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Bank Of Montreal (BMO) Financials

Bank Of Montreal logo
$161.03 +1.30 (+0.81%)
As of 12:26 PM Eastern
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Annual Income Statements for Bank Of Montreal

Annual Income Statements for Bank Of Montreal

This table shows Bank Of Montreal's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 10/31/2016 10/31/2017 10/31/2018 10/31/2019 10/31/2020 10/31/2021 10/31/2022 10/31/2023 10/31/2024 10/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 7,580 8,300 4,144 4,382 3,826 6,255 9,925 2,692 6,639 8,008
Consolidated Net Income / (Loss)		 3,459 4,150 4,144 4,382 3,826 6,255 9,925 3,197 5,256 6,228
Net Income / (Loss) Continuing Operations		 4,122 4,150 4,144 4,382 3,826 6,255 9,925 2,692 6,639 8,008
Total Pre-Tax Income 		4,281 5,154 5,634 5,534 4,765 8,275 13,114 4,285 6,841 8,244
Total Revenue		 15,748 17,183 17,407 19,391 18,907 21,929 24,716 21,083 23,528 25,892
Net Interest Income / (Expense)		 7,373 8,764 8,692 9,807 10,488 11,543 11,647 13,461 13,967 15,337
Total Interest Income		 10,745 13,535 15,986 19,900 17,503 16,042 19,721 35,823 47,338 45,351
Loans and Leases Interest Income		 9,391 10,543 12,368 15,085 13,471 12,686 15,004 24,723 28,746 27,657
Investment Securities Interest Income		 1,187 2,740 3,130 4,216 3,739 3,197 4,099 8,209 10,788 11,322
Deposits and Money Market Investments Interest Income		 167 252 487 599 293 159 618 2,892 2,895 2,039
Total Interest Expense		 3,373 4,771 7,293 10,093 7,015 4,499 8,074 26,584 33,372 30,014
Deposits Interest Expense		 2,267 3,027 4,621 6,556 4,684 2,597 4,920 19,129 24,808 20,882
Long-Term Debt Interest Expense		 1,105 1,744 2,673 3,537 2,331 1,901 3,153 2,196 2,174 2,663
Total Non-Interest Income		 8,376 8,419 8,714 9,584 8,419 10,386 13,069 7,622 9,561 10,555
Trust Fees by Commissions		 690 749 779 778 778 893 793 - 793 834
Service Charges on Deposit Accounts		 804 862 862 916 917 1,003 966 1,093 1,167 1,278
Other Service Charges		 2,809 3,045 3,129 3,311 3,401 4,224 3,630 3,751 4,137 4,436
Net Realized & Unrealized Capital Gains on Investments		 1,074 347 856 543 200 850 6,388 143 2,037 2,243
Investment Banking Income		 1,019 1,097 1,119 1,080 1,064 1,287 962 896 950 1,067
Other Non-Interest Income		 470 711 542 534 426 565 445 - 149 125
Provision for Credit Losses		 576 580 503 664 2,217 16 229 1,569 2,698 2,582
Total Non-Interest Expense		 9,739 10,254 10,242 11,133 10,643 12,510 11,873 15,228 13,989 15,066
Salaries and Employee Benefits		 5,513 5,805 5,670 6,409 5,964 6,713 6,448 8,258 7,800 8,578
Net Occupancy & Equipment Expense		 1,787 1,936 2,092 2,274 2,404 2,739 2,665 3,509 2,954 3,189
Marketing Expense		 482 420 394 415 288 320 379 585 600 575
Other Operating Expenses		 1,625 1,716 1,703 1,613 1,522 2,226 1,938 1,954 1,607 1,685
Amortization Expense		 -332 377 382 422 465 511 443 726 798 822
Income Tax Expense		 822 1,004 1,490 1,152 939 2,020 3,189 1,088 1,584 2,016
Basic Earnings per Share		 $6.94 $7.93 $6.22 $8.68 $7.56 $11.60 $20.04 $4.16 $6.83 $8.18
Weighted Average Basic Shares Outstanding		 - - 647.82M 639.23M 646.54M 648.17M 677.28M 720.98M 729.59M 708.91M
Diluted Earnings per Share		 $6.92 $7.90 $6.21 $8.66 $7.55 $11.58 $19.99 $4.15 $6.82 $8.17
Weighted Average Diluted Shares Outstanding		 - - 647.82M 639.23M 646.54M 648.17M 677.28M 720.98M 729.59M 708.91M
Weighted Average Basic & Diluted Shares Outstanding		 - - 647.82M 639.23M 646.54M 648.17M 677.28M 720.98M 729.59M 708.91M
Cash Dividends to Common per Share		 $3.40 $3.56 $2.87 $4.06 $4.24 $4.24 $5.44 $4.18 $4.39 $4.60

