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Royal Bank Of Canada (RY) Financials

Royal Bank Of Canada logo
$144.21 -0.92 (-0.63%)
Closing price 03:59 PM Eastern
Extended Trading
$145.00 +0.79 (+0.55%)
As of 07:47 PM Eastern
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Annual Income Statements for Royal Bank Of Canada

Annual Income Statements for Royal Bank Of Canada

This table shows Royal Bank Of Canada's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 10/31/2017 10/31/2018 10/31/2019 10/31/2020 10/31/2021 10/31/2022 10/31/2023 10/31/2024
Net Income / (Loss) Attributable to Common Shareholders		 19,407 18,894 19,588 17,172 25,893 23,972 21,058 23,302
Consolidated Net Income / (Loss)		 8,915 9,447 9,794 8,586 12,947 11,590 10,529 11,651
Net Income / (Loss) Continuing Operations		 10,492 9,447 9,794 8,586 12,947 12,383 21,053 23,294
Total Pre-Tax Income 		11,404 11,977 12,110 10,802 16,642 14,744 13,102 14,249
Total Revenue		 31,611 18,502 20,585 20,466 22,760 20,480 35,132 38,665
Net Interest Income / (Expense)		 13,322 13,643 15,028 15,641 16,135 16,656 239 -401
Total Interest Income		 20,912 25,095 31,452 26,187 22,703 29,893 44,815 54,838
Loans and Leases Interest Income		 14,517 16,148 18,919 17,581 17,467 19,477 31,318 38,769
Investment Securities Interest Income		 3,808 4,309 5,195 4,871 3,934 5,178 13,497 16,069
Total Interest Expense		 7,589 11,452 16,424 10,546 6,569 13,237 44,576 55,239
Deposits Interest Expense		 5,102 7,480 9,883 6,593 4,395 7,883 26,430 33,902
Long-Term Debt Interest Expense		 2,487 3,972 6,541 3,952 2,174 5,354 18,146 21,337
Total Non-Interest Income		 18,288 4,859 5,557 4,826 6,626 3,824 34,893 39,066
Trust Fees by Commissions		 1,101 1,043 993 1,080 1,241 1,086 1,054 1,191
Other Service Charges		 5,236 6,499 6,908 6,569 8,744 7,586 15,232 15,819
Net Realized & Unrealized Capital Gains on Investments		 1,517 962 903 885 1,082 873 1,070 941
Other Non-Interest Income		 -9,410 -9,595 -10,353 -10,520 -12,387 -11,439 17,536 21,115
Total Non-Interest Expense		 16,940 6,525 8,475 9,665 6,118 4,943 11,506 12,772
Net Occupancy & Equipment Expense		 2,349 2,395 2,596 2,678 2,880 2,678 2,882 3,115
Insurance Policy Acquisition Costs		 -1,627 -1,560 -1,381 -1,741 -2,171 -1,509 -1,445 -1,917
Other Operating Expenses		 2,623 2,838 3,241 5,007 1,233 1,463 9,009 10,463
Amortization Expense		 -789 818 911 956 1,038 1,004 1,060 1,111
Income Tax Expense		 2,490 2,530 2,316 2,216 3,695 3,154 2,573 2,598
Net Income / (Loss) Attributable to Noncontrolling Interest		 -32 -24 -8.37 -3.75 -9.68 -9.53 -5.04 -7.17
Weighted Average Basic Shares Outstanding		 - 8.39 8.78 7.84 11.08 11.08 1.40B 1.42B
Weighted Average Diluted Shares Outstanding		 - 8.36 8.75 7.82 11.06 11.06 7.44 8.07
Weighted Average Basic & Diluted Shares Outstanding		 - 1.44B 1.43B 0.00 1.43B 1.39B 1.40B 1.42B
Cash Dividends to Common per Share		 $3.48 $3.77 $4.07 $4.29 $4.32 $4.96 $3.85 $4.02

Quarterly Income Statements for Royal Bank Of Canada

No quarterly income statements for Royal Bank Of Canada are available.

