About Regional Management (NYSE:RM)
Regional Management Corp., a diversified consumer finance company, provides various loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other traditional lenders. The company offers small and large installment loans; automobile purchase loans; loans to finance the purchase of furniture, appliances, and other retail products; insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products. Its loan products are secured and structured on a fixed rate and fixed term basis with fully amortizing equal monthly installment payments repayable at any time without penalty. The company's loans are sourced through branches, direct mail campaigns, retailers, and digital partners, as well as its consumer Website. As of February 13, 2018, it operated through a network of 342 branches located in South Carolina, Texas, North Carolina, Tennessee, Alabama, Oklahoma, New Mexico, Georgia, and Virginia. The company was founded in 1987 and is headquartered in Greer, South Carolina.
Industry, Sector and Symbol
Industry Personal credit institutions
Sub-IndustryConsumer Finance
SectorFinance
SymbolNYSE:RM
CUSIP75902K10
Phone864-448-7000
Debt
Debt-to-Equity Ratio2.37%
Current Ratio42.60%
Quick Ratio42.60%
Price-To-Earnings
Trailing P/E Ratio14.98
Forward P/E Ratio10.74
P/E GrowthN/A
Sales & Book Value
Annual Sales$272.46 million
Price / Sales1.44
Cash Flow$2.8949 per share
Price / Cash11.61
Book Value$20.52 per share
Price / Book1.64
Profitability
EPS (Most Recent Fiscal Year)$2.26
Net Income$29.96 million
Net Margins11.00%
Return on Equity12.54%
Return on Assets3.74%
Miscellaneous
Employees1,448
Outstanding Shares11,690,000
Regional Management (NYSE:RM) Frequently Asked Questions
What is Regional Management's stock symbol?
Regional Management trades on the New York Stock Exchange (NYSE) under the ticker symbol "RM."
How were Regional Management's earnings last quarter?
Regional Management (NYSE:RM) issued its earnings results on Tuesday, February, 13th. The credit services provider reported $0.62 earnings per share for the quarter, topping analysts' consensus estimates of $0.60 by $0.02. The credit services provider had revenue of $72.11 million for the quarter, compared to analyst estimates of $71.86 million. Regional Management had a return on equity of 12.54% and a net margin of 11.00%. View Regional Management's Earnings History.
When is Regional Management's next earnings date?
What price target have analysts set for RM?
6 equities research analysts have issued 1-year price targets for Regional Management's shares. Their predictions range from $25.00 to $33.00. On average, they anticipate Regional Management's stock price to reach $28.6667 in the next twelve months. View Analyst Ratings for Regional Management.
Who are some of Regional Management's key competitors?
Some companies that are related to Regional Management include Flushing Financial (FFIC), NorthStar Realty Europe (NRE), Northfield Bancorp (NFBK), National Commerce (NCOM), Goldman Sachs BDC (GSBD), Horizon Bancorp (IN) (HBNC), Hersha Hospitality Trust (HT), Enova International (ENVA), Guardian Capital Group (GCG), Midland States Bancorp (MSBI), GAMCO Investors (GBL), Sprott (SII), Urstadt Biddle Properties (UBA), Great Southern Bancorp (GSBC), HomeStreet (HMST), EZCORP (EZPW), First Foundation (FFWM) and Primary Health Properties (PHP).
Who are Regional Management's key executives?
Regional Management's management team includes the folowing people:
- Mr. Peter R. Knitzer, Pres, CEO & Director (Age 59)
- Mr. Donald E. Thomas CPA, Exec. VP & CFO (Age 59)
- Mr. Brian J. Fisher, VP, Gen. Counsel and Sec. (Age 34)
- Mr. Daniel J. Taggart, Chief Risk Officer and Sr. VP (Age 45)
- Mr. John D. Schachtel, Exec. VP & COO (Age 57)
Has Regional Management been receiving favorable news coverage?
Media headlines about RM stock have trended somewhat positive this week, according to Accern. Accern identifies positive and negative news coverage by analyzing more than 20 million news and blog sources in real time. Accern ranks coverage of publicly-traded companies on a scale of negative one to one, with scores nearest to one being the most favorable. Regional Management earned a news sentiment score of 0.17 on Accern's scale. They also assigned news stories about the credit services provider an impact score of 47.92 out of 100, meaning that recent news coverage is somewhat unlikely to have an impact on the stock's share price in the near term.
Who are Regional Management's major shareholders?
Regional Management's stock is owned by many different of institutional and retail investors. Top institutional investors include
BASSWOOD CAPITAL MANAGEMENT, L.L.C.
(12.96%). Company insiders that own Regional Management stock include Alvaro G Demolina, Basswood Capital Management, L, Daniel J Taggart, Glen Capital Partners Focus Fu, Michael R Dunn and Roel C Campos. View Institutional Ownership Trends for Regional Management.
How do I buy shares of Regional Management?
Shares of RM can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Regional Management's stock price today?
One share of RM stock can currently be purchased for approximately $33.61.
How big of a company is Regional Management?
