HDFC Bank (HDB) Stock Price, News & Analysis

Company Overview

HDFC Bank is a leading Indian private sector bank established in August 1994 and commencing operations in January 1995. Headquartered in Mumbai, the institution was originally promoted by the Housing Development Finance Corporation (HDFC) to provide comprehensive banking and financial services. Over the years, the bank has evolved into a universal banking franchise, offering a wide range of products to individuals, small and medium enterprises, and large corporations.

The bank’s core business activities are organized into retail banking, wholesale banking and treasury operations. In retail banking, HDFC Bank offers savings and current accounts, fixed deposits, home and auto loans, credit and debit cards, and wealth management services. Its wholesale banking division caters to corporate clients with working capital finance, term loans, trade services, cash management, and structured finance. The treasury function manages the bank’s investments in government securities, foreign exchange, derivatives and other money market instruments to optimize liquidity and risk-adjusted returns.

HDFC Bank has built one of the largest branch and ATM networks in India, serving urban and rural markets with over 5,900 branches and 17,700 ATMs nationwide. The bank also maintains international offices and branches in Bahrain, Dubai, Hong Kong, London and Singapore, supporting cross-border transactions and global treasury operations. Embracing digital transformation, HDFC Bank offers robust online and mobile banking platforms, enabling customers to access banking services, make payments and manage investments from anywhere.

Corporate governance is overseen by Chairman Deepak S. Parekh, a veteran of India’s financial sector, with Sashidhar Jagdishan serving as Managing Director and Chief Executive Officer. Under their leadership, the bank has focused on expanding its digital footprint, enhancing customer experience and upholding prudent risk-management practices. HDFC Bank’s commitment to innovation and broad-based financial inclusion has positioned it as a pivotal player in India’s banking industry.

Key Stats

• Today's Range: $70.77 to $71.44
• 50-Day Range: $71.10 to $78.96
• 52-Week Range: $57.78 to $79.61
• Volume: 1.48 million shs
• Average Volume: 2.52 million shs
• Market Capitalization: $181.56 billion
• P/E Ratio: 21.83
• Dividend Yield: 0.90%
• Price Target: N/A
• Consensus Rating: Strong Buy

HDFC Bank Stock Analysis - MarketRank™

HDFC Bank scored higher than 52% of companies evaluated by MarketBeat, and ranked 634th out of 935 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for HDFC Bank.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 9.57%

Earnings Growth

Earnings for HDFC Bank are expected to grow by 9.57% in the coming year, from $3.03 to $3.32 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of HDFC Bank is 21.81, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.62.

Price to Earnings Ratio vs. Sector

The P/E ratio of HDFC Bank is 21.81, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.44.

Price to Earnings Growth Ratio

HDFC Bank has a PEG Ratio of 1.85. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

HDFC Bank has a P/B Ratio of 2.75. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.48% of the float of HDFC Bank has been sold short.

Short Interest Ratio / Days to Cover

HDFC Bank has a short interest ratio ("days to cover") of 5.9.

Change versus previous month

Short interest in HDFC Bank has recently decreased by 15.47%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

HDFC Bank has a dividend yield of 0.89%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

HDFC Bank does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of HDFC Bank is 19.63%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, HDFC Bank will have a dividend payout ratio of 19.28% next year. This indicates that HDFC Bank will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.48% of the float of HDFC Bank has been sold short.

Short Interest Ratio / Days to Cover

HDFC Bank has a short interest ratio ("days to cover") of 5.9.

Change versus previous month

Short interest in HDFC Bank has recently decreased by 15.47%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: 1.30

News Sentiment

HDFC Bank has a news sentiment score of 1.30. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.18 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 17 news articles for HDFC Bank this week, compared to 23 articles on an average week.

Search Interest

6 people have searched for HDB on MarketBeat in the last 30 days. This is an increase of 20% compared to the previous 30 days.

MarketBeat Follows

5 people have added HDFC Bank to their MarketBeat watchlist in the last 30 days. This is an increase of 400% compared to the previous 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, HDFC Bank insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 1.00% of the stock of HDFC Bank is held by insiders.

Percentage Held by Institutions

Only 17.61% of the stock of HDFC Bank is held by institutions.

HDB Stock Analysis - Frequently Asked Questions

How have HDB shares performed this year?

HDFC Bank's stock was trading at $63.86 at the start of the year. Since then, HDB shares have increased by 11.4% and is now trading at $71.11.

How were HDFC Bank's earnings last quarter?

HDFC Bank Limited (NYSE:HDB) posted its earnings results on Saturday, July, 19th. The bank reported $0.74 EPS for the quarter, missing the consensus estimate of $0.75 by $0.01. The bank earned $5.10 billion during the quarter, compared to analyst estimates of $5.03 billion. HDFC Bank had a net margin of 14.49% and a trailing twelve-month return on equity of 11.60%.
Read the conference call transcript.

Who are HDFC Bank's major shareholders?

HDFC Bank's top institutional shareholders include Schroder Investment Management Group (0.42%), JPMorgan Chase & Co. (0.37%), Sustainable Growth Advisers LP (0.29%) and Franklin Resources Inc. (0.26%).

How do I buy shares of HDFC Bank?

Shares of HDB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of HDFC Bank own?

Based on aggregate information from My MarketBeat watchlists, some other companies that HDFC Bank investors own include Waste Connections (WCN), The RMR Group (RMR), iShares Micro-Cap ETF (IWC), DiamondRock Hospitality (DRH), American Water Works (AWK), AU Optronics (AUOTY) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Record date for 8/20 Dividend: 6/26/2025
• Last Earnings: 7/19/2025
• Ex-Dividend for 8/20 Dividend: 8/11/2025
• Dividend Payable: 8/20/2025
• Today: 8/29/2025
• Next Earnings (Estimated): 10/17/2025
• Fiscal Year End: 3/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - FOREIGN
• Sub-Industry: Banking
• Current Symbol: NYSE:HDB
• CIK: 1144967
• Web: www.hdfcbank.com
• Phone: 912266521000
• Fax: 91-22-2496-0737
• Employees: 214,521
• Year Founded: 1994

Profitability

• EPS (Trailing Twelve Months): $3.26
• Trailing P/E Ratio: 21.81
• Forward P/E Ratio: 23.47
• P/E Growth: 1.85
• Net Income: $7.88 billion
• Net Margins: 14.49%
• Pretax Margin: 17.06%
• Return on Equity: 11.60%
• Return on Assets: 1.60%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.44
• Quick Ratio: 0.44

Sales & Book Value

• Annual Sales: $55.70 billion
• Price / Sales: 3.26
• Cash Flow: $3.68 per share
• Price / Cash Flow: 19.32
• Book Value: $25.83 per share
• Price / Book: 2.75

Miscellaneous

• Outstanding Shares: 2,550,740,000
• Free Float: 2,525,233,000
• Market Cap: $181.37 billion
• Optionable: Optionable
• Beta: 0.64