Enova International Company Profile (NYSE:ENVA)

About Enova International (NYSE:ENVA)

Enova International logoEnova International, Inc. is a technology and analytics company. The Company provides online financial services. As of December 31, 2016, the Company offered or arranged loans to consumers in 33 states in the United States and in the United Kingdom and Brazil. As of December 31, 2016, it also offered financing to small businesses in all 50 states and Washington D.C. in the United States. The Company provides online financial services to non-prime credit consumers and small businesses in the United States, United Kingdom, and Brazil. Its customers include small businesses, which have bank accounts but use alternative financial services because of their limited access to more traditional credit from banks, credit card companies and other lenders. The Company's financing products include short-term loans, line of credit accounts, installment loans and receivables purchase agreements (RPAs).

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Personal & Car Loans
  • Sub-Industry: N/A
  • Symbol: NYSE:ENVA
  • CUSIP: N/A
  • Web: www.enova.com
Capitalization:
  • Market Cap: $446.3 million
  • Outstanding Shares: 33,683,000
Average Prices:
  • 50 Day Moving Avg: $12.46
  • 200 Day Moving Avg: $13.91
  • 52 Week Range: $8.68 - $16.80
P/E:
  • Trailing P/E Ratio: 10.67
  • Foreward P/E Ratio: 8.37
  • P/E Growth: 0.00
Sales & Book Value:
  • Annual Revenue: $712.65 million
  • Price / Sales: 0.63
  • Book Value: $8.16 per share
  • Price / Book: 1.62
Profitability:
  • Net Margins: 5.42%
  • Return on Equity: 15.97%
  • Return on Assets: 4.08%
Debt:
  • Debt-to-Equity Ratio: 2.33%
  • Current Ratio: 7.59%
  • Quick Ratio: 7.59%
Misc:
  • Average Volume: 347,278 shs.
  • Beta: 3.44
  • Short Ratio: 11.2
 

Frequently Asked Questions for Enova International (NYSE:ENVA)

What is Enova International's stock symbol?

Enova International trades on the New York Stock Exchange (NYSE) under the ticker symbol "ENVA."

How will Enova International's stock buyback program work?

Enova International announced that its board has authorized a share buyback plan on Saturday, September 16th 2017, which permits the company to buyback $25,000,000.00 in shares, according to EventVestor. This buyback authorization permits the company to repurchase up to 63% of its shares through open market purchases. Shares buyback plans are generally an indication that the company's management believes its shares are undervalued.

How were Enova International's earnings last quarter?

Enova International, Inc. (NYSE:ENVA) issued its quarterly earnings data on Thursday, July, 27th. The company reported $0.35 EPS for the quarter, hitting analysts' consensus estimates of $0.35. The business had revenue of $189.90 million for the quarter, compared to analyst estimates of $193.70 million. Enova International had a return on equity of 15.97% and a net margin of 5.42%. Enova International's quarterly revenue was up 10.1% compared to the same quarter last year. During the same period in the prior year, the firm earned $0.25 earnings per share. View Enova International's Earnings History.

When will Enova International make its next earnings announcement?

Enova International is scheduled to release their next quarterly earnings announcement on Wednesday, October, 25th 2017. View Earnings Estimates for Enova International.

What guidance has Enova International issued on next quarter's earnings?

Enova International issued an update on its FY17 earnings guidance on Thursday, July, 27th. The company provided earnings per share guidance of $1.07-1.43 for the period, compared to the Thomson Reuters consensus estimate of $1.41. The company issued revenue guidance of $810-860 million, compared to the consensus revenue estimate of $833.27 million.Enova International also updated its Q3 guidance to $0.07-0.25 EPS.

Where is Enova International's stock going? Where will Enova International's stock price be in 2017?

6 analysts have issued twelve-month target prices for Enova International's stock. Their forecasts range from $10.00 to $18.00. On average, they expect Enova International's share price to reach $15.00 in the next twelve months. View Analyst Ratings for Enova International.

Who are some of Enova International's key competitors?

Who are Enova International's key executives?