Quarterly Income Statements for Bank Of Montreal

No quarterly income statements for Bank Of Montreal are available.

Annual Cash Flow Statements for Bank Of Montreal

This table details how cash moves in and out of Bank Of Montreal's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 10/31/2016 10/31/2017 10/31/2018 10/31/2019 10/31/2020 10/31/2021 10/31/2022 10/31/2023 10/31/2024 10/31/2025
Net Change in Cash & Equivalents		 -6,454 735 7,252 5,069 6,460 28,921 -4,249 -6,868 -9,209 1,703
Net Cash From Operating Activities		 -2,037 2,260 13,612 22,298 -38,163 35,532 3,634 6,911 19,157 7,309
Net Cash From Continuing Operating Activities		 -2,037 2,260 13,612 22,298 38,163 35,532 3,175 3,576 14,219 7,470
Net Income / (Loss) Continuing Operations		 3,459 4,150 4,144 4,382 3,826 6,255 9,925 3,197 5,256 6,228
Consolidated Net Income / (Loss)		 3,459 4,150 4,144 4,382 3,826 6,255 9,925 3,197 5,256 6,228
Provision For Loan Losses		 - 580 503 664 2,217 16 229 1,569 2,717 2,709
Depreciation Expense		 - 304 - - - 751 642 781 716 734
Amortization Expense		 782 553 856 917 1,215 511 443 726 798 822
Non-Cash Adjustments to Reconcile Net Income		 -8,199 -12,753 -2,196 10,324 -7,807 300 164 -18,855 -17,856 -380
Changes in Operating Assets and Liabilities, net		 1,921 9,427 10,304 6,012 38,712 27,699 -8,228 16,157 22,588 -2,643
Net Cash From Investing Activities		 -11,450 -2,452 -8,613 -14,899 -24,003 -241 -21,608 -15,245 -17,597 432
Net Cash From Continuing Investing Activities		 -11,450 -2,433 -8,613 -14,899 -24,003 -241 -21,608 -15,245 -17,597 432
Purchase of Property, Leasehold Improvements and Equipment		 -456 -615 -673 -858 -775 -793 -1,062 -1,208 -1,122 -1,234
Purchase of Investment Securities		 -21,554 -23,667 -35,527 -48,317 -65,055 -39,910 -70,825 -34,925 -62,031 -55,555
Sale and/or Maturity of Investments		 17,385 23,575 29,118 34,026 42,701 40,411 46,948 31,770 45,556 57,221
Net Cash From Financing Activities		 6,009 1,551 2,080 -1,988 -7,735 -4,132 11,716 193 -10,822 -6,191
Net Cash From Continuing Financing Activities		 6,009 1,551 2,080 -1,988 -7,735 -4,132 11,716 193 -10,822 -6,191
Issuance of Preferred Equity		 448 700 300 761 936 0.00 1,646 467 1,699 974
Issuance of Common Equity		 6,778 4,652 2,056 41 3,322 3,636 11,406 8,190 765 996
Repayment of Debt		 -1,643 -78 -684 -761 -248 -2,079 -839 -850 -717 -892
Repurchase of Common Equity		 -225 -2,364 -1,117 238 -4,735 -3,286 -4,274 -7,741 -897 -2,781
Payment of Dividends		 -1,665 -1,562 -1,962 -2,094 -1,858 -2,404 -1,903 -1,948 -2,757 -3,593
Other Financing Activities, Net		 2,315 -68 1,674 -934 -6,090 38 5,066 1,246 -8,915 -895
Effect of Exchange Rate Changes		 1,025 -624 173 -342 35 -2,238 2,008 1,273 54 153
Cash Interest Paid		 3,406 4,528 7,029 9,859 7,266 4,730 7,007 24,317 32,350 30,789
Cash Interest Received		 10,660 12,089 14,338 18,237 16,197 14,780 17,630 37,550 45,274 43,588
Cash Income Taxes Paid		 897 1,040 958 920 1,154 1,748 1,741 1,867 1,758 2,021

