NYSE:ENVA Enova International (ENVA) Stock Price, News & Analysis $125.81 -1.04 (-0.82%) Closing price 09/19/2025 03:59 PM EasternExtended Trading$125.98 +0.18 (+0.14%) As of 05:10 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Enova International Stock (NYSE:ENVA) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Enova International alerts:Sign Up Key Stats Today's Range$124.32▼$127.3050-Day Range$100.50▼$126.8352-Week Range$79.41▼$128.60Volume668,960 shsAverage Volume315,050 shsMarket Capitalization$3.15 billionP/E Ratio13.36Dividend YieldN/APrice Target$111.00Consensus RatingBuy Company Overview Enova International, Inc. (NYSE: ENVA) is a Chicago-based financial services company specializing in online lending solutions. Since its founding in 2004, Enova has leveraged proprietary data analytics and technology platforms to underwrite and deliver short-term consumer loans, lines of credit and installment loans. Through its flagship consumer brand NetCredit, Enova provides flexible credit options designed to serve a wide range of borrowers, including those with limited or non-traditional credit histories. In addition to its U.S. consumer operations, Enova operates dedicated commercial lending services under its OnDeck brand, offering small businesses access to working capital through term loans and revolving credit lines. The company has expanded internationally, serving customers in the United Kingdom and Brazil via localized online platforms. Enova’s risk and underwriting models draw upon machine learning and real-time data to assess creditworthiness, enabling rapid decision-making and funding. Enova differentiates itself through a fully digital customer experience and a focus on speed, with many approved applicants receiving funds within one business day. Its executive team brings deep expertise in financial technology, data science and regulatory compliance. The company continues to invest in its technology infrastructure and product suite to enhance its underwriting capabilities and broaden its service offerings across geographies.AI Generated. May Contain Errors. Read More Enova International Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks44th Percentile Overall ScoreENVA MarketRank™: Enova International scored higher than 44% of companies evaluated by MarketBeat, and ranked 694th out of 938 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.6 / 5Analyst RatingBuy Consensus RatingEnova International has received a consensus rating of Buy. The company's average rating score is 3.17, and is based on 5 buy ratings, no hold ratings, and no sell ratings.Downside RiskEnova International has a consensus price target of $111.00, representing about 11.8% downside from its current price of $125.81.Amount of Analyst CoverageEnova International has received no research coverage in the past 90 days.Read more about Enova International's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth20.37% Earnings GrowthEarnings for Enova International are expected to grow by 20.37% in the coming year, from $10.31 to $12.41 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Enova International is 13.36, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 281.43.Price to Earnings Ratio vs. SectorThe P/E ratio of Enova International is 13.36, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 239.79.Price to Book Value per Share RatioEnova International has a P/B Ratio of 2.75. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Enova International's valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted8.26% of the float of Enova International has been sold short.Short Interest Ratio / Days to CoverEnova International has a short interest ratio ("days to cover") of 6.2.Change versus previous monthShort interest in Enova International has recently increased by 2.63%, indicating that investor sentiment is decreasing. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldEnova International does not currently pay a dividend.Dividend GrowthEnova International does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted8.26% of the float of Enova International has been sold short.Short Interest Ratio / Days to CoverEnova International has a short interest ratio ("days to cover") of 6.2.Change versus previous monthShort interest in Enova International has recently increased by 2.63%, indicating that investor sentiment is decreasing. News and Social Media3.5 / 5News Sentiment1.32 News SentimentEnova International has a news sentiment score of 1.32. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.02 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Enova International this week, compared to 4 articles on an average week.Search Interest8 people have searched for ENVA on MarketBeat in the last 30 days. This is an increase of 167% compared to the previous 30 days.MarketBeat Follows4 people have added Enova International to their MarketBeat watchlist in the last 30 days. This is an increase of 300% compared to the previous 30 days. Company Ownership2.5 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Enova International insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $6,436,325.00 in company stock.Percentage Held by InsidersOnly 8.40% of the stock of Enova International is held by insiders.Percentage Held by Institutions89.43% of the stock of Enova International is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Enova International's insider trading history. Receive ENVA Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Enova International and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. ENVA Stock News HeadlinesEnova International (NYSE:ENVA) CEO Sells $2,439,200.00 in StockSeptember 9, 2025 | insidertrades.comEnova International (NYSE:ENVA) CEO David Fisher Sells 5,000 SharesAugust 29, 2025 | insidertrades.comYour Bank Account Is No Longer SafeWhat If Washington Declared That: YOUR Money ISN'T Actually Yours? Sounds