Annual Cash Flow Statements for Royal Bank Of Canada

This table details how cash moves in and out of Royal Bank Of Canada's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 10/31/2017 10/31/2018 10/31/2019 10/31/2020 10/31/2021 10/31/2022 10/31/2023 10/31/2024
Net Change in Cash & Equivalents		 -940 7,364 1,263 -16,942 -38,918 -28,791 10,017 19,604
Net Cash From Operating Activities		 10,015 11,993 13,330 15,859 14,287 16,374 12,475 15,354
Net Cash From Continuing Operating Activities		 10,015 11,993 13,330 15,859 14,287 16,374 12,475 15,354
Net Income / (Loss) Continuing Operations		 8,915 9,447 9,794 8,586 12,947 11,590 10,529 11,651
Consolidated Net Income / (Loss)		 8,915 9,447 9,794 8,586 12,947 11,590 10,529 11,651
Provision For Loan Losses		 894 993 1,418 3,266 -607 355 1,778 2,319
Depreciation Expense		 - 432 477 1,001 1,029 927 -1,048 -657
Amortization Expense		 - 823 995 987 1,062 1,017 1,138 1,160
Non-Cash Adjustments to Reconcile Net Income		 -190 -103 -207 -212 -245 -184 -205 -101
Changes in Operating Assets and Liabilities, net		 397 400 852 2,232 102 2,669 284 983
Net Cash From Investing Activities		 -7,215 -1,705 -5,451 -27,214 -11,795 -23,146 0.00 -9,123
Net Cash From Continuing Investing Activities		 -7,215 -1,705 -5,451 -27,214 -11,795 -23,146 0.00 -9,123
Acquisitions		 - -49 -81 -17 0.00 -1,501 0.00 -9,123
Net Cash From Financing Activities		 -3,739 -2,974 -6,934 -6,384 -39,144 -18,974 -3,619 12,922
Net Cash From Continuing Financing Activities		 -3,739 -2,974 -6,934 -6,384 -39,144 -18,974 -3,619 12,922
Net Change in Deposits		 -3,739 -2,895 -1,426 -507 -32,764 -20,803 45,203 69,346
Issuance of Debt		 - 0.00 -200 9.76 -11 7,045 -44,773 -49,991
Issuance of Common Equity		 - - - - - - 3,008 4,819
Repayment of Debt		 - - - - - - -122 -1,076
Repurchase of Preferred Equity		 - -80 -723 -1,132 -1,190 -114 0.00 -732
Repurchase of Common Equity		 - - - - - - -2,936 -4,683
Payment of Dividends		 - - -4,585 -4,754 -5,179 -5,103 -3,998 -4,761
Effect of Exchange Rate Changes		 - 50 319 797 -2,267 -3,044 1,161 451

Quarterly Cash Flow Statements for Royal Bank Of Canada

No quarterly cash flow statements for Royal Bank Of Canada are available.