Quarterly Cash Flow Statements for Bank Of Montreal

No quarterly cash flow statements for Bank Of Montreal are available.

Annual Balance Sheets for Bank Of Montreal

This table presents Bank Of Montreal's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 10/31/2017 10/31/2018 10/31/2019 10/31/2020 10/31/2021 10/31/2022 10/31/2023 10/31/2024 10/31/2025
Total Assets		 551,535 587,671 648,476 712,613 797,108 835,251 970,605 1,011,297 1,054,106
Cash and Due from Banks		 25,338 32,026 37,137 43,096 75,229 64,129 56,157 46,702 48,168
Restricted Cash		 12,861 14,124 - - - - - 258 507
Interest Bearing Deposits at Other Banks		 5,044 6,311 6,078 6,783 6,698 4,204 2,961 2,611 2,026
Trading Account Securities		 58,332 192,781 212,224 248,922 262,068 272,397 301,926 555,776 589,292
Loans and Leases, Net of Allowance		 278,657 291,818 324,235 335,879 369,656 404,237 473,170 486,417 483,341
Loans and Leases		 280,081 293,063 325,643 338,359 371,724 406,156 475,913 569,108 579,323
Accrued Investment Income		 - - 10,428 10,186 11,462 10,001 12,057 22,897 30,812
Premises and Equipment, Net		 1,580 1,509 1,564 3,140 3,593 3,549 4,497 4,483 4,463
Goodwill		 4,853 4,843 4,824 4,906 4,338 3,875 12,054 12,034 11,989
Intangible Assets		 1,678 1,727 1,845 1,833 1,828 1,608 3,758 3,533 3,396
Other Assets		 36,343 41,998 32,189 47,739 50,927 61,546 59,990 81,747 90,001
Total Liabilities & Shareholders' Equity		 551,535 587,671 648,476 712,613 797,108 835,251 970,605 1,011,297 1,054,106
Total Liabilities		 517,060 552,925 609,610 670,128 750,707 783,167 915,754 950,829 991,222
Interest Bearing Deposits		 372,928 395,884 432,327 494,739 553,062 564,175 656,347 704,814 696,789
Federal Funds Purchased and Securities Sold		 82,373 87,672 104,564 109,544 124,108 140,030 132,148 53,498 69,045
Short-Term Debt		 19,558 21,890 19,977 22,053 25,872 30,045 31,542 25,131 39,169
Bankers Acceptance Outstanding		 12,861 14,124 17,953 10,129 11,310 9,704 5,845 258 507
Separate Account Business Liabilities		 3,909 5,154 5,323 6,318 5,560 5,976 5,929 6,010 6,067
Other Long-Term Liabilities		 25,334 28,163 29,424 27,251 30,617 33,237 34,792 147,653 165,057
Total Equity & Noncontrolling Interests		 34,475 34,746 38,866 42,485 46,401 52,084 54,852 60,468 62,884
Total Preferred & Common Equity		 34,475 34,746 38,866 42,485 46,401 52,084 54,831 60,442 62,849
Total Common Equity		 31,179 31,448 38,866 42,485 46,401 52,084 54,831 60,442 62,849
Common Stock		 10,368 10,054 14,170 15,262 15,705 17,867 21,781 23,217 23,332
Retained Earnings		 18,428 19,645 21,858 23,080 28,634 33,079 31,709 33,337 33,817
Accumulated Other Comprehensive Income / (Loss)		 2,383 1,749 2,838 4,142 2,062 1,138 1,342 3,888 5,700
Other Equity Adjustments		 - - - - - - - 0.00 0.00
Noncontrolling Interest		 - - - - - - 20 26 35

