F.N.B. (FNB) Competitors

F.N.B. (NYSE:FNB) and Cathay General Bancorp (NASDAQ:CATY) are both mid-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, risk, media sentiment, profitability, valuation, dividends and earnings.

Which has more risk & volatility, FNB or CATY?

F.N.B. has a beta of 0.94, indicating that its stock price is 6% less volatile than the S&P 500. Comparatively, Cathay General Bancorp has a beta of 0.97, indicating that its stock price is 3% less volatile than the S&P 500.

Does the media favor FNB or CATY?

In the previous week, F.N.B. had 10 more articles in the media than Cathay General Bancorp. MarketBeat recorded 14 mentions for F.N.B. and 4 mentions for Cathay General Bancorp. Cathay General Bancorp's average media sentiment score of 1.06 beat F.N.B.'s score of 1.00 indicating that Cathay General Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
F.N.B.	3 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Cathay General Bancorp	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has better earnings & valuation, FNB or CATY?

F.N.B. has higher revenue and earnings than Cathay General Bancorp. Cathay General Bancorp is trading at a lower price-to-earnings ratio than F.N.B., indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
F.N.B.	$2.57B	2.24	$465M	$1.28	12.49
Cathay General Bancorp	$1.39B	2.40	$285.98M	$4.14	11.67

Do analysts recommend FNB or CATY?

F.N.B. presently has a consensus target price of $18.64, indicating a potential upside of 16.63%. Cathay General Bancorp has a consensus target price of $49.71, indicating a potential upside of 2.89%. Given F.N.B.'s stronger consensus rating and higher probable upside, analysts plainly believe F.N.B. is more favorable than Cathay General Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
F.N.B.	0 Sell rating(s)	0 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	3.00
Cathay General Bancorp	1 Sell rating(s)	4 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.14

Is FNB or CATY more profitable?

Cathay General Bancorp has a net margin of 21.44% compared to F.N.B.'s net margin of 17.88%. Cathay General Bancorp's return on equity of 10.39% beat F.N.B.'s return on equity.

Company	Net Margins	Return on Equity	Return on Assets
F.N.B.	17.88%	7.94%	1.04%
Cathay General Bancorp	21.44%	10.39%	1.27%

Is FNB or CATY a better dividend stock?

F.N.B. pays an annual dividend of $0.48 per share and has a dividend yield of 3.0%. Cathay General Bancorp pays an annual dividend of $1.36 per share and has a dividend yield of 2.8%. F.N.B. pays out 37.5% of its earnings in the form of a dividend. Cathay General Bancorp pays out 32.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do institutionals & insiders have more ownership in FNB or CATY?

79.3% of F.N.B. shares are owned by institutional investors. Comparatively, 75.0% of Cathay General Bancorp shares are owned by institutional investors. 1.4% of F.N.B. shares are owned by company insiders. Comparatively, 4.9% of Cathay General Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Summary

F.N.B. and Cathay General Bancorp tied by winning 9 of the 18 factors compared between the two stocks.