Truist Financial (TFC) Financials

$40.65 -0.75 (-1.81%)

As of 05/20/2025 03:58 PM Eastern

Annual Income Statements for Truist Financial

This table shows Truist Financial's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Income / (Loss) Attributable to Common Shareholders	4,469	-1,452	5,927	6,033	4,184	3,028	3,063	2,220	2,259	1,936
Consolidated Net Income / (Loss)	4,840	-1,047	6,267	6,437	4,492	3,237	3,257	2,415	2,442	2,123
Net Income / (Loss) Continuing Operations	-45	-1,503	5,779	6,437	4,492	3,237	3,257	2,415	2,442	2,123
Total Pre-Tax Income	-601	-765	7,029	7,993	5,473	4,019	4,060	3,326	3,500	2,917
Total Revenue	13,278	20,022	19,973	22,296	22,705	12,568	6,682	11,317	10,793	9,611
Net Interest Income / (Expense)	14,091	14,524	14,313	13,006	13,826	7,313	6,682	6,535	6,321	5,592
Total Interest Income	25,066	24,452	16,634	13,774	15,548	9,409	8,120	7,374	7,066	6,327
Loans and Leases Interest Income	19,230	19,518	13,252	11,481	13,485	7,982	6,894	6,230	5,985	5,347
Investment Securities Interest Income	3,506	3,066	2,763	2,090	1,739	1,319	1,160	1,092	1,029	941
Other Interest Income	2,330	1,868	619	203	324	108	66	52	52	39
Total Interest Expense	10,975	9,928	2,321	768	1,722	2,096	1,438	839	745	735
Deposits Interest Expense	7,849	6,427	1,145	148	785	1,101	644	344	251	233
Short-Term Borrowings Interest Expense	1,313	1,286	385	47	137	198	111	41	9.00	4.00
Long-Term Debt Interest Expense	1,813	2,215	791	573	800	797	683	454	485	498
Total Non-Interest Income	-813	5,498	5,660	9,290	8,879	5,255	0.00	4,782	4,472	4,019
Provision for Credit Losses	1,870	2,109	777	-813	2,335	615	566	547	572	428
Total Non-Interest Expense	12,009	18,678	12,167	15,116	14,897	7,934	2,056	7,444	6,721	6,266
Salaries and Employee Benefits	6,506	6,516	6,558	8,632	8,146	4,833	4,313	4,226	4,029	3,469
Net Occupancy & Equipment Expense	1,029	1,039	1,139	1,277	1,388	787	758	784	972	1,035
Marketing Expense	268	260	321	294	273	137	102	94	-	-
Property & Liability Insurance Claims	344	824	183	137	125	81	134	153	145	101
Other Operating Expenses	3,253	3,071	2,861	3,190	3,162	1,436	-3,648	1,418	1,255	1,219
Depreciation Expense	144	175	184	190	258	136	120	120	-	-
Amortization Expense	345	395	455	574	685	164	131	142	150	105
Impairment Charge	0.00	6,078	0.00	0.00	-	-	-	-	-	-
Restructuring Charge	120	320	466	822	860	360	146	115	171	165
Income Tax Expense	-556	738	1,250	1,556	981	782	803	911	1,058	794
Net Income / (Loss) Discontinued Operations	4,885	456	488	-	-	-	-	-	-	-
Preferred Stock Dividends Declared	349	361	333	407	298	196	174	174	167	148
Net Income / (Loss) Attributable to Noncontrolling Interest	22	44	7.00	-3.00	10	13	20	21	16	39
Basic Earnings per Share	$3.36	($1.09)	$4.46	$4.51	$3.11	$3.76	$3.96	$2.78	$2.81	$2.59
Weighted Average Basic Shares Outstanding	1.33B	1.33B	1.33B	1.34B	1.35B	805.10M	772.96M	799.22M	804.68M	748.01M
Diluted Earnings per Share	$3.36	($1.09)	$4.43	$4.47	$3.08	$3.71	$3.91	$2.74	$2.77	$2.56
Weighted Average Diluted Shares Outstanding	1.33B	1.33B	1.34B	1.35B	1.36B	815.20M	783.48M	810.98M	814.92M	757.77M
Weighted Average Basic & Diluted Shares Outstanding	1.31B	1.33B	1.33B	1.33B	1.35B	1.34B	763.60M	798.60M	803.90M	747.50M
Cash Dividends to Common per Share	$2.08	$2.08	$2.00	$1.86	$1.80	$1.71	$1.56	$1.26	$1.15	$1.05

This table shows Truist Financial's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Income / (Loss) Attributable to Common Shareholders	1,157	1,216	1,336	826	1,091	-5,167	1,071	1,234	1,410	1,610	1,536
Consolidated Net Income / (Loss)	1,261	1,276	1,442	922	1,200	-5,090	1,183	1,345	1,515	1,682	1,637
Net Income / (Loss) Continuing Operations	1,261	1,289	1,439	-3,906	1,133	-5,191	1,109	1,169	1,410	1,194	1,637
Total Pre-Tax Income	1,535	1,554	1,710	-5,230	1,365	-5,247	1,312	1,399	1,771	1,379	2,000
Total Revenue	4,899	5,060	5,085	-1,685	4,818	4,882	4,869	4,983	5,288	3,146	5,847
Net Interest Income / (Expense)	3,507	3,590	3,602	3,527	3,372	3,519	3,535	3,603	3,867	3,978	3,745
Total Interest Income	5,988	6,179	6,352	6,351	6,184	6,266	6,227	6,175	5,784	5,235	4,369
Loans and Leases Interest Income	4,493	4,634	4,852	4,879	4,865	4,971	4,976	4,915	4,656	4,220	3,490
Investment Securities Interest Income	975	994	869	838	805	802	763	749	752	739	709
Other Interest Income	520	551	631	634	514	493	488	511	376	276	170
Total Interest Expense	2,481	2,589	2,750	2,824	2,812	2,747	2,692	2,572	1,917	1,257	624
Deposits Interest Expense	1,736	1,855	2,014	2,016	1,964	1,917	1,858	1,527	1,125	683	331
Short-Term Borrowings Interest Expense	336	303	282	362	366	354	343	311	278	242	103
Long-Term Debt Interest Expense	409	431	454	446	482	476	491	734	514	332	190
Total Non-Interest Income	1,392	1,470	1,483	-5,212	1,446	1,363	1,334	1,380	1,421	-832	2,102
Provision for Credit Losses	458	471	448	451	500	572	497	538	502	467	234
Total Non-Interest Expense	2,906	3,035	2,927	3,094	2,953	9,557	3,060	3,046	3,015	1,300	3,613
Salaries and Employee Benefits	1,587	1,587	1,628	1,661	1,630	1,474	1,669	1,705	1,668	289	2,116
Net Occupancy & Equipment Expense	245	291	241	249	248	262	253	253	271	220	298
Marketing Expense	75	74	75	63	56	53	70	69	68	39	105
Property & Liability Insurance Claims	69	56	51	85	152	599	77	73	75	52	52
Other Operating Expenses	782	896	789	880	688	796	789	755	731	554	795
Depreciation Expense	35	36	34	34	40	42	43	44	46	44	45
Amortization Expense	75	84	84	89	88	98	98	99	100	35	140
Impairment Charge	0.00	-	-	-	-	-	-	-	-	-	-
Restructuring Charge	38	11	25	33	51	155	61	48	56	67	62
Income Tax Expense	274	265	271	-1,324	232	-56	203	230	361	185	363
Net Income / (Loss) Discontinued Operations	0.00	-13	3.00	4,828	67	101	74	176	105	-	-
Preferred Stock Dividends Declared	104	60	106	77	106	77	106	75	103	71	97
Net Income / (Loss) Attributable to Noncontrolling Interest	0.00	-	0.00	19	3.00	-	6.00	36	2.00	1.00	4.00
Basic Earnings per Share	$0.88	$0.92	$1.00	$0.62	$0.82	($3.88)	$0.80	$0.93	$1.06	$1.21	$1.16
Weighted Average Basic Shares Outstanding	1.31B	1.33B	1.33B	1.34B	1.34B	1.33B	1.33B	1.33B	1.33B	1.33B	1.33B
Diluted Earnings per Share	$0.87	$0.94	$0.99	$0.62	$0.81	($3.86)	$0.80	$0.92	$1.05	$1.20	$1.15
Weighted Average Diluted Shares Outstanding	1.32B	1.33B	1.35B	1.34B	1.35B	1.33B	1.34B	1.34B	1.34B	1.34B	1.34B
Weighted Average Basic & Diluted Shares Outstanding	1.31B	1.31B	1.33B	1.34B	1.34B	1.33B	1.33B	1.33B	1.33B	1.33B	1.33B
Cash Dividends to Common per Share	$0.52	-	$0.52	$0.52	$0.52	-	$0.52	$0.52	$0.52	-	$0.52

