Regional Management Corp., a diversified consumer finance company, provides various loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other traditional lenders. The company offers small and large installment loans; automobile purchase loans; loans to finance the purchase of furniture, appliances, and other retail products; insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products. Its loan products are secured and structured on a fixed rate and fixed term basis with fully amortizing equal monthly installment payments repayable at any time without penalty. The company's loans are sourced through branches, direct mail campaigns, retailers, and digital partners, as well as its consumer Website. As of February 13, 2018, it operated through a network of 342 branches located in South Carolina, Texas, North Carolina, Tennessee, Alabama, Oklahoma, New Mexico, Georgia, and Virginia. The company was founded in 1987 and is headquartered in Greer, South Carolina.
Industry, Sector and Symbol
Industry Personal credit institutions
Sub-IndustryConsumer Finance
SectorFinance
SymbolNYSE:RM
CUSIP75902K10
Phone864-448-7000
Debt
Debt-to-Equity Ratio2.19
Current Ratio48.75
Quick Ratio48.75
Price-To-Earnings
Trailing P/E Ratio16.18
Forward P/E Ratio11.61
P/E GrowthN/A
Sales & Book Value
Annual Sales$272.46 million
Price / Sales1.58
Cash Flow$2.9039 per share
Price / Cash12.59
Book Value$20.52 per share
Price / Book1.78
Profitability
EPS (Most Recent Fiscal Year)$2.26
Net Income$29.96 million
Net Margins11.09%
Return on Equity12.51%
Return on Assets3.72%
Miscellaneous
Employees1,448
Outstanding Shares11,750,000
Regional Management (NYSE:RM) Frequently Asked Questions
What is Regional Management's stock symbol?
Regional Management trades on the New York Stock Exchange (NYSE) under the ticker symbol "RM."
How were Regional Management's earnings last quarter?
Regional Management Corp (NYSE:RM) issued its earnings results on Tuesday, May, 1st. The credit services provider reported $0.72 earnings per share for the quarter, beating the Thomson Reuters' consensus estimate of $0.69 by $0.03. The credit services provider had revenue of $72.63 million for the quarter, compared to analysts' expectations of $72.27 million. Regional Management had a net margin of 11.09% and a return on equity of 12.51%. View Regional Management's Earnings History.
When is Regional Management's next earnings date?
What price target have analysts set for RM?
5 equities research analysts have issued 1-year price objectives for Regional Management's shares. Their predictions range from $25.00 to $33.00. On average, they anticipate Regional Management's share price to reach $28.80 in the next year. View Analyst Ratings for Regional Management.
Who are some of Regional Management's key competitors?
Who are Regional Management's key executives?
Regional Management's management team includes the folowing people:
- Mr. Peter R. Knitzer, Pres, CEO & Director (Age 59)
- Mr. Donald E. Thomas CPA, Exec. VP & CFO (Age 59)
- Mr. John D. Schachtel, Exec. VP & COO (Age 57)
- Mr. Brian J. Fisher, Sr. VP, Gen. Counsel & Sec. (Age 34)
- Mr. Daniel J. Taggart, Chief Risk Officer & Sr. VP (Age 45)
Has Regional Management been receiving favorable news coverage?
News stories about RM stock have been trending somewhat positive on Thursday, Accern Sentiment reports. Accern identifies positive and negative press coverage by analyzing more than 20 million blog and news sources in real-time. Accern ranks coverage of publicly-traded companies on a scale of -1 to 1, with scores nearest to one being the most favorable. Regional Management earned a media sentiment score of 0.19 on Accern's scale. They also assigned headlines about the credit services provider an impact score of 46.86 out of 100, indicating that recent press coverage is somewhat unlikely to have an impact on the stock's share price in the near future.
Who are Regional Management's major shareholders?
Regional Management's stock is owned by many different of institutional and retail investors. Top institutional investors include Dimensional Fund Advisors LP (8.29%), LSV Asset Management (5.26%), BlackRock Inc. (5.19%), Tieton Capital Management LLC (1.66%), Schwab Charles Investment Management Inc. (0.99%) and Matarin Capital Management LLC (0.95%). Company insiders that own Regional Management stock include Basswood Capital Management, L, Daniel J Taggart, Glen Capital Partners Focus Fu, Michael R Dunn and Roel C Campos. View Institutional Ownership Trends for Regional Management.
Which institutional investors are selling Regional Management stock?
RM stock was sold by a variety of institutional investors in the last quarter, including Millennium Management LLC, Tieton Capital Management LLC, LSV Asset Management, Wells Fargo & Company MN, JPMorgan Chase & Co., New York State Common Retirement Fund, Nuveen Asset Management LLC and BlackRock Inc.. Company insiders that have sold Regional Management company stock in the last year include Basswood Capital Management, L and Daniel J Taggart. View Insider Buying and Selling for Regional Management.
Which institutional investors are buying Regional Management stock?
RM stock was acquired by a variety of institutional investors in the last quarter, including Matarin Capital Management LLC, Dimensional Fund Advisors LP, GSA Capital Partners LLP, Argent Capital Management LLC, Schwab Charles Investment Management Inc., EAM Global Investors LLC, Tokio Marine Asset Management Co. Ltd. and Origin Asset Management LLP. Company insiders that have bought Regional Management stock in the last two years include Basswood Capital Management, L and Roel C Campos. View Insider Buying and Selling for Regional Management.
How do I buy shares of Regional Management?
Shares of RM can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Regional Management's stock price today?
One share of RM stock can currently be purchased for approximately $36.56.
How big of a company is Regional Management?
Regional Management has a market capitalization of $431.28 million and generates $272.46 million in revenue each year. The credit services provider earns $29.96 million in net income (profit) each year or $2.26 on an earnings per share basis. Regional Management employs 1,448 workers across the globe.
How can I contact Regional Management?
Regional Management's mailing address is 979 BATESVILLE ROAD SUITE B, GREER SC, 29651. The credit services provider can be reached via phone at 864-448-7000.
MarketBeat Community Rating for Regional Management (RM)
MarketBeat's community ratings are surveys of what our community members think about Regional Management and other stocks. Vote "Outperform" if you believe RM will outperform the S&P 500 over the long term. Vote "Underperform" if you believe RM will underperform the S&P 500 over the long term. You may vote once every thirty days.