Regional Management has a market capitalization of $395.83 million and generates $272.46 million in revenue each year. The credit services provider earns $29.96 million in net income (profit) each year or $2.26 on an earnings per share basis. Regional Management employs 1,448 workers across the globe.
How can I contact Regional Management?
Regional Management's mailing address is 979 BATESVILLE ROAD SUITE B, GREER SC, 29651. The credit services provider can be reached via phone at 864-448-7000.
MarketBeat Community Rating for Regional Management (RM)
MarketBeat's community ratings are surveys of what our community members think about Regional Management and other stocks. Vote "Outperform" if you believe RM will outperform the S&P 500 over the long term. Vote "Underperform" if you believe RM will underperform the S&P 500 over the long term. You may vote once every thirty days.
Regional Management (NYSE:RM) Price Target and Consensus Rating
(How are Consensus Ratings Calculated?) MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
6 Wall Street analysts have issued ratings and price targets for Regional Management in the last 12 months. Their average twelve-month price target is $28.6667, suggesting that the stock has a possible downside of 14.71%. The high price target for RM is $33.00 and the low price target for RM is $25.00. There are currently 4 hold ratings and 2 buy ratings for the stock, resulting in a consensus rating of "Hold."
| Today | 30 Days Ago | 90 Days Ago | 180 Days Ago |
| Consensus Rating: | Hold | Hold | Hold | Hold |
| Consensus Rating Score: | 2.33 | 2.33 | 2.33 | 2.17 |
| Ratings Breakdown: | 0 Sell Rating(s)
4 Hold Rating(s)
2 Buy Rating(s)
0 Strong Buy Rating(s) | 0 Sell Rating(s)
4 Hold Rating(s)
2 Buy Rating(s)
0 Strong Buy Rating(s) | 0 Sell Rating(s)
4 Hold Rating(s)
2 Buy Rating(s)
0 Strong Buy Rating(s) | 0 Sell Rating(s)
5 Hold Rating(s)
1 Buy Rating(s)
0 Strong Buy Rating(s) |
| Consensus Price Target: | $28.6667 | $28.6667 | $28.6667 | $25.8333 |
| Price Target Upside: | 14.71% downside | 5.35% upside | 5.35% upside | 15.22% upside |
Regional Management (NYSE:RM) Consensus Price Target History
Regional Management (NYSE:RM) Analyst Ratings History
Show:
(Data available from 4/23/2016 forward)
Regional Management (NYSE:RM) Dividend History by Quarter
| Announced | Period | Amount | Yield | Ex-Dividend Date | Record Date | Payable Date |
|---|
(Data available from 1/1/2013 forward)
Regional Management (NYSE RM) Insider Trading and Institutional Ownership History
Insider Ownership Percentage: 8.00%
Institutional Ownership Percentage: 88.37%
Regional Management (NYSE RM) Insider Trading History
| Transaction Date | Insider Name | Title | Buy/Sell | Number of Shares | Average Share Price | Total Transaction | Shares Held After Transaction | Details |
|---|
| 3/15/2018 | Roel C Campos | Director | Buy | 800 | $30.99 | $24,792.00 | 29,654 |  |
| 3/13/2018 | Roel C Campos | Director | Buy | 800 | $31.56 | $25,248.00 | 29,654 | |
| 2/26/2018 | Daniel J Taggart | SVP | Sell | 3,200 | $30.45 | $97,440.00 | 3,351 | |
| 1/22/2018 | Basswood Capital Management, L | Major Shareholder | Sell | 25,962 | $27.55 | $715,253.10 | | |
| 1/19/2018 | Basswood Capital Management, L | Major Shareholder | Sell | 4,163 | $27.84 | $115,897.92 | | |
| 1/2/2018 | Basswood Capital Management, L | Major Shareholder | Buy | 13,786 | $26.31 | $362,709.66 | | |
| 12/29/2017 | Basswood Capital Management, L | Major Shareholder | Buy | 7,881 | $26.40 | $208,058.40 | | |
| 5/3/2017 | Michael R Dunn | Director | Sell | 12,681 | $20.88 | $264,779.28 | 105,213 | |
| 4/27/2017 | Michael R Dunn | Director | Sell | 17,859 | $20.79 | $371,288.61 | 127,691 | |
| 4/24/2017 | Michael R Dunn | Director | Sell | 23,117 | $20.28 | $468,812.76 | 153,961 | |
| 4/19/2017 | Michael R Dunn | Director | Sell | 1,796 | $20.03 | $35,973.88 | 160,092 | |
| 4/18/2017 | Michael R Dunn | Director | Sell | 30 | $20.01 | $600.30 | 160,092 | |
| 4/17/2017 | Michael R Dunn | Director | Sell | 917 | $20.03 | $18,367.51 | 160,092 | |
