated CoverageNeutral$8.25N/AView Rating Details
1/14/2016Janney Montgomery ScottInitiated CoverageNeutral$7.00N/AView Rating Details
(Data available from 5/30/2015 forward)

Earnings

Earnings History for Enova International (NYSE:ENVA)
Earnings by Quarter for Enova International (NYSE:ENVA)
Earnings History by Quarter for Enova International (NYSE ENVA)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
4/28/2017Q1 2017$0.38$0.41$192.10 million$192.30 millionViewN/AView Earnings Details
2/2/2017Q416$0.22$0.19$199.80 million$202.40 millionViewListenView Earnings Details
10/27/2016Q316$0.18$0.28$184.70 million$195.94 millionViewListenView Earnings Details
7/28/2016Q216$0.22$0.25$165.80 million$172.50 millionViewListenView Earnings Details
4/28/2016Q116$0.21$0.31$165.28 million$174.65 millionViewN/AView Earnings Details
2/4/2016Q415$0.09$0.13$171.06 million$175.40 millionViewN/AView Earnings Details
11/4/2015Q315$0.36$0.14$165.85 million$165.20 millionViewN/AView Earnings Details
8/5/2015Q215$0.47$0.40$156.35 million$146.30 millionViewN/AView Earnings Details
5/6/2015Q115$0.69$0.74$178.50 million$165.70 millionViewN/AView Earnings Details
2/3/2015Q414$0.53$0.68$204.00 million$194.70 millionViewN/AView Earnings Details
(Data available from 1/1/2011 forward)

Estimates

Earnings Estimates for Enova International (NYSE:ENVA)
Current Year EPS Consensus Estimate: $1.43 EPS
Next Year EPS Consensus Estimate: $1.59 EPS

Dividends

Dividend History for Enova International (NYSE:ENVA)
No dividend announcements for this company have been tracked by MarketBeat.com