This table details how cash moves in and out of Truist Financial's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Change in Cash & Equivalents	9,124	9,223	1,126	1,427	-197	15,221	888	-1,324	257	1,386
Net Cash From Operating Activities	2,164	8,631	11,081	7,892	7,437	1,520	4,349	4,635	3,115	3,131
Net Cash From Continuing Operating Activities	2,164	8,631	11,081	7,892	7,437	1,520	4,349	4,635	3,115	3,131
Net Income / (Loss) Continuing Operations	4,840	-1,047	6,267	6,437	4,492	3,237	3,257	2,415	2,442	2,123
Consolidated Net Income / (Loss)	4,840	-1,047	6,267	6,437	4,492	3,237	3,257	2,415	2,442	2,123
Provision For Loan Losses	1,870	2,109	777	-813	2,335	615	-	547	572	428
Depreciation Expense	613	688	783	810	923	466	424	408	405	356
Amortization Expense	366	527	583	574	685	164	131	142	150	105
Non-Cash Adjustments to Reconcile Net Income	1,601	5,199	-2,260	23	-294	313	652	405	-224	409
Changes in Operating Assets and Liabilities, net	-7,126	1,155	4,931	861	-704	-3,275	-115	718	-230	-290
Net Cash From Investing Activities	18,598	22,858	-29,972	-32,056	-43,652	8,348	-4,963	-5,410	-976	-1,849
Net Cash From Continuing Investing Activities	18,598	22,858	-29,972	-32,056	-43,652	8,348	-4,963	-5,410	-976	-1,849
Acquisitions	12,174	-17	-	-	-	-	-	-	-	-
Purchase of Investment Securities	-46,058	-4,476	-45,817	-60,988	-70,112	-41,932	-11,035	-17,724	-18,143	-18,451
Sale and/or Maturity of Investments	52,482	27,351	20,518	30,570	29,714	44,248	6,499	12,314	17,893	15,547
Net Cash From Financing Activities	-11,638	-22,266	20,017	25,591	36,018	5,353	1,502	-549	-1,882	104
Net Cash From Continuing Financing Activities	-10,888	-22,266	20,017	25,591	36,018	5,353	1,502	-549	-1,882	104
Net Change in Deposits	-6,883	-17,630	-2,986	35,423	48,599	2,917	3,838	-2,842	4,507	2,506
Issuance of Debt	22,799	50,943	33,837	3,928	14,520	13,377	3,009	12,415	297	1,290
Repayment of Debt	-22,438	-53,621	-7,297	-7,959	-28,278	-9,265	-2,636	-7,453	-5,849	-2,433
Repurchase of Common Equity	-1,000	0.00	-250	-1,616	0.00	0.00	-1,205	-1,613	-520	0.00
Payment of Dividends	-3,135	-3,131	-2,989	-2,852	-2,725	-1,459	-1,378	-1,179	-1,092	-937
Other Financing Activities, Net	-231	1,173	-298	82	953	-175	-126	123	325	-390
Cash Interest Paid	11,340	9,138	2,007	859	1,834	1,921	1,408	819	775	734
Cash Income Taxes Paid	830	780	479	792	126	443	99	429	844	655

This table details how cash moves in and out of Truist Financial's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Change in Cash & Equivalents	2,403	128	-1,239	5,894	4,341	812	-178	-6,586	15,175	-804	-888
Net Cash From Operating Activities	746	775	1,534	845	-990	2,376	2,407	3,730	118	3,534	3,770
Net Cash From Continuing Operating Activities	746	775	1,534	845	-990	2,376	2,407	3,730	118	3,534	3,770
Net Income / (Loss) Continuing Operations	1,261	1,276	1,442	922	1,200	-5,090	1,183	1,345	1,515	1,682	1,637
Consolidated Net Income / (Loss)	1,261	1,276	1,442	922	1,200	-5,090	1,183	1,345	1,515	1,682	1,637
Provision For Loan Losses	458	471	448	451	500	572	497	538	502	467	234
Depreciation Expense	145	153	145	151	164	166	172	170	180	202	184
Amortization Expense	75	84	84	89	109	130	130	131	136	163	140
Non-Cash Adjustments to Reconcile Net Income	190	-709	223	1,978	109	5,262	407	-618	148	-599	-702
Changes in Operating Assets and Liabilities, net	-1,383	-500	-808	-2,746	-3,072	1,336	18	2,164	-2,363	1,619	2,277
Net Cash From Investing Activities	-1,631	-7,960	-3,494	24,149	5,903	4,993	8,348	11,567	-2,050	-10,763	-8,404
Net Cash From Continuing Investing Activities	-1,631	-7,960	-3,494	24,149	5,903	4,993	8,348	11,567	-2,050	-10,763	-8,404
Acquisitions	0.00	-	-	-	-	-2.00	-	-	-	-	-
Purchase of Investment Securities	-4,643	-18,564	-7,165	-21,214	885	-11,547	4,095	4,951	-1,975	-9,637	-11,146
Sale and/or Maturity of Investments	3,012	10,594	3,567	33,303	5,018	16,542	4,268	6,616	-75	2,222	3,562
Net Cash From Financing Activities	3,288	7,313	721	-19,100	-572	-6,557	-10,933	-21,883	17,107	6,425	3,746
Net Cash From Continuing Financing Activities	3,288	8,063	721	-19,100	-572	-6,557	-10,933	-21,883	17,107	6,425	3,746
Net Change in Deposits	13,212	2,746	2,367	-10,397	-1,599	-4,159	-6,019	1,046	-8,498	-2,496	-8,765
Issuance of Debt	552	12,397	2,198	74	8,130	2,771	6,285	6,858	35,029	9,981	14,469
Repayment of Debt	-9,131	-5,690	-2,491	-8,000	-6,257	-4,059	-10,410	-30,932	-8,220	-306	-1,160
Repurchase of Common Equity	-500	-500	-500	-	0.00	-	-	-	0.00	-	-
Payment of Dividends	-783	-761	-801	-773	-800	-770	-799	-768	-794	-760	-788
Other Financing Activities, Net	-62	-129	-52	-4.00	-46	-340	10	1,913	-410	6.00	-10
Cash Interest Paid	2,378	2,676	2,873	2,965	2,826	2,708	2,389	2,374	1,667	1,025	552
Cash Income Taxes Paid	38	68	383	349	30	-5.00	225	537	23	57	4.00

