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Royal Bank Of Canada (RY) Financials

Royal Bank Of Canada logo
$205.71 -0.27 (-0.13%)
Closing price 09/11/2026 03:58 PM Eastern
Extended Trading
$205.68 -0.03 (-0.01%)
As of 09/11/2026 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
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Annual Income Statements for Royal Bank Of Canada

Annual Income Statements for Royal Bank Of Canada

This table shows Royal Bank Of Canada's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 10/31/2017 10/31/2018 10/31/2019 10/31/2020 10/31/2021 10/31/2022 10/31/2023 10/31/2024 10/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 19,407 18,894 19,588 17,172 25,893 23,972 21,058 24,284 30,146
Consolidated Net Income / (Loss)		 8,915 9,447 9,794 8,586 12,947 11,590 10,529 11,651 14,539
Net Income / (Loss) Continuing Operations		 10,492 9,447 9,794 8,586 12,947 12,383 21,053 12,633 15,607
Total Pre-Tax Income 		11,404 11,977 12,110 10,802 16,642 14,744 13,102 14,249 18,309
Total Revenue		 31,611 18,502 20,585 20,466 22,760 20,480 35,132 21,113 25,802
Net Interest Income / (Expense)		 13,322 13,643 15,028 15,641 16,135 16,656 239 20,265 23,757
Total Interest Income		 20,912 25,095 31,452 26,187 22,703 29,893 44,815 75,504 74,310
Loans and Leases Interest Income		 14,517 16,148 18,919 17,581 17,467 19,477 31,318 38,769 40,001
Investment Securities Interest Income		 3,808 4,309 5,195 4,871 3,934 5,178 13,497 12,886 14,517
Other Interest Income		 2,348 4,637 7,338 3,735 1,302 5,238 - 23,849 19,792
Total Interest Expense		 7,589 11,452 16,424 10,546 6,569 13,237 44,576 55,239 50,553
Deposits Interest Expense		 5,102 7,480 9,883 6,593 4,395 7,883 26,430 33,902 31,989
Long-Term Debt Interest Expense		 2,487 3,972 6,541 3,952 2,174 5,354 18,146 21,337 18,564
Total Non-Interest Income		 18,288 4,859 5,557 4,826 6,626 3,824 34,893 849 2,045
Trust Fees by Commissions		 1,101 1,043 993 1,080 1,241 1,086 1,054 1,191 1,360
Service Charges on Deposit Accounts		 - 2,699 2,761 2,787 3,429 3,145 - 3,183 3,629
Other Service Charges		 5,236 6,499 6,908 6,569 8,744 7,586 15,232 9,001 10,263
Net Realized & Unrealized Capital Gains on Investments		 1,517 962 903 885 1,082 873 1,070 930 1,066
Other Non-Interest Income		 -9,410 -9,595 -10,353 -10,520 -12,387 -11,439 17,536 -13,456 -14,273
Total Non-Interest Expense		 16,940 6,525 8,475 9,665 6,118 4,943 11,506 5,882 6,425
Net Occupancy & Equipment Expense		 2,349 2,395 2,596 2,678 2,880 2,678 2,882 3,115 3,190
Insurance Policy Acquisition Costs		 -1,627 -1,560 -1,381 -1,741 -2,171 -1,509 -1,445 -1,917 -2,069
Other Operating Expenses		 2,623 2,838 3,241 5,007 1,233 1,463 9,009 3,573 4,049
Amortization Expense		 -789 818 911 956 1,038 1,004 1,060 1,111 1,256
Income Tax Expense		 2,490 2,530 2,316 2,216 3,695 3,154 2,573 2,598 3,770
Preferred Stock Dividends Declared		 -8,883 -9,423 -9,786 -8,582 -12,937 -11,580 - -11,644 -14,534
Net Income / (Loss) Attributable to Noncontrolling Interest		 -32 -24 -8.37 -3.75 -9.68 -9.53 -5.04 -7.17 -5.00
Weighted Average Basic Shares Outstanding		 - 8.39 8.78 7.84 11.08 11.08 1.40B 8.09 10.06
Weighted Average Diluted Shares Outstanding		 - 8.36 8.75 7.82 11.06 11.06 7.44 8.07 10.04
Weighted Average Basic & Diluted Shares Outstanding		 - 1.44B 1.43B 0.00 1.43B 1.39B 1.40B 1.42B 1.40B
Cash Dividends to Common per Share		 $3.48 $3.77 $4.07 $4.29 $4.32 $4.96 $3.85 $4.02 $4.31

Quarterly Income Statements for Royal Bank Of Canada

No quarterly income statements for Royal Bank Of Canada are available.

