KeyCorp (KEY) Financials

$15.55 +0.06 (+0.39%)

Closing price 05/5/2025 03:59 PM Eastern

Extended Trading

$15.48 -0.07 (-0.45%)

As of 05:21 AM Eastern

Annual Income Statements for KeyCorp

This table shows KeyCorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Income / (Loss) Attributable to Common Shareholders	916	791	1,296	1,800	1,717	1,343	2,625	1,917	967	-161
Consolidated Net Income / (Loss)	920	790	1,298	1,866	1,717	1,343	2,625	1,917	967	-161
Net Income / (Loss) Continuing Operations	919	789	1,291	1,859	1,708	1,329	2,612	1,911	964	-163
Total Pre-Tax Income	1,222	968	1,928	2,203	2,022	1,556	3,254	2,333	1,160	-306
Total Revenue	4,228	4,990	6,255	6,358	6,368	6,686	7,265	7,245	6,383	4,574
Net Interest Income / (Expense)	2,348	2,919	3,777	3,909	3,909	4,034	4,071	4,527	3,913	3,765
Total Interest Income	2,622	3,319	4,390	4,812	5,235	4,685	4,367	5,412	7,927	8,427
Loans and Leases Interest Income	2,186	2,807	3,729	4,023	4,330	3,935	3,582	4,297	6,280	6,086
Investment Securities Interest Income	397	496	644	768	892	744	778	1,093	1,574	2,279
Other Interest Income	18	16	17	21	13	6.00	7.00	22	73	62
Total Interest Expense	274	400	613	969	1,326	651	296	885	4,014	4,662
Deposits Interest Expense	105	171	278	517	853	347	67	279	2,322	3,307
Short-Term Borrowings Interest Expense	9.00	10	15	21	17	12	8.00	90	308	164
Long-Term Debt Interest Expense	160	218	319	420	454	286	221	475	1,305	1,187
Federal Funds Purchased and Securities Sold Interest Expense	0.00	1.00	1.00	11	2.00	6.00	0.00	41	79	4.00
Total Non-Interest Income	1,880	2,071	2,478	2,515	2,459	2,652	3,194	2,718	2,470	809
Trust Fees by Commissions	-	464	535	499	475	507	530	526	516	557
Service Charges on Deposit Accounts	198	517	576	582	573	524	625	722	572	536
Other Service Charges	986	171	224	245	145	110	280	189	236	281
Net Realized & Unrealized Capital Gains on Investments	124	62	96	89	162	167	148	112	81	-1,780
Investment Banking Income	445	482	603	650	630	661	937	638	542	688
Other Non-Interest Income	127	375	444	450	474	683	674	531	523	527
Provision for Credit Losses	166	266	229	246	445	1,021	-418	502	489	335
Total Non-Interest Expense	2,840	3,756	4,098	3,975	3,901	4,109	4,429	4,410	4,734	4,545
Salaries and Employee Benefits	1,652	2,048	2,278	2,309	2,250	2,336	2,561	2,566	2,660	2,714
Net Occupancy & Equipment Expense	554	717	762	623	607	630	684	701	723	760
Marketing Expense	57	101	120	102	96	97	126	123	109	94
Other Operating Expenses	509	774	761	770	859	1,046	1,058	1,020	1,242	977
Income Tax Expense	303	179	637	344	314	227	642	422	196	-143
Net Income / (Loss) Discontinued Operations	1.00	1.00	7.00	7.00	9.00	14	13	6.00	3.00	2.00
Basic Earnings per Share	$1.06	$0.81	$1.14	$1.73	$1.63	$1.28	$2.65	$1.94	$0.89	($0.32)
Weighted Average Basic Shares Outstanding	836.85M	927.82M	1.07B	1.04B	992.09M	967.78M	947.07M	924.36M	927.22M	949.56M
Diluted Earnings per Share	$1.05	$0.80	$1.13	$1.71	$1.62	$1.27	$2.63	$1.93	$0.88	($0.32)
Weighted Average Diluted Shares Outstanding	844.49M	938.54M	1.09B	1.05B	1.00B	974.81M	957.41M	933.06M	932.76M	949.56M
Weighted Average Basic & Diluted Shares Outstanding	864.20M	976.50M	1.14B	1.08B	969.89M	968.82M	927.76M	931.83M	933.84M	1.11B
Cash Dividends to Common per Share	$0.29	$0.33	$0.38	$0.57	$0.71	$0.74	$0.75	$0.79	$0.82	$0.82

This table shows KeyCorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024
Net Income / (Loss) Attributable to Common Shareholders	542	394	312	287	303	65	219	274	-410	-244
Consolidated Net Income / (Loss)	542	394	312	287	303	65	219	274	-410	-244
Net Income / (Loss) Continuing Operations	540	394	311	286	302	65	219	273	-411	-244
Total Pre-Tax Income	664	470	392	344	367	57	278	335	-506	-413
Total Revenue	1,879	1,891	1,707	1,587	1,558	1,531	1,522	1,514	683	855
Net Interest Income / (Expense)	1,196	1,220	1,099	978	915	921	875	887	952	1,051
Total Interest Income	1,444	1,695	1,824	2,010	2,043	2,050	2,032	2,088	2,175	2,132
Loans and Leases Interest Income	1,148	1,367	1,489	1,593	1,612	1,586	1,552	1,532	1,534	1,468
Investment Securities Interest Income	291	317	322	401	409	442	463	540	627	649
Other Interest Income	5.00	11	13	16	22	22	17	16	14	15
Total Interest Expense	248	475	725	1,032	1,128	1,129	1,157	1,201	1,223	1,081
Deposits Interest Expense	59	186	350	531	687	754	782	817	887	821
Short-Term Borrowings Interest Expense	24	54	78	104	81	45	46	51	43	24
Long-Term Debt Interest Expense	146	219	275	349	351	330	328	332	292	235
Federal Funds Purchased and Securities Sold Interest Expense	19	16	22	48	9.00	-	1.00	1.00	1.00	1.00
Total Non-Interest Income	683	671	608	609	643	610	647	627	-269	-196
Trust Fees by Commissions	127	126	128	126	130	132	136	139	140	142
Service Charges on Deposit Accounts	188	160	143	155	142	132	132	134	136	134
Other Service Charges	57	53	46	54	68	68	62	72	71	76
Net Realized & Unrealized Capital Gains on Investments	19	33	25	23	22	11	24	21	-919	-906
Investment Banking Income	154	172	145	120	141	136	170	126	171	221
Other Non-Interest Income	138	127	121	131	140	131	123	135	132	137
Provision for Credit Losses	109	265	139	167	81	102	101	100	95	39
Total Non-Interest Expense	1,106	1,156	1,176	1,076	1,110	1,372	1,143	1,079	1,094	1,229
Salaries and Employee Benefits	655	674	701	622	663	674	674	636	670	734
Net Occupancy & Equipment Expense	172	174	184	182	176	181	189	187	190	194
Marketing Expense	30	31	21	29	28	31	19	21	21	33
Other Operating Expenses	249	277	270	243	243	486	261	235	213	268
Income Tax Expense	124	76	81	58	65	-8.00	59	62	-95	-169
Basic Earnings per Share	$0.55	$0.38	$0.30	$0.27	$0.29	$0.03	$0.20	$0.25	($0.47)	($0.30)
Weighted Average Basic Shares Outstanding	924.59M	924.36M	926.49M	926.74M	927.13M	927.22M	929.69M	931.73M	948.98M	949.56M
Diluted Earnings per Share	$0.55	$0.39	$0.30	$0.27	$0.29	$0.02	$0.20	$0.25	($0.47)	($0.30)
Weighted Average Diluted Shares Outstanding	932.46M	933.06M	933.80M	930.45M	931.74M	932.76M	937.01M	938.49M	948.98M	949.56M
Weighted Average Basic & Diluted Shares Outstanding	932.97M	931.83M	935.26M	935.92M	936.26M	933.84M	942.86M	943.20M	991.28M	1.11B

