Radian Group (RDN) Stock Price, News & Analysis

Company Overview

Radian Group Inc. is a Philadelphia-based provider of private mortgage insurance and related risk-management services. Through its principal subsidiary, Radian Guaranty Inc., the company helps lenders manage credit risk on residential mortgages, primarily by insuring loans that have relatively low down payments. Mortgage insurance can enable qualified borrowers to obtain home financing without making a traditional 20% down payment.

Radian’s mortgage insurance products are designed for lenders, mortgage originators and investors in the United States. The company provides primary mortgage insurance on individual residential loans and has also offered portfolio risk-management solutions, including insurance and other credit-enhancement products. Its services support the conventional residential mortgage market by helping transfer a portion of borrower default risk from lenders and investors to the insurer.

Founded in 1992, Radian has historically operated additional businesses focused on real estate services and technology, although mortgage insurance has remained central to its operations. The company is publicly traded on the New York Stock Exchange under the symbol RDN.

Key Stats

• Today's Range: $34.52 to $34.89
• 50-Day Range: $34.41 to $39.64
• 52-Week Range: $31.50 to $41.05
• Volume: 357,059 shs
• Average Volume: 1.28 million shs
• Market Capitalization: $4.58 billion
• P/E Ratio: 8.90
• Dividend Yield: 2.95%
• Price Target: $43.00
• Consensus Rating: Moderate Buy

Radian Group Stock Analysis - MarketRank™

Radian Group scored higher than 100% of companies evaluated by MarketBeat, and ranked 14th out of 835 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.1 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Radian Group has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on no strong buy ratings, 6 buy ratings, 3 hold ratings, and no sell ratings.

Upside Potential

Radian Group has a consensus price target of $43.00, representing about 24.2% upside from its current price of $34.64.

Amount of Analyst Coverage

Radian Group has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 5.14%

Earnings Growth

Earnings for Radian Group are expected to grow by 5.14% in the coming year, from $4.86 to $5.11 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Radian Group is 8.90, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.05.

Price to Earnings Ratio vs. Sector

The P/E ratio of Radian Group is 8.90, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.25.

Price to Earnings Growth Ratio

Radian Group has a PEG Ratio of 0.83. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Radian Group has a P/B Ratio of 0.98. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.07% of the float of Radian Group has been sold short.

Short Interest Ratio / Days to Cover

Radian Group has a short interest ratio ("days to cover") of 5.7.

Change versus previous month

Short interest in Radian Group has recently decreased by 3.21%, indicating that investor sentiment is improving.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Radian Group pays a meaningful dividend of 2.97%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Radian Group has been increasing its dividend for 6 years.

Dividend Coverage

The dividend payout ratio of Radian Group is 26.22%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Radian Group will have a dividend payout ratio of 19.96% next year. This indicates that Radian Group will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.6 / 5
• News Sentiment: 0.81

News Sentiment

Radian Group has a news sentiment score of 0.81. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.64 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for Radian Group this week, compared to 3 articles on an average week.

Search Interest

Only 1 people have searched for RDN on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

MarketBeat Follows

3 people have added Radian Group to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Radian Group insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $280,763.00 in company stock.

Percentage Held by Insiders

2.03% of the stock of Radian Group is held by insiders.

Percentage Held by Institutions

95.33% of the stock of Radian Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/06/2026
• Record date for 9/9 Dividend: 8/24/2026
• Ex-Dividend for 9/9 Dividend: 8/24/2026
• Dividend Payable: 9/09/2026
• Today: 9/23/2026
• Next Earnings (Estimated): 11/03/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: Commercial & Residential Mortgage Finance
• Current Symbol: NYSE:RDN
• CIK: 890926
• Web: www.radian.com
• Phone: (215) 564-6600
• Fax: 302-636-5454
• Employees: 900
• Year Founded: 1977

Price Target and Rating

• Average Price Target for Radian Group: $43.00
• High Price Target: $48.00
• Low Price Target: $35.00
• Potential Upside/Downside: +24.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 9 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.89
• Trailing P/E Ratio: 8.90
• Forward P/E Ratio: 7.12
• P/E Growth: 0.83
• Net Income: $582.64 million
• Net Margins: 32.60%
• Pretax Margin: 44.02%
• Return on Equity: 13.65%
• Return on Assets: 6.91%

Debt

• Debt-to-Equity Ratio: 0.14
• Current Ratio: 0.60
• Quick Ratio: 0.60

Sales & Book Value

• Annual Sales: $1.20 billion
• Price / Sales: 3.82
• Cash Flow: $5.01 per share
• Price / Cash Flow: 6.91
• Book Value: $35.29 per share
• Price / Book: 0.98

Miscellaneous

• Outstanding Shares: 132,300,000
• Free Float: 129,615,000
• Market Cap: $4.58 billion
• Optionable: Optionable
• Beta: 0.70