Annual Cash Flow Statements for Royal Bank Of Canada

This table details how cash moves in and out of Royal Bank Of Canada's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 10/31/2017 10/31/2018 10/31/2019 10/31/2020 10/31/2021 10/31/2022 10/31/2023 10/31/2024 10/31/2025
Net Change in Cash & Equivalents		 -940 7,364 1,263 -16,942 -38,918 -28,791 10,017 -9,318 -42,413
Net Cash From Operating Activities		 10,015 11,993 13,330 15,859 14,287 16,374 12,475 17,001 18,286
Net Cash From Continuing Operating Activities		 10,015 11,993 13,330 15,859 14,287 16,374 12,475 17,001 18,286
Net Income / (Loss) Continuing Operations		 8,915 9,447 9,794 8,586 12,947 11,590 10,529 11,651 14,539
Consolidated Net Income / (Loss)		 8,915 9,447 9,794 8,586 12,947 11,590 10,529 11,651 14,539
Provision For Loan Losses		 894 993 1,418 3,266 -607 355 1,778 2,319 3,113
Depreciation Expense		 - 432 477 1,001 1,029 927 -1,048 979 918
Amortization Expense		 - 823 995 987 1,062 1,017 1,138 1,160 1,280
Non-Cash Adjustments to Reconcile Net Income		 -190 -103 -207 -212 -245 -184 -205 -90 -146
Changes in Operating Assets and Liabilities, net		 397 400 852 2,232 102 2,669 284 983 -1,418
Net Cash From Investing Activities		 -7,215 -1,705 -5,451 -27,214 -11,795 -23,146 0.00 -21,677 -66,173
Net Cash From Continuing Investing Activities		 -7,215 -1,705 -5,451 -27,214 -11,795 -23,146 0.00 -21,677 -66,173
Acquisitions		 - -49 -81 -17 0.00 -1,501 0.00 -9,123 0.00
Purchase of Investment Securities		 -47,848 -45,055 -55,119 -112,242 -99,659 -94,336 - -143,363 -232,083
Sale and/or Maturity of Investments		 40,633 43,400 49,749 85,044 87,864 72,691 - 130,809 165,909
Net Cash From Financing Activities		 -3,739 -2,974 -6,934 -6,384 -39,144 -18,974 -3,619 -5,093 5,218
Net Cash From Continuing Financing Activities		 -3,739 -2,974 -6,934 -6,384 -39,144 -18,974 -3,619 -5,093 5,218
Net Change in Deposits		 -3,739 -2,895 -1,426 -507 -32,764 -20,803 45,203 3,634 11,175
Issuance of Debt		 - 0.00 -200 9.76 -11 7,045 -44,773 -3,233 2,001
Repurchase of Preferred Equity		 - -80 -723 -1,132 -1,190 -114 0.00 -732 -1,677
Payment of Dividends		 - - -4,585 -4,754 -5,179 -5,103 -3,998 -4,761 -6,281
Effect of Exchange Rate Changes		 - 50 319 797 -2,267 -3,044 1,161 451 258
Cash Income Taxes Paid		 2,740 4,421 2,265 2,162 3,386 5,371 - 2,446 4,345

Quarterly Cash Flow Statements for Royal Bank Of Canada

No quarterly cash flow statements for Royal Bank Of Canada are available.

