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About Regional Management (NYSE:RM)
Regional Management Corp., a diversified consumer finance company, provides various loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other traditional lenders. The company offers small and large installment loans; automobile purchase loans; loans to finance the purchase of furniture, appliances, and other retail products; insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products. Its loan products are secured and structured on a fixed rate and fixed term basis with fully amortizing equal monthly installment payments repayable at any time without penalty. The company's loans are sourced through branches, direct mail campaigns, retailers, and digital partners, as well as its consumer Website. As of February 13, 2018, it operated through a network of 342 branches located in South Carolina, Texas, North Carolina, Tennessee, Alabama, Oklahoma, New Mexico, Georgia, and Virginia. The company was founded in 1987 and is headquartered in Greer, South Carolina.
Industry, Sector and Symbol
Industry Personal credit institutions
Sub-IndustryConsumer Finance
SectorFinance
SymbolNYSE:RM
CUSIP75902K10
Phone864-448-7000
Debt
Debt-to-Equity Ratio2.19
Current Ratio48.75
Quick Ratio48.75
Price-To-Earnings
Trailing P/E Ratio14.71
Forward P/E Ratio11.67
P/E GrowthN/A
Sales & Book Value
Annual Sales$272.46 million
Price / Sales1.57
Cash Flow$2.9230 per share
Price / Cash12.46
Book Value$21.19 per share
Price / Book1.72
Profitability
EPS (Most Recent Fiscal Year)$2.26
Net Income$29.96 million
Net Margins11.09%
Return on Equity12.51%
Return on Assets3.72%
Miscellaneous
Employees1,448
Outstanding Shares11,750,000
Regional Management (NYSE:RM) Frequently Asked Questions
What is Regional Management's stock symbol?
Regional Management trades on the New York Stock Exchange (NYSE) under the ticker symbol "RM."
How were Regional Management's earnings last quarter?
Regional Management Corp (NYSE:RM) released its earnings results on Tuesday, May, 1st. The credit services provider reported $0.72 EPS for the quarter, topping analysts' consensus estimates of $0.69 by $0.03. The credit services provider had revenue of $72.63 million for the quarter, compared to analysts' expectations of $72.27 million. Regional Management had a return on equity of 12.51% and a net margin of 11.09%. View Regional Management's Earnings History.
When is Regional Management's next earnings date?
What price target have analysts set for RM?
6 brokerages have issued 12 month target prices for Regional Management's stock. Their forecasts range from $25.00 to $33.00. On average, they expect Regional Management's stock price to reach $28.6667 in the next twelve months. View Analyst Ratings for Regional Management.
Who are some of Regional Management's key competitors?
Who are Regional Management's key executives?
Regional Management's management team includes the folowing people:
- Mr. Peter R. Knitzer, Pres, CEO & Director (Age 59)
- Mr. Donald E. Thomas CPA, Exec. VP & CFO (Age 59)
- Mr. John D. Schachtel, Exec. VP & COO (Age 57)
- Mr. Brian J. Fisher, Sr. VP, Gen. Counsel & Sec. (Age 34)
- Mr. Daniel J. Taggart, Chief Risk Officer & Sr. VP (Age 45)
Has Regional Management been receiving favorable news coverage?
News headlines about RM stock have been trending somewhat positive this week, according to Accern Sentiment. The research firm identifies negative and positive media coverage by monitoring more than twenty million news and blog sources. Accern ranks coverage of public companies on a scale of negative one to positive one, with scores closest to one being the most favorable. Regional Management earned a news impact score of 0.19 on Accern's scale. They also gave media stories about the credit services provider an impact score of 45.13 out of 100, meaning that recent media coverage is somewhat unlikely to have an impact on the company's share price in the immediate future.
Who are Regional Management's major shareholders?