Enova International's management team includes the folowing people:

  • David A. Fisher, Chairman of the Board, President, Chief Executive Officer
  • Steven E. Cunningham, Chief Financial Officer, Executive Vice President, Principal Accounting Officer, Treasurer
  • Greg Zeeman, Chief Operating Officer, Executive Vice President
  • Kirk L.F. Chartier, Executive Vice President, Chief Marketing Officer
  • John J. Higginson, Chief Technology Officer, Vice President
  • Sean Rahilly, Chief Compliance Officer, Vice President
  • Jim Salters, Vice President - Operations
  • Lisa M. Young, Vice President, General Counsel, Secretary
  • Joseph M. DeCosmo, Vice President - Chief Analytics Officer
  • James A. Gray, Lead Independent Director

Who owns Enova International stock?

Enova International's stock is owned by a number of of retail and institutional investors. Top institutional investors include State Street Corp (1.90%), William Blair Investment Management LLC (1.33%), Ameriprise Financial Inc. (1.29%), Bank of New York Mellon Corp (1.22%), TIAA CREF Investment Management LLC (1.16%) and Tieton Capital Management LLC (1.01%). Company insiders that own Enova International stock include Cash America International Inc, Csh Holdings Llc, Firstcash, Inc, James A Gray, James Cody Salters and John Higginson. View Institutional Ownership Trends for Enova International.

Who sold Enova International stock? Who is selling Enova International stock?

Enova International's stock was sold by a variety of institutional investors in the last quarter, including Public Employees Retirement System of Ohio, Symphony Asset Management LLC, Russell Investments Group Ltd., AJO LP, Comerica Bank, Parametric Portfolio Associates LLC, Capstone Asset Management Co. and Mckinley Capital Management LLC Delaware. Company insiders that have sold Enova International stock in the last year include Firstcash, Inc and John Higginson. View Insider Buying and Selling for Enova International.

Who bought Enova International stock? Who is buying Enova International stock?

Enova International's stock was acquired by a variety of institutional investors in the last quarter, including Tieton Capital Management LLC, TIAA CREF Investment Management LLC, William Blair Investment Management LLC, Municipal Employees Retirement System of Michigan, James Investment Research Inc., Ameriprise Financial Inc., Bank of New York Mellon Corp and Wedge Capital Management L L P NC. Company insiders that have bought Enova International stock in the last two years include James A Gray and James Cody Salters. View Insider Buying and Selling for Enova International.

How do I buy Enova International stock?

Shares of Enova International can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is Enova International's stock price today?

One share of Enova International stock can currently be purchased for approximately $13.23.


MarketBeat Community Rating for Enova International (NYSE ENVA)
Community Ranking:  2.2 out of 5 (star star)
Outperform Votes:  82 (Vote Outperform)
Underperform Votes:  108 (Vote Underperform)
Total Votes:  190
MarketBeat's community ratings are surveys of what our community members think about Enova International and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Analyst Ratings

Consensus Ratings for Enova International (NYSE:ENVA) (How are Consensus Ratings Calculated?)
Ratings Breakdown: 2 Hold Ratings, 4 Buy Ratings
Consensus Rating:Buy (Score: 2.67)
Consensus Price Target: $15.00 (13.42% upside)

Analysts' Ratings History for Enova International (NYSE:ENVA)
Show:
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
7/14/2017Jefferies Group LLCReiterated RatingBuy$17.00LowView Rating Details
7/12/2017Maxim GroupInitiated CoverageBuy -> Buy$18.00HighView Rating Details
2/3/2017Telsey Advisory GroupBoost Price TargetMarket Perform$10.00 -> $15.00N/AView Rating Details
1/12/2017StephensInitiated CoverageOverweightN/AView Rating Details
10/30/2016FBR & CoReiterated RatingMarket Perform$9.00 -> $10.00N/AView Rating Details
10/10/2016JMP SecuritiesReiterated RatingBuyN/AView Rating Details
5/26/2016MacquarieInitiated CoverageNeutral$8.25N/AView Rating Details
1/14/2016Janney Montgomery ScottInitiated CoverageNeutral$7.00N/AView Rating Details
(Data available from 9/26/2015 forward)

