Enova International, Inc., a technology and analytics company, provides online financial services. The company offers short-term consumer loans; line of credit accounts; installment loans; receivables purchase agreements; CSO programs, including credit-related services, such as arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs comprising technology, loan servicing, and marketing services to the bank, as well as Enova Decisions, an analytics as a service that enables companies to take decisions about their customers through existing tools and technologies. It offers loans to consumers under the names CashNetUSA and NetCredit in the United States; QuickQuid, Pounds to Pocket, and On Stride Financial names in the United Kingdom; and Simplic name in Brazil. The company also offers financing to small businesses under the names Headway Capital and The Business Backer in the United States. Enova International, Inc. was founded in 2011 and is headquartered in Chicago, Illinois.
Industry, Sector and Symbol
Industry Personal credit institutions
Sub-IndustryN/A
SectorFinance
Phone312-568-4200
Debt
Price-To-Earnings
Sales & Book Value
Annual Sales$1.11 billion
Profitability
Miscellaneous
Employees1,218
Next Earnings Date4/25/2019 (Estimated)
OptionableOptionable
Enova International (NYSE:ENVA) Frequently Asked Questions
What is Enova International's stock symbol?
Enova International trades on the New York Stock Exchange (NYSE) under the ticker symbol "ENVA."
How will Enova International's stock buyback program work?
Enova International declared that its Board of Directors has approved a share repurchase plan on Saturday, September 16th 2017, which permits the company to buyback $25,000,000.00 in outstanding shares, according to EventVestor. This buyback authorization permits the company to reacquire up to 63% of its shares through open market purchases. Shares buyback plans are often a sign that the company's board of directors believes its shares are undervalued.
How were Enova International's earnings last quarter?
Enova International Inc (NYSE:ENVA) announced its earnings results on Thursday, January, 31st. The credit services provider reported $0.52 earnings per share for the quarter, meeting analysts' consensus estimates of $0.52. The credit services provider had revenue of $312.60 million for the quarter, compared to the consensus estimate of $303.64 million. Enova International had a return on equity of 24.19% and a net margin of 6.29%. View Enova International's Earnings History.
When is Enova International's next earnings date?
What guidance has Enova International issued on next quarter's earnings?
Enova International updated its FY19 earnings guidance on Thursday, January, 31st. The company provided EPS guidance of $2.76 to $3.40 for the period, compared to the Thomson Reuters consensus EPS estimate of $3.13. The company issued revenue guidance of $1.25 billion to $1.31 billion, compared to the consensus revenue estimate of $1.26 billion.Enova International also updated its Q1 guidance to $0.85 to $1.06 EPS.
What price target have analysts set for ENVA?
3 brokerages have issued 1 year price objectives for Enova International's shares. Their predictions range from $35.00 to $45.00. On average, they expect Enova International's share price to reach $40.00 in the next twelve months. This suggests a possible upside of 79.0% from the stock's current price. View Analyst Price Targets for Enova International.
What is the consensus analysts' recommendation for Enova International?
3 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Enova International in the last year. There are currently 3 buy ratings for the stock, resulting in a consensus recommendation of "Buy." View Analyst Ratings for Enova International.
What are Wall Street analysts saying about Enova International stock?
Here are some recent quotes from research analysts about Enova International stock:
- 1. According to Zacks Investment Research, "Enova International, Inc. is a provider of online financial services. It offers loans to customers in the United States and in the United Kingdom, Australia and Canada. The Company's customers include consumers who have bank accounts but use alternative financial credit services because of their limited access to more traditional consumer credit from banks, thrifts, credit card companies and other lenders. Enova International, Inc is headquartered in Chicago. " (2/7/2019)
- 2. Maxim Group analysts commented, "2Q18 results were strong, with revenue above management’s guidance range and other key metrics consistent with guidance. Management raised 2018 guidance (see below). We are leaving our 2018 estimates essentially unchanged, at $2.04 for EPS and $204.9 million for adjusted EBITDA. Importantly, we have more confidence in our estimates, due to credit quality (the most important success factor, in our view) remaining stable as loans have grown. We maintain our price target at $43, which represents a discount to the valuation of LendingClub (LC – Buy)." (7/27/2018)
Has Enova International been receiving favorable news coverage?
