Silvergate Capital (SI) Competitors

Silvergate Capital (NYSE:SI) and Glen Burnie Bancorp (NASDAQ:GLBZ) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their valuation, media sentiment, risk, analyst recommendations, profitability, institutional ownership, dividends, community ranking and earnings.

Is SI or GLBZ more profitable?

Silvergate Capital has a net margin of 45.10% compared to Glen Burnie Bancorp's net margin of -0.68%. Silvergate Capital's return on equity of 8.87% beat Glen Burnie Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Silvergate Capital	45.10%	8.87%	0.81%
Glen Burnie Bancorp	-0.68%	-0.59%	-0.03%

Which has more volatility and risk, SI or GLBZ?

Silvergate Capital has a beta of 2.23, meaning that its stock price is 123% more volatile than the S&P 500. Comparatively, Glen Burnie Bancorp has a beta of 0.29, meaning that its stock price is 71% less volatile than the S&P 500.

Is SI or GLBZ a better dividend stock?

Silvergate Capital pays an annual dividend of $2.9420 per share and has a dividend yield of 949.0%. Glen Burnie Bancorp pays an annual dividend of $0.10 per share and has a dividend yield of 2.0%. Silvergate Capital pays out -9.8% of its earnings in the form of a dividend. Glen Burnie Bancorp pays out 1,000.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Silvergate Capital is clearly the better dividend stock, given its higher yield and lower payout ratio.

Does the MarketBeat Community favor SI or GLBZ?

Glen Burnie Bancorp received 37 more outperform votes than Silvergate Capital when rated by MarketBeat users. Likewise, 67.22% of users gave Glen Burnie Bancorp an outperform vote while only 52.83% of users gave Silvergate Capital an outperform vote.

Company	Underperform	Outperform
Silvergate Capital	Outperform Votes 84 52.83%	Underperform Votes 75 47.17%
Glen Burnie Bancorp	Outperform Votes 121 67.22%	Underperform Votes 59 32.78%

Which has preferable earnings & valuation, SI or GLBZ?

Glen Burnie Bancorp has higher revenue and earnings than Silvergate Capital. Silvergate Capital is trading at a lower price-to-earnings ratio than Glen Burnie Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Silvergate Capital	-$609.47M	-0.02	-$937.91M	-$29.96	-0.01
Glen Burnie Bancorp	$11.69M	1.26	-$110K	$0.01	506.50

Does the media favor SI or GLBZ?

In the previous week, Glen Burnie Bancorp had 3 more articles in the media than Silvergate Capital. MarketBeat recorded 3 mentions for Glen Burnie Bancorp and 0 mentions for Silvergate Capital. Glen Burnie Bancorp's average media sentiment score of 0.55 beat Silvergate Capital's score of 0.00 indicating that Glen Burnie Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
Silvergate Capital	Neutral
Glen Burnie Bancorp	Positive

Do insiders and institutionals hold more shares of SI or GLBZ?

94.4% of Silvergate Capital shares are owned by institutional investors. Comparatively, 9.8% of Glen Burnie Bancorp shares are owned by institutional investors. 1.7% of Silvergate Capital shares are owned by company insiders. Comparatively, 14.6% of Glen Burnie Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

Glen Burnie Bancorp beats Silvergate Capital on 9 of the 17 factors compared between the two stocks.