Earnings

Earnings History for Enova International (NYSE:ENVA)
Earnings by Quarter for Enova International (NYSE:ENVA)
Earnings History by Quarter for Enova International (NYSE ENVA)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
10/25/2017$0.17N/AView Earnings Details
7/27/2017Q2 2017$0.35$0.35$193.70 million$189.90 millionViewN/AView Earnings Details
4/28/2017Q1 2017$0.38$0.41$192.10 million$192.30 millionViewN/AView Earnings Details
2/2/2017Q416$0.22$0.19$199.80 million$202.40 millionViewListenView Earnings Details
10/27/2016Q316$0.18$0.28$184.70 million$195.94 millionViewListenView Earnings Details
7/28/2016Q216$0.22$0.25$165.80 million$172.50 millionViewListenView Earnings Details
4/28/2016Q116$0.21$0.31$165.28 million$174.65 millionViewN/AView Earnings Details
2/4/2016Q415$0.09$0.13$171.06 million$175.40 millionViewN/AView Earnings Details
11/4/2015Q315$0.36$0.14$165.85 million$165.20 millionViewN/AView Earnings Details
8/5/2015Q215$0.47$0.40$156.35 million$146.30 millionViewN/AView Earnings Details
5/6/2015Q115$0.69$0.74$178.50 million$165.70 millionViewN/AView Earnings Details
2/3/2015Q414$0.53$0.68$204.00 million$194.70 millionViewN/AView Earnings Details
(Data available from 1/1/2011 forward)

Estimates

Earnings Estimates for Enova International (NYSE:ENVA)
Current Year EPS Consensus Estimate: $1.1 EPS
Next Year EPS Consensus Estimate: $1.58 EPS

Dividends

Dividend History for Enova International (NYSE:ENVA)
No dividend announcements for this company have been tracked by MarketBeat.com