Annual Balance Sheets for Royal Bank Of Canada

This table presents Royal Bank Of Canada's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 10/31/2017 10/31/2018 10/31/2019 10/31/2020 10/31/2021 10/31/2022 10/31/2023 10/31/2024
Total Assets		 942,714 1,014,343 1,087,345 1,219,553 1,376,400 1,405,689 1,445,836 1,557,918
Cash and Due from Banks		 22,080 22,958 20,021 89,250 91,834 53,081 44,667 40,694
Restricted Cash		 12,793 11,887 247,326 248,875 264,339 246,112 15,633 25
Interest Bearing Deposits at Other Banks		 25,387 27,716 29,179 29,287 64,240 79,193 51,222 47,364
Trading Account Securities		 440,722 393,255 189,479 207,054 - - 397,882 423,653
Loans and Leases, Net of Allowance		 421,760 438,358 470,917 496,209 578,830 601,191 614,478 704,053
Loans and Leases		 423,438 440,571 473,276 500,442 582,128 603,943 863,214 960,055
Premises and Equipment, Net		 2,075 2,152 2,428 5,956 5,989 5,289 4,863 4,916
Goodwill		 8,532 8,464 8,550 8,484 8,755 9,001 9,075 13,836
Intangible Assets		 3,503 3,562 3,557 3,567 3,607 4,460 4,253 5,594
Other Assets		 104,140 104,953 114,624 129,428 126,986 172,109 58,633 66,113
Total Liabilities & Shareholders' Equity		 942,714 1,014,343 1,087,345 1,219,553 1,376,400 1,405,689 1,445,836 1,557,918
Total Liabilities		 884,863 953,581 1,023,711 1,154,417 709,183 706,805 1,362,865 1,466,669
Non-Interest Bearing Deposits		 411,504 430,170 449,928 502,095 595,582 589,400 569,060 636,625
Federal Funds Purchased and Securities Sold		 111,215 - - - - - 241,561 219,041
Short-Term Debt		 23,324 24,506 26,686 21,984 30,524 26,036 24,248 25,315
Bankers Acceptance Outstanding		 12,793 11,902 13,766 13,977 16,030 13,104 15,669 25
Separate Account Business Liabilities		 7,201 6,939 7,469 7,407 - - 8,204 9,718
Other Long-Term Liabilities		 108,104 266,118 291,646 340,811 56,708 69,826 171,964 185,408
Total Equity & Noncontrolling Interests		 57,851 60,763 63,634 65,136 79,666 79,313 82,971 91,249
Total Preferred & Common Equity		 57,385 60,691 63,557 65,059 79,589 79,232 82,900 91,175
Total Common Equity		 38,640 55,897 59,214 60,596 74,198 73,866 82,900 91,175
Common Stock		 0.00 13,388 13,383 13,137 14,241 12,453 19,081 21,510
Retained Earnings		 35,256 38,843 42,599 44,897 57,913 57,216 58,881 63,568
Other Equity Adjustments		 3,384 3,665 3,233 2,563 2,043 4,198 4,937 6,097
Noncontrolling Interest		 466 71 78 77 77 81 71 74

Quarterly Balance Sheets for Royal Bank Of Canada

This table presents Royal Bank Of Canada's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q4 2022 Q4 2023 Q4 2024
Period end date 10/31/2022 10/31/2023 10/31/2024
Total Assets		 1,405,689 1,445,836 1,557,918
Cash and Due from Banks		 53,081 44,667 40,694
Restricted Cash		 246,112 15,633 25
Interest Bearing Deposits at Other Banks		 79,193 51,222 47,364
Trading Account Securities		 - 397,882 423,653
Loans and Leases, Net of Allowance		 601,191 614,478 704,053
Loans and Leases		 603,943 863,214 960,055
Premises and Equipment, Net		 5,289 4,863 4,916
Goodwill		 9,001 9,075 13,836
Intangible Assets		 4,460 4,253 5,594
Other Assets		 172,109 58,633 66,113
Total Liabilities & Shareholders' Equity		 1,405,689 1,445,836 1,557,918
Total Liabilities		 706,805 1,362,865 1,466,669
Non-Interest Bearing Deposits		 589,400 569,060 636,625
Federal Funds Purchased and Securities Sold		 - 241,561 219,041
Short-Term Debt		 26,036 24,248 25,315
Bankers Acceptance Outstanding		 13,104 15,669 25
Separate Account Business Liabilities		 - 8,204 9,718
Other Long-Term Liabilities		 69,826 171,964 185,408
Total Equity & Noncontrolling Interests		 79,313 82,971 91,249
Total Preferred & Common Equity		 79,232 82,900 91,175
Total Common Equity		 73,866 82,900 91,175
Common Stock		 12,453 19,081 21,510
Retained Earnings		 57,216 58,881 63,568
Other Equity Adjustments		 4,198 4,937 6,097
Noncontrolling Interest		 81 71 74

Annual Metrics And Ratios for Royal Bank Of Canada

This table displays calculated financial ratios and metrics derived from Royal Bank Of Canada's official financial filings.