Annual Balance Sheets for Royal Bank Of Canada

This table presents Royal Bank Of Canada's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 10/31/2017 10/31/2018 10/31/2019 10/31/2020 10/31/2021 10/31/2022 10/31/2023 10/31/2024 10/31/2025
Total Assets		 942,714 1,014,343 1,087,345 1,219,553 1,376,400 1,405,689 1,445,836 1,557,918 1,659,533
Cash and Due from Banks		 22,080 22,958 20,021 89,250 91,834 53,081 44,667 40,694 26,427
Restricted Cash		 12,793 11,887 247,326 248,875 264,339 246,112 15,633 251,670 221,044
Interest Bearing Deposits at Other Banks		 25,387 27,716 29,179 29,287 64,240 79,193 51,222 47,364 35,949
Trading Account Securities		 440,722 393,255 189,479 207,054 - - 397,882 315,602 400,991
Loans and Leases, Net of Allowance		 421,760 438,358 470,917 496,209 578,830 601,191 614,478 704,053 744,056
Loans and Leases		 423,438 440,571 473,276 500,442 582,128 603,943 863,214 708,384 749,118
Premises and Equipment, Net		 2,075 2,152 2,428 5,956 5,989 5,289 4,863 4,916 4,867
Goodwill		 8,532 8,464 8,550 8,484 8,755 9,001 9,075 13,836 13,851
Intangible Assets		 3,503 3,562 3,557 3,567 3,607 4,460 4,253 5,594 5,283
Other Assets		 104,140 104,953 114,624 129,428 126,986 172,109 58,633 174,189 207,066
Total Liabilities & Shareholders' Equity		 942,714 1,014,343 1,087,345 1,219,553 1,376,400 1,405,689 1,445,836 1,557,918 1,659,533
Total Liabilities		 884,863 953,581 1,023,711 1,154,417 709,183 706,805 1,362,865 1,466,669 1,560,211
Non-Interest Bearing Deposits		 411,504 430,170 449,928 502,095 595,582 589,400 569,060 636,625 703,695
Short-Term Debt		 23,324 24,506 26,686 21,984 30,524 26,036 24,248 25,315 35,611
Separate Account Business Liabilities		 7,201 6,939 7,469 7,407 - - 8,204 9,718 9,965
Other Long-Term Liabilities		 108,104 266,118 291,646 340,811 56,708 69,826 171,964 185,433 208,811
Total Equity & Noncontrolling Interests		 57,851 60,763 63,634 65,136 79,666 79,313 82,971 91,249 99,323
Total Preferred & Common Equity		 57,385 60,691 63,557 65,059 79,589 79,232 82,900 91,175 99,281
Total Common Equity		 38,640 55,897 59,214 60,596 74,198 73,866 82,900 91,175 99,281
Common Stock		 0.00 13,388 13,383 13,137 14,241 12,453 19,081 21,510 23,146
Retained Earnings		 35,256 38,843 42,599 44,897 57,913 57,216 58,881 63,568 69,192
Other Equity Adjustments		 3,384 3,665 3,233 2,563 2,043 4,198 4,937 6,097 6,942
Noncontrolling Interest		 466 71 78 77 77 81 71 74 42

Quarterly Balance Sheets for Royal Bank Of Canada

This table presents Royal Bank Of Canada's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q4 2022 Q4 2023 Q4 2024
Period end date 10/31/2022 10/31/2023 10/31/2024
Total Assets		 1,405,689 1,445,836 1,557,918
Cash and Due from Banks		 53,081 44,667 40,694
Restricted Cash		 246,112 15,633 25
Interest Bearing Deposits at Other Banks		 79,193 51,222 47,364
Trading Account Securities		 - 397,882 423,653
Loans and Leases, Net of Allowance		 601,191 614,478 704,053
Loans and Leases		 603,943 863,214 960,055
Premises and Equipment, Net		 5,289 4,863 4,916
Goodwill		 9,001 9,075 13,836
Intangible Assets		 4,460 4,253 5,594
Other Assets		 172,109 58,633 66,113
Total Liabilities & Shareholders' Equity		 1,405,689 1,445,836 1,557,918
Total Liabilities		 706,805 1,362,865 1,466,669
Non-Interest Bearing Deposits		 589,400 569,060 636,625
Federal Funds Purchased and Securities Sold		 - 241,561 219,041
Short-Term Debt		 26,036 24,248 25,315
Bankers Acceptance Outstanding		 13,104 15,669 25
Separate Account Business Liabilities		 - 8,204 9,718
Other Long-Term Liabilities		 69,826 171,964 185,408
Total Equity & Noncontrolling Interests		 79,313 82,971 91,249
Total Preferred & Common Equity		 79,232 82,900 91,175
Total Common Equity		 73,866 82,900 91,175
Common Stock		 12,453 19,081 21,510
Retained Earnings		 57,216 58,881 63,568
Other Equity Adjustments		 4,198 4,937 6,097
Noncontrolling Interest		 81 71 74

Annual Metrics And Ratios for Royal Bank Of Canada

This table displays calculated financial ratios and metrics derived from Royal Bank Of Canada's official financial filings.