Quarterly Balance Sheets for Bank Of Montreal

No quarterly balance sheets for Bank Of Montreal are available.

Annual Metrics And Ratios for Bank Of Montreal

This table displays calculated financial ratios and metrics derived from Bank Of Montreal's official financial filings.

Metric 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 10/31/2016 10/31/2017 10/31/2018 10/31/2019 10/31/2020 10/31/2021 10/31/2022 10/31/2023 10/31/2024 10/31/2025
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 0.00% 9.11% 1.30% 11.40% -2.50% 15.98% 12.71% -14.70% 11.59% 10.05%
EBITDA Growth		 0.00% 15.96% 4.32% 13.22% -14.68% 46.86% 28.44% -57.71% 44.22% 17.31%
EBIT Growth		 0.00% 16.87% 4.92% 14.01% -20.37% 55.48% 34.14% -66.03% 59.63% 20.52%
NOPAT Growth		 0.00% 16.47% -4.16% 22.74% -19.25% 46.38% 34.31% -66.51% 64.41% 18.48%
Net Income Growth		 0.00% 19.99% -0.14% 5.73% -12.67% 63.47% 58.68% -67.79% 64.41% 18.48%
EPS Growth		 0.00% 14.16% -21.41% 6.00% -12.82% 53.38% 72.63% -79.24% 64.38% 19.68%
Operating Cash Flow Growth		 0.00% 210.94% 502.24% 263.81% -271.15% 193.11% -89.77% 90.15% 201.36% -61.85%
Free Cash Flow Firm Growth		 0.00% 0.00% 104.70% 65.69% -122.01% 25.13% 50.37% -242.50% 667.40% -268.99%
Invested Capital Growth		 0.00% 0.00% 4.82% 3.90% 9.68% 11.99% 13.64% 5.19% -0.92% 19.22%
Revenue Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBITDA Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBIT Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
NOPAT Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Net Income Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow Firm Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Invested Capital Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 39.47% 41.94% 43.19% 43.90% 38.41% 48.64% 55.42% 27.48% 35.51% 37.85%
EBIT Margin		 34.50% 36.95% 38.27% 39.17% 31.99% 42.88% 51.03% 20.33% 29.07% 31.84%
Profit (Net Income) Margin		 21.96% 24.15% 23.81% 22.60% 20.24% 28.52% 40.16% 15.16% 22.34% 24.05%
Tax Burden Percent		 80.79% 80.52% 73.55% 79.18% 80.29% 75.59% 75.68% 74.61% 76.84% 75.54%
Interest Burden Percent		 78.79% 81.17% 84.58% 72.86% 78.80% 88.00% 103.97% 100.00% 100.00% 100.00%
Effective Tax Rate		 19.21% 19.48% 26.45% 20.82% 19.71% 24.41% 24.32% 25.39% 23.16% 24.46%
Return on Invested Capital (ROIC)		 0.00% 18.92% 8.85% 10.42% 7.87% 10.39% 12.37% 3.79% 6.11% 6.64%
ROIC Less NNEP Spread (ROIC-NNEP)		 0.00% 9.08% 5.21% 2.62% 2.97% 6.83% 13.72% 3.79% 6.11% 6.64%
Return on Net Nonoperating Assets (RNNOA)		 0.00% 5.15% 3.12% 1.49% 1.54% 3.68% 7.79% 2.19% 3.00% 3.46%
Return on Equity (ROE)		 0.00% 24.07% 11.97% 11.90% 9.41% 14.07% 20.16% 5.98% 9.12% 10.10%
Cash Return on Invested Capital (CROIC)		 0.00% -181.08% 4.15% 6.59% -1.36% -0.92% -0.40% -1.27% 7.04% -10.90%
Operating Return on Assets (OROA)		 0.00% 1.15% 1.17% 1.23% 0.89% 1.25% 1.55% 0.47% 0.69% 0.80%