This table presents Truist Financial's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Total Assets	531,176	535,349	555,255	541,241	509,228	473,078	225,697	221,642	219,276	209,947
Cash and Due from Banks	5,793	5,000	5,379	5,085	5,029	4,084	2,753	2,370	2,041	2,123
Federal Funds Sold	2,550	2,378	3,181	-	1,745	-	143	-	-	153
Interest Bearing Deposits at Other Banks	33,975	25,230	16,042	15,210	13,839	14,981	1,091	343	1,895	1,435
Trading Account Securities	123,204	125,805	134,419	167,880	124,660	90,250	45,981	48,673	43,606	43,827
Loans and Leases, Net of Allowance	306,383	312,061	321,614	285,078	293,899	298,293	147,455	142,211	141,833	134,491
Loans and Leases	306,383	312,061	325,991	289,513	299,734	299,842	149,013	143,701	143,322	135,951
Loans Held for Sale	1,388	1,280	1,444	-	6,059	-	988	-	1,716	1,035
Premises and Equipment, Net	3,225	3,298	3,605	3,700	3,870	3,712	2,118	2,055	2,107	2,007
Goodwill	17,125	17,156	27,013	26,098	24,447	24,154	9,818	9,618	9,638	8,548
Intangible Assets	1,550	1,909	3,672	3,408	2,984	3,142	758	711	854	686
Other Assets	40,840	46,030	38,886	34,782	32,696	34,462	14,592	15,291	15,098	15,186
Total Liabilities & Shareholders' Equity	531,176	535,349	555,255	541,241	509,228	473,078	225,697	221,642	219,276	209,947
Total Liabilities	467,497	476,096	494,718	471,970	438,316	406,520	195,519	191,947	189,350	182,607
Non-Interest Bearing Deposits	107,451	111,624	135,742	145,892	127,629	92,405	53,025	157,371	50,697	45,695
Interest Bearing Deposits	283,073	284,241	277,753	270,596	253,448	242,322	108,174	-	109,537	103,429
Short-Term Debt	29,205	24,828	23,422	5,292	6,092	18,218	5,178	4,938	1,406	3,593
Long-Term Debt	34,956	38,918	43,203	35,913	39,597	41,339	23,709	23,648	21,965	23,769
Other Long-Term Liabilities	12,812	16,485	14,598	14,277	11,550	12,236	5,433	5,990	5,745	6,121
Total Equity & Noncontrolling Interests	63,679	59,253	60,537	69,271	70,912	66,558	30,178	29,695	29,926	27,340
Total Preferred & Common Equity	63,679	59,101	60,514	69,271	70,807	66,384	30,122	29,648	29,881	27,306
Total Common Equity	63,679	59,101	60,514	62,598	70,807	61,282	30,122	26,595	29,881	27,306
Common Stock	42,208	42,846	41,178	41,204	42,588	42,320	10,666	11,803	13,151	12,267
Retained Earnings	23,777	22,088	26,264	22,998	19,455	19,806	18,118	16,259	14,809	13,464
Accumulated Other Comprehensive Income / (Loss)	-8,213	-12,506	-13,601	-1,604	716	-844	-1,715	-1,467	-1,132	-1,028
Other Equity Adjustments	5,907	6,673	6,673	-	8,048	-	3,053	-	3,053	2,603
Noncontrolling Interest	0.00	152	23	0.00	105	174	56	47	45	34

This table presents Truist Financial's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Total Assets	535,899	531,176	523,434	519,853	534,959	535,349	542,707	554,549	574,354	555,255	548,438
Cash and Due from Banks	5,996	5,793	5,229	5,204	5,040	5,000	5,156	4,782	4,629	5,379	5,031
Federal Funds Sold	2,810	2,550	2,973	2,338	2,091	2,378	2,018	2,315	3,637	3,181	2,568
Interest Bearing Deposits at Other Banks	36,175	33,975	34,411	35,675	29,510	25,230	24,676	25,228	32,967	16,042	17,194
Trading Account Securities	123,726	123,204	120,815	113,974	124,687	125,805	124,443	129,020	133,391	134,419	137,596
Loans and Leases, Net of Allowance	303,768	306,383	298,242	300,884	302,421	312,061	311,006	317,486	323,194	321,614	310,130
Loans and Leases	308,638	306,383	303,084	305,692	307,224	312,061	315,699	322,092	327,673	325,991	314,335
Allowance for Loan and Lease Losses	4,870	-	4,842	4,808	4,803	-	4,693	4,606	4,479	4,377	4,205
Loans Held for Sale	1,114	1,388	1,278	1,457	1,253	1,280	1,413	1,923	2,160	1,444	2,304
Premises and Equipment, Net	3,168	3,225	3,251	3,244	3,274	3,298	3,394	3,453	3,519	3,605	3,585
Goodwill	17,125	17,125	17,125	17,157	17,157	17,156	26,979	27,013	27,014	27,013	26,810
Intangible Assets	1,473	1,550	1,635	1,729	1,816	1,909	3,292	3,403	3,535	3,672	3,726
Other Assets	40,544	40,840	38,475	38,191	47,710	46,030	40,330	39,926	40,308	38,886	39,494
Total Liabilities & Shareholders' Equity	535,899	531,176	523,434	519,853	534,959	535,349	542,707	554,549	574,354	555,255	548,438
Total Liabilities	471,264	467,497	457,738	456,026	475,906	476,096	480,700	490,868	511,960	494,718	487,627
Non-Interest Bearing Deposits	108,461	107,451	105,984	107,310	110,901	111,624	116,674	121,831	128,719	135,742	144,826
Interest Bearing Deposits	295,275	283,073	281,794	278,101	283,364	284,241	283,350	284,212	276,278	277,753	271,166
Short-Term Debt	23,730	29,205	20,859	22,816	26,329	24,828	23,485	24,456	23,678	23,422	25,687
Long-Term Debt	32,030	34,956	36,770	34,616	39,071	38,918	41,232	44,749	69,895	43,203	31,172
Other Long-Term Liabilities	11,768	12,812	12,331	13,183	16,241	16,485	15,959	15,620	13,390	14,598	14,776
Total Equity & Noncontrolling Interests	64,635	63,679	65,696	63,827	59,053	59,253	62,007	63,681	62,394	60,537	60,811
Total Preferred & Common Equity	64,635	63,679	65,696	63,827	58,821	59,101	61,840	63,526	62,372	60,514	60,788
Preferred Stock	5,907	-	-	-	-	-	-	6,673	6,673	-	-
Total Common Equity	58,728	63,679	65,696	63,827	58,821	59,101	61,840	56,853	55,699	60,514	60,788
Common Stock	41,726	42,208	42,658	43,055	42,887	42,846	42,782	42,650	41,242	41,178	41,121
Retained Earnings	24,252	23,777	23,248	22,603	22,483	22,088	27,944	27,577	27,038	26,264	25,344
Accumulated Other Comprehensive Income / (Loss)	-7,250	-8,213	-6,883	-8,504	-13,222	-12,506	-15,559	-13,374	-12,581	-13,601	-12,350
Noncontrolling Interest	0.00	0.00	0.00	0.00	232	152	167	155	22	23	23