Metric 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 10/31/2017 10/31/2018 10/31/2019 10/31/2020 10/31/2021 10/31/2022 10/31/2023 10/31/2024 10/31/2025
Growth Metrics		 - - - - - - - - -
Revenue Growth		 0.00% -41.47% 11.26% -0.58% 11.21% -10.02% 71.54% 10.06% 22.21%
EBITDA Growth		 0.00% -4.68% 2.64% -5.83% 46.47% -6.68% 35.66% 11.30% 24.21%
EBIT Growth		 0.00% -18.36% 1.11% -10.80% 54.07% -6.64% 52.06% 9.60% 27.22%
NOPAT Growth		 0.00% 5.97% 3.67% -12.34% 50.79% -10.48% -9.15% 10.66% 24.79%
Net Income Growth		 0.00% 5.97% 3.67% -12.34% 50.79% -10.48% -9.15% 10.66% 24.79%
EPS Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Growth		 0.00% 19.75% 11.15% 18.98% -9.91% 14.60% -23.81% 23.08% 7.55%
Free Cash Flow Firm Growth		 0.00% 0.00% -11.39% 148.47% -5,171.40% 97.39% 4,129.83% -99.63% -266.15%
Invested Capital Growth		 0.00% 5.04% 5.92% -3.54% 700.89% 3.90% -85.21% 8.72% 15.76%
Revenue Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBITDA Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBIT Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
NOPAT Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Net Income Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow Firm Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Invested Capital Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Profitability Metrics		 - - - - - - - - -
EBITDA Margin		 43.92% 71.52% 65.98% 62.49% 82.30% 85.36% 67.50% 68.27% 83.62%
EBIT Margin		 46.41% 64.73% 58.83% 52.78% 73.12% 75.86% 67.25% 66.97% 75.10%
Profit (Net Income) Margin		 28.20% 51.06% 47.58% 41.95% 56.88% 56.59% 29.97% 30.13% 56.35%
Tax Burden Percent		 78.17% 78.88% 80.88% 79.48% 77.80% 78.61% 80.36% 81.76% 79.41%
Interest Burden Percent		 77.73% 100.00% 100.00% 100.00% 100.00% 94.89% 55.46% 55.03% 94.49%
Effective Tax Rate		 21.83% 21.12% 19.12% 20.52% 22.20% 21.39% 19.64% 18.24% 20.59%
Return on Invested Capital (ROIC)		 10.98% 11.35% 11.16% 9.68% 3.30% 1.63% 2.53% 10.41% 11.56%
ROIC Less NNEP Spread (ROIC-NNEP)		 10.98% 11.35% 11.16% 9.68% 3.30% 1.63% 2.53% 10.41% 11.56%
Return on Net Nonoperating Assets (RNNOA)		 4.43% 4.58% 4.59% 3.66% 14.58% 12.95% 10.45% 2.96% 3.70%
Return on Equity (ROE)		 15.41% 15.93% 15.75% 13.34% 17.88% 14.58% 12.98% 13.37% 15.26%
Cash Return on Invested Capital (CROIC)		 0.00% 6.43% 5.40% 13.28% -152.30% -2.19% 150.99% 2.06% -3.05%
Operating Return on Assets (OROA)		 1.56% 1.22% 1.15% 0.94% 1.28% 1.12% 1.66% 1.72% 1.20%
Return on Assets (ROA)		 0.95% 0.97% 0.93% 0.74% 1.00% 0.83% 0.74% 0.78% 0.90%
Return on Common Equity (ROCE)		 10.29% 12.70% 14.57% 12.41% 16.65% 13.58% 12.53% 13.36% 15.25%
Return on Equity Simple (ROE_SIMPLE)		 15.53% 15.57% 15.41% 13.20% 16.27% 14.63% 12.70% 12.78% 14.64%
Net Operating Profit after Tax (NOPAT)		 8,915 9,447 9,794 8,586 12,947 11,590 10,529 11,651 14,539
NOPAT Margin		 28.20% 51.06% 47.58% 41.95% 56.88% 56.59% 29.97% 30.13% 56.35%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 7.43% 12.94% 12.61% 13.08% 12.65% 13.08% 8.20% 8.06% 12.36%