Return on Assets (ROA)		 0.00% 0.75% 0.73% 0.71% 0.56% 0.83% 1.22% 0.35% 0.53% 0.60%
Return on Common Equity (ROCE)		 0.00% 21.77% 10.83% 11.37% 9.41% 14.07% 20.16% 5.98% 9.11% 10.09%
Return on Equity Simple (ROE_SIMPLE)		 0.00% 12.04% 11.93% 11.27% 9.01% 13.48% 19.06% 5.83% 8.70% 9.91%
Net Operating Profit after Tax (NOPAT)		 4,390 5,112 4,900 6,014 4,856 7,108 9,546 3,197 5,256 6,228
NOPAT Margin		 27.87% 29.75% 28.15% 31.01% 25.68% 32.41% 38.62% 15.16% 22.34% 24.05%
Net Nonoperating Expense Percent (NNEP)		 0.00% 9.84% 3.65% 7.80% 4.90% 3.56% -1.36% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 49.42% 47.49% 46.86% 46.92% 45.78% 44.56% 38.41% 58.59% 48.26% 47.67%
Operating Expenses to Revenue		 61.84% 59.67% 58.84% 57.41% 56.29% 57.05% 48.04% 72.23% 59.46% 58.19%
Earnings before Interest and Taxes (EBIT)		 5,433 6,350 6,662 7,595 6,048 9,403 12,613 4,285 6,841 8,244
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 6,215 7,207 7,518 8,512 7,262 10,665 13,698 5,793 8,354 9,800
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 0.00 0.00 0.00 1.02 0.78 1.37 1.08 0.89 1.09 1.44
Price to Tangible Book Value (P/TBV)		 0.00 0.00 0.00 1.23 0.93 1.58 1.21 1.25 1.46 1.91
Price to Revenue (P/Rev)		 0.00 0.00 0.00 2.05 1.75 2.89 2.27 2.31 2.79 3.50
Price to Earnings (P/E)		 0.00 0.00 0.00 9.06 8.66 10.14 5.66 18.10 11.97 11.31
Dividend Yield		 7.24% 6.07% 6.44% 6.63% 8.18% 4.32% 6.27% 5.97% 4.90% 3.70%
Earnings Yield		 0.00% 0.00% 0.00% 11.04% 11.54% 9.86% 17.66% 5.52% 8.35% 8.84%
Enterprise Value to Invested Capital (EV/IC)		 0.00 0.00 0.00 0.28 0.08 0.10 0.22 0.25 0.49 0.78
Enterprise Value to Revenue (EV/Rev)		 0.00 0.00 0.00 0.85 0.28 0.34 0.72 1.00 1.77 3.06
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 0.00 0.00 1.93 0.73 0.69 1.31 3.66 4.97 8.07
Enterprise Value to EBIT (EV/EBIT)		 0.00 0.00 0.00 2.16 0.88 0.79 1.42 4.94 6.07 9.60
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 0.00 0.00 2.73 1.10 1.04 1.88 6.63 7.90 12.70
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 0.00 0.00 0.74 0.00 0.21 4.93 3.07 1.99 10.82
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 4.32 0.00 0.00 0.00 0.00 6.86 0.00
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.00 0.57 0.63 0.51 0.52 0.56 0.58 0.58 0.42 0.62
Long-Term Debt to Equity		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Financial Leverage		 0.00 0.57 0.60 0.57 0.52 0.54 0.57 0.58 0.49 0.52
Leverage Ratio		 0.00 16.00 16.46 16.79 16.73 16.99 16.57 16.89 17.19 16.74
Compound Leverage Factor		 0.00 12.99 13.92 12.23 13.18 14.95 17.23 16.89 17.19 16.74
Debt to Total Capital		 0.00% 36.20% 38.65% 33.95% 34.17% 35.80% 36.58% 36.51% 29.36% 38.38%
Short-Term Debt to Total Capital		 0.00% 36.20% 38.65% 33.95% 34.17% 35.80% 36.58% 36.51% 29.36% 38.38%