This table details how cash moves in and out of KeyCorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Change in Cash & Equivalents	-46	70	-6.00	7.00	54	359	-178	-26	54	802
Net Cash From Operating Activities	1,131	1,689	1,815	2,506	2,906	1,673	1,153	4,469	2,903	664
Net Cash From Continuing Operating Activities	1,131	1,689	1,815	2,506	2,906	1,673	1,153	4,469	2,903	664
Net Income / (Loss) Continuing Operations	920	790	1,298	1,866	1,717	1,343	2,625	1,917	967	-161
Consolidated Net Income / (Loss)	920	790	1,298	1,866	1,717	1,343	2,625	1,917	967	-161
Provision For Loan Losses	166	266	229	246	445	1,021	-418	502	489	335
Depreciation Expense	247	314	407	382	241	111	32	164	154	73
Non-Cash Adjustments to Reconcile Net Income	63	212	148	-87	81	-23	-651	1,659	321	1,390
Changes in Operating Assets and Liabilities, net	-265	107	-267	99	422	-779	-435	227	972	-973
Net Cash From Investing Activities	-2,023	-6,457	-2,239	-2,482	-4,918	-24,721	-15,068	-10,934	1,417	2,497
Net Cash From Continuing Investing Activities	-2,023	-6,457	-2,239	-2,482	-4,918	-24,721	-15,068	-10,922	1,417	2,497
Purchase of Property, Leasehold Improvements and Equipment	-2,951	-3,580	-945	-3,700	-6,190	-7,358	-4,276	-17,649	6,668	7,920
Purchase of Investment Securities	-5,185	-13,358	-8,415	-5,963	-6,058	-15,833	-28,343	-8,932	-3,496	-21,143
Sale of Property, Leasehold Improvements and Equipment	1.00	0.00	0.00	2.00	18	0.00	4.00	16	5.00	24
Sale and/or Maturity of Investments	6,112	10,481	7,121	7,055	7,312	-1,530	17,547	15,643	-1,760	15,696
Net Cash From Financing Activities	846	4,838	418	-17	2,066	23,407	13,737	6,439	-4,266	-2,359
Net Cash From Continuing Financing Activities	846	4,838	418	-17	2,066	23,407	13,737	6,439	-4,266	-2,359
Net Change in Deposits	-952	4,047	1,148	2,074	4,561	23,412	17,290	-9,977	2,992	4,173
Issuance of Debt	3,756	2,827	2,852	2,306	2,358	3,607	1,203	25,298	-1,132	699
Issuance of Preferred Equity	0.00	1,009	0.00	412	435	0.00	0.00	590	0.00	0.00
Issuance of Common Equity	22	32	25	20	18	8.00	27	6.00	1.00	2,781
Repayment of Debt	-1,265	-2,602	-2,047	-3,028	-3,634	-2,621	-2,784	-8,580	-5,144	-9,057
Repurchase of Common Equity	-448	-140	-664	-1,098	-835	-134	-585	0.00	-38	0.00
Payment of Dividends	-267	-335	-480	-656	-804	-829	-823	-854	-911	-927
Other Financing Activities, Net	0.00	0.00	-66	-47	-33	-36	-591	-44	-34	-28
Cash Interest Paid	329	429	598	892	1,251	731	363	601	3,109	4,160
Cash Income Taxes Paid	281	144	6.00	12	18	241	277	292	156	68

This table details how cash moves in and out of KeyCorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024
Net Change in Cash & Equivalents	39	170	-103	-26	8.00	175	306	79	-50	467
Net Cash From Operating Activities	2,081	1,585	718	582	566	1,037	359	-217	-1,205	1,727
Net Cash From Continuing Operating Activities	2,081	1,585	718	582	566	1,037	359	-217	-1,205	1,727
Net Income / (Loss) Continuing Operations	542	394	312	287	303	65	219	274	-410	-244
Consolidated Net Income / (Loss)	542	394	312	287	303	65	219	274	-410	-244
Provision For Loan Losses	109	265	139	167	81	102	101	100	95	39
Depreciation Expense	26	64	41	41	39	33	24	25	19	5.00
Non-Cash Adjustments to Reconcile Net Income	286	-3.00	-241	36	300	226	145	-288	373	1,160
Changes in Operating Assets and Liabilities, net	1,118	865	467	51	-157	611	-130	-328	-1,282	767
Net Cash From Investing Activities	-6,174	-583	-7,336	1,921	6,240	592	374	658	272	1,193
Net Cash From Continuing Investing Activities	-6,174	-583	-7,336	1,921	6,240	592	374	658	272	1,193
Purchase of Property, Leasehold Improvements and Equipment	-3,863	-3,206	-613	916	3,485	2,880	2,613	2,794	1,555	958
Purchase of Investment Securities	-1,493	-1,037	-1,689	-27	-795	-985	-1,481	-2,205	-8,788	-8,669
Sale of Property, Leasehold Improvements and Equipment	2.00	3.00	1.00	1.00	3.00	-	1.00	9.00	2.00	12
Sale and/or Maturity of Investments	-820	3,657	-5,035	1,031	3,547	-1,303	-759	60	7,503	8,892
Net Cash From Financing Activities	4,132	-832	6,515	-2,529	-6,798	-1,454	-427	-362	883	-2,453
Net Cash From Continuing Financing Activities	4,132	-832	6,515	-2,529	-6,798	-1,454	-427	-362	883	-2,453
Net Change in Deposits	-1,010	-2,260	1,553	984	-841	1,296	-1,356	1,489	4,633	-593
Issuance of Debt	6,257	1,658	6,462	-2,034	-5,138	-422	1,182	2,394	-2,699	-178
Issuance of Common Equity	-	1.00	1.00	-	-	-	3.00	-	813	1,965
Repayment of Debt	-1,496	-3.00	-1,201	-1,251	-592	-2,100	-1.00	-4,015	-1,633	-3,408
Payment of Dividends	-209	-228	-228	-228	-227	-228	-229	-230	-230	-238
Other Financing Activities, Net	-	-	-72	38	-	-	-26	-	-1.00	-1.00
Cash Interest Paid	108	324	426	934	777	972	990	1,019	1,103	1,048
Cash Income Taxes Paid	29	132	46	94	15	1.00	20	38	11	-1.00

