Fair Isaac (FICO) Stock Price, News & Analysis

Company Overview

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies. Its offerings include credit-scoring models, decision-management platforms, fraud detection and prevention systems, identity resolution tools, and collections and recovery solutions. The company provides software and cloud-based services that enable banks, credit unions, card issuers, retailers, insurers, and government agencies to automate risk decisions, detect and mitigate fraud, improve customer treatment strategies, and meet regulatory requirements. FICO combines proprietary scoring models with machine learning and optimization tools to help clients make data-driven decisions across the customer lifecycle.

FICO serves a wide range of enterprise customers in financial services, insurance, telecommunications and retail, delivering solutions as on-premises software, hosted services and cloud-native applications. Over its history the company has become a standard-setting provider in consumer credit scoring and enterprise decision management, and it continues to invest in analytics, AI and cloud deployment to address evolving risk, compliance and fraud challenges in global markets.

Key Stats

• Today's Range: $1,039.81 to $1,080.00
• 50-Day Range: $924.21 to $1,473.85
• 52-Week Range: $870.01 to $2,217.60
• Volume: 278,160 shs
• Average Volume: 437,913 shs
• Market Capitalization: $24.75 billion
• P/E Ratio: 33.81
• Dividend Yield: N/A
• Price Target: $1,655.07
• Consensus Rating: Moderate Buy

Fair Isaac Stock Analysis - MarketRank™

Fair Isaac scored higher than 98% of companies evaluated by MarketBeat, and ranked 14th out of 624 stocks in the computer and technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Fair Isaac has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on no strong buy ratings, 10 buy ratings, 5 hold ratings, and no sell ratings.

Upside Potential

Fair Isaac has a consensus price target of $1,655.07, representing about 55.1% upside from its current price of $1,067.41.

Amount of Analyst Coverage

Fair Isaac has been the subject of 11 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 4.4 / 5
• Proj. Earnings Growth: 26.38%

Earnings Growth

Earnings for Fair Isaac are expected to grow by 26.38% in the coming year, from $37.99 to $48.01 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Fair Isaac is 33.81, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.56.

Price to Earnings Ratio vs. Sector

The P/E ratio of Fair Isaac is 33.81, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 77.89.

Price to Earnings Growth Ratio

Fair Isaac has a PEG Ratio of 0.94. PEG Ratios below 1 indicate that a company could be undervalued.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.46% of the float of Fair Isaac has been sold short.

Short Interest Ratio / Days to Cover

Fair Isaac has a short interest ratio ("days to cover") of 4.08.

Change versus previous month

Short interest in Fair Isaac has recently increased by 7.25%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.8 / 5
• Dividend Strength: N/A

Dividend Yield

Fair Isaac does not currently pay a dividend.

Dividend Growth

Fair Isaac does not have a long track record of dividend growth.

Dividend Sustainability

Based on earnings estimates, Fair Isaac will have a dividend payout ratio of 0.17% next year. This indicates that Fair Isaac will be able to sustain or increase its dividend.

News and Social Media

• Score: 4.2 / 5
• News Sentiment: 0.78

News Sentiment

Fair Isaac has a news sentiment score of 0.78. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.62 average news sentiment score of Computer and Technology companies.

News Coverage This Week

MarketBeat has tracked 32 news articles for Fair Isaac this week, compared to 9 articles on an average week.

Search Interest

44 people have searched for FICO on MarketBeat in the last 30 days. This is an increase of 29% compared to the previous 30 days.

MarketBeat Follows

12 people have added Fair Isaac to their MarketBeat watchlist in the last 30 days. This is an increase of 71% compared to the previous 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Fair Isaac insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,125,248.00 in company stock.

Percentage Held by Insiders

3.02% of the stock of Fair Isaac is held by insiders.

Percentage Held by Institutions

85.75% of the stock of Fair Isaac is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

FICO Stock Analysis - Frequently Asked Questions

How have FICO shares performed this year?

Fair Isaac's stock was trading at $1,692.09 at the beginning of the year. Since then, FICO shares have decreased by 36.9% and is now trading at $1,067.4090.

How were Fair Isaac's earnings last quarter?

Fair Isaac Corporation (NYSE:FICO) announced its earnings results on Tuesday, April, 28th. The technology company reported $12.50 earnings per share for the quarter, topping the consensus estimate of $11.03 by $1.47. The business's quarterly revenue was up 38.7% compared to the same quarter last year.
Read the conference call transcript.

Is Fair Isaac buying back stock?

Fair Isaac's Board of Directors initiated a share repurchase program on Wednesday, February 25th 2026, which permits the company to buy back $1,500,000,000 in shares, according to EventVestor. This means that the company could purchase up to 5.2% of its stock through open market purchases. Stock buyback programs are often an indication that the company's board believes its shares are undervalued.

Does Fair Isaac have any subsidiaries?

Fair Isaac subsidiaries include these companies: EZMCOM, GoOn LLC, QuadMetrics, Tonbeller, InfoCentricity, Karmasphere, Infoglide, and more.

Who are Fair Isaac's major shareholders?

Fair Isaac's top institutional investors include Principal Financial Group Inc. (1.82%), Lindsell Train Ltd (1.05%), Bank of New York Mellon Corp (0.57%) and AF Advisors Inc. (0.54%). Insiders that own company stock include James M Wehmann, Richard Deal, Mark R Scadina, James Kirsner, Joanna Rees, William J Lansing, Braden R Kelly, Thomas A Bowers, Michael S Leonard, Steven P Weber, David A Rey, Eva Manolis, Marc F Mcmorris and Henry Tayloe Stansbury.
View institutional ownership trends.

How do I buy shares of Fair Isaac?

Shares of FICO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Fair Isaac own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Fair Isaac investors own include Waste Connections (WCN), The RMR Group (RMR), iShares Micro-Cap ETF (IWC), American Water Works (AWK), DiamondRock Hospitality (DRH), AUO (AUOTY) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Last Earnings: 4/28/2026
• Today: 5/05/2026
• Barclays 18th Annual Americas Select Conference: 5/05/2026
• Fiscal Year End: 9/30/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Computer and Technology
• Industry: IT Services
• Sub-Industry: Application Software
• Current Symbol: NYSE:FICO
• CIK: 814547
• Web: www.fico.com
• Phone: (406) 982-7276
• Fax: 408-535-1776
• Employees: 3,811
• Year Founded: 1956

Price Target and Rating

• Average Price Target for Fair Isaac: $1,655.07
• High Price Target: $2,200.00
• Low Price Target: $1,150.00
• Potential Upside/Downside: +55.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 15 Analysts

Profitability

• EPS (Trailing Twelve Months): $31.57
• Trailing P/E Ratio: 33.81
• Forward P/E Ratio: 28.10
• P/E Growth: 0.94
• Net Income: $651.95 million
• Net Margins: 33.67%
• Pretax Margin: 43.77%
• Return on Equity: -41.04%
• Return on Assets: 37.92%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 2.22
• Quick Ratio: 2.22

Sales & Book Value

• Annual Sales: $1.99 billion
• Price / Sales: 12.43
• Cash Flow: $26.80 per share
• Price / Cash Flow: 39.83
• Book Value: ($90.62) per share
• Price / Book: -11.78

Miscellaneous

• Outstanding Shares: 23,190,000
• Free Float: 22,491,000
• Market Cap: $24.75 billion
• Optionable: Optionable
• Beta: 1.24