This table displays calculated financial ratios and metrics derived from Truist Financial's official financial filings.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	-33.68%	0.25%	-10.42%	-1.80%	80.66%	88.09%	-40.96%	4.86%	12.30%	4.13%
EBITDA Growth	-16.00%	-94.64%	-10.47%	32.42%	52.31%	0.74%	19.07%	-4.41%	20.04%	-4.87%
EBIT Growth	21.44%	-110.88%	-12.06%	46.04%	36.18%	-1.01%	22.07%	-4.97%	19.99%	-6.72%
NOPAT Growth	21.44%	-109.27%	-10.22%	43.30%	38.77%	-0.61%	34.87%	-1.11%	15.03%	-3.76%
Net Income Growth	562.27%	-116.71%	-2.64%	43.30%	38.77%	-0.61%	34.87%	-1.11%	15.03%	-3.76%
EPS Growth	408.26%	-124.61%	-0.89%	45.13%	-16.98%	-5.12%	42.70%	-1.08%	8.20%	-5.88%
Operating Cash Flow Growth	-74.93%	-22.11%	40.41%	6.12%	389.28%	-65.05%	-6.17%	48.80%	-0.51%	-2.46%
Free Cash Flow Firm Growth	-245.05%	133.26%	-186.83%	-10.31%	121.95%	-2,680.39%	196.26%	-166.78%	427.96%	-54.34%
Invested Capital Growth	3.94%	-3.27%	15.10%	-5.25%	-7.54%	113.52%	1.35%	9.35%	-2.57%	6.41%
Revenue Q/Q Growth	-19.37%	-6.21%	-10.81%	-16.70%	39.34%	79.36%	-41.83%	1.27%	1.97%	1.71%
EBITDA Q/Q Growth	106.54%	-94.22%	-6.34%	2.96%	15.50%	-1.27%	3.11%	-1.57%	4.08%	-2.09%
EBIT Q/Q Growth	91.19%	-111.77%	-7.74%	4.28%	16.17%	-3.16%	3.41%	-1.60%	4.07%	-2.90%
NOPAT Q/Q Growth	91.19%	-109.97%	-6.59%	4.41%	15.54%	-2.38%	4.42%	1.00%	4.31%	-2.79%
Net Income Q/Q Growth	417.17%	-118.29%	1.29%	4.41%	15.54%	-2.38%	4.42%	1.00%	4.31%	-2.79%
EPS Q/Q Growth	333.33%	-127.46%	1.61%	5.67%	6.57%	-6.78%	5.39%	2.24%	2.97%	-4.83%
Operating Cash Flow Q/Q Growth	-42.52%	-11.83%	-10.30%	43.67%	62.20%	-54.42%	-6.55%	-14.75%	66.93%	-13.22%
Free Cash Flow Firm Q/Q Growth	-282.28%	198.47%	-2,372.29%	9.93%	131.05%	1.69%	-96.00%	-472.32%	2,687.68%	52.89%
Invested Capital Q/Q Growth	3.66%	-2.94%	8.07%	-1.33%	-0.53%	84.84%	0.00%	-0.60%	-6.38%	-0.05%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	2.85%	2.25%	42.03%	42.06%	31.19%	36.99%	69.07%	34.25%	37.57%	35.15%
EBIT Margin	-4.53%	-3.82%	35.19%	35.85%	24.10%	31.98%	60.76%	29.39%	32.43%	30.35%
Profit (Net Income) Margin	36.45%	-5.23%	31.38%	28.87%	19.78%	25.76%	48.74%	21.34%	22.63%	22.09%
Tax Burden Percent	-805.32%	136.86%	89.16%	80.53%	82.08%	80.54%	80.22%	72.61%	69.77%	72.78%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	0.00%	0.00%	17.78%	19.47%	17.92%	19.46%	19.78%	27.39%	30.23%	27.22%
Return on Invested Capital (ROIC)	-0.34%	-0.43%	4.86%	5.67%	3.70%	3.50%	5.55%	4.33%	4.52%	4.00%
ROIC Less NNEP Spread (ROIC-NNEP)	7.89%	-1.21%	5.77%	5.67%	3.70%	3.50%	5.55%	4.33%	4.52%	4.00%
Return on Net Nonoperating Assets (RNNOA)	8.21%	-1.32%	4.79%	3.51%	2.83%	3.20%	5.33%	3.77%	4.01%	4.21%
Return on Equity (ROE)	7.87%	-1.75%	9.66%	9.18%	6.54%	6.69%	10.88%	8.10%	8.53%	8.21%
Cash Return on Invested Capital (CROIC)	-4.20%	2.90%	-9.18%	11.06%	11.54%	-68.92%	4.21%	-4.60%	7.12%	-2.21%
Operating Return on Assets (OROA)	-0.11%	-0.14%	1.28%	1.52%	1.11%	1.15%	1.82%	1.51%	1.63%	1.47%
Return on Assets (ROA)	0.91%	-0.19%	1.14%	1.23%	0.91%	0.93%	1.46%	1.10%	1.14%	1.07%
Return on Common Equity (ROCE)	7.86%	-1.75%	9.16%	8.74%	6.28%	6.32%	10.31%	7.67%	8.52%	8.19%
Return on Equity Simple (ROE_SIMPLE)	7.60%	-1.77%	10.36%	9.29%	6.34%	4.88%	10.81%	8.15%	8.17%	7.77%
Net Operating Profit after Tax (NOPAT)	-421	-536	5,779	6,437	4,492	3,237	3,257	2,415	2,442	2,123
NOPAT Margin	-3.17%	-2.67%	28.93%	28.87%	19.78%	25.76%	48.74%	21.34%	22.63%	22.09%
Net Nonoperating Expense Percent (NNEP)	-8.23%	0.78%	-0.91%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	58.77%	39.03%	40.14%	45.76%	43.19%	45.81%	77.42%	45.10%	46.34%	46.86%
Operating Expenses to Revenue	90.44%	93.29%	60.92%	67.80%	65.61%	63.13%	30.77%	65.78%	62.27%	65.20%
Earnings before Interest and Taxes (EBIT)	-601	-765	7,029	7,993	5,473	4,019	4,060	3,326	3,500	2,917
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	378	450	8,395	9,377	7,081	4,649	4,615	3,876	4,055	3,378
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.89	0.78	0.83	1.08	0.77	0.57	0.00	1.11	0.94	0.77
Price to Tangible Book Value (P/TBV)	1.27	1.16	1.69	2.05	1.25	1.02	0.00	1.82	1.44	1.16
Price to Revenue (P/Rev)	4.29	2.31	2.52	3.04	2.39	2.76	0.00	2.61	2.60	2.18
Price to Earnings (P/E)	12.74	0.00	8.49	11.23	12.97	11.46	0.00	13.33	12.40	10.83
Dividend Yield	4.85%	6.00%	5.27%	3.67%	4.47%	3.78%	4.63%	3.36%	3.33%	3.91%
Earnings Yield	7.85%	0.00%	11.78%	8.91%	7.71%	8.72%	0.00%	7.50%	8.07%	9.23%
Enterprise Value to Invested Capital (EV/IC)	0.62	0.63	0.73	0.86	0.68	0.64	0.00	1.00	0.88	0.81
Enterprise Value to Revenue (EV/Rev)	5.93	3.87	4.62	4.27	3.50	6.40	0.00	5.14	4.35	4.60
Enterprise Value to EBITDA (EV/EBITDA)	208.43	172.29	11.00	10.16	11.22	17.31	0.00	15.01	11.59	13.08
Enterprise Value to EBIT (EV/EBIT)	0.00	0.00	13.14	11.92	14.51	20.02	0.00	17.50	13.43	15.15
Enterprise Value to NOPAT (EV/NOPAT)	0.00	0.00	15.98	14.81	17.68	24.86	0.00	24.10	19.25	20.82
Enterprise Value to Operating Cash Flow (EV/OCF)	36.41	8.98	8.34	12.08	10.68	52.95	0.00	12.56	15.09	14.12