Insider Trades

Insider Trading and Institutional Ownership History for Enova International (NYSE:ENVA)
Insider Ownership Percentage: 1.60%
Institutional Ownership Percentage: 70.90%
Insider Trades by Quarter for Enova International (NYSE:ENVA)
Institutional Ownership by Quarter for Enova International (NYSE:ENVA)
Insider Trades by Quarter for Enova International (NYSE:ENVA)
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
3/17/2017John HigginsonVPSell3,500$14.31$50,085.00View SEC Filing  
11/14/2016Firstcash, IncMajor ShareholderSell2,110,051$9.88$20,847,303.88View SEC Filing  
11/8/2016Firstcash, IncMajor ShareholderSell190,638$8.90$1,696,678.20View SEC Filing  
11/2/2016Firstcash, IncMajor ShareholderSell100,000$8.80$880,000.00View SEC Filing  
10/28/2016Firstcash, IncMajor ShareholderSell552,047$9.25$5,106,434.75View SEC Filing  
10/27/2016Firstcash, IncMajor ShareholderSell53,504$9.07$485,281.28View SEC Filing  
10/25/2016Firstcash, IncMajor ShareholderSell46,851$9.16$429,155.16View SEC Filing  
10/24/2016Firstcash, IncMajor ShareholderSell16,039$9.10$145,954.90View SEC Filing  
10/21/2016Firstcash, IncMajor ShareholderSell5,912$9.19$54,331.28View SEC Filing  
10/20/2016Firstcash, IncMajor ShareholderSell65,400$9.19$601,026.00View SEC Filing  
10/17/2016Firstcash, IncMajor ShareholderSell42,190$8.88$374,647.20View SEC Filing  
10/13/2016Firstcash, IncMajor ShareholderSell47,839$9.25$442,510.75View SEC Filing  
10/11/2016Firstcash, IncMajor ShareholderSell33,905$9.35$317,011.75View SEC Filing  
10/6/2016Firstcash, IncMajor ShareholderSell26,124$9.47$247,394.28View SEC Filing  
10/4/2016Firstcash, IncMajor ShareholderSell15,252$9.62$146,724.24View SEC Filing  
9/30/2016Firstcash, IncMajor ShareholderSell104,446$9.77$1,020,437.42View SEC Filing  
9/27/2016Firstcash, IncMajor ShareholderSell44,375$9.57$424,668.75View SEC Filing  
9/22/2016Firstcash, IncMajor ShareholderSell38,333$9.65$369,913.45View SEC Filing  
9/20/2016Firstcash, IncMajor ShareholderSell29,559$9.35$276,376.65View SEC Filing  
9/15/2016Firstcash, IncMajor ShareholderSell20,021$9.25$185,194.25View SEC Filing  
9/14/2016Firstcash, IncMajor ShareholderSell81,145$9.05$734,362.25View SEC Filing  
9/9/2016Firstcash, IncMajor ShareholderSell84,560$9.42$796,555.20View SEC Filing  
9/1/2016Cash America International IncMajor ShareholderSell18,597$9.90$184,110.30View SEC Filing  
8/29/2016Cash America International IncMajor ShareholderSell34,450$9.42$324,519.00View SEC Filing  
8/24/2016Cash America International IncMajor ShareholderSell3,458$9.18$31,744.44View SEC Filing  
8/23/2016Cash America International IncMajor ShareholderSell4,100$9.49$38,909.00View SEC Filing  
8/22/2016Cash America International IncMajor ShareholderSell14,300$9.33$133,419.00View SEC Filing  
8/19/2016Cash America International IncMajor ShareholderSell19,230$9.36$179,992.80View SEC Filing  
8/16/2016Cash America International IncMajor ShareholderSell12,297$9.30$114,362.10View SEC Filing  
8/11/2016Csh Holdings LlcMajor ShareholderSell15,766$9.21$145,204.86View SEC Filing  
8/8/2016Cash America International IncMajor ShareholderSell21,521$9.29$199,930.09View SEC Filing  
8/3/2016Cash America International IncMajor ShareholderSell16,872$9.08$153,197.76View SEC Filing  
4/19/2016Cash America International IncMajor ShareholderSell612$6.05$3,702.60View SEC Filing  
2/11/2016James A. GrayDirectorBuy40,000$5.69$227,600.00View SEC Filing  
2/2/2016Cash America International Incmajor shareholderSell16,753$5.18$86,780.54View SEC Filing  
1/20/2016Cash America International Incmajor shareholderSell557$5.26$2,929.82View SEC Filing  
12/21/2015James Cody SaltersVPBuy4,000$6.18$24,720.00View SEC Filing  
11/20/2015James A GrayDirectorBuy22,000$7.70$169,400.00View SEC Filing  
10/20/2015Cash America International Incmajor shareholderSell12,725$13.00$165,425.00View SEC Filing  
9/9/2015Daniel ShteynVPBuy3,000$12.74$38,220.00View SEC Filing  
8/27/2015Joe DecosmoVPBuy1,291$11.78$15,207.98View SEC Filing  
6/12/2015Cash America International IncMajor ShareholderSell18,539$18.96$351,499.44View SEC Filing  
2/12/2015Gregg A KaplanDirectorBuy4,585$22.01$100,915.85View SEC Filing  
12/10/2014Mark TebbeDirectorBuy10,000$21.92$219,200.00View SEC Filing  
12/4/2014James A GrayDirectorBuy4,600$21.93$100,878.00View SEC Filing  
11/24/2014James A GrayDirectorBuy15,000$22.98$344,700.00View SEC Filing  
(Data available from 1/1/2013 forward)