Metric 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 10/31/2017 10/31/2018 10/31/2019 10/31/2020 10/31/2021 10/31/2022 10/31/2023 10/31/2024
Growth Metrics		 - - - - - - - -
Revenue Growth		 0.00% -41.47% 11.26% -0.58% 11.21% -10.02% 71.54% 10.06%
EBITDA Growth		 0.00% -4.68% 2.64% -5.83% 46.47% -6.68% 35.66% 11.30%
EBIT Growth		 0.00% -18.36% 1.11% -10.80% 54.07% -6.64% 52.06% 9.60%
NOPAT Growth		 0.00% 5.97% 3.67% -12.34% 50.79% -10.48% -9.15% 10.66%
Net Income Growth		 0.00% 5.97% 3.67% -12.34% 50.79% -10.48% -9.15% 10.66%
EPS Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Growth		 0.00% 19.75% 11.15% 18.98% -9.91% 14.60% -23.81% 23.08%
Free Cash Flow Firm Growth		 0.00% 0.00% -11.39% 148.47% -5,171.40% 97.39% 4,129.83% -99.63%
Invested Capital Growth		 0.00% 5.04% 5.92% -3.54% 700.89% 3.90% -85.21% 8.72%
Revenue Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBITDA Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBIT Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
NOPAT Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Net Income Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow Firm Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Invested Capital Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Profitability Metrics		 - - - - - - - -
EBITDA Margin		 43.92% 71.52% 65.98% 62.49% 82.30% 85.36% 67.50% 68.27%
EBIT Margin		 46.41% 64.73% 58.83% 52.78% 73.12% 75.86% 67.25% 66.97%
Profit (Net Income) Margin		 28.20% 51.06% 47.58% 41.95% 56.88% 56.59% 29.97% 30.13%
Tax Burden Percent		 78.17% 78.88% 80.88% 79.48% 77.80% 78.61% 80.36% 81.76%
Interest Burden Percent		 77.73% 100.00% 100.00% 100.00% 100.00% 94.89% 55.46% 55.03%
Effective Tax Rate		 21.83% 21.12% 19.12% 20.52% 22.20% 21.39% 19.64% 18.24%
Return on Invested Capital (ROIC)		 10.98% 11.35% 11.16% 9.68% 3.30% 1.63% 2.53% 10.41%
ROIC Less NNEP Spread (ROIC-NNEP)		 10.98% 11.35% 11.16% 9.68% 3.30% 1.63% 2.53% 10.41%
Return on Net Nonoperating Assets (RNNOA)		 4.43% 4.58% 4.59% 3.66% 14.58% 12.95% 10.45% 2.96%
Return on Equity (ROE)		 15.41% 15.93% 15.75% 13.34% 17.88% 14.58% 12.98% 13.37%
Cash Return on Invested Capital (CROIC)		 0.00% 6.43% 5.40% 13.28% -152.30% -2.19% 150.99% 2.06%
Operating Return on Assets (OROA)		 1.56% 1.22% 1.15% 0.94% 1.28% 1.12% 1.66% 1.72%
Return on Assets (ROA)		 0.95% 0.97% 0.93% 0.74% 1.00% 0.83% 0.74% 0.78%
Return on Common Equity (ROCE)		 10.29% 12.70% 14.57% 12.41% 16.65% 13.58% 12.53% 13.36%
Return on Equity Simple (ROE_SIMPLE)		 15.53% 15.57% 15.41% 13.20% 16.27% 14.63% 12.70% 12.78%
Net Operating Profit after Tax (NOPAT)		 8,915 9,447 9,794 8,586 12,947 11,590 10,529 11,651
NOPAT Margin		 28.20% 51.06% 47.58% 41.95% 56.88% 56.59% 29.97% 30.13%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 7.43% 12.94% 12.61% 13.08% 12.65% 13.08% 8.20% 8.06%