This table presents KeyCorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Total Assets	95,131	136,453	137,698	139,613	144,988	170,336	186,346	189,813	188,281	187,168
Cash and Due from Banks	607	677	671	678	732	1,091	913	887	941	1,743
Trading Account Securities	21,161	33,218	31,912	33,023	34,284	29,874	56,333	49,619	47,385	47,182
Loans and Leases, Net of Allowance	59,080	85,180	85,528	88,669	93,746	99,559	100,793	118,057	111,098	102,851
Loans and Leases	59,876	86,038	86,405	89,552	94,646	101,185	101,854	119,394	112,606	104,260
Allowance for Loan and Lease Losses	796	858	877	883	900	1,626	1,061	1,337	1,508	1,409
Premises and Equipment, Net	1,119	1,518	1,751	882	814	753	681	636	661	614
Goodwill	1,060	2,446	2,538	2,516	2,664	2,664	2,693	2,752	2,752	2,752
Intangible Assets	65	384	416	316	253	188	130	94	55	27
Other Assets	12,039	13,030	14,882	13,529	12,495	36,207	24,803	17,768	25,389	31,999
Total Liabilities & Shareholders' Equity	95,131	136,453	137,698	139,613	144,988	170,336	186,346	189,813	188,281	187,168
Total Liabilities	84,372	121,213	122,673	124,017	127,950	152,355	168,923	176,359	173,644	168,992
Non-Interest Bearing Deposits	26,097	32,825	33,665	29,292	28,853	43,199	52,004	40,834	30,728	29,628
Interest Bearing Deposits	44,949	71,262	71,570	78,017	83,017	92,083	100,568	101,761	114,859	120,132
Federal Funds Purchased and Securities Sold	372	1,502	377	319	387	220	173	4,077	38	14
Short-Term Debt	533	808	634	544	705	759	588	5,386	3,053	2,130
Long-Term Debt	10,184	12,384	14,333	13,732	12,448	13,709	12,042	19,307	19,554	12,105
Other Long-Term Liabilities	2,237	2,432	2,094	2,113	2,540	2,385	3,548	4,994	5,412	4,983
Total Equity & Noncontrolling Interests	10,759	15,240	15,025	15,596	17,038	17,981	17,423	13,454	14,637	18,176
Total Preferred & Common Equity	10,746	15,240	15,023	15,595	17,038	17,981	17,423	13,454	14,637	18,176
Preferred Stock	290	1,665	1,025	1,450	1,900	1,900	1,900	2,500	2,500	2,500
Total Common Equity	10,456	13,575	13,998	14,145	15,138	16,081	15,523	10,954	12,137	15,676
Common Stock	4,939	7,642	7,592	7,588	7,552	7,538	7,535	7,543	7,538	7,295
Retained Earnings	8,922	9,378	10,335	11,556	12,469	12,751	14,553	15,616	15,672	14,584
Treasury Stock	-3,000	-2,904	-3,150	-4,181	-4,909	-4,946	-5,979	-5,910	-5,844	-2,733
Accumulated Other Comprehensive Income / (Loss)	-405	-541	-779	-818	26	738	-586	-6,295	-5,229	-3,470

This table presents KeyCorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024
Total Assets	190,051	189,813	197,519	195,037	187,851	188,281	187,485	187,450	189,763	187,168
Cash and Due from Banks	717	887	784	758	766	941	1,247	1,326	1,276	1,743
Trading Account Securities	50,279	49,619	51,388	49,404	46,747	47,385	46,969	47,164	44,333	47,182
Loans and Leases, Net of Allowance	115,047	118,057	118,591	117,531	114,056	111,098	108,343	105,531	103,852	102,851
Loans and Leases	116,191	119,394	119,971	119,011	115,544	112,606	109,885	107,078	105,346	104,260
Allowance for Loan and Lease Losses	1,144	1,337	1,380	1,480	1,488	1,508	1,542	1,547	1,494	1,409
Premises and Equipment, Net	629	636	628	652	649	661	650	631	624	614
Goodwill	2,752	2,752	2,752	2,752	2,752	2,752	2,752	2,752	2,752	2,752
Intangible Assets	106	94	85	75	65	55	48	41	34	27
Other Assets	20,521	17,768	23,291	23,865	22,816	25,389	27,476	30,005	36,892	31,999
Total Liabilities & Shareholders' Equity	190,051	189,813	197,519	195,037	187,851	188,281	187,485	187,450	189,763	187,168
Total Liabilities	176,761	176,359	183,197	181,193	174,495	173,644	172,938	172,661	172,911	168,992
Non-Interest Bearing Deposits	46,980	40,834	37,307	33,366	31,710	30,728	29,638	28,150	30,358	29,628
Interest Bearing Deposits	97,875	101,761	106,841	111,766	112,581	114,859	114,593	117,570	119,995	120,132
Federal Funds Purchased and Securities Sold	4,224	4,077	1,374	1,702	43	38	27	25	44	14
Short-Term Debt	4,576	5,386	10,061	6,949	3,470	3,053	2,896	5,292	2,359	2,130
Long-Term Debt	18,257	19,307	22,753	22,071	21,303	19,554	20,776	16,869	15,677	12,105
Other Long-Term Liabilities	4,849	4,994	4,861	5,339	5,388	5,412	5,008	4,755	4,478	4,983
Total Equity & Noncontrolling Interests	13,290	13,454	14,322	13,844	13,356	14,637	14,547	14,789	16,852	18,176
Total Preferred & Common Equity	13,290	13,454	14,322	13,844	13,356	14,637	14,547	14,789	16,852	18,176
Preferred Stock	2,500	2,500	2,500	2,500	2,500	2,500	2,500	2,500	2,500	2,500
Total Common Equity	10,790	10,954	11,822	11,344	10,856	12,137	12,047	12,289	14,352	15,676
Common Stock	7,514	7,543	7,464	7,488	7,511	7,538	7,421	7,442	7,406	7,295
Retained Earnings	15,450	15,616	15,700	15,759	15,835	15,672	15,662	15,706	15,066	14,584
Treasury Stock	-5,917	-5,910	-5,868	-5,859	-5,851	-5,844	-5,722	-5,715	-4,839	-2,733
Accumulated Other Comprehensive Income / (Loss)	-6,257	-6,295	-5,474	-6,044	-6,639	-5,229	-5,314	-5,144	-3,281	-3,470

