PCB Bancorp (PCB) Stock Price, News & Analysis

Company Overview

PCB Bancorp is the bank holding company for Pacific City Bank, a California-chartered bank founded in 1999 and headquartered in Torrance, California. As the parent of an FDIC-insured institution, PCB Bancorp oversees a community-focused banking franchise that serves both retail customers and commercial enterprises. The company’s strategy emphasizes personalized service and deep market knowledge to meet the evolving needs of individuals, families and businesses in Southern California.

Through its subsidiary Pacific City Bank, PCB Bancorp offers a broad range of financial products and services, including deposit accounts, commercial real estate and construction lending, residential mortgages, trade finance, treasury management and wealth advisory solutions. The bank’s expertise in cross-border transactions and foreign exchange enables it to support small to mid-sized businesses engaged in international trade, with tailored financing packages designed to facilitate U.S.-China commerce.

Pacific City Bank operates a network of branches throughout key metropolitan areas in Southern California and maintains representative offices in Asia to enhance its global banking capabilities. PCB Bancorp is led by a team of seasoned banking professionals committed to disciplined risk management, strong customer relationships and sustainable growth. By combining community banking values with international market insight, PCB Bancorp strives to deliver value to clients and shareholders alike.

Key Stats

• Today's Range: $24.50 to $24.91
• 50-Day Range: $21.45 to $25.07
• 52-Week Range: $18.78 to $25.15
• Volume: 24,412 shs
• Average Volume: 26,643 shs
• Market Capitalization: $351.05 million
• P/E Ratio: 8.87
• Dividend Yield: 3.57%
• Price Target: $25.50
• Consensus Rating: Hold

PCB Bancorp Stock Analysis - MarketRank™

PCB Bancorp scored higher than 76% of companies evaluated by MarketBeat, and ranked 363rd out of 876 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.0 / 5
• Analyst Rating: Hold

Consensus Rating

PCB Bancorp has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on no strong buy ratings, 1 buy rating, 3 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for PCB Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

PCB Bancorp has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 6.78%

Earnings Growth

Earnings for PCB Bancorp are expected to grow by 6.78% in the coming year, from $2.95 to $3.15 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of PCB Bancorp is 8.87, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.45.

Price to Earnings Ratio vs. Sector

The P/E ratio of PCB Bancorp is 8.87, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.21.

Price to Book Value per Share Ratio

PCB Bancorp has a P/B Ratio of 1.10. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.21% of the float of PCB Bancorp has been sold short.

Short Interest Ratio / Days to Cover

PCB Bancorp has a short interest ratio ("days to cover") of 5.83.

Change versus previous month

Short interest in PCB Bancorp has recently decreased by 13.11%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Leadership

PCB Bancorp is a leading dividend payer. It pays a dividend yield of 3.51%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

PCB Bancorp has been increasing its dividend for 7 years.

Dividend Coverage

The dividend payout ratio of PCB Bancorp is 31.65%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, PCB Bancorp will have a dividend payout ratio of 27.94% next year. This indicates that PCB Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

Search Interest

4 people have searched for PCB on MarketBeat in the last 30 days.

Company Ownership

• Score: 4.0 / 5
• Insider Trading: Acquiring Shares

Net Insider Buying

Over the last three months, insiders have purchased a net $227,820.00 in company stock, which represents 0.0649% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, PCB Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $227,820.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

27.00% of the stock of PCB Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

33.04% of the stock of PCB Bancorp is held by institutions.

Company Calendar

• Record date for 2/20 Dividend: 2/13/2026
• Ex-Dividend for 2/20 Dividend: 2/13/2026
• Dividend Payable: 2/20/2026
• Last Earnings: 4/23/2026
• Today: 5/08/2026
• Record date for 5/15 Dividend: 5/08/2026
• Ex-Dividend for 5/15 Dividend: 5/08/2026
• Dividend Payable: 5/15/2026
• Next Earnings (Estimated): 7/23/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHWEST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:PCB
• CIK: 1423869
• Web: www.paccity.net
• Phone: (213) 210-2000
• Fax: 213-210-2032
• Employees: 250
• Year Founded: 2003

Price Target and Rating

• Average Price Target for PCB Bancorp: $25.50
• High Price Target: $26.00
• Low Price Target: $25.00
• Potential Upside/Downside: +3.4%
• Consensus Rating: Hold
• Rating Score (0-4): 2.25
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.78
• Trailing P/E Ratio: 8.87
• Forward P/E Ratio: 8.36
• P/E Growth: N/A
• Net Income: $37.45 million
• Net Margins: 19.03%
• Pretax Margin: 25.07%
• Return on Equity: 12.84%
• Return on Assets: 1.22%

Debt

• Debt-to-Equity Ratio: 0.11
• Current Ratio: 1.06
• Quick Ratio: 1.06

Sales & Book Value

• Annual Sales: $209.37 million
• Price / Sales: 1.68
• Cash Flow: $2.89 per share
• Price / Cash Flow: 8.53
• Book Value: $22.50 per share
• Price / Book: 1.10

Miscellaneous

• Outstanding Shares: 14,230,000
• Free Float: 10,389,000
• Market Cap: $351.05 million
• Optionable: Optionable
• Beta: 0.53