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	21.37	0.00	7.59	5.67	0.00	0.00	0.00	12.22	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	1.01	1.08	1.10	0.59	0.64	0.89	0.96	0.96	0.78	1.00
Long-Term Debt to Equity	0.55	0.66	0.71	0.52	0.56	0.62	0.79	0.80	0.73	0.87
Financial Leverage	1.04	1.09	0.83	0.62	0.77	0.91	0.96	0.87	0.89	1.05
Leverage Ratio	8.68	9.10	8.45	7.49	7.15	7.22	7.47	7.40	7.50	7.67
Compound Leverage Factor	8.68	9.10	8.45	7.49	7.15	7.22	7.47	7.40	7.50	7.67
Debt to Total Capital	50.19%	51.83%	52.39%	37.30%	39.18%	47.22%	48.91%	49.05%	43.85%	50.02%
Short-Term Debt to Total Capital	22.85%	20.19%	18.42%	4.79%	5.22%	14.45%	8.77%	8.47%	2.64%	6.57%
Long-Term Debt to Total Capital	27.34%	31.64%	33.97%	32.51%	33.96%	32.78%	40.14%	40.58%	41.21%	43.45%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	6.04%	0.00%	4.05%	0.00%	5.24%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.12%	0.02%	0.00%	0.09%	0.14%	0.09%	0.08%	0.08%	0.06%
Common Equity to Total Capital	49.81%	48.05%	47.59%	56.66%	60.73%	48.59%	51.00%	45.63%	56.07%	49.92%
Debt to EBITDA	169.74	141.66	7.94	4.39	6.45	12.81	6.26	7.38	5.76	8.10
Net Debt to EBITDA	57.79	69.20	5.01	2.23	3.54	8.71	5.40	6.58	4.67	6.87
Long-Term Debt to EBITDA	92.48	86.48	5.15	3.83	5.59	8.89	5.14	6.10	5.42	7.04
Debt to NOPAT	-152.51	-119.04	11.53	6.40	10.17	18.40	8.87	11.84	9.57	12.89
Net Debt to NOPAT	-51.92	-58.15	7.27	3.25	5.58	12.51	7.65	10.56	7.76	10.93
Long-Term Debt to NOPAT	-83.09	-72.68	7.48	5.58	8.82	12.77	7.28	9.79	8.99	11.20
Noncontrolling Interest Sharing Ratio	0.12%	0.15%	5.16%	4.84%	3.91%	5.51%	5.27%	5.28%	0.14%	0.24%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-5,262	3,628	-10,907	12,562	14,006	-63,813	2,473	-2,569	3,847	-1,173
Operating Cash Flow to CapEx	0.00%	0.00%	0.00%	0.00%	912.52%	678.57%	1,198.07%	0.00%	0.00%	0.00%
Free Cash Flow to Firm to Interest Expense	-0.48	0.37	-4.70	16.36	8.13	-30.45	1.72	-3.06	5.16	-1.60
Operating Cash Flow to Interest Expense	0.20	0.87	4.77	10.28	4.32	0.73	3.02	5.52	4.18	4.26
Operating Cash Flow Less CapEx to Interest Expense	0.20	0.87	4.77	10.28	3.85	0.62	2.77	5.52	4.18	4.26
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.02	0.04	0.04	0.04	0.05	0.04	0.03	0.05	0.05	0.05
Fixed Asset Turnover	4.07	5.80	5.47	5.89	5.99	4.31	3.20	5.44	5.25	5.01
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	127,840	122,999	127,162	110,476	116,601	126,115	59,065	58,281	53,297	54,702
Invested Capital Turnover	0.11	0.16	0.17	0.20	0.19	0.14	0.11	0.20	0.20	0.18
Increase / (Decrease) in Invested Capital	4,841	-4,163	16,686	-6,125	-9,514	67,050	784	4,984	-1,405	3,296
Enterprise Value (EV)	78,786	77,530	92,369	95,307	79,427	80,476	0.00	58,194	47,002	44,195
Market Capitalization	56,943	46,240	50,323	67,724	54,246	34,708	0.00	29,591	28,010	20,966
Book Value per Share	$47.97	$44.31	$45.61	$46.89	$52.52	$79.97	$38.97	$33.71	$36.83	$35.00
Tangible Book Value per Share	$33.90	$30.02	$22.48	$24.79	$32.18	$44.35	$25.29	$20.62	$23.90	$23.16
Total Capital	127,840	122,999	127,162	110,476	116,601	126,115	59,065	58,281	53,297	54,702
Total Debt	64,161	63,746	66,625	41,205	45,689	59,557	28,887	28,586	23,371	27,362
Total Long-Term Debt	34,956	38,918	43,203	35,913	39,597	41,339	23,709	23,648	21,965	23,769
Net Debt	21,843	31,138	42,023	20,910	25,076	40,492	24,900	25,503	18,947	23,195
Capital Expenditures (CapEx)	0.00	0.00	0.00	0.00	815	224	363	0.00	0.00	0.00
Net Nonoperating Expense (NNE)	-5,261	512	-488	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	64,161	63,746	66,625	41,205	45,689	59,557	28,887	28,586	23,371	27,362
Total Depreciation and Amortization (D&A)	979	1,215	1,366	1,384	1,608	630	555	550	555	461
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$3.36	($1.09)	$4.46	$4.51	$3.11	$3.76	$3.96	$2.78	$2.81	$2.59
Adjusted Weighted Average Basic Shares Outstanding	1.33B	1.33B	1.33B	1.34B	1.35B	805.10M	772.96M	799.22M	804.68M	748.01M
Adjusted Diluted Earnings per Share	$3.36	($1.09)	$4.43	$4.47	$3.08	$3.71	$3.91	$2.74	$2.77	$2.56
Adjusted Weighted Average Diluted Shares Outstanding	1.33B	1.33B	1.34B	1.35B	1.36B	815.20M	783.48M	810.98M	814.92M	757.77M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	1.31B	1.33B	1.33B	1.33B	1.35B	1.34B	763.60M	778.29M	808.39M	780.45M
Normalized Net Operating Profit after Tax (NOPAT)	-337	3,943	6,162	7,099	5,198	3,527	3,374	2,783	2,561	2,368
Normalized NOPAT Margin	-2.54%	19.69%	30.85%	31.84%	22.89%	28.06%	50.50%	24.59%	23.72%	24.64%
Pre Tax Income Margin	-4.53%	-3.82%	35.19%	35.85%	24.10%	31.98%	60.76%	29.39%	32.43%	30.35%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	-0.05	-0.08	3.03	10.41	3.18	1.92	2.82	3.96	4.70	3.97
NOPAT to Interest Expense	-0.04	-0.05	2.49	8.38	2.61	1.54	2.27	2.88	3.28	2.89
EBIT Less CapEx to Interest Expense	-0.05	-0.08	3.03	10.41	2.71	1.81	2.57	3.96	4.70	3.97
NOPAT Less CapEx to Interest Expense	-0.04	-0.05	2.49	8.38	2.14	1.44	2.01	2.88	3.28	2.89
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	64.77%	-299.04%	47.69%	44.31%	60.66%	45.07%	42.31%	48.82%	44.72%	44.14%
Augmented Payout Ratio	85.43%	-299.04%	51.68%	69.41%	60.66%	45.07%	79.31%	115.61%	66.01%	44.14%

