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NYSE:MCY

Mercury General (MCY) Stock Price, News & Analysis

Mercury General logo
$105.14 +0.12 (+0.11%)
Closing price 10/21/2026 03:59 PM Eastern
Extended Trading
$105.19 +0.05 (+0.04%)
As of 04:00 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About Mercury General Stock (NYSE:MCY)

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Key Stats

Today's Range
$104.25
▼
$105.98
50-Day Range
$97.78
▼
$106.36
52-Week Range
$74.29
▼
$113.06
Volume
158,544 shs
Average Volume
320,123 shs
Market Capitalization
$5.82 billion
P/E Ratio
6.21
Dividend Yield
1.21%
Price Target
N/A
Consensus Rating
Strong Buy

Company Overview

Mercury General Corporation (NYSE:MCY) is an insurance holding company that writes personal and commercial property and casualty insurance through its subsidiaries. The company is best known for automobile insurance, offering coverage such as liability, collision, comprehensive and uninsured or underinsured motorist protection.

Its product portfolio also includes homeowners, renters, condominium, mobile-home and umbrella insurance, as well as commercial automobile coverage and other related property and casualty products. Mercury distributes its policies through a network of independent agents and direct channels, serving individual consumers and selected commercial customers.

Founded in 1961 by George Joseph, Mercury is headquartered in Los Angeles, California. Its insurance operations have a strong presence in California and also serve customers in states including Arizona, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia. The company’s business is primarily focused on the U.S. property and casualty insurance market.

AI Generated. May Contain Errors.

Mercury General Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
46th Percentile Overall Score

MCY MarketRank™: 
2.308154277325 of 5 stars

Mercury General scored higher than 46% of companies evaluated by MarketBeat, and ranked 639th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Mercury General has received a consensus rating of Strong Buy. The company's average rating score is 3.50, and is based on 1 strong buy rating, 1 buy rating, no hold ratings, and no sell ratings.

  • Amount of Analyst Coverage

    Mercury General has only been the subject of 2 research reports in the past 90 days.

  • Read more about Mercury General's stock forecast and price target.
  • Earnings Growth

    Earnings for Mercury General are expected to decrease by -11.32% in the coming year, from $13.25 to $11.75 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Mercury General is 6.21, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 36.57.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Mercury General is 6.21, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.27.

  • Price to Book Value per Share Ratio

    Mercury General has a P/B Ratio of 2.41. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Mercury General's valuation and earnings.
  • Percentage of Shares Shorted

    4.11% of the float of Mercury General has been sold short.
  • Short Interest Ratio / Days to Cover

    Mercury General has a short interest ratio ("days to cover") of 4.56.
  • Change versus previous month

    Short interest in Mercury General has recently increased by 16.95%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Mercury General pays a meaningful dividend of 1.21%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Mercury General does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Mercury General is 7.51%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Mercury General will have a dividend payout ratio of 10.81% next year. This indicates that Mercury General will be able to sustain or increase its dividend.

  • Read more about Mercury General's dividend.
  • News Sentiment

    Mercury General has a news sentiment score of 1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.60 average news sentiment score of Finance companies.
  • Search Interest

    Only 4 people have searched for MCY on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.
  • MarketBeat Follows

    Only 2 people have added Mercury General to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Mercury General insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    35.50% of the stock of Mercury General is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    42.39% of the stock of Mercury General is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Mercury General's insider trading history.
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MCY Stock News Headlines

DOWLING & PARTN Predicts Mercury General FY2026 Earnings
Stray alert on Mercury General Corp withdrawn
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MCY Stock Analysis - Frequently Asked Questions

Mercury General's stock was trading at $94.25 at the beginning of the year. Since then, MCY shares have increased by 11.6% and is now trading at $105.1450.

Mercury General Corporation (NYSE:MCY) issued its quarterly earnings data on Tuesday, August, 4th. The insurance provider reported $3.52 EPS for the quarter, beating analysts' consensus estimates of $2.53 by $0.99. The insurance provider had revenue of $1.68 billion for the quarter, compared to analyst estimates of $1.52 billion. Mercury General had a net margin of 14.77% and a trailing twelve-month return on equity of 31.98%.

Top institutional shareholders of Mercury General include CX Institutional (0.09%), Monument Capital Management (0.05%), Bank & Trust Co (0.03%) and State of Alaska Department of Revenue (0.02%). Insiders that own company stock include Mark Allan Ribisi, Mark Allan Ribisi and Heidi C Sullivan.
View institutional ownership trends
.

Shares of MCY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Mercury General investors own include Verizon Communications (VZ), ExxonMobil (XOM), CocaCola (KO), Altria Group (MO), AT&T (T), Cisco Systems (CSCO) and AbbVie (ABBV).

Company Calendar

Last Earnings
8/04/2026
Record date for 9/24 Dividend
9/10/2026
Ex-Dividend for 9/24 Dividend
9/10/2026
Dividend Payable
9/24/2026
Today
10/21/2026
Next Earnings (Estimated)
11/03/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NYSE
Sector
Finance
Industry
Insurance
Sub-Industry
Property & Casualty Insurance
Current Symbol
NYSE:MCY
CIK
64996
Employees
4,300
Year Founded
1962

Profitability

EPS (Trailing Twelve Months)
$16.92
Trailing P/E Ratio
6.21
Forward P/E Ratio
7.94
P/E Growth
N/A
Net Income
$541.09 million
Net Margins
14.77%
Pretax Margin
18.32%
Return on Equity
31.98%
Return on Assets
8.19%

Debt

Debt-to-Equity Ratio
0.33
Current Ratio
0.47
Quick Ratio
0.47

Sales & Book Value

Annual Sales
$5.99 billion
Price / Sales
0.97
Cash Flow
$9.26 per share
Price / Cash Flow
11.36
Book Value
$43.64 per share
Price / Book
2.41

Miscellaneous

Outstanding Shares
55,390,000
Free Float
35,726,000
Market Cap
$5.82 billion
Optionable
Optionable
Beta
0.89

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This page (NYSE:MCY) was last updated on 10/21/2026 by MarketBeat.com Staff.
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