Regional Management's stock is owned by a variety of of institutional and retail investors. Top institutional shareholders include Dimensional Fund Advisors LP (8.29%), LSV Asset Management (5.26%), BlackRock Inc. (5.19%), Tieton Capital Management LLC (1.66%), Schwab Charles Investment Management Inc. (0.99%) and Matarin Capital Management LLC (0.95%). Company insiders that own Regional Management stock include Basswood Capital Management, L, Daniel J Taggart, Glen Capital Partners Focus Fu, Michael R Dunn and Roel C Campos. View Institutional Ownership Trends for Regional Management.
Which major investors are selling Regional Management stock?
RM stock was sold by a variety of institutional investors in the last quarter, including Millennium Management LLC, Tieton Capital Management LLC, LSV Asset Management, Wells Fargo & Company MN, JPMorgan Chase & Co., New York State Common Retirement Fund, Nuveen Asset Management LLC and BlackRock Inc.. Company insiders that have sold Regional Management company stock in the last year include Basswood Capital Management, L and Daniel J Taggart. View Insider Buying and Selling for Regional Management.
Which major investors are buying Regional Management stock?
RM stock was purchased by a variety of institutional investors in the last quarter, including Matarin Capital Management LLC, Dimensional Fund Advisors LP, GSA Capital Partners LLP, Argent Capital Management LLC, Schwab Charles Investment Management Inc., Tokio Marine Asset Management Co. Ltd., Origin Asset Management LLP and Barclays PLC. Company insiders that have bought Regional Management stock in the last two years include Basswood Capital Management, L and Roel C Campos. View Insider Buying and Selling for Regional Management.
How do I buy shares of Regional Management?
Shares of RM can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Regional Management's stock price today?
One share of RM stock can currently be purchased for approximately $36.42.
How big of a company is Regional Management?
Regional Management has a market capitalization of $426.82 million and generates $272.46 million in revenue each year. The credit services provider earns $29.96 million in net income (profit) each year or $2.26 on an earnings per share basis. Regional Management employs 1,448 workers across the globe.
How can I contact Regional Management?
Regional Management's mailing address is 979 BATESVILLE ROAD SUITE B, GREER SC, 29651. The credit services provider can be reached via phone at 864-448-7000.
MarketBeat Community Rating for Regional Management (RM)
MarketBeat's community ratings are surveys of what our community members think about Regional Management and other stocks. Vote "Outperform" if you believe RM will outperform the S&P 500 over the long term. Vote "Underperform" if you believe RM will underperform the S&P 500 over the long term. You may vote once every thirty days.
Regional Management (NYSE:RM) Price Target and Consensus Rating
(How are Consensus Ratings Calculated?) MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
6 Wall Street analysts have issued ratings and price targets for Regional Management in the last 12 months. Their average twelve-month price target is $28.6667, suggesting that the stock has a possible downside of 21.29%. The high price target for RM is $33.00 and the low price target for RM is $25.00. There are currently 4 hold ratings and 2 buy ratings for the stock, resulting in a consensus rating of "Hold."