News coverage about ENVA stock has been trending extremely negative recently, InfoTrie Sentiment reports. The research group rates the sentiment of media coverage by monitoring more than six thousand blog and news sources in real time. The firm ranks coverage of publicly-traded companies on a scale of negative five to five, with scores closest to five being the most favorable. Enova International earned a coverage optimism score of -4.0 on InfoTrie's scale. They also gave news articles about the credit services provider a news buzz of 10.0 out of 10, indicating that recent media coverage is extremely likely to have an effect on the company's share price in the near future.
Who are some of Enova International's key competitors?
What other stocks do shareholders of Enova International own?
Who are Enova International's key executives?
Enova International's management team includes the folowing people:
- Mr. David A. Fisher J.D., Chairman, Pres & CEO (Age 50)
- Mr. Steven E. Cunningham, Exec. VP, Treasurer & CFO (Age 49)
- Mr. Gregory T. Zeeman, Exec. VP & COO (Age 50)
- Mr. Kirk L. F. Chartier, Chief Marketing Officer & Exec. VP (Age 55)
- Mr. John J. Higginson, CTO & VP (Age 51)
Who are Enova International's major shareholders?
Enova International's stock is owned by a variety of of institutional and retail investors. Top institutional investors include Geode Capital Management LLC (1.73%), Geode Capital Management LLC (1.73%), Bank of New York Mellon Corp (1.38%), Tieton Capital Management LLC (0.40%), 361 Capital LLC (0.31%) and Rhumbline Advisers (0.28%). Company insiders that own Enova International stock include Ellen Carnahan, Gregg A Kaplan, Gregory T Zeeman, James A Gray, Mark Mcgowan and Mark Tebbe. View Institutional Ownership Trends for Enova International.
Which major investors are selling Enova International stock?
ENVA stock was sold by a variety of institutional investors in the last quarter, including James Investment Research Inc., New York State Common Retirement Fund, Barrow Hanley Mewhinney & Strauss LLC, MetLife Investment Advisors LLC and First Quadrant L P CA. Company insiders that have sold Enova International company stock in the last year include Gregg A Kaplan, Gregory T Zeeman and James A Gray. View Insider Buying and Selling for Enova International.
Which major investors are buying Enova International stock?
ENVA stock was bought by a variety of institutional investors in the last quarter, including Geode Capital Management LLC, Geode Capital Management LLC, 361 Capital LLC, Rhumbline Advisers, Cavalier Investments LLC, Bowling Portfolio Management LLC, Navellier & Associates Inc and Bank of New York Mellon Corp. Company insiders that have bought Enova International stock in the last two years include Ellen Carnahan and Mark Mcgowan. View Insider Buying and Selling for Enova International.
How do I buy shares of Enova International?
Shares of ENVA can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Enova International's stock price today?
One share of ENVA stock can currently be purchased for approximately $22.35.
How big of a company is Enova International?
Enova International has a market capitalization of $748.50 million and generates $1.11 billion in revenue each year. The credit services provider earns $70.10 million in net income (profit) each year or $2.32 on an earnings per share basis. Enova International employs 1,218 workers across the globe.
What is Enova International's official website?
How can I contact Enova International?
Enova International's mailing address is 175 WEST JACKSON BLVD. SUITE 1000, CHICAGO IL, 60604. The credit services provider can be reached via phone at 312-568-4200.
MarketBeat Community Rating for Enova International (NYSE ENVA)
MarketBeat's community ratings are surveys of what our community members think about Enova International and other stocks. Vote "Outperform" if you believe ENVA will outperform the S&P 500 over the long term. Vote "Underperform" if you believe ENVA will underperform the S&P 500 over the long term. You may vote once every thirty days.