This table displays calculated financial ratios and metrics derived from KeyCorp's official financial filings.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	3.37%	18.02%	25.35%	1.65%	0.16%	4.99%	8.66%	-0.28%	-11.90%	-28.34%
EBITDA Growth	-3.23%	-12.73%	82.14%	7.88%	-10.16%	-26.34%	97.12%	-24.01%	-47.38%	-117.73%
EBIT Growth	-3.93%	-20.79%	99.17%	10.84%	-5.38%	-23.05%	109.13%	-28.30%	-50.28%	-126.38%
NOPAT Growth	-2.85%	-14.15%	63.62%	44.00%	-8.12%	-22.19%	96.54%	-26.84%	-49.56%	-122.22%
Net Income Growth	1.43%	-14.13%	64.30%	43.76%	-7.99%	-21.78%	95.46%	-26.97%	-49.56%	-116.65%
EPS Growth	6.06%	-23.81%	41.25%	51.33%	-5.26%	-21.60%	107.09%	-26.62%	-54.40%	-136.36%
Operating Cash Flow Growth	-14.32%	49.34%	7.46%	38.07%	15.96%	-42.43%	-31.08%	287.60%	-35.04%	-77.13%
Free Cash Flow Firm Growth	-509.79%	-259.17%	95.64%	835.69%	-29.81%	-166.88%	639.07%	-223.46%	130.20%	147.39%
Invested Capital Growth	13.99%	32.39%	5.49%	-0.40%	1.07%	7.48%	-7.38%	26.93%	-2.37%	-12.98%
Revenue Q/Q Growth	0.36%	10.37%	0.61%	-0.24%	0.81%	3.19%	1.47%	-0.70%	-5.34%	-12.88%
EBITDA Q/Q Growth	-2.00%	-6.29%	12.64%	1.90%	-0.04%	5.64%	0.98%	-6.93%	-24.09%	-195.10%
EBIT Q/Q Growth	-3.17%	-3.59%	10.11%	2.94%	1.66%	10.51%	2.49%	-11.33%	-26.26%	-286.59%
NOPAT Q/Q Growth	-2.03%	-0.13%	-2.71%	18.18%	-0.93%	8.93%	2.03%	-10.87%	-25.44%	-246.71%
Net Income Q/Q Growth	-2.65%	-0.13%	-2.33%	18.18%	-0.87%	9.19%	1.82%	-10.92%	-25.39%	-208.78%
EPS Q/Q Growth	-0.94%	-10.11%	0.00%	17.93%	0.62%	10.43%	2.73%	-11.47%	-29.60%	0.00%
Operating Cash Flow Q/Q Growth	2.45%	-3.04%	-4.87%	63.79%	-19.83%	-2.73%	-45.33%	55.50%	-15.88%	2,653.85%
Free Cash Flow Firm Q/Q Growth	-0.47%	-3.87%	77.77%	-30.39%	260.39%	-140.73%	113.74%	-143.71%	361.85%	36.37%
Invested Capital Q/Q Growth	-1.04%	0.01%	-3.15%	0.59%	-6.49%	3.92%	-4.42%	5.60%	-2.32%	-7.10%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	34.74%	25.69%	37.33%	39.62%	35.54%	24.93%	45.23%	34.47%	20.59%	-5.09%
EBIT Margin	28.90%	19.40%	30.82%	33.61%	31.75%	23.27%	44.79%	32.20%	18.17%	-6.69%
Profit (Net Income) Margin	21.76%	15.83%	20.75%	29.35%	26.96%	20.09%	36.13%	26.46%	15.15%	-3.52%
Tax Burden Percent	75.29%	81.61%	67.32%	84.70%	84.92%	86.31%	80.67%	82.17%	83.36%	52.61%
Interest Burden Percent	100.00%	100.00%	100.00%	103.09%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	24.80%	18.49%	33.04%	15.62%	15.53%	14.59%	19.73%	18.09%	16.90%	0.00%
Return on Invested Capital (ROIC)	4.56%	3.16%	4.42%	6.21%	5.69%	4.24%	8.36%	5.60%	2.56%	-0.62%
ROIC Less NNEP Spread (ROIC-NNEP)	4.57%	3.17%	4.47%	6.26%	5.75%	4.34%	8.45%	5.64%	2.57%	-0.33%
Return on Net Nonoperating Assets (RNNOA)	4.08%	2.92%	4.16%	5.98%	4.84%	3.43%	6.47%	6.81%	4.33%	-0.37%
Return on Equity (ROE)	8.64%	6.08%	8.58%	12.19%	10.52%	7.67%	14.83%	12.42%	6.88%	-0.98%
Cash Return on Invested Capital (CROIC)	-8.52%	-24.71%	-0.92%	6.61%	4.63%	-2.97%	16.03%	-18.13%	4.95%	13.26%
Operating Return on Assets (OROA)	1.29%	0.84%	1.41%	1.54%	1.42%	0.99%	1.82%	1.24%	0.61%	-0.16%
Return on Assets (ROA)	0.97%	0.68%	0.95%	1.35%	1.21%	0.85%	1.47%	1.02%	0.51%	-0.09%
Return on Common Equity (ROCE)	8.39%	5.62%	7.81%	11.20%	9.44%	6.84%	13.24%	10.65%	5.66%	-0.83%
Return on Equity Simple (ROE_SIMPLE)	8.56%	5.18%	8.64%	11.97%	10.08%	7.47%	15.07%	14.25%	6.61%	-0.89%
Net Operating Profit after Tax (NOPAT)	919	789	1,291	1,859	1,708	1,329	2,612	1,911	964	-214
NOPAT Margin	21.74%	15.81%	20.64%	29.24%	26.82%	19.88%	35.95%	26.38%	15.10%	-4.68%
Net Nonoperating Expense Percent (NNEP)	-0.01%	-0.01%	-0.05%	-0.05%	-0.07%	-0.10%	-0.10%	-0.03%	-0.01%	-0.29%
SG&A Expenses to Revenue	53.52%	57.43%	50.52%	47.72%	46.37%	45.81%	46.40%	46.79%	54.71%	78.01%
Operating Expenses to Revenue	67.17%	75.27%	65.52%	62.52%	61.26%	61.46%	60.96%	60.87%	74.17%	99.37%
Earnings before Interest and Taxes (EBIT)	1,222	968	1,928	2,137	2,022	1,556	3,254	2,333	1,160	-306
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	1,469	1,282	2,335	2,519	2,263	1,667	3,286	2,497	1,314	-233
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.75	1.06	1.16	0.83	1.05	0.84	1.21	1.32	1.05	1.08
Price to Tangible Book Value (P/TBV)	0.84	1.34	1.46	1.04	1.30	1.02	1.48	1.78	1.37	1.32
Price to Revenue (P/Rev)	1.85	2.89	2.59	1.85	2.50	2.02	2.59	1.99	2.01	3.71
Price to Earnings (P/E)	8.56	18.23	12.48	6.52	9.29	10.06	7.16	7.52	13.24	0.00
Dividend Yield	3.09%	2.47%	2.53%	4.98%	4.39%	5.35%	3.71%	5.11%	6.00%	4.78%
Earnings Yield	11.68%	5.49%	8.01%	15.34%	10.77%	9.94%	13.96%	13.29%	7.55%	0.00%
Enterprise Value to Invested Capital (EV/IC)	0.85	1.01	1.05	0.90	1.00	0.89	1.08	1.07	0.99	0.99
Enterprise Value to Revenue (EV/Rev)	4.32	5.73	5.04	4.21	4.75	4.31	4.46	5.62	5.79	6.99
Enterprise Value to EBITDA (EV/EBITDA)	12.43	22.31	13.49	10.63	13.37	17.27	9.87	16.31	28.13	0.00
Enterprise Value to EBIT (EV/EBIT)	14.94	29.55	16.34	12.53	14.97	18.50	9.96	17.46	31.87	0.00
Enterprise Value to NOPAT (EV/NOPAT)	19.86	36.25	24.40	14.41	17.72	21.66	12.41	21.31	38.35	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	16.14	16.93	17.36	10.69	10.41	17.21	28.12	9.11	12.73	48.17
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00	13.53	21.79	0.00	6.47	0.00	19.80	6.92