| Today | 30 Days Ago | 90 Days Ago | 180 Days Ago |
| Consensus Rating: | Hold | Hold | Hold | Hold |
| Consensus Rating Score: | 2.33 | 2.33 | 2.33 | 2.17 |
| Ratings Breakdown: | 0 Sell Rating(s)
4 Hold Rating(s)
2 Buy Rating(s)
0 Strong Buy Rating(s) | 0 Sell Rating(s)
4 Hold Rating(s)
2 Buy Rating(s)
0 Strong Buy Rating(s) | 0 Sell Rating(s)
4 Hold Rating(s)
2 Buy Rating(s)
0 Strong Buy Rating(s) | 0 Sell Rating(s)
5 Hold Rating(s)
1 Buy Rating(s)
0 Strong Buy Rating(s) |
| Consensus Price Target: | $28.6667 | $28.6667 | $28.6667 | $25.8333 |
| Price Target Upside: | 21.29% downside | 5.35% upside | 5.35% upside | 12.03% upside |
Regional Management (NYSE:RM) Consensus Price Target History
Regional Management (NYSE:RM) Analyst Ratings History
Show:
(Data available from 5/24/2016 forward)
Regional Management (NYSE:RM) Dividend History by Quarter
| Announced | Period | Amount | Yield | Ex-Dividend Date | Record Date | Payable Date |
|---|
(Data available from 1/1/2013 forward)
Regional Management (NYSE RM) Insider Trading and Institutional Ownership History
Insider Ownership Percentage: 9.50%
Institutional Ownership Percentage: 85.34%
Regional Management (NYSE RM) Insider Trading History
| Transaction Date | Insider Name | Title | Buy/Sell | Number of Shares | Average Share Price | Total Transaction | Shares Held After Transaction | Details |
|---|
| 3/15/2018 | Roel C Campos | Director | Buy | 800 | $30.99 | $24,792.00 | 29,654 |  |
| 3/13/2018 | Roel C Campos | Director | Buy | 800 | $31.56 | $25,248.00 | 29,654 | |
| 2/26/2018 | Daniel J Taggart | SVP | Sell | 3,200 | $30.45 | $97,440.00 | 3,351 | |
| 1/22/2018 | Basswood Capital Management, L | Major Shareholder | Sell | 25,962 | $27.55 | $715,253.10 | | |
| 1/19/2018 | Basswood Capital Management, L | Major Shareholder | Sell | 4,163 | $27.84 | $115,897.92 | | |
| 1/2/2018 | Basswood Capital Management, L | Major Shareholder | Buy | 13,786 | $26.31 | $362,709.66 | | |
| 12/29/2017 | Basswood Capital Management, L | Major Shareholder | Buy | 7,881 | $26.40 | $208,058.40 | | |
| 5/3/2017 | Michael R Dunn | Director | Sell | 12,681 | $20.88 | $264,779.28 | 105,213 | |
| 4/27/2017 | Michael R Dunn | Director | Sell | 17,859 | $20.79 | $371,288.61 | 127,691 | |
| 4/24/2017 | Michael R Dunn | Director | Sell | 23,117 | $20.28 | $468,812.76 | 153,961 | |
| 4/19/2017 | Michael R Dunn | Director | Sell | 1,796 | $20.03 | $35,973.88 | 160,092 | |
| 4/18/2017 | Michael R Dunn | Director | Sell | 30 | $20.01 | $600.30 | 160,092 | |
| 4/17/2017 | Michael R Dunn | Director | Sell | 917 | $20.03 | $18,367.51 | 160,092 | |
| 4/11/2017 | Michael R Dunn | Director | Sell | 12,793 | $20.05 | $256,499.65 | 168,502 | |
| 4/7/2017 | Michael R Dunn | Director | Sell | 6,411 | $20.10 | $128,861.10 | 178,913 | |
| 8/1/2016 | Glen Capital Partners Focus Fu | Major Shareholder | Sell | 20,000 | $18.83 | $376,600.00 | 1,111,592 | |
| 7/29/2016 | Glen Capital Partners Focus Fu | Major Shareholder | Sell | 125,656 | $18.87 | $2,371,128.72 | 1,217,038 | |
| 6/8/2016 | Glen Capital Partners Focus Fu | Major Shareholder | Sell | 8,613 | $17.82 | $153,483.66 | 1,258,496 | |
| 5/5/2016 | Alvaro G Demolina | Director | Sell | 10,000 | $15.83 | $158,300.00 | 30,201 | |
| 2/11/2016 | Brian J Fisher | VP | Buy | 2,000 | $12.40 | $24,800.00 | 4,517 | |