Headlines

Headline Trends for Enova International (NYSE:ENVA)
Latest Headlines for Enova International (NYSE:ENVA)
Source:
DateHeadline
finance.yahoo.com logoEnova To Present at June Conferences
finance.yahoo.com - May 24 at 4:47 PM
finance.yahoo.com logoEnova International, Inc. – Value Analysis (NYSE:ENVA) : May 16, 2017
finance.yahoo.com - May 16 at 4:57 PM
finance.yahoo.com logoEnova International, Inc. breached its 50 day moving average in a Bearish Manner : ENVA-US : May 15, 2017
finance.yahoo.com - May 15 at 11:40 AM
americanbankingnews.com logoEnova International Inc (ENVA) Upgraded by Zacks Investment Research to "Buy"
www.americanbankingnews.com - May 10 at 11:54 PM
americanbankingnews.com logoEnova International Inc (ENVA) Given Consensus Recommendation of "Hold" by Brokerages
www.americanbankingnews.com - May 9 at 9:02 AM
americanbankingnews.com logoEnova International Inc (ENVA) Expected to Announce Quarterly Sales of $193.24 Million
www.americanbankingnews.com - May 3 at 4:40 PM
americanbankingnews.com logoEnova International (ENVA) Earns News Sentiment Score of 0.19
www.americanbankingnews.com - May 2 at 6:38 PM
americanbankingnews.com logoEnova International Inc (ENVA) Releases Quarterly Earnings Results, Beats Expectations By $0.03 EPS
www.americanbankingnews.com - May 1 at 9:00 PM
americanbankingnews.com logo Brokerages Expect Enova International Inc (ENVA) Will Post Earnings of $0.36 Per Share
www.americanbankingnews.com - May 1 at 11:04 AM
americanbankingnews.com logoEnova International (ENVA) Receiving Somewhat Favorable Press Coverage, AlphaOne Reports
www.americanbankingnews.com - April 29 at 2:51 PM
americanbankingnews.com logoEnova International Inc (ENVA) Releases FY17 Earnings Guidance
www.americanbankingnews.com - April 29 at 12:06 AM
americanbankingnews.com logoEnova International Inc (ENVA) Issues Q2 Earnings Guidance
www.americanbankingnews.com - April 29 at 12:06 AM
nasdaq.com logoNoteworthy Friday Option Activity: PBYI, ENVA, MSFT
www.nasdaq.com - April 28 at 6:05 PM
finance.yahoo.com logoEdited Transcript of ENVA earnings conference call or presentation 27-Apr-17 9:00pm GMT
finance.yahoo.com - April 28 at 6:04 AM
finance.yahoo.com logoEnova Reports First Quarter 2017 Financial Results
finance.yahoo.com - April 27 at 10:32 PM
americanbankingnews.com logoEnova International Inc (ENVA) Updates Q2 Earnings Guidance
www.americanbankingnews.com - April 27 at 7:00 PM
marketbeat.com logoEnova International posts 1Q profit
marketbeat.com - April 27 at 5:18 PM
americanbankingnews.com logoEnova International (ENVA) Receiving Favorable News Coverage, Report Finds
www.americanbankingnews.com - April 26 at 4:30 PM
finance.yahoo.com logoEnova To Present at the Jefferies Global Technology Conference
finance.yahoo.com - April 25 at 4:39 PM
finance.yahoo.com logoEnova International, Inc. breached its 50 day moving average in a Bullish Manner : ENVA-US : April 25, 2017
finance.yahoo.com - April 25 at 11:35 AM
americanbankingnews.com logoEnova International (ENVA) Earning Very Positive Media Coverage, AlphaOne Reports
www.americanbankingnews.com - April 23 at 8:05 AM
finance.yahoo.com logoETFs with exposure to Enova International, Inc. : April 21, 2017
finance.yahoo.com - April 21 at 5:02 PM
americanbankingnews.com logoEnova International (ENVA) Earning Somewhat Critical News Coverage, AlphaOne Reports
www.americanbankingnews.com - April 20 at 3:43 PM
americanbankingnews.com logoEnova International (ENVA) Earning Somewhat Favorable Press Coverage, Report Shows
www.americanbankingnews.com - April 14 at 12:00 PM
americanbankingnews.com logoEnova International Inc (ENVA) Given Consensus Rating of "Hold" by Brokerages