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	1.00	0.87	1.00	0.92	0.77	0.80	0.72	1.84	1.54	0.78
Long-Term Debt to Equity	0.95	0.81	0.95	0.88	0.73	0.76	0.69	1.44	1.34	0.67
Financial Leverage	0.89	0.92	0.93	0.96	0.84	0.79	0.77	1.21	1.68	1.12
Leverage Ratio	8.87	8.91	9.06	9.06	8.72	9.00	10.07	12.18	13.46	11.44
Compound Leverage Factor	8.87	8.91	9.06	9.34	8.72	9.00	10.07	12.18	13.46	11.44
Debt to Total Capital	49.90%	46.40%	49.90%	47.79%	43.57%	44.59%	42.03%	64.73%	60.70%	43.92%
Short-Term Debt to Total Capital	2.48%	2.84%	2.11%	1.82%	2.34%	2.34%	1.96%	14.12%	8.20%	6.57%
Long-Term Debt to Total Capital	47.42%	43.56%	47.79%	45.97%	41.23%	42.25%	40.07%	50.61%	52.50%	37.35%
Preferred Equity to Total Capital	1.35%	5.86%	3.42%	4.85%	6.29%	5.86%	6.32%	6.55%	6.71%	7.71%
Noncontrolling Interests to Total Capital	0.06%	0.00%	0.01%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	48.69%	47.75%	46.67%	47.35%	50.14%	49.56%	51.65%	28.72%	32.59%	48.37%
Debt to EBITDA	7.30	10.29	6.41	5.67	5.81	8.68	3.84	9.89	17.20	-61.09
Net Debt to EBITDA	6.88	9.76	6.12	5.40	5.49	8.02	3.57	9.53	16.49	-53.61
Long-Term Debt to EBITDA	6.93	9.66	6.14	5.45	5.50	8.22	3.66	7.73	14.88	-51.95
Debt to NOPAT	11.66	16.72	11.59	7.68	7.70	10.89	4.84	12.92	23.45	-66.46
Net Debt to NOPAT	11.00	15.86	11.07	7.31	7.27	10.07	4.49	12.46	22.48	-58.32
Long-Term Debt to NOPAT	11.08	15.70	11.10	7.39	7.29	10.32	4.61	10.10	20.28	-56.51
Noncontrolling Interest Sharing Ratio	2.84%	7.57%	8.89%	8.09%	10.27%	10.85%	10.73%	14.25%	17.80%	15.24%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-1,717	-6,167	-269	1,979	1,389	-929	5,008	-6,183	1,867	4,619
Operating Cash Flow to CapEx	38.34%	47.18%	192.06%	67.77%	47.08%	22.74%	26.99%	25.34%	0.00%	0.00%
Free Cash Flow to Firm to Interest Expense	-6.27	-15.42	-0.44	2.04	1.05	-1.43	16.92	-6.99	0.47	0.99
Operating Cash Flow to Interest Expense	4.13	4.22	2.96	2.59	2.19	2.57	3.90	5.05	0.72	0.14
Operating Cash Flow Less CapEx to Interest Expense	-6.64	-4.73	1.42	-1.23	-2.46	-8.73	-10.54	-14.87	2.39	1.85
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.04	0.04	0.05	0.05	0.04	0.04	0.04	0.04	0.03	0.02
Fixed Asset Turnover	3.69	3.78	3.83	4.83	7.51	8.53	10.13	11.00	9.84	7.17
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	21,476	28,432	29,992	29,872	30,191	32,449	30,053	38,147	37,244	32,411
Invested Capital Turnover	0.21	0.20	0.21	0.21	0.21	0.21	0.23	0.21	0.17	0.13
Increase / (Decrease) in Invested Capital	2,636	6,956	1,560	-120	319	2,258	-2,396	8,094	-903	-4,833
Enterprise Value (EV)	18,255	28,601	31,501	26,782	30,264	28,791	32,419	40,726	36,969	31,983
Market Capitalization	7,842	14,421	16,178	11,733	15,943	13,514	18,802	14,420	12,803	16,991
Book Value per Share	$12.52	$12.56	$13.02	$13.67	$15.37	$16.47	$16.67	$11.74	$12.96	$15.81
Tangible Book Value per Share	$11.17	$9.94	$10.27	$10.94	$12.41	$13.55	$13.64	$8.69	$9.97	$13.01
Total Capital	21,476	28,432	29,992	29,872	30,191	32,449	30,053	38,147	37,244	32,411
Total Debt	10,717	13,192	14,967	14,276	13,153	14,468	12,630	24,693	22,607	14,235
Total Long-Term Debt	10,184	12,384	14,333	13,732	12,448	13,709	12,042	19,307	19,554	12,105
Net Debt	10,110	12,515	14,296	13,598	12,421	13,377	11,717	23,806	21,666	12,492
Capital Expenditures (CapEx)	2,950	3,580	945	3,698	6,172	7,358	4,272	17,633	-6,673	-7,944
Net Nonoperating Expense (NNE)	-1.00	-1.00	-7.00	-7.00	-9.00	-14	-13	-6.00	-3.00	-53
Net Nonoperating Obligations (NNO)	10,717	13,192	14,967	14,276	13,153	14,468	12,630	24,693	22,607	14,235
Total Depreciation and Amortization (D&A)	247	314	407	382	241	111	32	164	154	73
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.06	$0.81	$1.14	$1.73	$1.63	$1.28	$2.65	$1.94	$0.89	($0.32)
Adjusted Weighted Average Basic Shares Outstanding	836.85M	927.82M	1.07B	1.04B	992.09M	967.78M	947.07M	924.36M	927.22M	949.56M
Adjusted Diluted Earnings per Share	$1.05	$0.80	$1.13	$1.71	$1.62	$1.27	$2.63	$1.93	$0.88	($0.32)
Adjusted Weighted Average Diluted Shares Outstanding	844.49M	938.54M	1.09B	1.05B	1.00B	974.81M	957.41M	933.06M	932.76M	949.56M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$1.63	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	835.61M	1.07B	1.06B	1.01B	969.89M	968.82M	927.76M	931.83M	933.84M	1.11B
Normalized Net Operating Profit after Tax (NOPAT)	919	789	1,291	1,859	1,708	1,329	2,612	1,911	964	-214
Normalized NOPAT Margin	21.74%	15.81%	20.64%	29.24%	26.82%	19.88%	35.95%	26.38%	15.10%	-4.68%
Pre Tax Income Margin	28.90%	19.40%	30.82%	34.65%	31.75%	23.27%	44.79%	32.20%	18.17%	-6.69%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	4.46	2.42	3.15	2.21	1.52	2.39	10.99	2.64	0.29	-0.07
NOPAT to Interest Expense	3.35	1.97	2.11	1.92	1.29	2.04	8.82	2.16	0.24	-0.05
EBIT Less CapEx to Interest Expense	-6.31	-6.53	1.60	-1.61	-3.13	-8.91	-3.44	-17.29	1.95	1.64
NOPAT Less CapEx to Interest Expense	-7.41	-6.98	0.56	-1.90	-3.37	-9.26	-5.61	-17.77	1.90	1.66
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	29.02%	42.41%	36.98%	35.16%	46.83%	61.73%	31.35%	44.55%	94.21%	-575.78%
Augmented Payout Ratio	77.72%	60.13%	88.14%	94.00%	95.46%	71.71%	53.64%	44.55%	98.14%	-575.78%