Insider Trades

Insider Trading and Institutional Ownership History for Enova International (NYSE:ENVA)
Insider Ownership Percentage: 4.50%
Institutional Ownership Percentage: 95.32%
Insider Trades by Quarter for Enova International (NYSE:ENVA)
Institutional Ownership by Quarter for Enova International (NYSE:ENVA)
Insider Trades by Quarter for Enova International (NYSE:ENVA)
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
3/17/2017John HigginsonVPSell3,500$14.31$50,085.00View SEC Filing  
11/14/2016Firstcash, IncMajor ShareholderSell2,110,051$9.88$20,847,303.88View SEC Filing  
11/8/2016Firstcash, IncMajor ShareholderSell190,638$8.90$1,696,678.20View SEC Filing  
11/2/2016Firstcash, IncMajor ShareholderSell100,000$8.80$880,000.00View SEC Filing  
10/28/2016Firstcash, IncMajor ShareholderSell552,047$9.25$5,106,434.75View SEC Filing  
10/27/2016Firstcash, IncMajor ShareholderSell53,504$9.07$485,281.28View SEC Filing  
10/25/2016Firstcash, IncMajor ShareholderSell46,851$9.16$429,155.16View SEC Filing  
10/24/2016Firstcash, IncMajor ShareholderSell16,039$9.10$145,954.90View SEC Filing  
10/21/2016Firstcash, IncMajor ShareholderSell5,912$9.19$54,331.28View SEC Filing  
10/20/2016Firstcash, IncMajor ShareholderSell65,400$9.19$601,026.00View SEC Filing  
10/17/2016Firstcash, IncMajor ShareholderSell42,190$8.88$374,647.20View SEC Filing  
10/13/2016Firstcash, IncMajor ShareholderSell47,839$9.25$442,510.75View SEC Filing  
10/11/2016Firstcash, IncMajor ShareholderSell33,905$9.35$317,011.75View SEC Filing  
10/6/2016Firstcash, IncMajor ShareholderSell26,124$9.47$247,394.28View SEC Filing  
10/4/2016Firstcash, IncMajor ShareholderSell15,252$9.62$146,724.24View SEC Filing  
9/30/2016Firstcash, IncMajor ShareholderSell104,446$9.77$1,020,437.42View SEC Filing  
9/27/2016Firstcash, IncMajor ShareholderSell44,375$9.57$424,668.75View SEC Filing  
9/22/2016Firstcash, IncMajor ShareholderSell38,333$9.65$369,913.45View SEC Filing  
9/20/2016Firstcash, IncMajor ShareholderSell29,559$9.35$276,376.65View SEC Filing  
9/15/2016Firstcash, IncMajor ShareholderSell20,021$9.25$185,194.25View SEC Filing  
9/14/2016Firstcash, IncMajor ShareholderSell81,145$9.05$734,362.25View SEC Filing  
9/9/2016Firstcash, IncMajor ShareholderSell84,560$9.42$796,555.20View SEC Filing  
9/1/2016Cash America International IncMajor ShareholderSell18,597$9.90$184,110.30View SEC Filing  
8/29/2016Cash America International IncMajor ShareholderSell34,450$9.42$324,519.00View SEC Filing  
8/24/2016Cash America International IncMajor ShareholderSell3,458$9.18$31,744.44View SEC Filing  
8/23/2016Cash America International IncMajor ShareholderSell4,100$9.49$38,909.00View SEC Filing  
8/22/2016Cash America International IncMajor ShareholderSell14,300$9.33$133,419.00View SEC Filing  
8/19/2016Cash America International IncMajor ShareholderSell19,230$9.36$179,992.80View SEC Filing  
8/16/2016Cash America International IncMajor ShareholderSell12,297$9.30$114,362.10View SEC Filing  
8/11/2016Csh Holdings LlcMajor ShareholderSell15,766$9.21$145,204.86View SEC Filing  
8/8/2016Cash America International IncMajor ShareholderSell21,521$9.29$199,930.09View SEC Filing  
8/3/2016Cash America International IncMajor ShareholderSell16,872$9.08$153,197.76View SEC Filing  
4/19/2016Cash America International IncMajor ShareholderSell612$6.05$3,702.60View SEC Filing  
2/11/2016James A. GrayDirectorBuy40,000$5.69$227,600.00View SEC Filing  
2/2/2016Cash America International Incmajor shareholderSell16,753$5.18$86,780.54View SEC Filing  
1/20/2016Cash America International Incmajor shareholderSell557$5.26$2,929.82View SEC Filing  
12/21/2015James Cody SaltersVPBuy4,000$6.18$24,720.00View SEC Filing  
11/20/2015James A GrayDirectorBuy22,000$7.70$169,400.00View SEC Filing  
10/20/2015Cash America International Incmajor shareholderSell12,725$13.00$165,425.00View SEC Filing  
9/9/2015Daniel ShteynVPBuy3,000$12.74$38,220.00View SEC Filing  
8/27/2015Joe DecosmoVPBuy1,291$11.78$15,207.98View SEC Filing  
6/12/2015Cash America International IncMajor ShareholderSell18,539$18.96$351,499.44View SEC Filing  
2/12/2015Gregg A KaplanDirectorBuy4,585$22.01$100,915.85View SEC Filing  
12/10/2014Mark TebbeDirectorBuy10,000$21.92$219,200.00View SEC Filing  
12/4/2014James A GrayDirectorBuy4,600$21.93$100,878.00View SEC Filing  
11/24/2014James A GrayDirectorBuy15,000$22.98$344,700.00View SEC Filing  
(Data available from 1/1/2013 forward)

