Green Dot (GDOT) Stock Price, News & Analysis

Company Overview

Green Dot Corporation (NYSE: GDOT) is a financial technology and bank holding company that provides prepaid debit cards, cash reload processing services and consumer banking products through its subsidiary, Green Dot Bank. The firm offers reloadable prepaid cards under its own brand and through partnerships with retailers, payments networks and banks. In addition to consumer-focused prepaid card accounts, Green Dot delivers payroll card services, government disbursement programs and B2B payment solutions that enable businesses to distribute funds digitally to end users.

Founded in 1999 by Steve Streit and headquartered in Austin, Texas, Green Dot began as a prepaid MasterCard provider sold through retail outlets. The company went public in 2010 and has since expanded its product lineup to include FDIC-insured checking accounts, mobile banking via the GoBank app, peer-to-peer money transfers and integration with digital wallets such as Apple Cash. Over the years, Green Dot has completed strategic acquisitions to enhance its banking capabilities and broaden its distribution network.

Green Dot’s services are available throughout the United States, with reload options at major supermarket chains, drugstores and convenience stores. The company partners with consumer brands, gig economy platforms and financial institutions to embed prepaid and banking services directly into third-party products. Under the leadership of President and CEO Rich Guidotti, Green Dot continues to focus on expanding digital banking solutions, growing its merchant and payroll offerings and driving adoption of prepaid and bank account products among unbanked and underbanked consumers.

Key Stats

• Today's Range: $14.63 to $15.30
• 50-Day Range: $9.65 to $15.26
• 52-Week Range: $6.12 to $15.30
• Volume: 1.12 million shs
• Average Volume: 616,790 shs
• Market Capitalization: $845.42 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $13.00
• Consensus Rating: Moderate Buy

Green Dot Stock Analysis - MarketRank™

Green Dot scored higher than 49% of companies evaluated by MarketBeat, and ranked 186th out of 323 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.8 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Green Dot has received a consensus rating of Moderate Buy. The company's average rating score is 2.83, and is based on 2 buy ratings, 1 hold rating, and 1 sell rating.

Downside Risk

Green Dot has a consensus price target of $13.00, representing about 14.8% downside from its current price of $15.26.

Amount of Analyst Coverage

Green Dot has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 13.79%

Earnings Growth

Earnings for Green Dot are expected to grow by 13.79% in the coming year, from $0.87 to $0.99 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Green Dot is -34.69, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Green Dot is -34.69, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Green Dot has a P/B Ratio of 0.95. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.93% of the float of Green Dot has been sold short.

Short Interest Ratio / Days to Cover

Green Dot has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Green Dot has recently increased by 4.41%, indicating that investor sentiment is decreasing.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Green Dot does not currently pay a dividend.

Dividend Growth

Green Dot does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.93% of the float of Green Dot has been sold short.

Short Interest Ratio / Days to Cover

Green Dot has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Green Dot has recently increased by 4.41%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 3.8 / 5
• News Sentiment: 0.92

News Sentiment

Green Dot has a news sentiment score of 0.92. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.73 average news sentiment score of Business Services companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for Green Dot this week, compared to 4 articles on an average week.

Search Interest

10 people have searched for GDOT on MarketBeat in the last 30 days. This is an increase of 43% compared to the previous 30 days.

MarketBeat Follows

6 people have added Green Dot to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Green Dot insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $346,065.00 in company stock.

Percentage Held by Insiders

Only 1.40% of the stock of Green Dot is held by insiders.

Percentage Held by Institutions

92.56% of the stock of Green Dot is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

GDOT Stock Analysis - Frequently Asked Questions

How have GDOT shares performed this year?

Green Dot's stock was trading at $10.64 at the beginning of the year. Since then, GDOT stock has increased by 43.4% and is now trading at $15.2630.

How were Green Dot's earnings last quarter?

Green Dot Corporation (NYSE:GDOT) posted its quarterly earnings data on Monday, August, 11th. The financial services provider reported $0.40 earnings per share for the quarter, topping analysts' consensus estimates of $0.17 by $0.23. The firm's quarterly revenue was up 23.9% compared to the same quarter last year.
Read the conference call transcript.

Does Green Dot have any subsidiaries?

The following companies are subsidiaries of Green Dot: Republic Bank-Tax Refund Solutions, UniRush Financial Services, AccountNow, Tax Products Group, Loopt, eCommLink, AccountNow LLC, and more.

Who are Green Dot's major shareholders?

Green Dot's top institutional investors include Topline Capital Management LLC (9.05%), American Century Companies Inc. (2.58%), Prudential Financial Inc. (2.42%) and Geode Capital Management LLC (2.33%). Insiders that own company stock include Topline Capital Management, Ll, Topline Capital Partners, Lp, Principal Co Lp Starboard and Christian Devin Ruppel.
View institutional ownership trends.

How do I buy shares of Green Dot?

Shares of GDOT stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Green Dot own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Green Dot investors own include American Water Works (AWK), Waste Connections (WCN), DiamondRock Hospitality (DRH), The RMR Group (RMR), AU Optronics (AUOTY), iShares Micro-Cap ETF (IWC) and Voyager Therapeutics (VYGR).

Company Calendar

• Last Earnings: 8/11/2025
• Today: 9/18/2025
• Next Earnings (Estimated): 11/06/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Business Services
• Industry: Financial Transaction Services
• Sub-Industry: Consumer Finance
• Current Symbol: NYSE:GDOT
• CIK: 1386278
• Web: www.greendot.com
• Phone: (626) 765-2000
• Fax: N/A
• Employees: 1,150
• Year Founded: 1999

Price Target and Rating

• Average Price Target for Green Dot: $13.00
• High Price Target: $16.00
• Low Price Target: $10.00
• Potential Upside/Downside: -14.4%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.83
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): ($0.44)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 17.45
• P/E Growth: N/A
• Net Income: -$26.70 million
• Net Margins: -1.24%
• Pretax Margin: -1.54%
• Return on Equity: 9.93%
• Return on Assets: 1.66%

Debt

• Debt-to-Equity Ratio: 0.07
• Current Ratio: 0.69
• Quick Ratio: 0.69

Sales & Book Value

• Annual Sales: $1.72 billion
• Price / Sales: 0.49
• Cash Flow: $2.66 per share
• Price / Cash Flow: 5.70
• Book Value: $16.11 per share
• Price / Book: 0.94

Miscellaneous

• Outstanding Shares: 55,390,000
• Free Float: 54,617,000
• Market Cap: $841.10 million
• Optionable: Optionable
• Beta: 0.77