| 11/2/2015 | Peter R Knitzer | Director | Buy | 12,000 | $16.45 | $197,400.00 | 14,149 | |
| 9/3/2015 | Roel C. Campos | Director | Buy | 3,500 | $16.42 | $57,470.00 | 19,324 | |
| 8/25/2015 | Steven J Freiberg | Director | Buy | 30,000 | $14.70 | $441,000.00 | 73,779 | |
| 3/16/2015 | Steven J Freiberg | Director | Buy | 14,589 | $15.27 | $222,774.03 | | |
| 3/12/2015 | Daniel J Taggart | SVP | Buy | 6,551 | $15.42 | $101,016.42 | | |
| 2/13/2015 | Second Curve Capital Llc | Major Shareholder | Sell | 14,771 | $15.87 | $234,415.77 | | |
| 2/5/2015 | Second Curve Capital Llc | Major Shareholder | Sell | 6,400 | $15.43 | $98,752.00 | | |
| 1/26/2015 | Second Curve Capital Llc | Major Shareholder | Sell | 5,000 | $15.11 | $75,550.00 | | |
| 1/22/2015 | Second Curve Capital Llc | Major Shareholder | Sell | 7,000 | $15.64 | $109,480.00 | | |
| 1/16/2015 | Second Curve Capital Llc | Major Shareholder | Sell | 52,000 | $15.31 | $796,120.00 | | |
| 1/14/2015 | Second Curve Capital Llc | Major Shareholder | Sell | 27,000 | $15.24 | $411,480.00 | | |
| 1/12/2015 | Second Curve Capital Llc | Major Shareholder | Sell | 65,000 | $15.35 | $997,750.00 | | |
| 1/8/2015 | Second Curve Capital Llc | Major Shareholder | Sell | 50,000 | $15.64 | $782,000.00 | | |
| 1/6/2015 | Second Curve Capital Llc | Major Shareholder | Buy | 40,000 | $15.01 | $600,400.00 | | |
| 12/16/2014 | Michael R Dunn | CEO | Buy | 75,000 | $13.05 | $978,750.00 | | |
| 12/15/2014 | Donald E Thomas | CFO | Buy | 4,000 | $13.08 | $52,320.00 | | |
| 12/15/2014 | Michael R Dunn | CEO | Buy | 70,000 | $13.00 | $910,000.00 | | |
| 11/25/2014 | Alvaro G Demolina | Director | Buy | 10,000 | $13.52 | $135,200.00 | | |
| 11/7/2014 | C Glynn Quattlebaum | Director | Buy | 2,000 | $12.56 | $25,120.00 | | |
| 11/5/2014 | Donald E Thomas | CFO | Buy | 1,000 | $12.42 | $12,420.00 | | |
| 8/7/2014 | Second Curve Capital Llc | Major Shareholder | Sell | 5,000 | $16.59 | $82,950.00 | | |
| 8/5/2014 | Donald E Thomas | CFO | Buy | 1,000 | $15.90 | $15,900.00 | | |
| 7/21/2014 | Second Curve Capital Llc | Major Shareholder | Sell | 5,000 | $14.94 | $74,700.00 | | |
| 4/30/2014 | Ejf Capital Llc | major shareholder | Sell | 105,866 | $16.55 | $1,752,082.30 | | |
| 3/17/2014 | Thomas Fortin | CEO | Sell | 14,742 | $24.77 | $365,159.34 | 1,638 | |
| 1/8/2014 | Alvaro Demolina | Director | Sell | 9,389 | $35.00 | $328,615.00 | 2,691 | |
| 12/10/2013 | C Glynn Quattlebaum | COO | Sell | 30,000 | $29.61 | $888,300.00 | 80,131 | |
| 12/10/2013 | Richard Godley | Director | Sell | 509,220 | $29.61 | $15,078,004.20 | 4,484 | |
| 3/4/2013 | Carlos Palomares | Director | Buy | 1,000 | $18.68 | $18,680.00 | | |
| 3/4/2013 | Donald E Thomas | CFO | Buy | 1,100 | $18.96 | $20,856.00 | | |
| 12/27/2012 | C Glynn Quattlebaum | COO | Sell | 10,713 | $16.00 | $171,408.00 | | |
(Data available from 1/1/2013 forward)
Regional Management (NYSE RM) News Headlines
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Regional Management (NYSE:RM) SEC Filings
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Regional Management (NYSE:RM) Income Statement, Balance Sheet and Cash Flow Statement
Regional Management (NYSE RM) Stock Chart for Thursday, May, 24, 2018
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