Operating Expenses to Revenue		 53.59% 35.27% 41.17% 47.22% 26.88% 24.14% 32.75% 33.03% 24.90%
Earnings before Interest and Taxes (EBIT)		 14,671 11,977 12,110 10,802 16,642 15,537 23,626 25,893 19,378
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 13,882 13,232 13,581 12,790 18,733 17,481 23,715 26,396 21,575
Valuation Ratios		 - - - - - - - - -
Price to Book Value (P/BV)		 0.00 0.00 1.65 1.46 1.83 1.69 1.29 1.86 2.09
Price to Tangible Book Value (P/TBV)		 0.00 0.00 2.08 1.82 2.20 2.07 1.53 2.36 2.59
Price to Revenue (P/Rev)		 0.00 0.00 4.75 4.31 5.97 6.11 3.03 4.38 8.03
Price to Earnings (P/E)		 0.00 0.00 4.99 5.14 5.25 5.22 5.06 7.28 6.88
Dividend Yield		 5.71% 6.39% 5.99% 6.96% 4.55% 5.65% 6.94% 3.68% 2.95%
Earnings Yield		 0.00% 0.00% 20.04% 19.46% 19.05% 19.17% 19.76% 13.74% 14.54%
Enterprise Value to Invested Capital (EV/IC)		 0.00 0.00 0.00 0.00 0.00 0.00 0.18 0.92 0.00
Enterprise Value to Revenue (EV/Rev)		 0.00 0.00 0.00 0.00 0.00 0.00 0.55 2.76 0.00
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 0.00 0.00 0.00 0.00 0.00 0.82 4.05 0.00
Enterprise Value to EBIT (EV/EBIT)		 0.00 0.00 0.00 0.00 0.00 0.00 0.82 4.13 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 0.00 0.00 0.00 0.00 0.00 1.84 9.17 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 0.00 0.00 0.00 0.00 0.00 1.55 6.96 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 0.00 0.00 0.00 0.03 46.34 0.00
Leverage & Solvency		 - - - - - - - - -
Debt to Equity		 0.40 0.40 0.42 0.34 0.38 0.33 0.29 0.28 0.36
Long-Term Debt to Equity		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Financial Leverage		 0.40 0.40 0.41 0.38 4.42 7.95 4.13 0.28 0.32
Leverage Ratio		 16.30 16.50 16.90 17.91 17.93 17.50 17.57 17.24 16.88
Compound Leverage Factor		 12.67 16.50 16.90 17.91 17.93 16.61 9.74 9.49 15.95
Debt to Total Capital		 28.73% 28.74% 29.55% 25.23% 27.70% 24.71% 22.62% 21.72% 26.39%
Short-Term Debt to Total Capital		 28.73% 28.74% 29.55% 25.23% 27.70% 24.71% 22.62% 21.72% 26.39%
Long-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Preferred Equity to Total Capital		 23.09% 5.62% 4.81% 5.12% 4.89% 5.09% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.57% 0.08% 0.09% 0.09% 0.07% 0.08% 0.07% 0.06% 0.03%
Common Equity to Total Capital		 47.60% 65.55% 65.56% 69.55% 67.34% 70.12% 77.32% 78.22% 73.58%
Debt to EBITDA		 1.68 1.85 1.96 1.72 1.63 1.49 1.02 0.96 1.65
Net Debt to EBITDA		 -2.66 -2.88 -19.87 -27.01 -20.81 -20.16 -3.68 -2.38 -11.49
Long-Term Debt to EBITDA		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt to NOPAT		 2.62 2.59 2.72 2.56 2.36 2.25 2.30 2.17 2.45
Net Debt to NOPAT		 -4.14 -4.03 -27.55 -40.23 -30.11 -30.40 -8.29 -5.39 -17.04
Long-Term Debt to NOPAT		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Noncontrolling Interest Sharing Ratio		 33.21% 20.30% 7.47% 6.96% 6.91% 6.87% 3.40% 0.08% 0.06%
Liquidity Ratios		 - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 0.00 5,353 4,743 11,785 -597,674 -15,590 628,231 2,306 -3,831