This table displays calculated financial ratios and metrics derived from Truist Financial's official financial filings.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	1.68%	3.65%	4.44%	-133.82%	-8.89%	55.18%	-16.73%	-11.88%	-0.69%	-43.48%	4.45%
EBITDA Growth	7.14%	136.17%	20.14%	-393.53%	-21.51%	-383.89%	-30.55%	-24.41%	0.43%	-24.57%	-6.33%
EBIT Growth	12.45%	129.62%	30.34%	-473.84%	-22.92%	-480.49%	-34.40%	-26.52%	1.43%	-29.96%	-5.97%
NOPAT Growth	11.30%	135.09%	29.76%	-413.17%	-19.65%	-407.61%	-32.25%	-23.69%	-0.42%	-25.47%	-3.93%
Net Income Growth	5.08%	125.07%	21.89%	-31.45%	-20.79%	-402.62%	-27.73%	-12.21%	6.99%	4.99%	-3.93%
EPS Growth	7.41%	124.35%	23.75%	-32.61%	-22.86%	-421.67%	-30.43%	-15.60%	6.06%	6.19%	-4.17%
Operating Cash Flow Growth	175.35%	-67.38%	-36.27%	-77.35%	-938.98%	-32.77%	-36.15%	-5.93%	162.77%	-26.48%	1,829.36%
Free Cash Flow Firm Growth	-83.71%	-824.75%	160.89%	132.30%	164.53%	103.16%	-95.21%	-483.26%	-664.02%	-300.49%	-158.43%
Invested Capital Growth	-3.26%	3.94%	-2.68%	-8.75%	-20.21%	-3.27%	7.69%	24.13%	50.02%	15.10%	5.10%
Revenue Q/Q Growth	-3.18%	-0.49%	401.78%	-134.97%	-35.30%	0.27%	-2.29%	-5.77%	-14.82%	-46.19%	3.40%
EBITDA Q/Q Growth	-2.01%	-7.63%	138.86%	-404.64%	136.51%	-406.75%	-5.06%	-18.54%	-12.46%	-24.96%	3.33%
EBIT Q/Q Growth	-1.22%	-9.12%	132.70%	-483.15%	128.54%	-499.92%	-6.22%	-21.01%	-12.28%	-31.05%	5.04%
NOPAT Q/Q Growth	-2.17%	-10.42%	139.31%	-423.12%	133.84%	-431.19%	-5.13%	-17.09%	-16.17%	-27.06%	6.85%
Net Income Q/Q Growth	-1.18%	-11.51%	56.40%	-23.17%	123.58%	-530.26%	-12.04%	-11.22%	-9.93%	2.75%	6.85%
EPS Q/Q Growth	-7.45%	-5.05%	59.68%	-23.46%	120.98%	-582.50%	-13.04%	-12.38%	-12.50%	4.35%	5.50%
Operating Cash Flow Q/Q Growth	-3.74%	-49.48%	81.54%	185.35%	-141.67%	-1.29%	-35.47%	3,061.02%	-96.66%	-6.26%	-4.92%
Free Cash Flow Firm Q/Q Growth	249.75%	-173.42%	-39.27%	-75.60%	3,906.26%	106.17%	67.79%	51.25%	-237.20%	-280.64%	-163.25%
Invested Capital Q/Q Growth	-5.82%	3.66%	1.70%	-2.57%	1.18%	-2.94%	-4.64%	-14.80%	22.65%	8.07%	9.92%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	35.82%	35.40%	38.13%	0.00%	34.00%	-101.41%	33.15%	34.12%	39.47%	55.44%	39.75%
EBIT Margin	31.33%	30.71%	33.63%	0.00%	28.33%	-107.48%	26.95%	28.08%	33.49%	43.83%	34.21%
Profit (Net Income) Margin	25.74%	25.22%	28.36%	0.00%	24.91%	-104.26%	24.30%	26.99%	28.65%	53.46%	28.00%
Tax Burden Percent	82.15%	82.11%	84.33%	-17.63%	87.91%	97.01%	90.17%	96.14%	85.54%	121.97%	81.85%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	17.85%	17.05%	15.85%	0.00%	17.00%	0.00%	15.47%	16.44%	20.38%	13.42%	18.15%
Return on Invested Capital (ROIC)	2.81%	2.70%	3.73%	0.00%	3.84%	-12.04%	3.98%	4.37%	4.72%	6.38%	5.46%
ROIC Less NNEP Spread (ROIC-NNEP)	2.81%	2.68%	3.73%	0.00%	3.93%	-14.22%	4.10%	4.68%	4.88%	7.28%	5.46%
Return on Net Nonoperating Assets (RNNOA)	2.75%	2.78%	3.58%	0.00%	5.14%	-15.47%	4.06%	4.18%	5.07%	6.05%	4.21%
Return on Equity (ROE)	5.56%	5.48%	7.30%	0.00%	8.99%	-27.52%	8.04%	8.55%	9.79%	12.43%	9.67%
Cash Return on Invested Capital (CROIC)	3.07%	-4.20%	-1.10%	5.17%	22.18%	2.90%	-3.01%	-16.62%	-35.20%	-9.18%	0.42%
Operating Return on Assets (OROA)	0.78%	0.76%	1.04%	0.00%	1.17%	-3.95%	1.05%	1.14%	1.38%	1.60%	1.42%
Return on Assets (ROA)	0.64%	0.63%	0.88%	0.00%	1.03%	-3.83%	0.95%	1.10%	1.18%	1.95%	1.16%
Return on Common Equity (ROCE)	5.28%	5.48%	7.29%	0.00%	8.47%	-27.48%	8.03%	8.08%	9.27%	11.79%	9.17%
Return on Equity Simple (ROE_SIMPLE)	7.58%	0.00%	-2.32%	-2.80%	-2.32%	0.00%	9.26%	9.73%	10.21%	0.00%	10.18%
Net Operating Profit after Tax (NOPAT)	1,261	1,289	1,439	-3,661	1,133	-3,673	1,109	1,169	1,410	1,194	1,637
NOPAT Margin	25.74%	25.47%	28.30%	0.00%	23.52%	-75.23%	22.78%	23.46%	26.66%	37.95%	28.00%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.02%	0.00%	-7.24%	-0.08%	2.17%	-0.12%	-0.31%	-0.16%	-0.91%	0.00%
SG&A Expenses to Revenue	38.93%	38.58%	38.23%	0.00%	40.14%	36.64%	40.91%	40.68%	37.95%	17.42%	43.08%
Operating Expenses to Revenue	59.32%	59.98%	57.56%	0.00%	61.29%	195.76%	62.85%	61.13%	57.02%	41.32%	61.79%
Earnings before Interest and Taxes (EBIT)	1,535	1,554	1,710	-5,230	1,365	-5,247	1,312	1,399	1,771	1,379	2,000
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	1,755	1,791	1,939	-4,990	1,638	-4,951	1,614	1,700	2,087	1,744	2,324
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.91	0.89	0.87	0.80	0.86	0.78	0.58	0.66	0.74	0.83	0.85
Price to Tangible Book Value (P/TBV)	1.34	1.27	1.22	1.14	1.27	1.16	1.14	1.42	1.64	1.69	1.70
Price to Revenue (P/Rev)	4.02	4.29	3.48	3.16	2.21	2.31	1.69	1.68	1.79	2.52	2.30
Price to Earnings (P/E)	11.84	12.74	0.00	0.00	0.00	0.00	6.76	6.48	6.87	8.49	8.81
Dividend Yield	5.05%	4.85%	4.86%	5.42%	5.48%	6.00%	7.70%	7.38%	6.57%	5.27%	5.05%
Earnings Yield	8.44%	7.85%	0.00%	0.00%	0.00%	0.00%	14.80%	15.43%	14.57%	11.78%	11.35%
Enterprise Value to Invested Capital (EV/IC)	0.58	0.62	0.59	0.54	0.64	0.63	0.54	0.61	0.64	0.73	0.71
Enterprise Value to Revenue (EV/Rev)	5.27	5.93	4.39	4.03	3.48	3.87	3.23	3.64	4.36	4.62	3.73
Enterprise Value to EBITDA (EV/EBITDA)	142.22	208.43	0.00	0.00	137.10	172.29	8.86	9.56	11.09	11.00	9.32
Enterprise Value to EBIT (EV/EBIT)	0.00	0.00	0.00	0.00	0.00	0.00	10.62	11.30	13.04	13.14	10.97
Enterprise Value to NOPAT (EV/NOPAT)	0.00	0.00	0.00	0.00	0.00	0.00	12.85	13.77	16.02	15.98	13.50
Enterprise Value to Operating Cash Flow (EV/OCF)	18.05	36.41	19.20	14.13	10.59	8.98	7.05	7.28	8.81	8.34	6.76