This table displays calculated financial ratios and metrics derived from KeyCorp's official financial filings.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	3.64%	-2.63%	1.01%	-11.09%	-17.08%	-19.04%	-10.84%	-4.60%	-56.16%	-44.15%
EBITDA Growth	-20.42%	-25.83%	-24.96%	-44.68%	-41.16%	-83.15%	-30.25%	-6.49%	-219.95%	-553.33%
EBIT Growth	-17.82%	-38.80%	-27.00%	-48.04%	-44.73%	-87.87%	-29.08%	-2.62%	-237.87%	-824.56%
NOPAT Growth	-16.02%	-37.16%	-30.43%	-46.04%	-44.07%	-83.50%	-29.58%	-4.55%	-217.28%	-544.77%
Net Income Growth	-15.97%	-37.36%	-30.36%	-46.15%	-44.10%	-83.50%	-29.81%	-4.53%	-235.31%	-475.38%
EPS Growth	-15.38%	-39.06%	-33.33%	-50.00%	-47.27%	-94.87%	-33.33%	-7.41%	-262.07%	-1,600.00%
Operating Cash Flow Growth	127.43%	15,950.00%	-18.50%	846.15%	-72.80%	-34.57%	-50.00%	-137.29%	-312.90%	66.54%
Free Cash Flow Firm Growth	-1,072.07%	-354.71%	-720.17%	-502.56%	58.85%	112.57%	149.43%	170.91%	269.41%	369.41%
Invested Capital Growth	14.89%	26.93%	66.30%	26.62%	5.55%	-2.37%	-18.92%	-13.80%	-8.50%	-12.98%
Revenue Q/Q Growth	5.27%	0.64%	-9.73%	-7.03%	-1.83%	-1.73%	-0.59%	-0.53%	-54.89%	25.18%
EBITDA Q/Q Growth	-0.86%	-22.61%	-14.60%	-11.09%	5.45%	-77.83%	255.29%	19.21%	-235.28%	16.22%
EBIT Q/Q Growth	0.30%	-29.22%	-16.60%	-12.24%	6.69%	-84.47%	387.72%	20.50%	-251.04%	18.38%
NOPAT Q/Q Growth	1.89%	-27.04%	-21.07%	-8.04%	5.59%	-78.48%	236.92%	24.66%	-229.74%	18.38%
Net Income Q/Q Growth	1.69%	-27.31%	-20.81%	-8.01%	5.57%	-78.55%	236.92%	25.11%	-249.64%	40.49%
EPS Q/Q Growth	1.85%	-29.09%	-23.08%	-10.00%	7.41%	-93.10%	900.00%	25.00%	-288.00%	36.17%
Operating Cash Flow Q/Q Growth	2,767.95%	-23.83%	-54.70%	-18.94%	-2.75%	83.22%	-65.38%	-160.45%	-455.30%	243.32%
Free Cash Flow Firm Q/Q Growth	-185.98%	-85.95%	-140.01%	52.79%	80.47%	156.81%	843.80%	-32.28%	-53.34%	57.40%
Invested Capital Q/Q Growth	6.71%	5.60%	23.56%	-9.06%	-11.05%	-2.32%	2.62%	-3.32%	-5.58%	-7.10%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	36.72%	28.24%	25.37%	24.26%	26.06%	5.88%	19.84%	23.78%	-71.30%	-47.72%
EBIT Margin	35.34%	24.85%	22.96%	21.68%	23.56%	3.72%	18.27%	22.13%	-74.08%	-48.30%
Profit (Net Income) Margin	28.85%	20.84%	18.28%	18.08%	19.45%	4.25%	14.39%	18.10%	-60.03%	-28.54%
Tax Burden Percent	81.63%	83.83%	79.59%	83.43%	82.56%	114.04%	78.78%	81.79%	81.03%	59.08%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	18.67%	16.17%	20.66%	16.86%	17.71%	-14.04%	21.22%	18.51%	0.00%	0.00%
Return on Invested Capital (ROIC)	6.21%	4.43%	3.51%	3.32%	3.52%	0.72%	2.09%	2.77%	-7.46%	-4.44%
ROIC Less NNEP Spread (ROIC-NNEP)	6.22%	4.43%	3.51%	3.32%	3.52%	0.72%	2.09%	2.77%	-7.72%	-4.20%
Return on Net Nonoperating Assets (RNNOA)	7.42%	5.35%	5.43%	5.69%	6.30%	1.21%	4.09%	4.95%	-10.94%	-4.71%
Return on Equity (ROE)	13.63%	9.78%	8.94%	9.01%	9.82%	1.93%	6.18%	7.72%	-18.40%	-9.15%
Cash Return on Invested Capital (CROIC)	-7.51%	-18.13%	-45.09%	-19.50%	-1.92%	4.95%	22.94%	16.97%	9.28%	13.26%
Operating Return on Assets (OROA)	1.37%	0.96%	0.88%	0.80%	0.84%	0.13%	0.59%	0.71%	-2.06%	-1.18%
Return on Assets (ROA)	1.12%	0.80%	0.70%	0.67%	0.69%	0.14%	0.46%	0.58%	-1.67%	-0.70%
Return on Common Equity (ROCE)	11.68%	8.38%	7.61%	7.61%	7.98%	1.59%	5.11%	6.37%	-15.35%	-7.76%
Return on Equity Simple (ROE_SIMPLE)	16.19%	0.00%	12.44%	11.09%	9.70%	0.00%	6.01%	5.82%	0.88%	0.00%
Net Operating Profit after Tax (NOPAT)	540	394	311	286	302	65	219	273	-354	-289
NOPAT Margin	28.74%	20.84%	18.22%	18.02%	19.38%	4.25%	14.39%	18.03%	-51.86%	-33.81%
Net Nonoperating Expense Percent (NNEP)	-0.01%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.26%	-0.24%
SG&A Expenses to Revenue	45.61%	46.48%	53.08%	52.49%	55.65%	57.87%	57.95%	55.75%	128.99%	112.40%
Operating Expenses to Revenue	58.86%	61.13%	68.89%	67.80%	71.25%	89.61%	75.10%	71.27%	160.18%	143.74%
Earnings before Interest and Taxes (EBIT)	664	470	392	344	367	57	278	335	-506	-413
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	690	534	433	385	406	90	302	360	-487	-408
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.24	1.32	0.91	0.71	0.88	1.05	1.21	1.09	1.10	1.08
Price to Tangible Book Value (P/TBV)	1.69	1.78	1.19	0.95	1.18	1.37	1.58	1.41	1.37	1.32
Price to Revenue (P/Rev)	1.84	1.99	1.47	1.15	1.41	2.01	2.35	2.19	3.01	3.71
Price to Earnings (P/E)	6.24	7.52	6.01	5.28	7.33	13.24	16.70	15.56	106.75	0.00
Dividend Yield	5.42%	5.11%	6.96%	9.35%	8.08%	6.00%	5.26%	5.77%	4.90%	4.78%
Earnings Yield	16.04%	13.29%	16.63%	18.95%	13.64%	7.55%	5.99%	6.43%	0.94%	0.00%
Enterprise Value to Invested Capital (EV/IC)	1.05	1.07	0.96	0.91	0.94	0.99	1.03	0.99	1.00	0.99
Enterprise Value to Revenue (EV/Rev)	5.21	5.62	6.23	5.50	5.34	5.79	6.38	6.00	6.68	6.99
Enterprise Value to EBITDA (EV/EBITDA)	14.18	16.31	19.45	19.29	20.80	28.13	33.98	32.28	143.10	0.00
Enterprise Value to EBIT (EV/EBIT)	14.46	17.46	20.68	20.78	22.89	31.87	37.78	35.42	213.77	0.00
Enterprise Value to NOPAT (EV/NOPAT)	17.74	21.31	25.49	25.38	27.85	38.35	45.32	42.76	240.13	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	13.23	9.11	10.51	7.83	10.43	12.73	15.53	21.05	0.00	48.17
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00	0.00	0.00	19.80	4.04	5.42	10.35	6.92