insane, but that's exactly what the Department of Justice just admitted in court—claiming cash isn't legally your property. What does that mean? It means Washington thinks they can seize, freeze, or drain your accounts—whenever they want.September 22 at 2:00 AM | Priority Gold (Ad)Contrasting Aaron's (NYSE:PRG) & Enova International (NYSE:ENVA)September 11, 2025 | americanbankingnews.comWitnessing An Insider Decision, David Fisher Exercises Options Valued At $1.89M At Enova InternationalSeptember 9, 2025 | benzinga.comHow Enova International's Expanded Credit Facility and Insider Sales May Shape Its Financial Flexibility (ENVA)September 9, 2025 | finance.yahoo.comInsider Unloading: David Fisher Sells Options, Realizes $2.43MSeptember 3, 2025 | benzinga.comWhy Enova (ENVA) Stock Is Down TodaySeptember 3, 2025 | finance.yahoo.comSee More Headlines ENVA Stock Analysis - Frequently Asked Questions How have ENVA shares performed this year? Enova International's stock was trading at $95.88 at the beginning of 2025. Since then, ENVA shares have increased by 31.2% and is now trading at $125.8070. How were Enova International's earnings last quarter? Enova International, Inc. (NYSE:ENVA) issued its earnings results on Thursday, July, 24th. The credit services provider reported $3.23 earnings per share for the quarter, topping analysts' consensus estimates of $3.00 by $0.23. Enova International's quarterly revenue was up 21.6% on a year-over-year basis. Read the conference call transcript. How will Enova International's stock buyback program work? Enova International's Board of Directors initiated a share repurchase plan on Monday, August 12th 2024, which authorizes the company to buy back $300,000,000 in shares, according to EventVestor. This means that the company could purchase up to 12.5% of its shares through open market purchases. Shares buyback plans are generally an indication that the company's leadership believes its shares are undervalued. Who are Enova International's major shareholders? Top institutional shareholders of Enova International include Geode Capital Management LLC (2.38%), Bank of New York Mellon Corp (0.68%), Baird Financial Group Inc. (0.62%) and Tieton Capital Management LLC (0.42%). Insiders that own company stock include David Fisher, Steven E Cunningham, Kirk Chartier, Sean Rahilly, Ellen Carnahan, Gregg A Kaplan, James Joseph Lee and Linda Johnson Rice. View institutional ownership trends. How do I buy shares of Enova International? Shares of ENVA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Enova International own? Based on aggregate information from My MarketBeat watchlists, some other companies that Enova International investors own include NVIDIA (NVDA), Meta Platforms (META), Tesla (TSLA), Advanced Micro Devices (AMD), Netflix (NFLX), JPMorgan Chase & Co. (JPM) and Visa (V). Company Calendar Last Earnings7/24/2025Today9/21/2025Next Earnings (Estimated)10/28/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry FIN - CONS LOANS Sub-IndustryBanking Current SymbolNYSE:ENVA CIK1529864 Webwww.enova.com Phone(312) 568-4200Fax312-268-6465Employees1,787Year Founded2004Price Target and Rating Average Price Target for Enova International$111.00 High Price Target$138.00 Low Price Target$17.00 Potential Upside/Downside-11.8%Consensus RatingBuy Rating Score (0-4)3.17 Research Coverage6 Analysts Profitability EPS (Trailing Twelve Months)$9.42 Trailing P/E Ratio13.36 Forward P/E Ratio12.20 P/E GrowthN/ANet Income$209.45 million Net Margins8.75% Pretax Margin11.10% Return on Equity23.33% Return on Assets5.23% Debt Debt-to-Equity Ratio3.23 Current Ratio18.15 Quick Ratio18.15 Sales & Book Value Annual Sales$2.66 billion Price / Sales1.18 Cash Flow$11.01 per share Price / Cash Flow11.43 Book Value$45.67 per share Price / Book2.75Miscellaneous Outstanding Shares25,010,000Free Float22,912,000Market Cap$3.15 billion OptionableOptionable Beta1.51 Social Links Options Trading Made Easy - Download NowLearn the basics of options trading and how to use them to boost returns and manage risk with this free report from MarketBeat. Click the link below to get your free copy.Get This Free Report This page (NYSE:ENVA) was last updated on 9/22/2025 by MarketBeat.com Staff From Our PartnersWhat The Silver Boom Could Mean For You…AI, electric vehicles, and even global central banks are quietly fueling record demand for silver. This once-o...Goldco Precious Metals | SponsoredTrump’s Plan May Undo 1933’s Biggest Financial InjusticeTrump's Reset Can Give Birth To America's Greatest Era Yet A 90-Year cycle may end soon, creating real weal...American Hartford Gold | SponsoredGENIUS Act: The Plot to Seize Your Cash?A new law called the GENIUS Act could quietly trigger the most radical shift in American finance in decades. B...Priority Gold | SponsoredA New Way to Double Your Retirement Income?Bloomberg reports that a new class of investments is “entering a golden era,” with yields fueling a retail boo...Investors Alley | SponsoredWhy More Investors Are Using Family Trusts to Protect Their WealthFor many investors, a family trust can be an essential tool for protecting assets, avoiding probate, and ensur...SmartAsset | SponsoredOut of 18,347 Cryptocurrencies... This is the ONLY OneThis Crypto Could Thrive as Global Tensions Rise Right as capital begins to rotate back into crypto, my top...Crypto 101 Media | SponsoredCollege grad makes $64,000 a monthA Wall Street legend just helped train our own proprietary AI system in the stock market (a project that took ...Stansberry Research | SponsoredRecession Risk: 90% — Are Your Savings Ready?Moody's latest report shows one-third of U.S. economic activity is already in recession or at high risk.Lear Capital | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Enova International, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Enova International With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.