Radian Group (RDN) Stock Price, News & Analysis

Company Overview

Radian Group Inc. (NYSE:RDN) is a leading provider of private mortgage insurance and related risk management solutions in the United States. Through its primary subsidiary, Radian Guaranty Inc., the company underwrites borrower-paid and lender-paid mortgage insurance that protects lenders and investors from potential losses arising from borrower defaults. Radian’s core business focuses on supporting residential mortgage originations and servicing by offering capital-efficient credit protection and credit risk transfer strategies.

Beyond mortgage insurance, Radian offers an array of real estate transaction services under its Radian Title division. This business provides title insurance, closing and settlement services, escrow and document preparation, and underwriting. These services are designed to streamline real estate transactions, ensure clear property titles, and mitigate the risks associated with property transfers. Radian also offers asset management solutions—covering delinquency management, loss mitigation, and portfolio disposition—through Radian Asset Management.

Founded in 1977 and based in Philadelphia, Pennsylvania, Radian has built a national footprint, underwriting mortgage risk across virtually all U.S. states. The company completed its initial public offering in 1991 and has since focused on maintaining strong capital levels, prudent underwriting practices, and advanced analytical capabilities. Over the decades, Radian has played a significant role in supporting liquidity and stability in the U.S. housing finance market.

Radian is led by CEO Kevin J. Cosgrove and an experienced executive team with deep expertise in housing finance, insurance, and risk management. Under their leadership, the company continues to innovate in credit risk transfer mechanisms, enhance its technology platforms, and expand its service offerings. With a commitment to disciplined underwriting and customer-centric solutions, Radian aims to foster sustainable homeownership and meet the evolving needs of lenders, investors, and homeowners.

Key Stats

• Today's Range: $34.62 to $34.89
• 50-Day Range: $32.62 to $36.80
• 52-Week Range: $29.32 to $36.99
• Volume: 1.20 million shs
• Average Volume: 754,831 shs
• Market Capitalization: $4.72 billion
• P/E Ratio: 8.78
• Dividend Yield: 2.93%
• Price Target: $37.00
• Consensus Rating: Hold

Radian Group Stock Analysis - MarketRank™

Radian Group scored higher than 58% of companies evaluated by MarketBeat, and ranked 593rd out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

Radian Group has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 4 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Radian Group has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 3.43%

Earnings Growth

Earnings for Radian Group are expected to grow by 3.43% in the coming year, from $3.79 to $3.92 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Radian Group is 8.78, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 270.95.

Price to Earnings Ratio vs. Sector

The P/E ratio of Radian Group is 8.78, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 229.12.

Price to Book Value per Share Ratio

Radian Group has a P/B Ratio of 1.09. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

5.21% of the float of Radian Group has been sold short.

Short Interest Ratio / Days to Cover

Radian Group has a short interest ratio ("days to cover") of 5.8.

Change versus previous month

Short interest in Radian Group has recently decreased by 16.67%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Radian Group pays a meaningful dividend of 2.94%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Radian Group has been increasing its dividend for 6 years.

Dividend Coverage

The dividend payout ratio of Radian Group is 25.69%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Radian Group will have a dividend payout ratio of 26.02% next year. This indicates that Radian Group will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

5.21% of the float of Radian Group has been sold short.

Short Interest Ratio / Days to Cover

Radian Group has a short interest ratio ("days to cover") of 5.8.

Change versus previous month

Short interest in Radian Group has recently decreased by 16.67%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 4.2 / 5
• News Sentiment: 1.63

News Sentiment

Radian Group has a news sentiment score of 1.63. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.23 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for Radian Group this week, compared to 6 articles on an average week.

Search Interest

1 people have searched for RDN on MarketBeat in the last 30 days.

MarketBeat Follows

4 people have added Radian Group to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Radian Group insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,944,414.00 in company stock.

Percentage Held by Insiders

Only 2.01% of the stock of Radian Group is held by insiders.

Percentage Held by Institutions

95.33% of the stock of Radian Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

RDN Stock Analysis - Frequently Asked Questions

How have RDN shares performed this year?

Radian Group's stock was trading at $31.72 at the start of the year. Since then, RDN shares have increased by 9.9% and is now trading at $34.85.

How were Radian Group's earnings last quarter?

Radian Group Inc. (NYSE:RDN) released its quarterly earnings results on Wednesday, July, 30th. The insurance provider reported $1.01 EPS for the quarter, topping analysts' consensus estimates of $0.93 by $0.08. The business's revenue for the quarter was down .9% on a year-over-year basis.
Read the conference call transcript.

How will Radian Group's stock buyback program work?

Radian Group's Board of Directors approved a stock buyback program on Wednesday, May 21st 2025, which permits the company to repurchase $750,000,000 in outstanding shares, according to EventVestor. This means that the company could buy up to 16.9% of its shares through open market purchases. Shares repurchase programs are typically an indication that the company's leadership believes its shares are undervalued.

Who are Radian Group's major shareholders?

Radian Group's top institutional shareholders include LSV Asset Management (4.51%), State Street Corp (4.37%), Charles Schwab Investment Management Inc. (4.35%) and American Century Companies Inc. (2.84%). Insiders that own company stock include Derek Brummer, Edward J Hoffman, Brien Mcmahon, Robert Quigley, Lisa Mumford, Noel Joseph Spiegel, Eric Ray, Howard Bernard Culang, Lisa W Hess, Gregory Serio, Sumita Pandit and Mary Dickerson.
View institutional ownership trends.

How do I buy shares of Radian Group?

Shares of RDN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Radian Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Radian Group investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), Adobe (ADBE), Netflix (NFLX) and Exxon Mobil (XOM).

Company Calendar

• Record date for 6/17 Dividend: 6/02/2025
• Ex-Dividend for 6/17 Dividend: 6/02/2025
• Dividend Payable: 6/17/2025
• Last Earnings: 7/30/2025
• Record date for 9/9 Dividend: 8/25/2025
• Ex-Dividend for 9/9 Dividend: 8/25/2025
• Today: 9/01/2025
• Dividend Payable: 9/09/2025
• Next Earnings (Estimated): 11/05/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - MULTI LINE
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: NYSE:RDN
• CIK: 890926
• Web: www.radian.biz
• Phone: (800) 523-1988
• Fax: 302-636-5454
• Employees: 1,400
• Year Founded: 1977

Price Target and Rating

• Average Price Target for Radian Group: $37.00
• High Price Target: $38.00
• Low Price Target: $35.00
• Potential Upside/Downside: +6.2%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.97
• Trailing P/E Ratio: 8.78
• Forward P/E Ratio: 9.20
• P/E Growth: N/A
• Net Income: $604.44 million
• Net Margins: 45.62%
• Pretax Margin: 58.17%
• Return on Equity: 13.25%
• Return on Assets: 6.88%

Debt

• Debt-to-Equity Ratio: 0.54
• Current Ratio: 1.68
• Quick Ratio: 1.68

Sales & Book Value

• Annual Sales: $1.29 billion
• Price / Sales: 3.67
• Cash Flow: $4.91 per share
• Price / Cash Flow: 7.10
• Book Value: $31.88 per share
• Price / Book: 1.09

Miscellaneous

• Outstanding Shares: 135,450,000
• Free Float: 132,524,000
• Market Cap: $4.72 billion
• Optionable: Optionable
• Beta: 0.75