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 0.00 0.47 0.29 1.12 -90.99 -1.18 14.09 0.04 -0.08
Operating Cash Flow to Interest Expense		 1.32 1.05 0.81 1.50 2.18 1.24 0.28 0.28 0.36
Operating Cash Flow Less CapEx to Interest Expense		 1.32 1.05 0.81 1.50 2.18 1.24 0.28 0.28 0.36
Efficiency Ratios		 - - - - - - - - -
Asset Turnover		 0.03 0.02 0.02 0.02 0.02 0.01 0.02 0.03 0.02
Fixed Asset Turnover		 15.23 8.75 8.99 4.88 3.81 3.63 6.92 7.91 5.28
Capital & Investment Metrics		 - - - - - - - - -
Invested Capital		 81,175 85,269 90,320 87,121 697,741 724,920 107,219 116,564 134,934
Invested Capital Turnover		 0.39 0.22 0.23 0.23 0.06 0.03 0.08 0.35 0.21
Increase / (Decrease) in Invested Capital		 0.00 4,094 5,051 -3,199 610,621 27,179 -617,702 9,345 18,370
Enterprise Value (EV)		 0.00 0.00 -167,666 -252,662 -248,482 -221,864 19,342 106,839 -40,457
Market Capitalization		 0.00 0.00 97,752 88,225 135,937 125,038 106,544 169,533 207,309
Book Value per Share		 $0.00 $6,662,279,373.78 $41.14 $42.35 $6,696,551,424.91 $51.83 $59.83 $65.01 $70.16
Tangible Book Value per Share		 $0.00 $5,228,954,531.35 $32.73 $33.93 $5,580,859,932.04 $42.38 $50.21 $51.16 $56.64
Total Capital		 81,175 85,269 90,320 87,121 110,190 105,349 107,219 116,564 134,934
Total Debt		 23,324 24,506 26,686 21,984 30,524 26,036 24,248 25,315 35,611
Total Long-Term Debt		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Debt		 -36,936 -38,054 -269,839 -345,427 -389,888 -352,349 -87,274 -62,768 -247,809
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 23,324 24,506 26,686 21,984 618,075 645,607 24,248 25,315 35,611
Total Depreciation and Amortization (D&A)		 -789 1,255 1,472 1,988 2,091 1,944 89 503 2,198
Earnings Adjustments		 - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.00 $8.39 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic Shares Outstanding		 0.00 1.44B 9.00 8.00 11.00 11.00 11.00 1.42B 10.00
Adjusted Diluted Earnings per Share		 $0.00 $8.36 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Diluted Shares Outstanding		 0.00 1.44B 9.00 8.00 11.00 11.00 11.00 8.00 10.00
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 0.00 1.44B 1.43B 0.00 1.43B 1.39B 1.40B 1.42B 1.40B
Normalized Net Operating Profit after Tax (NOPAT)		 8,915 9,447 9,794 8,586 12,947 11,590 10,529 11,651 14,539
Normalized NOPAT Margin		 28.20% 51.06% 47.58% 41.95% 56.88% 56.59% 29.97% 30.13% 56.35%
Pre Tax Income Margin		 36.08% 64.73% 58.83% 52.78% 73.12% 71.99% 37.29% 36.85% 70.96%
Debt Service Ratios		 - - - - - - - - -
EBIT to Interest Expense		 1.93 1.05 0.74 1.02 2.53 1.17 0.53 0.47 0.38
NOPAT to Interest Expense		 1.17 0.82 0.60 0.81 1.97 0.88 0.24 0.21 0.29
EBIT Less CapEx to Interest Expense		 1.93 1.05 0.74 1.02 2.53 1.17 0.53 0.47 0.38
NOPAT Less CapEx to Interest Expense		 1.17 0.82 0.60 0.81 1.97 0.88 0.24 0.21 0.29
Payout Ratios		 - - - - - - - - -
Dividend Payout Ratio		 0.00% 0.00% 46.81% 55.37% 40.00% 44.03% 37.98% 40.87% 43.20%
Augmented Payout Ratio		 0.00% 0.00% 46.81% 55.37% 40.00% 44.03% 65.86% 81.06% 43.20%