Operating Expenses to Revenue		 53.59% 35.27% 41.17% 47.22% 26.88% 24.14% 32.75% 33.03%
Earnings before Interest and Taxes (EBIT)		 14,671 11,977 12,110 10,802 16,642 15,537 23,626 25,893
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 13,882 13,232 13,581 12,790 18,733 17,481 23,715 26,396
Valuation Ratios		 - - - - - - - -
Price to Book Value (P/BV)		 0.00 0.00 1.65 1.46 1.83 1.69 1.29 1.86
Price to Tangible Book Value (P/TBV)		 0.00 0.00 2.08 1.82 2.20 2.07 1.53 2.36
Price to Revenue (P/Rev)		 0.00 0.00 4.75 4.31 5.97 6.11 3.03 4.38
Price to Earnings (P/E)		 0.00 0.00 4.99 5.14 5.25 5.22 5.06 7.28
Dividend Yield		 5.71% 6.39% 5.99% 6.96% 4.55% 5.65% 6.94% 3.68%
Earnings Yield		 0.00% 0.00% 20.04% 19.46% 19.05% 19.17% 19.76% 13.74%
Enterprise Value to Invested Capital (EV/IC)		 0.00 0.00 0.00 0.00 0.00 0.00 0.18 0.92
Enterprise Value to Revenue (EV/Rev)		 0.00 0.00 0.00 0.00 0.00 0.00 0.55 2.76
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 0.00 0.00 0.00 0.00 0.00 0.82 4.05
Enterprise Value to EBIT (EV/EBIT)		 0.00 0.00 0.00 0.00 0.00 0.00 0.82 4.13
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 0.00 0.00 0.00 0.00 0.00 1.84 9.17
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 0.00 0.00 0.00 0.00 0.00 1.55 6.96
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 0.00 0.00 0.00 0.03 46.34
Leverage & Solvency		 - - - - - - - -
Debt to Equity		 0.40 0.40 0.42 0.34 0.38 0.33 0.29 0.28
Long-Term Debt to Equity		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Financial Leverage		 0.40 0.40 0.41 0.38 4.42 7.95 4.13 0.28
Leverage Ratio		 16.30 16.50 16.90 17.91 17.93 17.50 17.57 17.24
Compound Leverage Factor		 12.67 16.50 16.90 17.91 17.93 16.61 9.74 9.49
Debt to Total Capital		 28.73% 28.74% 29.55% 25.23% 27.70% 24.71% 22.62% 21.72%
Short-Term Debt to Total Capital		 28.73% 28.74% 29.55% 25.23% 27.70% 24.71% 22.62% 21.72%
Long-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Preferred Equity to Total Capital		 23.09% 5.62% 4.81% 5.12% 4.89% 5.09% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.57% 0.08% 0.09% 0.09% 0.07% 0.08% 0.07% 0.06%
Common Equity to Total Capital		 47.60% 65.55% 65.56% 69.55% 67.34% 70.12% 77.32% 78.22%
Debt to EBITDA		 1.68 1.85 1.96 1.72 1.63 1.49 1.02 0.96
Net Debt to EBITDA		 -2.66 -2.88 -19.87 -27.01 -20.81 -20.16 -3.68 -2.38
Long-Term Debt to EBITDA		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt to NOPAT		 2.62 2.59 2.72 2.56 2.36 2.25 2.30 2.17
Net Debt to NOPAT		 -4.14 -4.03 -27.55 -40.23 -30.11 -30.40 -8.29 -5.39
Long-Term Debt to NOPAT		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Noncontrolling Interest Sharing Ratio		 33.21% 20.30% 7.47% 6.96% 6.91% 6.87% 3.40% 0.08%
Liquidity Ratios		 - - - - - - - -
Cash Flow Metrics		 - - - - - - - -
Free Cash Flow to Firm (FCFF)		 0.00 5,353 4,743 11,785 -597,674 -15,590 628,231 2,306