Long-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Preferred Equity to Total Capital		 0.00% 6.10% 5.82% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.02% 0.03% 0.03%
Common Equity to Total Capital		 0.00% 57.70% 55.53% 66.05% 65.83% 64.20% 63.42% 63.47% 70.61% 61.58%
Debt to EBITDA		 0.00 2.71 2.91 2.35 3.04 2.43 2.19 5.45 3.01 4.00
Net Debt to EBITDA		 0.00 -3.29 -4.07 -2.73 -3.83 -5.26 -2.80 -4.76 -2.89 -1.18
Long-Term Debt to EBITDA		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt to NOPAT		 0.00 3.83 4.47 3.32 4.54 3.64 3.15 9.87 4.78 6.29
Net Debt to NOPAT		 0.00 -4.63 -6.24 -3.86 -5.73 -7.89 -4.01 -8.63 -4.60 -1.85
Long-Term Debt to NOPAT		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Noncontrolling Interest Sharing Ratio		 0.00% 9.56% 9.53% 4.48% 0.00% 0.00% 0.00% 0.02% 0.04% 0.05%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 0.00 -48,921 2,297 3,806 -838 -627 -311 -1,067 6,051 -10,226
Operating Cash Flow to CapEx		 -446.48% 367.64% 2,021.67% 2,597.78% -4,925.97% 4,481.08% 342.33% 571.91% 1,856.14% 592.25%
Free Cash Flow to Firm to Interest Expense		 0.00 -10.25 0.32 0.38 -0.12 -0.14 -0.04 -0.04 0.18 -0.34
Operating Cash Flow to Interest Expense		 -0.60 0.47 1.87 2.21 -5.44 7.90 0.45 0.26 0.62 0.24
Operating Cash Flow Less CapEx to Interest Expense		 -0.74 0.34 1.77 2.12 -5.55 7.72 0.32 0.21 0.59 0.20
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.00 0.03 0.03 0.03 0.03 0.03 0.03 0.02 0.02 0.03
Fixed Asset Turnover		 0.00 10.87 11.27 12.62 8.04 6.51 6.92 5.24 5.24 5.79
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 0.00 54,033 56,636 58,843 64,537 72,272 82,130 86,394 85,599 102,053
Invested Capital Turnover		 0.00 0.64 0.31 0.34 0.31 0.32 0.32 0.25 0.27 0.28
Increase / (Decrease) in Invested Capital		 0.00 54,033 2,603 2,207 5,694 7,735 9,858 4,264 -795 16,454
Enterprise Value (EV)		 0.00 0.00 0.00 16,442 5,326 7,382 17,916 21,183 41,539 79,102
Market Capitalization		 0.00 0.00 0.00 39,679 33,152 63,437 56,204 48,738 65,696 90,600
Book Value per Share		 $0.00 $0.00 $48.54 $60.00 $66.46 $71.77 $80.36 $80.96 $83.83 $86.14
Tangible Book Value per Share		 $0.00 $0.00 $38.40 $49.70 $55.92 $62.23 $71.90 $57.61 $62.24 $65.06
Total Capital		 0.00 54,033 56,636 58,843 64,537 72,272 82,130 86,394 85,599 102,053
Total Debt		 0.00 19,558 21,890 19,977 22,053 25,872 30,045 31,542 25,131 39,169
Total Long-Term Debt		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Debt		 0.00 -23,685 -30,572 -23,237 -27,826 -56,055 -38,288 -27,575 -24,183 -11,532
Capital Expenditures (CapEx)		 456 615 673 858 775 793 1,062 1,208 1,122 1,234
Net Nonoperating Expense (NNE)		 931 963 756 1,632 1,030 853 -379 -0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 0.00 19,558 21,890 19,977 22,053 25,872 30,045 31,542 25,131 39,169
Total Depreciation and Amortization (D&A)		 782 857 856 917 1,215 1,262 1,085 1,507 1,514 1,556