Headlines

Headline Trends for Enova International (NYSE:ENVA)
Latest Headlines for Enova International (NYSE:ENVA)
Source:
DateHeadline
finance.yahoo.com logoEnova International, Inc. :ENVA-US: Earnings Analysis: Q2, 2017 By the Numbers : September 25, 2017
finance.yahoo.com - September 25 at 11:27 AM
nasdaq.com logoClarity Services and Enova Decisions Partnership Pairs Exclusive Subprime Data with Digital Decisioning
www.nasdaq.com - September 21 at 6:27 PM
finance.yahoo.com logoEnova International, Inc. breached its 50 day moving average in a Bullish Manner : ENVA-US : September 19, 2017
finance.yahoo.com - September 19 at 6:20 PM
americanbankingnews.com logoEnova International (ENVA) to Buyback $25.00 million in Shares
www.americanbankingnews.com - September 16 at 11:16 AM
finance.yahoo.com logoEnova Announces $25 Million Share Repurchase Program
finance.yahoo.com - September 15 at 11:34 PM
finance.yahoo.com logoAre Options Traders Betting on a Big Move in Enova International (ENVA) Stock?
finance.yahoo.com - September 13 at 7:40 PM
americanbankingnews.com logo$0.15 EPS Expected for Enova International, Inc. (ENVA) This Quarter
www.americanbankingnews.com - September 13 at 6:22 PM
americanbankingnews.com logoEnova International, Inc. (ENVA) Receives Consensus Rating of "Buy" from Brokerages
www.americanbankingnews.com - September 13 at 4:44 PM
americanbankingnews.com logo Analysts Expect Enova International, Inc. (ENVA) to Announce $0.15 Earnings Per Share
www.americanbankingnews.com - September 10 at 4:10 AM
americanbankingnews.com logoEnova International, Inc. (ENVA) Rating Increased to Sell at BidaskClub
www.americanbankingnews.com - September 6 at 7:12 PM
businesswire.com logoFactorTrust and Enova Decisions Partner on Predictive Data
www.businesswire.com - September 2 at 10:32 PM
americanbankingnews.com logo$211.50 Million in Sales Expected for Enova International, Inc. (ENVA) This Quarter
www.americanbankingnews.com - August 24 at 5:16 AM
americanbankingnews.com logoEnova International, Inc. (ENVA) Expected to Post Earnings of $0.15 Per Share
www.americanbankingnews.com - August 22 at 4:14 PM
americanbankingnews.com logoEnova International, Inc. (ENVA) Receives Average Recommendation of "Buy" from Brokerages
www.americanbankingnews.com - August 19 at 2:48 PM
finance.yahoo.com logoEnova Prices Private Offering Of $250 Million Of 8.500% Senior Notes Due 2024
finance.yahoo.com - August 18 at 6:17 PM
finance.yahoo.com logoEnova International, Inc. -- Moody's rates Enova's new senior unsecured notes Caa1, with a stable outlook
finance.yahoo.com - August 15 at 7:01 PM
finance.yahoo.com logoEnova Announces Private Offering Of $250 Million Of Senior Notes Due 2024
finance.yahoo.com - August 14 at 6:42 PM
finance.yahoo.com logoEnova International, Inc. – Value Analysis (NYSE:ENVA) : August 14, 2017
finance.yahoo.com - August 14 at 6:42 PM
americanbankingnews.com logoEnova International, Inc. (NYSE:ENVA) Downgraded by BidaskClub
www.americanbankingnews.com - August 12 at 2:22 PM
americanbankingnews.com logoEnova International, Inc. (NYSE:ENVA) Expected to Post Quarterly Sales of $211.50 Million
www.americanbankingnews.com - August 6 at 7:54 AM
americanbankingnews.com logo$0.11 EPS Expected for Enova International, Inc. (ENVA) This Quarter
www.americanbankingnews.com - August 4 at 10:28 AM
finance.yahoo.com logoEnova International, Inc. breached its 50 day moving average in a Bearish Manner : ENVA-US : July 31, 2017
finance.yahoo.com - July 31 at 6:03 PM
americanbankingnews.com logoEnova International, Inc. (ENVA) Downgraded to Hold at BidaskClub
www.americanbankingnews.com - July 31 at 4:29 PM
finance.yahoo.com logoEdited Transcript of ENVA earnings conference call or presentation 27-Jul-17 9:00pm GMT
finance.yahoo.com - July 28 at 8:23 PM
americanbankingnews.com logoEnova International, Inc. (NYSE:ENVA) Releases Earnings Results, Beats Estimates By $0.03 EPS
