Hilltop (HTH) Stock Price, News & Analysis

Company Overview

Hilltop Holdings, Inc. (NYSE: HTH) is a Dallas, Texas–based financial holding company offering commercial banking, mortgage lending and capital markets services through its three primary subsidiaries: PlainsCapital Corporation, PrimeLending and HilltopSecurities. PlainsCapital provides deposit, lending and treasury management solutions to small and mid-sized businesses, professionals and individuals. PrimeLending specializes in home purchase and refinance loans, serving retail, wholesale and correspondent channels. HilltopSecurities delivers fixed-income sales and trading, equity underwriting, municipal advisory and research services to institutional, corporate and municipal clients.

Over the years, Hilltop has pursued strategic acquisitions and organic growth initiatives to expand its geographic reach and service capabilities. Its commercial banking operations are concentrated in Texas and select regional markets, while mortgage production and capital markets activities extend across multiple states. The company’s diversified business model aims to generate stable fee income and mitigate the impact of interest-rate fluctuations through a balance of lending, advisory and trading revenues.

Hilltop’s management team emphasizes disciplined risk management, strong credit quality and customer-focused service. Jeremy B. Ford, serving as President and Chief Executive Officer, leads the company’s strategic vision and oversees execution across all business lines. Under his guidance, Hilltop continues to leverage the complementary strengths of its subsidiaries to drive long-term growth and deliver value to shareholders.

Key Stats

• Today's Range: $32.59 to $33.26
• 50-Day Range: $29.54 to $35.69
• 52-Week Range: $26.67 to $36.13
• Volume: 590,693 shs
• Average Volume: 338,837 shs
• Market Capitalization: $2.06 billion
• P/E Ratio: 14.63
• Dividend Yield: 2.21%
• Price Target: $32.00
• Consensus Rating: Hold

Hilltop Stock Analysis - MarketRank™

Hilltop scored higher than 94% of companies evaluated by MarketBeat, and ranked 162nd out of 923 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.4 / 5
• Analyst Rating: Hold

Consensus Rating

Hilltop has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 1 buy rating, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Hilltop is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Hilltop has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 23.84%

Earnings Growth

Earnings for Hilltop are expected to grow by 23.84% in the coming year, from $1.51 to $1.87 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Hilltop is 14.63, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 233.40.

Price to Earnings Ratio vs. Sector

The P/E ratio of Hilltop is 14.63, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 30.20.

Price to Book Value per Share Ratio

Hilltop has a P/B Ratio of 0.96. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.92% of the float of Hilltop has been sold short.

Short Interest Ratio / Days to Cover

Hilltop has a short interest ratio ("days to cover") of 2.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Hilltop has recently increased by 23.08%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Hilltop pays a meaningful dividend of 2.18%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Hilltop has been increasing its dividend for 8 years.

Dividend Coverage

The dividend payout ratio of Hilltop is 32.29%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Hilltop will have a dividend payout ratio of 38.50% next year. This indicates that Hilltop will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.1 / 5
• Environmental Score: -0.53

Percentage of Shares Shorted

2.92% of the float of Hilltop has been sold short.

Short Interest Ratio / Days to Cover

Hilltop has a short interest ratio ("days to cover") of 2.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Hilltop has recently increased by 23.08%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: N/A

News Sentiment

Hilltop has a news sentiment score of 0.90. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.68 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Hilltop this week, compared to 4 articles on an average week.

Search Interest

6 people have searched for HTH on MarketBeat in the last 30 days.

MarketBeat Follows

2 people have added Hilltop to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 4.2 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Hilltop insiders have bought 248.55% more of their company's stock than they have sold. Specifically, they have bought $2,022,800.00 in company stock and sold $580,344.00 in company stock.

Percentage Held by Insiders

29.90% of the stock of Hilltop is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

57.13% of the stock of Hilltop is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

HTH Stock Analysis - Frequently Asked Questions

How have HTH shares performed this year?

Hilltop's stock was trading at $28.63 at the start of the year. Since then, HTH stock has increased by 14.0% and is now trading at $32.6250.

How were Hilltop's earnings last quarter?

Hilltop Holdings Inc. (NYSE:HTH) released its quarterly earnings data on Thursday, July, 24th. The financial services provider reported $0.57 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.41 by $0.16. The financial services provider earned $303.31 million during the quarter, compared to analysts' expectations of $310.18 million. Hilltop had a net margin of 8.90% and a trailing twelve-month return on equity of 6.46%.
Read the conference call transcript.

Who are Hilltop's major shareholders?

Hilltop's top institutional shareholders include Assenagon Asset Management S.A. (0.05%) and GAMMA Investing LLC. Insiders that own company stock include Hill A Feinberg, Jerry Schaffner, Jonathan S Sobel, Steve B Thompson, Martin Bradley Winges, W Robert Nichols III and Keith E Bornemann.
View institutional ownership trends.

How do I buy shares of Hilltop?

Shares of HTH stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Hilltop own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Hilltop investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), Netflix (NFLX), Adobe (ADBE) and ServiceNow (NOW).

Company Calendar

• Last Earnings: 7/24/2025
• Record date for 8/29 Dividend: 8/15/2025
• Ex-Dividend for 8/29 Dividend: 8/15/2025
• Dividend Payable: 8/29/2025
• Today: 10/07/2025
• Next Earnings (Estimated): 10/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NYSE:HTH
• CIK: 1265131
• Web: www.hilltop-holdings.com
• Phone: (214) 855-2177
• Fax: N/A
• Employees: 3,646
• Year Founded: 2012

Price Target and Rating

• Average Price Target for Hilltop: $32.00
• High Price Target: $32.00
• Low Price Target: $32.00
• Potential Upside/Downside: -1.9%
• Consensus Rating: Hold
• Rating Score (0-4): 2.33
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.23
• Trailing P/E Ratio: 14.63
• Forward P/E Ratio: 21.61
• P/E Growth: N/A
• Net Income: $113.21 million
• Net Margins: 8.90%
• Pretax Margin: 12.02%
• Return on Equity: 6.46%
• Return on Assets: 0.91%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.95
• Quick Ratio: 0.87

Sales & Book Value

• Annual Sales: $1.61 billion
• Price / Sales: 1.28
• Cash Flow: $2.02 per share
• Price / Cash Flow: 16.17
• Book Value: $34.15 per share
• Price / Book: 0.96

Miscellaneous

• Outstanding Shares: 63,000,000
• Free Float: 44,164,000
• Market Cap: $2.06 billion
• Optionable: Optionable
• Beta: 0.87