Quarterly Metrics And Ratios for Royal Bank Of Canada

No quarterly metrics and ratios for Royal Bank Of Canada are available.


Financials Breakdown Chart

Key Financial Trends

Royal Bank of Canada’s balance sheet expanded meaningfully through fiscal 2024. Total assets increased from $1.41 trillion in fiscal 2022 to $1.56 trillion in fiscal 2024, including a 7.7% increase in the latest year. The growth was primarily driven by loans and leases, trading securities and other assets.

  • Loan growth accelerated: Net loans and leases rose from $601.2 billion in fiscal 2022 to $614.5 billion in fiscal 2023 and $704.1 billion in fiscal 2024. The latest-year increase was approximately 14.6%, supporting future interest income potential.
  • Deposits increased: Non-interest-bearing deposits grew 11.9% year over year to $636.6 billion in fiscal 2024 and were up from $589.4 billion in fiscal 2022. A larger deposit base can provide a stable source of bank funding.
  • Capital strengthened: Total common equity increased from $73.9 billion in fiscal 2022 to $91.2 billion in fiscal 2024. Common equity also grew faster than total assets over the period, modestly improving the company’s balance-sheet capital position.
  • Assets continued to diversify: Trading account securities increased 6.5% year over year to $423.7 billion, while other assets rose to $66.1 billion. This indicates growth beyond the traditional loan portfolio, although securities can introduce market-value volatility.
  • Liabilities rose alongside assets: Reported total liabilities increased from $1.36 trillion in fiscal 2023 to $1.47 trillion in fiscal 2024. This is consistent with a growing banking balance sheet, but investors should monitor funding costs and the mix of deposits versus wholesale financing.
  • Acquisition-related assets increased: Goodwill rose from $9.1 billion to $13.8 billion and intangible assets increased from $4.3 billion to $5.6 billion between fiscal 2023 and fiscal 2024. These changes may reflect acquisitions or purchase accounting and should be evaluated alongside future integration results.
  • Cash and due from banks declined: Cash fell from $53.1 billion in fiscal 2022 to $44.7 billion in fiscal 2023 and $40.7 billion in fiscal 2024. Lower cash reserves may reduce immediately available liquidity, although bank liquidity also depends on securities and other funding sources.
  • Interest-bearing deposits at other banks decreased: This balance declined from $79.2 billion in fiscal 2022 to $47.4 billion in fiscal 2024, reducing one source of liquid, interest-generating assets.
  • Credit exposure expanded with loan growth: The substantial increase in loans and leases raises potential exposure to credit losses if economic conditions weaken. The provided balance-sheet data does not include enough detail to assess changes in loan-loss provisions or delinquency trends.

Overall, the balance sheet shows stronger scale, loan growth and common-equity accumulation through fiscal 2024. However, declining cash balances, rising goodwill and the lack of detailed allowance and liquidity metrics warrant monitoring. The supplied data covers fiscal 2022 through fiscal 2024 and does not include income-statement or cash-flow information, so profitability, operating cash generation and dividend sustainability cannot be assessed here.

09/12/26 03:07 PM ETAI Generated. May Contain Errors.

Royal Bank Of Canada Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Royal Bank Of Canada's financial year ends in October. Their financial year 2025 ended on October 31, 2025.

Royal Bank Of Canada's net income appears to be on an upward trend, with a most recent value of $14.54 billion in 2025, rising from $8.91 billion in 2017. The previous period was $11.65 billion in 2024. Find out what analysts predict for Royal Bank Of Canada in the coming months.

Over the last 8 years, Royal Bank Of Canada's total revenue changed from $31.61 billion in 2017 to $25.80 billion in 2025, a change of -18.4%.

Royal Bank Of Canada's total liabilities were at $1.56 trillion at the end of 2025, a 6.4% increase from 2024, and a 76.3% increase since 2017.

In the past 8 years, Royal Bank Of Canada's cash and equivalents has ranged from $20.02 billion in 2019 to $91.83 billion in 2021, and is currently $26.43 billion as of their latest financial filing in 2025.

Over the last 8 years, Royal Bank Of Canada's book value per share changed from 0.00 in 2017 to 70.16 in 2025, a change of 7,015.9%.


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Financial statements for NYSE:RY last updated on 12/4/2025 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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