F.N.B. (FNB) Competitors

F.N.B. (NYSE:FNB) and Regions Financial (NYSE:RF) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, valuation, profitability, institutional ownership, media sentiment, analyst recommendations, risk and dividends.

Does the media prefer FNB or RF?

In the previous week, Regions Financial had 33 more articles in the media than F.N.B.. MarketBeat recorded 35 mentions for Regions Financial and 2 mentions for F.N.B.. Regions Financial's average media sentiment score of 0.96 beat F.N.B.'s score of 0.71 indicating that Regions Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
F.N.B.	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Regions Financial	21 Very Positive mention(s)	2 Positive mention(s)	5 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts prefer FNB or RF?

F.N.B. presently has a consensus price target of $17.57, suggesting a potential upside of 12.78%. Regions Financial has a consensus price target of $26.15, suggesting a potential upside of 5.96%. Given F.N.B.'s stronger consensus rating and higher probable upside, research analysts plainly believe F.N.B. is more favorable than Regions Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
F.N.B.	0 Sell rating(s)	0 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	3.14
Regions Financial	1 Sell rating(s)	8 Hold rating(s)	12 Buy rating(s)	0 Strong Buy rating(s)	2.52

Which has preferable valuation and earnings, FNB or RF?

Regions Financial has higher revenue and earnings than F.N.B.. Regions Financial is trading at a lower price-to-earnings ratio than F.N.B., indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
F.N.B.	$2.57B	2.18	$465M	$1.26	12.37
Regions Financial	$7.12B	3.12	$1.89B	$2.08	11.87

Do institutionals & insiders hold more shares of FNB or RF?

79.3% of F.N.B. shares are owned by institutional investors. Comparatively, 79.4% of Regions Financial shares are owned by institutional investors. 1.4% of F.N.B. shares are owned by insiders. Comparatively, 0.3% of Regions Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Is FNB or RF a better dividend stock?

F.N.B. pays an annual dividend of $0.48 per share and has a dividend yield of 3.1%. Regions Financial pays an annual dividend of $1.00 per share and has a dividend yield of 4.1%. F.N.B. pays out 38.1% of its earnings in the form of a dividend. Regions Financial pays out 48.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Regions Financial has raised its dividend for 12 consecutive years. Regions Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more volatility and risk, FNB or RF?

F.N.B. has a beta of 0.92, suggesting that its stock price is 8% less volatile than the S&P 500. Comparatively, Regions Financial has a beta of 0.98, suggesting that its stock price is 2% less volatile than the S&P 500.

Is FNB or RF more profitable?

Regions Financial has a net margin of 21.43% compared to F.N.B.'s net margin of 17.78%. Regions Financial's return on equity of 13.04% beat F.N.B.'s return on equity.

Company	Net Margins	Return on Equity	Return on Assets
F.N.B.	17.78%	7.97%	1.03%
Regions Financial	21.43%	13.04%	1.36%

Summary

Regions Financial beats F.N.B. on 14 of the 20 factors compared between the two stocks.