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NYSE:VEL

Velocity Financial (VEL) Stock Price, News & Analysis

Velocity Financial logo
$17.62 +1.29 (+7.90%)
Closing price 08/8/2025 03:59 PM Eastern
Extended Trading
$17.62 0.00 (0.00%)
As of 08/8/2025 04:04 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About Velocity Financial Stock (NYSE:VEL)

Key Stats

Today's Range
$16.93
$17.99
50-Day Range
$16.33
$19.20
52-Week Range
$16.12
$20.98
Volume
172,936 shs
Average Volume
71,301 shs
Market Capitalization
$642.95 million
P/E Ratio
7.97
Dividend Yield
N/A
Price Target
$21.33
Consensus Rating
Hold

Company Overview

Velocity Financial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
47th Percentile Overall Score

VEL MarketRank™: 

Velocity Financial scored higher than 47% of companies evaluated by MarketBeat, and ranked 593rd out of 922 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Velocity Financial has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 2 buy ratings, no hold ratings, and 1 sell rating.

  • Amount of Analyst Coverage

    Velocity Financial has only been the subject of 1 research reports in the past 90 days.

  • Read more about Velocity Financial's stock forecast and price target.
  • Earnings Growth

    Earnings for Velocity Financial are expected to grow by 3.68% in the coming year, from $1.90 to $1.97 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Velocity Financial is 7.97, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.88.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Velocity Financial is 7.97, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.63.

  • Price to Book Value per Share Ratio

    Velocity Financial has a P/B Ratio of 1.12. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    1.13% of the outstanding shares of Velocity Financial have been sold short.
  • Short Interest Ratio / Days to Cover

    Velocity Financial has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Velocity Financial has recently increased by 306.71%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Velocity Financial does not currently pay a dividend.

  • Dividend Growth

    Velocity Financial does not have a long track record of dividend growth.

  • Percentage of Shares Shorted

    1.13% of the outstanding shares of Velocity Financial have been sold short.
  • Short Interest Ratio / Days to Cover

    Velocity Financial has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Velocity Financial has recently increased by 306.71%, indicating that investor sentiment is decreasing significantly.
  • News Sentiment

    Velocity Financial has a news sentiment score of 0.47. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.76 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 3 news articles for Velocity Financial this week, compared to 1 article on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Velocity Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $28,988.00 in company stock.

  • Percentage Held by Insiders

    Only 4.60% of the stock of Velocity Financial is held by insiders.

  • Percentage Held by Institutions

    97.49% of the stock of Velocity Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Velocity Financial's insider trading history.
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VEL Stock News Headlines

Velocity Financial, Inc. Reports Second Quarter 2025 Results
A new rule goes live in July — and the banks are quietly crushing it
A little-known regulation quietly goes into effect this July. And it's already being exploited by Wall Street and the Big Banks… It gives them the green light to treat a certain tangible asset as equivalent to cold, hard cash. Not stocks. Not real estate. And definitely not the U.S. dollar. We're talking about something they don't want you to notice — because the fewer people who act on this, the better it is for them.
See More Headlines

VEL Stock Analysis - Frequently Asked Questions

Velocity Financial's stock was trading at $19.56 on January 1st, 2025. Since then, VEL shares have decreased by 9.9% and is now trading at $17.62.

Velocity Financial, Inc. (NYSE:VEL) released its quarterly earnings results on Thursday, August, 7th. The company reported $0.73 EPS for the quarter, topping analysts' consensus estimates of $0.53 by $0.20. The company earned $85.84 million during the quarter, compared to the consensus estimate of $39.87 million. Velocity Financial had a trailing twelve-month return on equity of 16.47% and a net margin of 51.11%.
Read the conference call transcript
.

Velocity Financial (VEL) raised $110 million in an initial public offering on Friday, January 17th 2020. The company issued 7,300,000 shares at $14.00-$16.00 per share. Wells Fargo Securities, Citigroup and JMP Securities served as the underwriters for the IPO and Raymond James was co-manager.

Velocity Financial's top institutional shareholders include Allianz Asset Management GmbH (34.63%), Beach Point Capital Management LP (14.53%), Geode Capital Management LLC (0.72%) and Simplex Trading LLC.
View institutional ownership trends
.

Shares of VEL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Velocity Financial investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Broadcom (AVGO), Palo Alto Networks (PANW) and Invesco QQQ (QQQ).

Company Calendar

Last Earnings
8/07/2025
Today
8/08/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NYSE
Sector
Finance
Industry
FIN - MTG&REL SVS
Sub-Industry
Banking
Current Symbol
NYSE:VEL
CIK
1692376
Fax
N/A
Employees
220
Year Founded
N/A

Price Target and Rating

High Price Target
$23.00
Low Price Target
$20.00
Potential Upside/Downside
+21.1%
Consensus Rating
Hold
Rating Score (0-4)
2.33
Research Coverage
3 Analysts

Profitability

EPS (Trailing Twelve Months)
$1.94
Trailing P/E Ratio
7.97
Forward P/E Ratio
9.27
P/E Growth
N/A
Net Income
$68.42 million
Net Margins
51.11%
Pretax Margin
69.56%
Return on Equity
16.47%
Return on Assets
1.55%

Debt

Debt-to-Equity Ratio
8.27
Current Ratio
38.67
Quick Ratio
38.67

Sales & Book Value

Annual Sales
$135.80 million
Price / Sales
4.73
Cash Flow
$2.84 per share
Price / Cash Flow
6.21
Book Value
$15.71 per share
Price / Book
1.12

Miscellaneous

Outstanding Shares
36,490,000
Free Float
34,813,000
Market Cap
$642.95 million
Optionable
Optionable
Beta
1.26

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This page (NYSE:VEL) was last updated on 8/9/2025 by MarketBeat.com Staff
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