NYSE:VEL Velocity Financial (VEL) Stock Price, News & Analysis $16.46 -0.02 (-0.12%) Closing price 05/23/2025 03:59 PM EasternExtended Trading$16.48 +0.02 (+0.09%) As of 05/23/2025 06:44 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Velocity Financial Stock (NYSE:VEL) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Velocity Financial alerts:Sign Up Key Stats Today's Range$16.38▼$16.5650-Day Range$16.30▼$19.2852-Week Range$16.12▼$20.98Volume88,592 shsAverage Volume63,316 shsMarket Capitalization$600.66 millionP/E Ratio8.90Dividend YieldN/APrice Target$21.50Consensus RatingModerate Buy Company OverviewVelocity Financial, Inc. operates as a real estate finance company in the United States. It originates, securitizes, and manages a portfolio of loans, which are secured by first mortgage liens on income-producing and/or owner/user commercial properties, including investor 1-4, a non-owner occupied residential rental properties with 1-4 units; residential apartments combined with office or retail space; and multi-family comprising traditional apartment buildings, condominiums, and other residential properties with 5+ units. The company also finances for retail properties with various types of retail products and merchandise or services; commercial properties occupied by professional or business offices; and warehouse and other properties, which include self-storage units, auto services, hospitality, light industrial, and other commercial enterprises, as well as provides short-term and interest-only loans for acquisition and improvement of 1-4-unit residential properties. It offers its products through a network of independent mortgage brokers for independent real estate investors and small business owners. The company was founded in 2004 and is headquartered in Westlake Village, California.Read More… Velocity Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks63rd Percentile Overall ScoreVEL MarketRank™: Velocity Financial scored higher than 63% of companies evaluated by MarketBeat, and ranked 518th out of 912 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.3 / 5Analyst RatingModerate Buy Consensus RatingVelocity Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 3 buy ratings, no hold ratings, and 1 sell rating.Amount of Analyst CoverageVelocity Financial has received no research coverage in the past 90 days.Read more about Velocity Financial's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth3.68% Earnings GrowthEarnings for Velocity Financial are expected to grow by 3.68% in the coming year, from $1.90 to $1.97 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Velocity Financial is 8.90, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.49.Price to Earnings Ratio vs. SectorThe P/E ratio of Velocity Financial is 8.90, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.24.Price to Book Value per Share RatioVelocity Financial has a P/B Ratio of 1.23. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Velocity Financial's valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.15% of the float of Velocity Financial has been sold short.Short Interest Ratio / Days to CoverVelocity Financial has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Velocity Financial has recently decreased by 1.99%, indicating that investor sentiment is improving. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldVelocity Financial does not currently pay a dividend.Dividend GrowthVelocity Financial does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted1.15% of the float of Velocity Financial has been sold short.Short Interest Ratio / Days to CoverVelocity Financial has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Velocity Financial has recently decreased by 1.99%, indicating that investor sentiment is improving. News and Social Media2.3 / 5News SentimentN/A News SentimentVelocity Financial has a news sentiment score of 1.14. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.98 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for Velocity Financial this week, compared to 1 article on an average week. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Velocity Financial insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 4.60% of the stock of Velocity Financial is held by insiders.Percentage Held by Institutions97.49% of the stock of Velocity Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Velocity Financial's insider trading history. Receive VEL Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Velocity Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address VEL Stock News HeadlinesChesterfield Township entrepreneur wins Velocity’s Pitch CompetitionMay 22 at 6:37 AM | msn.comVelocity Financial, Inc. (NYSE:VEL) Q1 2025 Earnings Call TranscriptMay 4, 2025 | insidermonkey.com$19 for a FULL YEAR of stock picks?!Invest in Musk's AI Play With Just $100 You don't need deep pockets to ride the next wave of AI wealth. Discover how a $100 investment could give you exposure to Musk's private AI project — via one overlooked stock.May 24, 2025 | Behind the Markets (Ad)Velocity Financial Q1 2025 slides: record loan production drives portfolio growthMay 3, 2025 | uk.investing.comVelocity Financial First Quarter 2025 Earnings: Misses ExpectationsMay 3, 2025 | finance.yahoo.comVelocity Financial’s Earnings Call Highlights Robust GrowthMay 2, 2025 | tipranks.comVelocity financial projects $10 billion portfolio target by 2030 with strong Q1 resultsMay 2, 2025 | msn.comVelocity Financial, Inc. (VEL) Q1 2025 Earnings Call TranscriptMay 2, 2025 | seekingalpha.comSee More Headlines VEL Stock Analysis - Frequently Asked Questions How have VEL shares performed this year? Velocity Financial's stock was trading at $19.56 at the start of the year. Since then, VEL shares have decreased by 15.8% and is now trading at $16.46. View the best growth stocks for 2025 here. How were Velocity Financial's earnings last quarter? Velocity Financial, Inc. (NYSE:VEL) posted its quarterly earnings data on Thursday, May, 1st. The company reported $0.55 EPS for the quarter, topping the consensus estimate of $0.52 by $0.03. The business earned $69.08 million during the quarter, compared to the consensus estimate of $51.33 million. Velocity Financial had a net margin of 51.06% and a trailing twelve-month return on equity of 14.50%. Read the conference call transcript. When did Velocity Financial IPO? Velocity Financial (VEL) raised $110 million in an initial public offering (IPO) on Friday, January 17th 2020. The company issued 7,300,000 shares at $14.00-$16.00 per share. Wells Fargo Securities, Citigroup and JMP Securities acted as the underwriters for the IPO and Raymond James was co-manager. Who are Velocity Financial's major shareholders? Velocity Financial's top institutional investors include Snow Phipps Group LLC (39.26%), Adage Capital Partners GP L.L.C. (1.22%), Caption Management LLC and Goldman Sachs Group Inc. (0.54%). View institutional ownership trends. How do I buy shares of Velocity Financial? Shares of VEL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Velocity Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Velocity Financial investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Broadcom (AVGO), Palo Alto Networks (PANW) and Invesco QQQ (QQQ). Company Calendar Last Earnings5/01/2025Today5/24/2025Next Earnings (Estimated)7/30/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Nondepository credit institutions Sub-IndustryBanking Current SymbolNYSE:VEL CIK1692376 Webwww.velfinance.com Phone818-532-3700FaxN/AEmployees220Year FoundedN/APrice Target and Rating Average Stock Price Target$21.50 High Stock Price Target$23.00 Low Stock Price Target$20.00 Potential Upside/Downside+30.6%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$1.94 Trailing P/E Ratio8.90 Forward P/E Ratio8.66 P/E GrowthN/ANet Income$52.27 million Net Margins51.06% Pretax Margin67.88% Return on Equity14.50% Return on Assets1.41% Debt Debt-to-Equity Ratio8.49 Current Ratio36.72 Quick Ratio36.72 Sales & Book Value Annual Sales$224.07 million Price / Sales2.68 Cash Flow$2.02 per share Price / Cash Flow8.13 Book Value$13.33 per share Price / Book1.23Miscellaneous Outstanding Shares36,492,000Free Float31,790,000Market Cap$600.66 million OptionableOptionable Beta1.26 Social Links 13 Stocks Institutional Investors Won't Stop BuyingWhich stocks are hedge funds and endowments buying in today's market? 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