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.00 $0.00 $8.19 $8.68 $7.56 $11.60 $20.04 $5.69 $6.83 $8.18
Adjusted Weighted Average Basic Shares Outstanding		 0.00 0.00 647.82M 639.23M 646.54M 648.17M 677.28M 720.98M 729.59M 708.91M
Adjusted Diluted Earnings per Share		 $0.00 $0.00 $8.17 $8.66 $7.55 $11.58 $19.99 $5.68 $6.82 $8.17
Adjusted Weighted Average Diluted Shares Outstanding		 0.00 0.00 647.82M 639.23M 646.54M 648.17M 677.28M 720.98M 729.59M 708.91M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 0.00 0.00 647.82M 639.23M 646.54M 648.17M 677.28M 720.98M 729.59M 708.91M
Normalized Net Operating Profit after Tax (NOPAT)		 4,390 5,112 4,900 6,014 4,856 7,108 9,546 3,197 5,256 6,228
Normalized NOPAT Margin		 27.87% 29.75% 28.15% 31.01% 25.68% 32.41% 38.62% 15.16% 22.34% 24.05%
Pre Tax Income Margin		 27.18% 30.00% 32.37% 28.54% 25.20% 37.73% 53.06% 20.33% 29.07% 31.84%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 1.61 1.33 0.91 0.75 0.86 2.09 1.56 0.16 0.21 0.27
NOPAT to Interest Expense		 1.30 1.07 0.67 0.60 0.69 1.58 1.18 0.12 0.16 0.21
EBIT Less CapEx to Interest Expense		 1.48 1.20 0.82 0.67 0.75 1.91 1.43 0.12 0.17 0.23
NOPAT Less CapEx to Interest Expense		 1.17 0.94 0.58 0.51 0.58 1.40 1.05 0.07 0.12 0.17
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 48.13% 37.65% 47.35% 47.79% 48.56% 38.43% 19.17% 60.92% 52.45% 57.70%
Augmented Payout Ratio		 54.63% 94.62% 74.31% 42.36% 172.30% 90.97% 62.23% 303.04% 101.27% 102.35%

Quarterly Metrics And Ratios for Bank Of Montreal

No quarterly metrics and ratios for Bank Of Montreal are available.


Financials Breakdown Chart

Bank Of Montreal Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Bank Of Montreal's financial year ends in October. Their financial year 2025 ended on October 31, 2025.

Bank Of Montreal's net income appears to be on an upward trend, with a most recent value of $6.23 billion in 2025, rising from $3.46 billion in 2016. The previous period was $5.26 billion in 2024. See Bank Of Montreal's forecast for analyst expectations on what's next for the company.

Over the last 9 years, Bank Of Montreal's total revenue changed from $15.75 billion in 2016 to $25.89 billion in 2025, a change of 64.4%.

Bank Of Montreal's total liabilities were at $991.22 billion at the end of 2025, a 4.2% increase from 2024, and a 91.7% increase since 2017.

In the past 8 years, Bank Of Montreal's cash and equivalents has ranged from $25.34 billion in 2017 to $75.23 billion in 2021, and is currently $48.17 billion as of their latest financial filing in 2025.

Over the last 9 years, Bank Of Montreal's book value per share changed from 0.00 in 2016 to 86.14 in 2025, a change of 8,614.3%.


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Financial statements for NYSE:BMO last updated on 12/9/2025 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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