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	1.72	1.84	2.29	2.10	1.85	1.54	1.63	1.50	1.07	0.78
Long-Term Debt to Equity	1.37	1.44	1.59	1.59	1.60	1.34	1.43	1.14	0.93	0.67
Financial Leverage	1.19	1.21	1.55	1.71	1.79	1.68	1.96	1.79	1.42	1.12
Leverage Ratio	12.24	12.18	12.78	13.51	14.18	13.46	13.34	13.36	12.50	11.44
Compound Leverage Factor	12.24	12.18	12.78	13.51	14.18	13.46	13.34	13.36	12.50	11.44
Debt to Total Capital	63.21%	64.73%	69.62%	67.70%	64.97%	60.70%	61.94%	59.98%	51.70%	43.92%
Short-Term Debt to Total Capital	12.67%	14.12%	21.34%	16.21%	9.10%	8.20%	7.58%	14.32%	6.76%	6.57%
Long-Term Debt to Total Capital	50.54%	50.61%	48.27%	51.49%	55.87%	52.50%	54.36%	45.65%	44.94%	37.35%
Preferred Equity to Total Capital	6.92%	6.55%	5.30%	5.83%	6.56%	6.71%	6.54%	6.77%	7.17%	7.71%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	29.87%	28.72%	25.08%	26.47%	28.47%	32.59%	31.52%	33.26%	41.14%	48.37%
Debt to EBITDA	8.51	9.89	14.11	14.40	14.31	17.20	20.35	19.47	73.62	-61.09
Net Debt to EBITDA	8.24	9.53	13.77	14.03	13.87	16.49	19.28	18.31	68.41	-53.61
Long-Term Debt to EBITDA	6.80	7.73	9.78	10.95	12.31	14.88	17.86	14.82	63.99	-51.95
Debt to NOPAT	10.65	12.92	18.49	18.95	19.16	23.45	27.15	25.80	123.53	-66.46
Net Debt to NOPAT	10.32	12.46	18.05	18.46	18.57	22.48	25.72	24.25	114.79	-58.32
Long-Term Debt to NOPAT	8.52	10.10	12.82	14.42	16.48	20.28	23.83	19.64	107.38	-56.51
Noncontrolling Interest Sharing Ratio	14.29%	14.25%	14.85%	15.56%	18.76%	17.80%	17.32%	17.46%	16.55%	15.24%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-4,141	-7,700	-18,481	-8,725	-1,704	968	9,136	6,187	2,887	4,544
Operating Cash Flow to CapEx	53.90%	49.48%	117.32%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow to Firm to Interest Expense	-16.70	-16.21	-25.49	-8.45	-1.51	0.86	7.90	5.15	2.36	4.20
Operating Cash Flow to Interest Expense	8.39	3.34	0.99	0.56	0.50	0.92	0.31	-0.18	-0.99	1.60
Operating Cash Flow Less CapEx to Interest Expense	-7.18	-3.41	0.15	1.45	3.59	3.47	2.57	2.15	0.29	2.49
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.04	0.04	0.04	0.04	0.04	0.03	0.03	0.03	0.03	0.02
Fixed Asset Turnover	11.16	11.00	11.39	10.95	10.55	9.84	9.70	9.55	8.25	7.17
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	36,123	38,147	47,136	42,864	38,129	37,244	38,219	36,950	34,888	32,411
Invested Capital Turnover	0.22	0.21	0.19	0.18	0.18	0.17	0.15	0.15	0.14	0.13
Increase / (Decrease) in Invested Capital	4,681	8,094	18,792	9,011	2,006	-903	-8,917	-5,914	-3,241	-4,833
Enterprise Value (EV)	38,034	40,726	45,241	38,860	36,009	36,969	39,517	36,733	35,059	31,983
Market Capitalization	13,418	14,420	10,711	8,098	9,502	12,803	14,592	13,398	15,799	16,991
Book Value per Share	$11.57	$11.74	$12.69	$12.13	$11.60	$12.96	$12.96	$13.03	$15.22	$15.81
Tangible Book Value per Share	$8.50	$8.69	$9.64	$9.11	$8.59	$9.97	$9.95	$10.07	$12.26	$13.01
Total Capital	36,123	38,147	47,136	42,864	38,129	37,244	38,219	36,950	34,888	32,411
Total Debt	22,833	24,693	32,814	29,020	24,773	22,607	23,672	22,161	18,036	14,235
Total Long-Term Debt	18,257	19,307	22,753	22,071	21,303	19,554	20,776	16,869	15,677	12,105
Net Debt	22,116	23,806	32,030	28,262	24,007	21,666	22,425	20,835	16,760	12,492
Capital Expenditures (CapEx)	3,861	3,203	612	-917	-3,488	-2,880	-2,614	-2,803	-1,557	-970
Net Nonoperating Expense (NNE)	-2.00	0.00	-1.00	-1.00	-1.00	0.00	0.00	-1.00	56	-45
Net Nonoperating Obligations (NNO)	22,833	24,693	32,814	29,020	24,773	22,607	23,672	22,161	18,036	14,235
Total Depreciation and Amortization (D&A)	26	64	41	41	39	33	24	25	19	5.00
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.55	$0.38	$0.30	$0.27	$0.29	$0.03	$0.20	$0.25	($0.47)	($0.30)
Adjusted Weighted Average Basic Shares Outstanding	924.59M	924.36M	926.49M	926.74M	927.13M	927.22M	929.69M	931.73M	948.98M	949.56M
Adjusted Diluted Earnings per Share	$0.55	$0.39	$0.30	$0.27	$0.29	$0.02	$0.20	$0.25	($0.47)	($0.30)
Adjusted Weighted Average Diluted Shares Outstanding	932.46M	933.06M	933.80M	930.45M	931.74M	932.76M	937.01M	938.49M	948.98M	949.56M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	932.97M	931.83M	935.26M	935.92M	936.26M	933.84M	942.86M	943.20M	991.28M	1.11B
Normalized Net Operating Profit after Tax (NOPAT)	540	394	311	286	302	40	219	273	-354	-289
Normalized NOPAT Margin	28.74%	20.84%	18.22%	18.02%	19.38%	2.61%	14.39%	18.03%	-51.86%	-33.81%
Pre Tax Income Margin	35.34%	24.85%	22.96%	21.68%	23.56%	3.72%	18.27%	22.13%	-74.08%	-48.30%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	2.68	0.99	0.54	0.33	0.33	0.05	0.24	0.28	-0.41	-0.38
NOPAT to Interest Expense	2.18	0.83	0.43	0.28	0.27	0.06	0.19	0.23	-0.29	-0.27
EBIT Less CapEx to Interest Expense	-12.89	-5.75	-0.30	1.22	3.42	2.60	2.50	2.61	0.86	0.52
NOPAT Less CapEx to Interest Expense	-13.39	-5.91	-0.42	1.17	3.36	2.61	2.45	2.56	0.98	0.63
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	38.80%	44.55%	49.07%	58.18%	70.29%	94.21%	104.35%	106.16%	619.59%	-575.78%
Augmented Payout Ratio	12.83%	44.55%	49.07%	60.65%	73.23%	98.14%	104.35%	101.74%	593.92%	-575.78%

