Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other traditional lenders. The company offers small and large installment loans; loans to finance the purchase of furniture, appliances, and other retail products; insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products. Its loan products are secured and structured on a fixed rate and fixed term basis with fully amortizing equal monthly installment payments repayable at any time without penalty. The company's loans are sourced through branches, direct mail campaigns, retailers, and digital partners, as well as its consumer Website. As of December 31, 2018, it operated through a network of 359 branches located in Alabama, Georgia, Missouri, New Mexico, North Carolina, Oklahoma, South Carolina, Tennessee, Texas, Virginia, and Wisconsin. The company was founded in 1987 and is headquartered in Greer, South Carolina.
Industry, Sector and Symbol
Industry Personal credit institutions
Sub-IndustryConsumer Finance
SectorFinance
Phone864-448-7000
Debt
Price-To-Earnings
Sales & Book Value
Annual Sales$306.71 million
Profitability
Miscellaneous
Employees1,535
Next Earnings Date7/30/2019 (Estimated)
OptionableOptionable
Regional Management (NYSE:RM) Frequently Asked Questions
What is Regional Management's stock symbol?
Regional Management trades on the New York Stock Exchange (NYSE) under the ticker symbol "RM."
How were Regional Management's earnings last quarter?
Regional Management Corp (NYSE:RM) released its earnings results on Wednesday, May, 8th. The credit services provider reported $0.67 earnings per share for the quarter, missing analysts' consensus estimates of $0.79 by $0.12. The credit services provider earned $81.75 million during the quarter, compared to analysts' expectations of $85 million. Regional Management had a return on equity of 13.80% and a net margin of 11.02%. View Regional Management's Earnings History.
When is Regional Management's next earnings date?
What price target have analysts set for RM?
6 brokers have issued twelve-month price objectives for Regional Management's shares. Their forecasts range from $27.00 to $36.00. On average, they expect Regional Management's stock price to reach $33.20 in the next twelve months. This suggests a possible upside of 35.5% from the stock's current price. View Analyst Price Targets for Regional Management.
What is the consensus analysts' recommendation for Regional Management?
6 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Regional Management in the last year. There are currently 3 hold ratings and 3 buy ratings for the stock, resulting in a consensus recommendation of "Buy." View Analyst Ratings for Regional Management.
Has Regional Management been receiving favorable news coverage?
Media coverage about RM stock has been trending somewhat negative recently, InfoTrie reports. InfoTrie identifies positive and negative news coverage by monitoring more than six thousand news and blog sources in real-time. The firm ranks coverage of public companies on a scale of -5 to 5, with scores nearest to five being the most favorable. Regional Management earned a news sentiment score of -1.8 on InfoTrie's scale. They also assigned news articles about the credit services provider a news buzz of 10.0 out of 10, indicating that recent news coverage is extremely likely to have an effect on the company's share price in the next several days.
Who are some of Regional Management's key competitors?
What other stocks do shareholders of Regional Management own?
Who are Regional Management's key executives?
Regional Management's management team includes the folowing people:
- Mr. Peter R. Knitzer, Pres, CEO & Director (Age 60)
- Mr. Donald E. Thomas CPA, Exec. VP & CFO (Age 60)
- Mr. John D. Schachtel, Exec. VP & COO (Age 58)
- Mr. Brian J. Fisher, Sr. VP, Gen. Counsel & Sec. (Age 35)
- Mr. Daniel J. Taggart, Exec. VP & Chief Credit Risk Officer (Age 46)
Who are Regional Management's major shareholders?
Regional Management's stock is owned by a number of of institutional and retail investors. Top institutional shareholders include Dimensional Fund Advisors LP (8.38%), BlackRock Inc. (7.99%), LSV Asset Management (4.55%), Renaissance Technologies LLC (3.81%), Cannell Capital LLC (3.26%) and Tieton Capital Management LLC (1.96%). Company insiders that own Regional Management stock include Basswood Capital Management, L, Daniel J Taggart and Roel C Campos. View Institutional Ownership Trends for Regional Management.
Which major investors are selling Regional Management stock?
RM stock was sold by a variety of institutional investors in the last quarter, including Morgan Stanley, Oxford Asset Management LLP, Man Group plc, Goldman Sachs Group Inc., California Public Employees Retirement System, Geode Capital Management LLC, BlackRock Inc. and Dimensional Fund Advisors LP. View Insider Buying and Selling for Regional Management.
Which major investors are buying Regional Management stock?
RM stock was bought by a variety of institutional investors in the last quarter, including Tieton Capital Management LLC, Signia Capital Management LLC, Wells Fargo & Company MN, Wedge Capital Management L L P NC, Argent Capital Management LLC, Renaissance Technologies LLC, Assenagon Asset Management S.A. and Martingale Asset Management L P. Company insiders that have bought Regional Management stock in the last two years include Basswood Capital Management, L and Roel C Campos. View Insider Buying and Selling for Regional Management.
How do I buy shares of Regional Management?
Shares of RM can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Regional Management's stock price today?
One share of RM stock can currently be purchased for approximately $24.50.
How big of a company is Regional Management?
Regional Management has a market capitalization of $292.73 million and generates $306.71 million in revenue each year. The credit services provider earns $35.35 million in net income (profit) each year or $3.17 on an earnings per share basis. Regional Management employs 1,535 workers across the globe.
What is Regional Management's official website?
How can I contact Regional Management?
Regional Management's mailing address is 979 BATESVILLE ROAD SUITE B, GREER SC, 29651. The credit services provider can be reached via phone at 864-448-7000.
MarketBeat Community Rating for Regional Management (NYSE RM)
MarketBeat's community ratings are surveys of what our community members think about Regional Management and other stocks. Vote "Outperform" if you believe RM will outperform the S&P 500 over the long term. Vote "Underperform" if you believe RM will underperform the S&P 500 over the long term. You may vote once every thirty days.