www.americanbankingnews.com - April 14 at 10:02 AM
finance.yahoo.com logoEnova To Announce First Quarter 2017 Results
finance.yahoo.com - April 13 at 9:56 PM
americanbankingnews.com logoEnova International Inc (ENVA) Stock Rating Reaffirmed by Jefferies Group LLC
www.americanbankingnews.com - April 13 at 7:12 AM
americanbankingnews.com logoEnova International Inc (ENVA) Expected to Post Quarterly Sales of $193.02 Million
www.americanbankingnews.com - April 9 at 7:30 AM
americanbankingnews.com logoEnova International's (ENVA) "Buy" Rating Reaffirmed at Jefferies Group LLC
www.americanbankingnews.com - April 8 at 1:44 PM
americanbankingnews.com logoZacks: Brokerages Expect Enova International Inc (ENVA) to Post $0.38 EPS
www.americanbankingnews.com - April 8 at 12:24 AM
finance.yahoo.com logoEnova International, Inc. breached its 50 day moving average in a Bearish Manner : ENVA-US : April 6, 2017
finance.yahoo.com - April 7 at 9:38 AM
americanbankingnews.com logoEnova International Inc (ENVA) Upgraded to "Hold" at Zacks Investment Research
www.americanbankingnews.com - April 4 at 7:55 PM
americanbankingnews.com logoEnova International Inc (ENVA) VP Sells $50,085.00 in Stock
www.americanbankingnews.com - March 21 at 10:16 PM
americanbankingnews.com logoEnova International Inc (ENVA) Receives Consensus Recommendation of "Hold" from Analysts
www.americanbankingnews.com - March 20 at 12:07 PM
biz.yahoo.com logoENOVA INTERNATIONAL, INC. Files SEC form 10-K, Annual Report
biz.yahoo.com - February 24 at 5:49 PM
finance.yahoo.com logoEnova To Present at the JMP Securities Technology Conference
finance.yahoo.com - February 14 at 5:56 PM
finance.yahoo.com logoEnova To Present at the JMP Securities Technology Conference
finance.yahoo.com - February 14 at 5:55 PM
zacks.com logoNew Strong Sell Stocks for February 6th
www.zacks.com - February 6 at 9:43 AM
finance.yahoo.com logoEdited Transcript of ENVA earnings conference call or presentation 2-Feb-17 10:00pm GMT
finance.yahoo.com - February 3 at 5:23 PM
biz.yahoo.com logoQ4 2016 Enova International Inc Earnings Release - After Market Close
us.rd.yahoo.com - February 2 at 5:28 PM
us.rd.yahoo.com logoEnova Announces Fourth Quarter and Full Year 2016 Results
us.rd.yahoo.com - February 2 at 5:28 PM
us.rd.yahoo.com logo4:20 pm Enova International misses by $0.02, reports revs in-line; guides Q1 revs in-line with midpoint below consensus; guides FY17 revs in-line
us.rd.yahoo.com - February 2 at 5:28 PM
finance.yahoo.com logoEnova To Announce Fourth Quarter and Full Year 2016 Results
finance.yahoo.com - January 19 at 6:24 PM
wsj.com logo[$$] Hayashi's Take: Payday Lenders' Changing Fortunes Send Stocks Soaring
www.wsj.com - November 23 at 9:32 AM
finance.yahoo.com logoEnova To Participate in Upcoming Investor Conferences
finance.yahoo.com - November 16 at 4:58 PM
finance.yahoo.com logo3 Reasons Enova International (ENVA) is a Great Value Stock
finance.yahoo.com - November 9 at 1:58 PM
moodys.com logoCreditcorp -- Moody's downgrades seven US finance companies due to the high risk of a distressed exchange
www.moodys.com - October 27 at 9:28 AM
biz.yahoo.com logoQ3 2016 Enova International Inc Earnings Release - After Market Close
biz.yahoo.com - October 27 at 9:28 AM
nasdaq.com logoNoteworthy Thursday Option Activity: NSM, WBA, ENVA
www.nasdaq.com - September 23 at 4:36 PM
finance.yahoo.com logoEnova To Present at the JMP Financial Services and Real Estate Conference
finance.yahoo.com - September 14 at 8:59 AM

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Chart

Enova International (ENVA) Chart for Tuesday, May, 30, 2017

This page was last updated on 5/30/2017 by MarketBeat.com Staff