Q2 (QTWO) Stock Price, News & Analysis

Company Overview

Q2 Holdings, Inc. provides digital transformation solutions for banks, credit unions, fintech companies and other financial institutions. Its cloud-based technology is designed to help these organizations deliver digital banking experiences across online and mobile channels while supporting customer engagement, account opening and financial product access.

The company’s offerings include digital banking software, lending and loan-origination technology, financial data and analytics tools, and solutions for payment, fraud and financial crime management. Q2 also provides specialized platforms that help financial institutions serve consumers, small businesses and commercial customers through more integrated digital experiences.

Founded in 2004 and headquartered in Austin, Texas, Q2 primarily serves financial institutions in the United States and also supports customers in select international markets. The company has expanded its platform through internal development and acquisitions, including businesses such as PrecisionLender, which provides relationship-pricing and portfolio-management software for commercial banking.

Key Stats

• Today's Range: $56.97 to $58.83
• 50-Day Range: $52.04 to $66.14
• 52-Week Range: $40.79 to $84.70
• Volume: 1.91 million shs
• Average Volume: 546,075 shs
• Market Capitalization: $3.65 billion
• P/E Ratio: 41.85
• Dividend Yield: N/A
• Price Target: $76.17
• Consensus Rating: Moderate Buy

Q2 Stock Analysis - MarketRank™

Q2 scored higher than 83% of companies evaluated by MarketBeat, and ranked 173rd out of 598 stocks in the technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Q2 has received a consensus rating of Moderate Buy. The company's average rating score is 2.92, and is based on 2 strong buy ratings, 8 buy ratings, 3 hold ratings, and no sell ratings.

Upside Potential

Q2 has a consensus price target of $76.17, representing about 30.0% upside from its current price of $58.59.

Amount of Analyst Coverage

Q2 has been the subject of 10 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 40.00%

Earnings Growth

Earnings for Q2 are expected to grow by 40.00% in the coming year, from $1.80 to $2.52 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Q2 is 41.85, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 38.90.

Price to Earnings Ratio vs. Sector

The P/E ratio of Q2 is 41.85, which means that it is trading at a less expensive P/E ratio than the Technology sector average P/E ratio of about 77.00.

Price to Book Value per Share Ratio

Q2 has a P/B Ratio of 5.54. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

8.67% of the float of Q2 has been sold short.

Short Interest Ratio / Days to Cover

Q2 has a short interest ratio ("days to cover") of 8.24.

Change versus previous month

Short interest in Q2 has recently increased by 12.78%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Q2 does not currently pay a dividend.

Dividend Growth

Q2 does not have a long track record of dividend growth.

News and Social Media

• Score: 3.7 / 5
• News Sentiment: 0.88

News Sentiment

Q2 has a news sentiment score of 0.88. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.59 average news sentiment score of Technology companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for Q2 this week, compared to 4 articles on an average week.

Search Interest

Only 1 people have searched for QTWO on MarketBeat in the last 30 days. This is a decrease of -67% compared to the previous 30 days.

MarketBeat Follows

2 people have added Q2 to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Q2 insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $5,740,968.00 in company stock.

Percentage Held by Insiders

0.88% of the stock of Q2 is held by insiders.

Percentage Held by Institutions

Q2 has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 7/29/2026
• Today: 9/19/2026
• Next Earnings (Estimated): 11/04/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Technology
• Industry: Software
• Sub-Industry: Application Software
• Current Symbol: NYSE:QTWO
• CIK: 1410384
• Web: www.q2.com
• Phone: (833) 444-3469
• Fax: N/A
• Employees: 2,549
• Year Founded: 2004

Price Target and Rating

• Average Price Target for Q2: $76.17
• High Price Target: $90.00
• Low Price Target: $68.00
• Potential Upside/Downside: +30.0%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.92
• Research Coverage: 13 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.40
• Trailing P/E Ratio: 41.85
• Forward P/E Ratio: 32.55
• P/E Growth: N/A
• Net Income: $52.01 million
• Net Margins: 10.87%
• Pretax Margin: 11.52%
• Return on Equity: 17.04%
• Return on Assets: 8.80%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.94
• Quick Ratio: 0.94

Sales & Book Value

• Annual Sales: $794.81 million
• Price / Sales: 4.60
• Cash Flow: $2.67 per share
• Price / Cash Flow: 21.96
• Book Value: $10.58 per share
• Price / Book: 5.54

Miscellaneous

• Outstanding Shares: 62,350,000
• Free Float: 61,806,000
• Market Cap: $3.65 billion
• Optionable: Optionable
• Beta: 1.33