www.americanbankingnews.com - July 27 at 10:33 PM
americanbankingnews.com logoEnova International, Inc. (NYSE:ENVA) Releases FY17 Earnings Guidance
www.americanbankingnews.com - July 27 at 9:40 PM
americanbankingnews.com logoEnova International, Inc. (ENVA) Updates Q3 Earnings Guidance
www.americanbankingnews.com - July 27 at 9:40 PM
finance.yahoo.com logoInvestor Network: Enova International Inc to Host Earnings Call
finance.yahoo.com - July 27 at 6:52 PM
finance.yahoo.com logoEnova Reports Second Quarter 2017 Financial Results
finance.yahoo.com - July 27 at 6:52 PM
americanbankingnews.com logoEnova International, Inc. (ENVA) Given Consensus Rating of "Buy" by Analysts
www.americanbankingnews.com - July 25 at 4:51 PM
americanbankingnews.com logoEnova International, Inc. (NYSE:ENVA) Raised to "Strong-Buy" at BidaskClub
www.americanbankingnews.com - July 16 at 2:50 PM
americanbankingnews.com logoEnova International, Inc. (NYSE:ENVA) Expected to Announce Quarterly Sales of $193.24 Million
www.americanbankingnews.com - July 15 at 9:52 AM
americanbankingnews.com logoEnova International's (NYSE:ENVA) "Buy" Rating Reaffirmed at Jefferies Group LLC
www.americanbankingnews.com - July 14 at 9:44 PM
finance.yahoo.com logoEnova International (ENVA) Worth a Look: Stock Gains 5.2%
finance.yahoo.com - July 13 at 7:40 PM
finance.yahoo.com logoEnova To Announce Second Quarter 2017 Results
finance.yahoo.com - July 13 at 7:40 PM
americanbankingnews.com logo Analysts Expect Enova International, Inc. (ENVA) to Announce $0.35 EPS
www.americanbankingnews.com - July 13 at 8:13 AM
americanbankingnews.com logoEnova International, Inc. (ENVA) Coverage Initiated at Maxim Group
www.americanbankingnews.com - July 12 at 8:32 AM
americanbankingnews.com logoHead-To-Head Survey: Santander Consumer USA Holdings (SC) and Enova International (NYSE:ENVA)
www.americanbankingnews.com - July 1 at 12:35 PM
americanbankingnews.com logoEnova International, Inc. (ENVA) Stock Rating Lowered by Zacks Investment Research
www.americanbankingnews.com - June 28 at 10:34 PM
finance.yahoo.com logoETFs with exposure to Enova International, Inc. : June 28, 2017
finance.yahoo.com - June 28 at 6:00 PM
americanbankingnews.com logoSantander Consumer USA Holdings (SC) & Enova International (ENVA) Head-To-Head Survey
www.americanbankingnews.com - June 24 at 12:14 PM
americanbankingnews.com logoEnova International, Inc. (ENVA) Expected to Announce Quarterly Sales of $193.24 Million
www.americanbankingnews.com - June 21 at 12:34 PM
americanbankingnews.com logo$0.35 EPS Expected for Enova International, Inc. (ENVA) This Quarter
www.americanbankingnews.com - June 19 at 9:00 AM
finance.yahoo.com logoETFs with exposure to Enova International, Inc. : June 15, 2017
finance.yahoo.com - June 15 at 7:04 PM
finance.yahoo.com logoEnova International, Inc. breached its 50 day moving average in a Bullish Manner : ENVA-US : June 6, 2017
finance.yahoo.com - June 6 at 5:24 PM
americanbankingnews.com logoEnova International Inc (ENVA) Receives Consensus Rating of "Buy" from Brokerages
www.americanbankingnews.com - June 5 at 8:50 AM
americanbankingnews.com logoEnova International Inc (ENVA) Stock Rating Upgraded by ValuEngine
www.americanbankingnews.com - June 4 at 6:46 PM
americanbankingnews.com logoEnova International Inc (ENVA) Upgraded at Zacks Investment Research
www.americanbankingnews.com - June 2 at 11:40 PM
americanbankingnews.com logoEnova International Inc (ENVA) Stock Rating Lowered by Zacks Investment Research
www.americanbankingnews.com - June 1 at 6:40 PM
finance.yahoo.com logoETFs with exposure to Enova International, Inc. : June 1, 2017
finance.yahoo.com - June 1 at 5:45 PM

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Chart

Enova International (ENVA) Chart for Tuesday, September, 26, 2017

This page was last updated on 9/26/2017 by MarketBeat.com Staff