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 0.00 0.47 0.29 1.12 -90.99 -1.18 14.09 0.04
Operating Cash Flow to Interest Expense		 1.32 1.05 0.81 1.50 2.18 1.24 0.28 0.28
Operating Cash Flow Less CapEx to Interest Expense		 1.32 1.05 0.81 1.50 2.18 1.24 0.28 0.28
Efficiency Ratios		 - - - - - - - -
Asset Turnover		 0.03 0.02 0.02 0.02 0.02 0.01 0.02 0.03
Fixed Asset Turnover		 15.23 8.75 8.99 4.88 3.81 3.63 6.92 7.91
Capital & Investment Metrics		 - - - - - - - -
Invested Capital		 81,175 85,269 90,320 87,121 697,741 724,920 107,219 116,564
Invested Capital Turnover		 0.39 0.22 0.23 0.23 0.06 0.03 0.08 0.35
Increase / (Decrease) in Invested Capital		 0.00 4,094 5,051 -3,199 610,621 27,179 -617,702 9,345
Enterprise Value (EV)		 0.00 0.00 -167,666 -252,662 -248,482 -221,864 19,342 106,839
Market Capitalization		 0.00 0.00 97,752 88,225 135,937 125,038 106,544 169,533
Book Value per Share		 $0.00 $6,662,279,373.78 $41.14 $42.35 $6,696,551,424.91 $51.83 $59.83 $65.01
Tangible Book Value per Share		 $0.00 $5,228,954,531.35 $32.73 $33.93 $5,580,859,932.04 $42.38 $50.21 $51.16
Total Capital		 81,175 85,269 90,320 87,121 110,190 105,349 107,219 116,564
Total Debt		 23,324 24,506 26,686 21,984 30,524 26,036 24,248 25,315
Total Long-Term Debt		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Debt		 -36,936 -38,054 -269,839 -345,427 -389,888 -352,349 -87,274 -62,768
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 23,324 24,506 26,686 21,984 618,075 645,607 24,248 25,315
Total Depreciation and Amortization (D&A)		 -789 1,255 1,472 1,988 2,091 1,944 89 503
Earnings Adjustments		 - - - - - - - -
Adjusted Basic Earnings per Share		 $0.00 $8.39 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic Shares Outstanding		 0.00 1.44B 9.00 8.00 11.00 11.00 11.00 1.42B
Adjusted Diluted Earnings per Share		 $0.00 $8.36 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Diluted Shares Outstanding		 0.00 1.44B 9.00 8.00 11.00 11.00 11.00 8.00
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 0.00 1.44B 1.43B 0.00 1.43B 1.39B 1.40B 1.42B
Normalized Net Operating Profit after Tax (NOPAT)		 8,915 9,447 9,794 8,586 12,947 11,590 10,529 11,651
Normalized NOPAT Margin		 28.20% 51.06% 47.58% 41.95% 56.88% 56.59% 29.97% 30.13%
Pre Tax Income Margin		 36.08% 64.73% 58.83% 52.78% 73.12% 71.99% 37.29% 36.85%
Debt Service Ratios		 - - - - - - - -
EBIT to Interest Expense		 1.93 1.05 0.74 1.02 2.53 1.17 0.53 0.47
NOPAT to Interest Expense		 1.17 0.82 0.60 0.81 1.97 0.88 0.24 0.21
EBIT Less CapEx to Interest Expense		 1.93 1.05 0.74 1.02 2.53 1.17 0.53 0.47
NOPAT Less CapEx to Interest Expense		 1.17 0.82 0.60 0.81 1.97 0.88 0.24 0.21
Payout Ratios		 - - - - - - - -
Dividend Payout Ratio		 0.00% 0.00% 46.81% 55.37% 40.00% 44.03% 37.98% 40.87%
Augmented Payout Ratio		 0.00% 0.00% 46.81% 55.37% 40.00% 44.03% 65.86% 81.06%

