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Silvergate Capital (SI) Competitors

Silvergate Capital logo
$0.50 +0.10 (+25.00%)
As of 07/11/2025

SI vs. BMTX, CIZN, SBNY, SSB, GBCI, AUB, ABCB, UCB, RNST, and HTLF

Should you be buying Silvergate Capital stock or one of its competitors? The main competitors of Silvergate Capital include BM Technologies (BMTX), Citizens (CIZN), Signature Bank (SBNY), SouthState (SSB), Glacier Bancorp (GBCI), Atlantic Union Bankshares (AUB), Ameris Bancorp (ABCB), United Community Banks (UCB), Renasant (RNST), and Heartland Financial USA (HTLF). These companies are all part of the "state commercial banks" industry.

Silvergate Capital vs. Its Competitors

BM Technologies (NYSE:BMTX) and Silvergate Capital (NYSE:SI) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their media sentiment, dividends, analyst recommendations, risk, valuation, profitability, institutional ownership and earnings.

BM Technologies has higher revenue and earnings than Silvergate Capital. BM Technologies is trading at a lower price-to-earnings ratio than Silvergate Capital, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
BM Technologies$55.25M1.10-$17.33M-$1.11-4.50
Silvergate Capital-$609.47M-0.03-$937.91M-$29.96-0.02

BM Technologies has a beta of 0.17, indicating that its stock price is 83% less volatile than the S&P 500. Comparatively, Silvergate Capital has a beta of 2.23, indicating that its stock price is 123% more volatile than the S&P 500.

In the previous week, Silvergate Capital had 1 more articles in the media than BM Technologies. MarketBeat recorded 1 mentions for Silvergate Capital and 0 mentions for BM Technologies. BM Technologies' average media sentiment score of 0.00 beat Silvergate Capital's score of -0.30 indicating that BM Technologies is being referred to more favorably in the media.

Company Overall Sentiment
BM Technologies Neutral
Silvergate Capital Neutral

BM Technologies presently has a consensus price target of $5.40, suggesting a potential upside of 8.00%. Given BM Technologies' stronger consensus rating and higher probable upside, analysts clearly believe BM Technologies is more favorable than Silvergate Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
BM Technologies
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Silvergate Capital
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Silvergate Capital has a net margin of 45.10% compared to BM Technologies' net margin of -22.62%. Silvergate Capital's return on equity of 8.87% beat BM Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
BM Technologies-22.62% -47.64% -26.42%
Silvergate Capital 45.10%8.87%0.81%

20.2% of BM Technologies shares are owned by institutional investors. Comparatively, 94.4% of Silvergate Capital shares are owned by institutional investors. 8.4% of BM Technologies shares are owned by insiders. Comparatively, 1.7% of Silvergate Capital shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Summary

BM Technologies beats Silvergate Capital on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding SI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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SI vs. The Competition

MetricSilvergate CapitalState commercial banks IndustryFinance SectorNYSE Exchange
Market Cap$15.83M$1.33B$12.07B$20.61B
Dividend YieldN/A8.34%5.54%3.72%
P/E Ratio-0.0215.0719.2027.81
Price / Sales-0.033.5125.7140.76
Price / Cash0.2810.4721.4522.32
Price / Book0.011.002.284.57
Net Income-$937.91M$688.35M$992.82M$989.30M
7 Day Performance4.17%-0.25%-0.20%0.20%
1 Month Performance11.11%4.24%3.93%5.53%
1 Year Performance19.05%8.48%539.45%10.30%

Silvergate Capital Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SI
Silvergate Capital
N/A$0.50
+25.0%
N/A+20.5%$15.83M-$609.47M-0.02279News Coverage
Gap Down
BMTX
BM Technologies
0.0668 of 5 stars
$5.00
flat
$5.40
+8.0%
+74.2%$60.50M$55.25M-4.50280
CIZN
Citizens
2.6494 of 5 stars
$8.48
+0.4%
N/A+7.1%$47.95M$40.95M8.65250Analyst Forecast
SBNY
Signature Bank
0.1876 of 5 stars
$0.73
-3.3%
N/A-69.8%$45.62M$2.70B0.002,240Gap Down
SSB
SouthState
4.636 of 5 stars
$95.93
-1.0%
$116.27
+21.2%
+16.4%$9.74B$1.88B13.785,030News Coverage
Positive News
Analyst Forecast
GBCI
Glacier Bancorp
2.9424 of 5 stars
$45.72
-2.9%
$50.83
+11.2%
+17.4%$5.19B$836.32M27.383,550News Coverage
Positive News
Ex-Dividend
AUB
Atlantic Union Bankshares
4.3178 of 5 stars
$33.01
-1.6%
$39.00
+18.1%
-7.5%$4.70B$857.44M14.411,880News Coverage
Positive News
ABCB
Ameris Bancorp
3.249 of 5 stars
$67.04
-1.0%
$71.43
+6.5%
+23.4%$4.62B$1.12B12.872,850News Coverage
Positive News
UCB
United Community Banks
3.0429 of 5 stars
$31.18
-1.9%
$33.14
+6.3%
N/A$3.79B$938.98M15.283,070Positive News
Analyst Forecast
RNST
Renasant
3.3006 of 5 stars
$37.45
-1.8%
$41.00
+9.5%
+18.2%$3.56B$668.50M11.452,330News Coverage
Positive News
HTLF
Heartland Financial USA
0.8576 of 5 stars
$64.67
-2.2%
N/A+34.3%$2.77B$932.87M36.132,000High Trading Volume

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This page (NYSE:SI) was last updated on 7/13/2025 by MarketBeat.com Staff
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