Frequently Asked Questions About KeyCorp's Financials

When does KeyCorp's fiscal year end?

According to the most recent income statement we have on file, KeyCorp's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has KeyCorp's net income changed over the last 9 years?

Over the last 9 years, KeyCorp's net income changed from $920 million in 2015 to -$161 million in 2024, a change of -117.5%. Check out KeyCorp's forecast to explore projected trends and price targets.

How has KeyCorp revenue changed over the last 9 years?

Over the last 9 years, KeyCorp's total revenue changed from $4.23 billion in 2015 to $4.57 billion in 2024, a change of 8.2%.

How much debt does KeyCorp have?

KeyCorp's total liabilities were at $168.99 billion at the end of 2024, a 2.7% decrease from 2023, and a 100.3% increase since 2015.

How much cash does KeyCorp have?

In the past 9 years, KeyCorp's cash and equivalents has ranged from $607 million in 2015 to $1.74 billion in 2024, and is currently $1.74 billion as of their latest financial filing in 2024.

How has KeyCorp's book value per share changed over the last 9 years?

Over the last 9 years, KeyCorp's book value per share changed from 12.52 in 2015 to 15.81 in 2024, a change of 26.3%.

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This page (NYSE:KEY) was last updated on 5/6/2025 by MarketBeat.com Staff

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KeyCorp (KEY) Financials

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KeyCorp (KEY) Financials

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