Enterprise Value to Free Cash Flow (EV/FCFF)	18.74	0.00	0.00	9.97	2.56	21.37	0.00	0.00	0.00	0.00	174.06
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.86	1.01	0.88	0.90	1.11	1.08	1.04	1.09	1.50	1.10	0.94
Long-Term Debt to Equity	0.50	0.55	0.56	0.54	0.66	0.66	0.67	0.70	1.12	0.71	0.51
Financial Leverage	0.98	1.04	0.96	0.99	1.31	1.09	0.99	0.89	1.04	0.83	0.77
Leverage Ratio	8.66	8.68	8.35	8.43	9.13	9.10	8.88	8.68	8.78	8.45	8.31
Compound Leverage Factor	8.66	8.68	8.35	8.43	9.13	9.10	8.88	8.68	8.78	8.45	8.31
Debt to Total Capital	46.31%	50.19%	46.73%	47.36%	52.55%	51.83%	51.07%	52.08%	60.00%	52.39%	48.32%
Short-Term Debt to Total Capital	19.71%	22.85%	16.91%	18.82%	21.16%	20.19%	18.53%	18.40%	15.18%	18.42%	21.83%
Long-Term Debt to Total Capital	26.60%	27.34%	29.82%	28.55%	31.39%	31.64%	32.54%	33.67%	44.81%	33.97%	26.49%
Preferred Equity to Total Capital	4.91%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	5.02%	4.28%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.19%	0.12%	0.13%	0.12%	0.01%	0.02%	0.02%
Common Equity to Total Capital	48.78%	49.81%	53.27%	52.64%	47.26%	48.05%	48.80%	42.78%	35.71%	47.59%	51.66%
Debt to EBITDA	112.65	169.74	-9.96	-9.40	112.56	141.66	8.31	8.15	10.35	7.94	6.34
Net Debt to EBITDA	21.78	57.79	-2.60	-2.33	49.50	69.20	4.22	4.34	5.79	5.01	3.58
Long-Term Debt to EBITDA	64.71	92.48	-6.36	-5.67	67.25	86.48	5.30	5.27	7.73	5.15	3.48
Debt to NOPAT	-184.82	-152.51	-12.07	-11.36	-158.09	-119.04	12.05	11.73	14.95	11.53	9.19
Net Debt to NOPAT	-35.73	-51.92	-3.14	-2.81	-69.52	-58.15	6.12	6.25	8.36	7.27	5.18
Long-Term Debt to NOPAT	-106.17	-83.09	-7.70	-6.85	-94.44	-72.68	7.68	7.59	11.16	7.48	5.04
Noncontrolling Interest Sharing Ratio	4.96%	0.12%	0.13%	0.00%	5.70%	0.15%	0.15%	5.41%	5.27%	5.16%	5.16%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	5,319	-3,552	4,838	7,966	32,647	490	-7,945	-24,663	-50,593	-15,492	-4,070
Operating Cash Flow to CapEx	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow to Firm to Interest Expense	2.14	-1.37	1.76	2.82	11.61	0.18	-2.95	-9.59	-26.39	-12.32	-6.52
Operating Cash Flow to Interest Expense	0.30	0.30	0.56	0.30	-0.35	0.86	0.89	1.45	0.06	2.81	6.04
Operating Cash Flow Less CapEx to Interest Expense	0.30	0.30	0.56	0.30	-0.35	0.86	0.89	1.45	0.06	2.81	6.04
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.03	0.02	0.03	0.03	0.04	0.04	0.04	0.04	0.04	0.04	0.04
Fixed Asset Turnover	4.15	4.07	4.96	4.85	6.75	5.80	6.12	6.26	6.41	5.47	6.13
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	120,395	127,840	123,325	121,259	124,453	122,999	126,724	132,886	155,967	127,162	117,670
Invested Capital Turnover	0.11	0.11	0.13	0.13	0.16	0.16	0.17	0.19	0.18	0.17	0.20
Increase / (Decrease) in Invested Capital	-4,058	4,841	-3,399	-11,627	-31,514	-4,163	9,054	25,832	52,003	16,686	5,707
Enterprise Value (EV)	70,401	78,786	72,291	65,557	79,657	77,530	69,012	81,241	100,295	92,369	83,547
Market Capitalization	53,715	56,943	57,275	51,342	50,666	46,240	35,978	37,533	41,260	50,323	51,458
Book Value per Share	$44.99	$47.97	$49.06	$47.70	$44.06	$44.31	$46.43	$42.69	$41.94	$45.61	$45.83
Tangible Book Value per Share	$30.74	$33.90	$35.05	$33.59	$29.85	$30.02	$23.70	$19.85	$18.94	$22.48	$22.81
Total Capital	120,395	127,840	123,325	121,259	124,453	122,999	126,724	132,886	155,967	127,162	117,670
Total Debt	55,760	64,161	57,629	57,432	65,400	63,746	64,717	69,205	93,573	66,625	56,859
Total Long-Term Debt	32,030	34,956	36,770	34,616	39,071	38,918	41,232	44,749	69,895	43,203	31,172
Net Debt	10,779	21,843	15,016	14,215	28,759	31,138	32,867	36,880	52,340	42,023	32,066
Capital Expenditures (CapEx)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Expense (NNE)	0.00	13	-3.00	-4,583	-67	1,417	-74	-176	-105	-488	0.00
Net Nonoperating Obligations (NNO)	55,760	64,161	57,629	57,432	65,400	63,746	64,717	69,205	93,573	66,625	56,859
Total Depreciation and Amortization (D&A)	220	237	229	240	273	296	302	301	316	365	324
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.88	$0.92	$1.00	$0.62	$0.82	($3.88)	$0.80	$0.93	$1.06	$1.21	$1.16
Adjusted Weighted Average Basic Shares Outstanding	1.31B	1.33B	1.33B	1.34B	1.34B	1.33B	1.33B	1.33B	1.33B	1.33B	1.33B
Adjusted Diluted Earnings per Share	$0.87	$0.94	$0.99	$0.62	$0.81	($3.86)	$0.80	$0.92	$1.05	$1.20	$1.15
Adjusted Weighted Average Diluted Shares Outstanding	1.32B	1.33B	1.35B	1.34B	1.35B	1.33B	1.34B	1.34B	1.34B	1.34B	1.34B
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	1.31B	1.31B	1.33B	1.34B	1.34B	1.33B	1.33B	1.33B	1.33B	1.33B	1.33B
Normalized Net Operating Profit after Tax (NOPAT)	1,292	1,298	1,460	-3,638	1,175	-3,564	1,161	1,209	1,455	1,252	1,688
Normalized NOPAT Margin	26.38%	25.65%	28.71%	0.00%	24.39%	-73.01%	23.84%	24.26%	27.51%	39.80%	28.87%
Pre Tax Income Margin	31.33%	30.71%	33.63%	0.00%	28.33%	-107.48%	26.95%	28.08%	33.49%	43.83%	34.21%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.62	0.60	0.62	-1.85	0.49	-1.91	0.49	0.54	0.92	1.10	3.21
NOPAT to Interest Expense	0.51	0.50	0.52	-1.30	0.40	-1.34	0.41	0.45	0.74	0.95	2.62
EBIT Less CapEx to Interest Expense	0.62	0.60	0.62	-1.85	0.49	-1.91	0.49	0.54	0.92	1.10	3.21
NOPAT Less CapEx to Interest Expense	0.51	0.50	0.52	-1.30	0.40	-1.34	0.41	0.45	0.74	0.95	2.62
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	63.62%	64.77%	-206.03%	-176.02%	-230.32%	-299.04%	54.52%	50.33%	48.04%	47.69%	47.60%
Augmented Payout Ratio	94.23%	85.43%	-238.79%	-176.02%	-230.32%	-299.04%	54.52%	50.33%	51.96%	51.68%	59.72%

