NYSE:ENVA Enova International (ENVA) Stock Price, News & Analysis $121.27 -0.48 (-0.39%) Closing price 08/29/2025 03:59 PM EasternExtended Trading$121.30 +0.03 (+0.02%) As of 08/29/2025 04:20 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Enova International Stock (NYSE:ENVA) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Enova International alerts:Sign Up Key Stats Today's Range$120.80▼$122.4350-Day Range$100.50▼$121.7452-Week Range$72.87▼$123.48Volume229,192 shsAverage Volume251,679 shsMarket Capitalization$3.03 billionP/E Ratio12.87Dividend YieldN/APrice Target$111.00Consensus RatingBuy Company Overview Enova International, Inc. (NYSE: ENVA) is a Chicago-based financial services company specializing in online lending solutions. Since its founding in 2004, Enova has leveraged proprietary data analytics and technology platforms to underwrite and deliver short-term consumer loans, lines of credit and installment loans. Through its flagship consumer brand NetCredit, Enova provides flexible credit options designed to serve a wide range of borrowers, including those with limited or non-traditional credit histories. In addition to its U.S. consumer operations, Enova operates dedicated commercial lending services under its OnDeck brand, offering small businesses access to working capital through term loans and revolving credit lines. The company has expanded internationally, serving customers in the United Kingdom and Brazil via localized online platforms. Enova’s risk and underwriting models draw upon machine learning and real-time data to assess creditworthiness, enabling rapid decision-making and funding. Enova differentiates itself through a fully digital customer experience and a focus on speed, with many approved applicants receiving funds within one business day. Its executive team brings deep expertise in financial technology, data science and regulatory compliance. The company continues to invest in its technology infrastructure and product suite to enhance its underwriting capabilities and broaden its service offerings across geographies.AI Generated. May Contain Errors. Read More Enova International Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks50th Percentile Overall ScoreENVA MarketRank™: Enova International scored higher than 50% of companies evaluated by MarketBeat, and ranked 656th out of 930 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.6 / 5Analyst RatingBuy Consensus RatingEnova International has received a consensus rating of Buy. The company's average rating score is 3.17, and is based on 5 buy ratings, no hold ratings, and no sell ratings.Amount of Analyst CoverageEnova International has received no research coverage in the past 90 days.Read more about Enova International's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth20.37% Earnings GrowthEarnings for Enova International are expected to grow by 20.37% in the coming year, from $10.31 to $12.41 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Enova International is 12.87, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 258.89.Price to Earnings Ratio vs. SectorThe P/E ratio of Enova International is 12.87, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 221.74.Price to Book Value per Share RatioEnova International has a P/B Ratio of 2.66. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Enova International's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted8.39% of the float of Enova International has been sold short.Short Interest Ratio / Days to CoverEnova International has a short interest ratio ("days to cover") of 6.6.Change versus previous monthShort interest in Enova International has recently decreased by 13.16%, indicating that investor sentiment is improving significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldEnova International does not currently pay a dividend.Dividend GrowthEnova International does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted8.39% of the float of Enova International has been sold short.Short Interest Ratio / Days to CoverEnova International has a short interest ratio ("days to cover") of 6.6.Change versus previous monthShort interest in Enova International has recently decreased by 13.16%, indicating that investor sentiment is improving significantly. News and Social Media2.0 / 5News Sentiment0.57 News SentimentEnova International has a news sentiment score of 0.57. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.23 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 8 news articles for Enova International this week, compared to 4 articles on an average week.Search InterestOnly 2 people have searched for ENVA on MarketBeat in the last 30 days. This is a decrease of -33% compared to the previous 30 days.MarketBeat FollowsOnly 3 people have added Enova International to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership2.5 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Enova International insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $4,193,965.00 in company stock.Percentage Held by InsidersOnly 8.40% of the stock of Enova International is held by insiders.Percentage Held by Institutions89.43% of the stock of Enova International is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Enova International's insider trading history. Receive ENVA Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Enova International and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. ENVA Stock News HeadlinesEnova International (NYSE:ENVA) CEO David Fisher Sells 5,000 SharesAugust 29 at 7:21 AM | insidertrades.comEnova International, Inc. (NYSE:ENVA) CAO Sells $50,481.58 in StockAugust 1, 2025 | insidertrades.comWashington prepares for warWhile the headlines obsess over overseas conflicts, Washington has been quietly preparing for something much bigger here at home. Emergency powers are being invoked, trillions are being mobilized, and the scale rivals anything we’ve seen since WWII. According to Porter Stansberry and Jeff Brown, a new economic arms race is already underway — one that could reshape markets, redirect capital, and impact billions of lives. They’ve just released an urgent briefing that explains what’s really happening behind the scenes, and which companies are positioned to benefit most.September 1 at 2:00 AM | Porter & Company (Ad)Insider Decision: David Fisher Exercises Options At Enova International For $488KAugust 29 at 6:27 PM | benzinga.comJefferies Sticks to Their Buy Rating for Enova International (ENVA)August 27, 2025 | theglobeandmail.comBehind The Pick: Enova International - High Margins, Fast GrowthAugust 26, 2025 | seekingalpha.comNew Report: Small Businesses Anticipate Strong Growth While Proactively Planning for AI Implementation and TariffsAugust 26, 2025 | prnewswire.comHere's Why We Think Enova International (NYSE:ENVA) Might Deserve Your Attention TodayAugust 20, 2025 | finance.yahoo.comSee More Headlines ENVA Stock Analysis - Frequently Asked Questions How have ENVA shares performed this year? Enova International's stock was trading at $95.88 at the start of the year. Since then, ENVA stock has increased by 26.5% and is now trading at $121.2710. How were Enova International's earnings last quarter? Enova International, Inc. (NYSE:ENVA) posted its earnings results on Thursday, July, 24th. The credit services provider reported $3.23 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $3.00 by $0.23. The firm's revenue for the quarter was up 21.6% on a year-over-year basis. Read the conference call transcript. How will Enova International's stock buyback program work? Enova International's Board of Directors authorized a stock buyback program on Monday, August 12th 2024, which allows the company to buy back $300,000,000 in shares, according to EventVestor. This means that the company could purchase up to 12.5% of its shares through open market purchases. Shares buyback programs are usually an indication that the company's management believes its shares are undervalued. Who are Enova International's major shareholders? Top institutional investors of Enova International include Geode Capital Management LLC (2.38%), Bank of New York Mellon Corp (0.68%), Baird Financial Group Inc. (0.62%) and Tieton Capital Management LLC (0.42%). Insiders that own company stock include David Fisher, Steven E Cunningham, Kirk Chartier, Sean Rahilly, Ellen Carnahan, Gregg A Kaplan, James Joseph Lee and Linda Johnson Rice. View institutional ownership trends. How do I buy shares of Enova International? Shares of ENVA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Enova International own? Based on aggregate information from My MarketBeat watchlists, some other companies that Enova International investors own include NVIDIA (NVDA), Meta Platforms (META), Tesla (TSLA), Advanced Micro Devices (AMD), Netflix (NFLX), JPMorgan Chase & Co. (JPM) and Visa (V). Company Calendar Last Earnings7/24/2025Today9/01/2025Next Earnings (Estimated)10/28/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry FIN - CONS LOANS Sub-IndustryBanking Current SymbolNYSE:ENVA CIK1529864 Webwww.enova.com Phone(312) 568-4200Fax312-268-6465Employees1,800Year FoundedN/APrice Target and Rating Average Price Target for Enova International$111.00 High Price Target$138.00 Low Price Target$17.00 Potential Upside/Downside-8.5%Consensus RatingBuy Rating Score (0-4)3.17 Research Coverage6 Analysts Profitability EPS (Trailing Twelve Months)$9.42 Trailing P/E Ratio12.87 Forward P/E Ratio11.76 P/E GrowthN/ANet Income$209.45 million Net Margins8.75% Pretax Margin11.10% Return on Equity23.33% Return on Assets5.23% Debt Debt-to-Equity Ratio3.23 Current Ratio18.15 Quick Ratio18.15 Sales & Book Value Annual Sales$2.66 billion Price / Sales1.14 Cash Flow$11.02 per share Price / Cash Flow11.00 Book Value$45.67 per share Price / Book2.66Miscellaneous Outstanding Shares25,010,000Free Float22,912,000Market Cap$3.03 billion OptionableOptionable Beta1.51 Social Links 7 Stocks to Buy And Hold ForeverEnter your email address and we'll send you MarketBeat's list of seven stocks and why their long-term outlooks are very promising. 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