| 4/11/2017 | Michael R Dunn | Director | Sell | 12,793 | $20.05 | $256,499.65 | 168,502 | |
| 4/7/2017 | Michael R Dunn | Director | Sell | 6,411 | $20.10 | $128,861.10 | 178,913 | |
| 8/1/2016 | Glen Capital Partners Focus Fu | Major Shareholder | Sell | 20,000 | $18.83 | $376,600.00 | 1,111,592 | |
| 7/29/2016 | Glen Capital Partners Focus Fu | Major Shareholder | Sell | 125,656 | $18.87 | $2,371,128.72 | 1,217,038 | |
| 6/8/2016 | Glen Capital Partners Focus Fu | Major Shareholder | Sell | 8,613 | $17.82 | $153,483.66 | 1,258,496 | |
| 5/5/2016 | Alvaro G Demolina | Director | Sell | 10,000 | $15.83 | $158,300.00 | 30,201 | |
| 2/11/2016 | Brian J Fisher | VP | Buy | 2,000 | $12.40 | $24,800.00 | 4,517 | |
| 11/2/2015 | Peter R Knitzer | Director | Buy | 12,000 | $16.45 | $197,400.00 | 14,149 | |
| 9/3/2015 | Roel C. Campos | Director | Buy | 3,500 | $16.42 | $57,470.00 | 19,324 | |
| 8/25/2015 | Steven J Freiberg | Director | Buy | 30,000 | $14.70 | $441,000.00 | 73,779 | |
| 3/16/2015 | Steven J Freiberg | Director | Buy | 14,589 | $15.27 | $222,774.03 | | |
| 3/12/2015 | Daniel J Taggart | SVP | Buy | 6,551 | $15.42 | $101,016.42 | | |
| 2/13/2015 | Second Curve Capital Llc | Major Shareholder | Sell | 14,771 | $15.87 | $234,415.77 | | |
| 2/5/2015 | Second Curve Capital Llc | Major Shareholder | Sell | 6,400 | $15.43 | $98,752.00 | | |
| 1/26/2015 | Second Curve Capital Llc | Major Shareholder | Sell | 5,000 | $15.11 | $75,550.00 | | |
| 1/22/2015 | Second Curve Capital Llc | Major Shareholder | Sell | 7,000 | $15.64 | $109,480.00 | | |
| 1/16/2015 | Second Curve Capital Llc | Major Shareholder | Sell | 52,000 | $15.31 | $796,120.00 | | |
| 1/14/2015 | Second Curve Capital Llc | Major Shareholder | Sell | 27,000 | $15.24 | $411,480.00 | | |
| 1/12/2015 | Second Curve Capital Llc | Major Shareholder | Sell | 65,000 | $15.35 | $997,750.00 | | |
| 1/8/2015 | Second Curve Capital Llc | Major Shareholder | Sell | 50,000 | $15.64 | $782,000.00 | | |
| 1/6/2015 | Second Curve Capital Llc | Major Shareholder | Buy | 40,000 | $15.01 | $600,400.00 | | |
| 12/16/2014 | Michael R Dunn | CEO | Buy | 75,000 | $13.05 | $978,750.00 | | |
| 12/15/2014 | Donald E Thomas | CFO | Buy | 4,000 | $13.08 | $52,320.00 | | |
| 12/15/2014 | Michael R Dunn | CEO | Buy | 70,000 | $13.00 | $910,000.00 | | |
| 11/25/2014 | Alvaro G Demolina | Director | Buy | 10,000 | $13.52 | $135,200.00 | | |
| 11/7/2014 | C Glynn Quattlebaum | Director | Buy | 2,000 | $12.56 | $25,120.00 | | |
| 11/5/2014 | Donald E Thomas | CFO | Buy | 1,000 | $12.42 | $12,420.00 | | |
| 8/7/2014 | Second Curve Capital Llc | Major Shareholder | Sell | 5,000 | $16.59 | $82,950.00 | | |
| 8/5/2014 | Donald E Thomas | CFO | Buy | 1,000 | $15.90 | $15,900.00 | | |
| 7/21/2014 | Second Curve Capital Llc | Major Shareholder | Sell | 5,000 | $14.94 | $74,700.00 | | |
| 4/30/2014 | Ejf Capital Llc | major shareholder | Sell | 105,866 | $16.55 | $1,752,082.30 | | |
| 3/17/2014 | Thomas Fortin | CEO | Sell | 14,742 | $24.77 | $365,159.34 | 1,638 | |
| 1/8/2014 | Alvaro Demolina | Director | Sell | 9,389 | $35.00 | $328,615.00 | 2,691 | |
| 12/10/2013 | C Glynn Quattlebaum | COO | Sell | 30,000 | $29.61 | $888,300.00 | 80,131 | |
| 12/10/2013 | Richard Godley | Director | Sell | 509,220 | $29.61 | $15,078,004.20 | 4,484 | |
| 3/4/2013 | Carlos Palomares | Director | Buy | 1,000 | $18.68 | $18,680.00 | | |
| 3/4/2013 | Donald E Thomas | CFO | Buy | 1,100 | $18.96 | $20,856.00 | | |
| 12/27/2012 | C Glynn Quattlebaum | COO | Sell | 10,713 | $16.00 | $171,408.00 | | |
(Data available from 1/1/2013 forward)
Regional Management (NYSE RM) News Headlines
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Regional Management (NYSE:RM) SEC Filings
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Regional Management (NYSE:RM) Income Statement, Balance Sheet and Cash Flow Statement
Regional Management (NYSE RM) Stock Chart for Monday, April, 23, 2018
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