Frequently Asked Questions About Truist Financial's Financials

When does Truist Financial's financial year end?

According to the most recent income statement we have on file, Truist Financial's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Truist Financial's net income changed over the last 9 years?

Truist Financial's net income appears to be on an upward trend, with a most recent value of $4.84 billion in 2024, rising from $2.12 billion in 2015. The previous period was -$1.05 billion in 2023. Find out what analysts predict for Truist Financial in the coming months.

How has Truist Financial revenue changed over the last 9 years?

Over the last 9 years, Truist Financial's total revenue changed from $9.61 billion in 2015 to $13.28 billion in 2024, a change of 38.2%.

How much debt does Truist Financial have?

Truist Financial's total liabilities were at $467.50 billion at the end of 2024, a 1.8% decrease from 2023, and a 156.0% increase since 2015.

How much cash does Truist Financial have?

In the past 9 years, Truist Financial's cash and equivalents has ranged from $2.04 billion in 2016 to $5.79 billion in 2024, and is currently $5.79 billion as of their latest financial filing in 2024.

How has Truist Financial's book value per share changed over the last 9 years?

Over the last 9 years, Truist Financial's book value per share changed from 35.00 in 2015 to 47.97 in 2024, a change of 37.0%.

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This page (NYSE:TFC) was last updated on 5/21/2025 by MarketBeat.com Staff

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Truist Financial (TFC) Financials

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