Quarterly Metrics And Ratios for Royal Bank Of Canada

No quarterly metrics and ratios for Royal Bank Of Canada are available.

Key Financial Trends

The Royal Bank of Canada (NYSE: RY) has shown notable changes in its financial position over the past three years through its balance sheets for fiscal years ending October 31, 2022, 2023, and 2024. Below are the key trends and important observations from the latest data available:

  • Total assets have increased steadily from approximately $1.41 trillion in 2022 to $1.56 trillion in 2024, indicating growth in the bank’s asset base.
  • Loans and leases (gross) have grown significantly from about $604 billion in 2022 to over $960 billion in 2024, suggesting an expansion in lending activities.
  • Net loans and leases (net of allowance) also increased from roughly $601 billion in 2022 to $704 billion in 2024, which supports the growth in credit portfolio.
  • Goodwill and intangible assets rose collectively from around $13.5 billion in 2022 to nearly $19.4 billion in 2024, potentially reflecting acquisitions or investments in intangible resources.
  • Total common equity rose from approximately $73.9 billion in 2022 to $91.2 billion in 2024, reflecting accumulated earnings and equity growth.
  • Cash and due from banks saw some fluctuation with $53.1 billion in 2022 declining to about $40.7 billion in 2024, showing variability in liquidity management.
  • Interest bearing deposits at other banks decreased from $79.2 billion in 2022 to $47.4 billion in 2024, indicating shift in asset allocation or cash management strategy.
  • Restricted cash dropped dramatically from $246 billion in 2022 to just $25 million in 2024, which could indicate changes in regulatory or internal liquidity requirements.
  • Total liabilities increased significantly from approximately $707 billion in 2022 to nearly $1.47 trillion in 2024, which could imply increased leverage or funding needs.
  • Federal funds purchased and securities sold saw some volatility, rising from $0 in 2022 to $241 billion in 2023 and then decreasing to $219 billion in 2024, indicating changes in short-term funding positions.

Overall, Royal Bank of Canada has grown its lending portfolio and equity base consistently over the past three years, showing positive expansion trends. However, increased liabilities and volatility in certain liquidity measures warrant attention as they may affect the bank’s financial risk profile.

09/12/25 10:56 PM ETAI Generated. May Contain Errors.

Financials Breakdown Chart

Frequently Asked Questions About Royal Bank Of Canada's Financials

When does Royal Bank Of Canada's fiscal year end?

According to the most recent income statement we have on file, Royal Bank Of Canada's financial year ends in October. Their financial year 2024 ended on October 31, 2024.

How has Royal Bank Of Canada's net income changed over the last 7 years?

Royal Bank Of Canada's net income appears to be on an upward trend, with a most recent value of $11.65 billion in 2024, rising from $8.91 billion in 2017. The previous period was $10.53 billion in 2023. See where experts think Royal Bank Of Canada is headed by visiting Royal Bank Of Canada's forecast page.

How has Royal Bank Of Canada's revenue changed over the last 7 years?

Over the last 7 years, Royal Bank Of Canada's total revenue changed from $31.61 billion in 2017 to $38.66 billion in 2024, a change of 22.3%.

How much debt does Royal Bank Of Canada have?

Royal Bank Of Canada's total liabilities were at $1.47 trillion at the end of 2024, a 7.6% increase from 2023, and a 65.8% increase since 2017.

How much cash does Royal Bank Of Canada have?

In the past 7 years, Royal Bank Of Canada's cash and equivalents has ranged from $20.02 billion in 2019 to $91.83 billion in 2021, and is currently $40.69 billion as of their latest financial filing in 2024.

How has Royal Bank Of Canada's book value per share changed over the last 7 years?

Over the last 7 years, Royal Bank Of Canada's book value per share changed from 0.00 in 2017 to 65.01 in 2024, a change of 6,501.5%.


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This page (NYSE:RY) was last updated on 9/12/2025 by MarketBeat.com Staff
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