HDFC Bank (HDB) Stock Price, News & Analysis

Company Overview

HDFC Bank Limited (NYSE: HDB) is one of India’s leading private sector banks, offering a comprehensive range of banking and financial services to retail and corporate customers. Since commencing operations in August 1994, the bank has expanded its footprint across urban and rural markets, operating thousands of branches and ATMs nationwide. With dedicated business verticals spanning retail banking, wholesale banking, treasury operations and other financial services, HDFC Bank serves millions of individuals, small and medium enterprises, and large corporations.

The bank’s retail product suite includes savings and current accounts, personal, home and auto loans, credit and debit cards, wealth management and digital banking solutions. On the corporate side, HDFC Bank provides working capital finance, term loans, trade services, cash management and supply chain solutions. Its treasury segment manages foreign exchange, derivatives and investment portfolios, supporting both domestic clients and overseas branches in Dubai, Singapore and Hong Kong. Digital innovations such as mobile banking, internet banking and AI-driven advisory platforms have further strengthened customer engagement and operational efficiency.

Founded by the Housing Development Finance Corporation (HDFC) and shaped by seasoned leadership, HDFC Bank has been guided by prominent figures such as Aditya Puri, who served as Managing Director for over 25 years, and Chanda Kochhar, former CEO. In October 2020, Sashidhar Jagdishan assumed the roles of Managing Director and Chief Executive Officer, overseeing strategic growth initiatives, risk management and digital transformation. The board is chaired by Atanu Chakraborty, a veteran civil servant, ensuring robust governance and regulatory compliance.

Over its history, HDFC Bank has earned recognition for its strong asset quality, innovative product offerings and customer-centric approach. The bank continues to deepen its presence in India’s rapidly evolving financial landscape while maintaining a focus on sustainable growth, financial inclusion and leveraging technology to deliver seamless banking experiences.

Key Stats

• Today's Range: $75.75 to $76.44
• 50-Day Range: $69.56 to $77.54
• 52-Week Range: $57.24 to $78.14
• Volume: 1.94 million shs
• Average Volume: 2.73 million shs
• Market Capitalization: $192.91 billion
• P/E Ratio: 23.08
• Dividend Yield: 0.87%
• Price Target: N/A
• Consensus Rating: Buy

HDFC Bank Stock Analysis - MarketRank™

HDFC Bank scored higher than 29% of companies evaluated by MarketBeat, and ranked 808th out of 938 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for HDFC Bank.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 9.57%

Earnings Growth

Earnings for HDFC Bank are expected to grow by 9.57% in the coming year, from $3.03 to $3.32 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of HDFC Bank is 23.08, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.37.

Price to Earnings Ratio vs. Sector

The P/E ratio of HDFC Bank is 23.08, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.95.

Price to Earnings Growth Ratio

HDFC Bank has a PEG Ratio of 1.83. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

HDFC Bank has a P/B Ratio of 3.04. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

0.59% of the float of HDFC Bank has been sold short.

Short Interest Ratio / Days to Cover

HDFC Bank has a short interest ratio ("days to cover") of 5.

Change versus previous month

Short interest in HDFC Bank has recently increased by 4.09%, indicating that investor sentiment is decreasing.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

HDFC Bank has a dividend yield of 0.86%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

HDFC Bank does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of HDFC Bank is 20.00%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, HDFC Bank will have a dividend payout ratio of 19.88% next year. This indicates that HDFC Bank will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.59% of the float of HDFC Bank has been sold short.

Short Interest Ratio / Days to Cover

HDFC Bank has a short interest ratio ("days to cover") of 5.

Change versus previous month

Short interest in HDFC Bank has recently increased by 4.09%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 0.47

News Sentiment

HDFC Bank has a news sentiment score of 0.47. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.86 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 44 news articles for HDFC Bank this week, compared to 14 articles on an average week.

Search Interest

1 people have searched for HDB on MarketBeat in the last 30 days.

MarketBeat Follows

Only 3 people have added HDFC Bank to their MarketBeat watchlist in the last 30 days. This is a decrease of -73% compared to the previous 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, HDFC Bank insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 1.00% of the stock of HDFC Bank is held by insiders.

Percentage Held by Institutions

Only 17.61% of the stock of HDFC Bank is held by institutions.

HDB Stock Analysis - Frequently Asked Questions

How have HDB shares performed this year?

HDFC Bank's stock was trading at $63.86 at the start of the year. Since then, HDB stock has increased by 19.3% and is now trading at $76.18.
View the best growth stocks for 2025 here.

How were HDFC Bank's earnings last quarter?

HDFC Bank Limited (NYSE:HDB) posted its quarterly earnings results on Saturday, April, 19th. The bank reported $0.85 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.74 by $0.11. The bank had revenue of $5.04 billion for the quarter, compared to the consensus estimate of $434.68 billion. HDFC Bank had a trailing twelve-month return on equity of 13.85% and a net margin of 15.02%.
Read the conference call transcript.

Who are HDFC Bank's major shareholders?

Top institutional shareholders of HDFC Bank include Confluence Investment Management LLC and Central Pacific Bank Trust Division.

How do I buy shares of HDFC Bank?

Shares of HDB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of HDFC Bank own?

Based on aggregate information from My MarketBeat watchlists, some other companies that HDFC Bank investors own include Waste Connections (WCN), The RMR Group (RMR), iShares Micro-Cap ETF (IWC), DiamondRock Hospitality (DRH), American Water Works (AWK), AU Optronics (AUOTY) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Last Earnings: 4/19/2025
• Today: 7/03/2025
• Next Earnings (Estimated): 7/18/2025
• Fiscal Year End: 3/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - FOREIGN
• Sub-Industry: Banking
• Current Symbol: NYSE:HDB
• CIK: 1144967
• Web: www.hdfcbank.com
• Phone: 912266521000
• Fax: 91-22-2496-0737
• Employees: 213,527
• Year Founded: 1994

Profitability

• EPS (Trailing Twelve Months): $3.30
• Trailing P/E Ratio: 23.08
• Forward P/E Ratio: 25.14
• P/E Growth: 1.83
• Net Income: $8.35 billion
• Net Margins: 15.02%
• Pretax Margin: 20.44%
• Return on Equity: 13.85%
• Return on Assets: 1.69%

Debt

• Debt-to-Equity Ratio: 1.26
• Current Ratio: 0.07
• Quick Ratio: 0.09

Sales & Book Value

• Annual Sales: $55.70 billion
• Price / Sales: 3.46
• Cash Flow: $3.46 per share
• Price / Cash Flow: 22.02
• Book Value: $25.08 per share
• Price / Book: 3.04

Miscellaneous

• Outstanding Shares: 2,532,300,000
• Free Float: 2,506,981,000
• Market Cap: $192.91 billion
• Optionable: Optionable
• Beta: 0.64