OTCMKTS:HARL Harleysville Savings Financial (HARL) Stock Price, News & Analysis $27.77 -0.48 (-1.70%) As of 06/11/2026 03:58 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisChartDividendEarningsShort InterestBuy This Stock About Harleysville Savings Financial Stock (OTCMKTS:HARL) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get HARL alerts:Sign Up Key Stats Today's Range$27.77▼$28.2850-Day Range$26.87▼$28.8052-Week Range$22.10▼$28.80Volume2,439 shsAverage Volume1,382 shsMarket Capitalization$98.86 millionP/E Ratio8.49Dividend Yield5.04%Price TargetN/AConsensus RatingN/A Company Overview Harleysville Savings Financial Corp. is the bank holding company for Harleysville Savings Bank, a community-based financial institution founded in 1871 and headquartered in Harleysville, Pennsylvania. As a federally chartered savings bank, Harleysville Savings Financial focuses on traditional banking services, including accepting deposits, offering checking and savings accounts, and providing certificates of deposit and individual retirement accounts. The company’s mission centers on delivering personalized financial solutions to individuals, families, and small businesses across its core markets. In addition to deposit products, Harleysville Savings Financial’s primary revenue drivers include residential mortgage lending, home equity lines of credit and installment loans. The company also offers commercial real estate loans, business lines of credit and equipment financing designed to support local entrepreneurs and enterprises. Trust and wealth management services are provided through affiliated or third-party partnerships, enabling clients to access investment advisory, estate planning and fiduciary services under one roof. Harleysville Savings Financial’s operations are concentrated in southeastern Pennsylvania, with branch locations serving communities in Bucks, Montgomery and adjacent counties. While maintaining its community banking roots, the company has expanded digital and online banking platforms to meet evolving customer preferences. Harleysville Savings continues to emphasize relationship banking by combining local market knowledge with modern technology and a dedicated management team overseen by an experienced board of directors.AI Generated. May Contain Errors. Read More Harleysville Savings Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks29th Percentile Overall ScoreHARL MarketRank™: Harleysville Savings Financial scored higher than 29% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Harleysville Savings Financial. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Harleysville Savings Financial is 8.49, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.89.Price to Earnings Ratio vs. SectorThe P/E ratio of Harleysville Savings Financial is 8.49, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.06.Price to Book Value per Share RatioHarleysville Savings Financial has a P/B Ratio of 1.10. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.01% of the float of Harleysville Savings Financial has been sold short.Short Interest Ratio / Days to CoverHarleysville Savings Financial has a short interest ratio ("days to cover") of 0.14, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Harleysville Savings Financial has recently increased by 195.16%, indicating that investor sentiment is decreasing significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipHarleysville Savings Financial is a leading dividend payer. It pays a dividend yield of 4.96%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthHarleysville Savings Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Harleysville Savings Financial is 42.81%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Harleysville Savings Financial's dividend. News and Social Media0.6 / 5News SentimentN/A News SentimentHarleysville Savings Financial has a news sentiment score of -1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.79 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for Harleysville Savings Financial this week, compared to 0 articles on an average week. Company Ownership0.5 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Harleysville Savings Financial insiders have not sold or bought any company stock.Percentage Held by Insiders14.50% of the stock of Harleysville Savings Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions1.20% of the stock of Harleysville Savings Financial is held by institutions.Read more about Harleysville Savings Financial's insider trading history. Receive HARL Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Harleysville Savings Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. HARL Stock News HeadlinesHarel Insurance Investments and Financial Services reports first quarter 2026 results with strong momentum continuesMay 27, 2026 | gurufocus.comCORRECTING AND REPLACING Harleysville Financial Corporation Announces Regular Cash Dividend and Second Quarter Earnings for Fiscal Year 2026April 15, 2026 | businesswire.comA huge SpaceX error just led one stock to 3X move!SPCE surged roughly 300% in a single week after investors hunting SpaceX exposure piled into the wrong ticker. That window has closed - but the next opportunity may still be open. Trader Lance Ippolito has released a free SpaceX Investing Blackbook covering pre-IPO positioning plays, the space stock Goldman Sachs, BlackRock, and Morgan Stanley are loading up on, and the chip supplier Starlink satellites depend on.June 12 at 1:00 AM | InvestPub (Ad)Harleysville Financial Corporation Announces Regular Cash Dividend and Second Quarter Earnings for Fiscal Year 2026April 15, 2026 | businesswire.comHarleysville Financial Corporation Reports First Fiscal Quarter 2026 Results, Highlights 33% Net Income Increase Year-Over-Year and a 6.1% Increase of the Regular Cash DividendJanuary 28, 2026 | businesswire.comHarleysville Bank names new senior commercial lending leader for 2026January 2, 2026 | msn.comHarleysville Financial Corporation and Harleysville Bank Announce Change to Executive Management TeamDecember 22, 2025 | businesswire.comHarleysville Financial Reports Higher Annual Earnings and Declares Quarterly DividendOctober 28, 2025 | msn.comSee More Headlines HARL Stock Analysis - Frequently Asked Questions How have HARL shares performed this year? Harleysville Savings Financial's stock was trading at $25.50 at the beginning of the year. Since then, HARL stock has increased by 8.9% and is now trading at $27.77. How were Harleysville Savings Financial's earnings last quarter? Harleysville Savings Financial Corp. (OTCMKTS:HARL) announced its earnings results on Wednesday, April, 15th. The bank reported $1.06 earnings per share for the quarter. The bank earned $9.61 million during the quarter. Harleysville Savings Financial had a trailing twelve-month return on equity of 12.99% and a net margin of 24.73%. How do I buy shares of Harleysville Savings Financial? Shares of HARL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Harleysville Savings Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Harleysville Savings Financial investors own include Univest Corporation of Pennsylvania (UVSP), Aflac (AFL), Cinemark (CNK), Cheniere Energy (LNG), SLR Investment (SLRC), AT&T (T) and Company Calendar Last Earnings4/15/2026Today6/12/2026Fiscal Year End9/30/2026Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeOTCMKTS SectorFinance Industry BANKS - NORTHEAST Sub-IndustryBanking Current SymbolOTCMKTS:HARL CIK1107160 Webwww.harleysvillesavings.com Phone(215) 256-8828Fax215-256-0510Employees81Year FoundedN/AProfitability EPS (Trailing Twelve Months)$3.27 Trailing P/E Ratio8.49 Forward P/E RatioN/A P/E GrowthN/ANet Income$9.53 million Net Margins24.73% Pretax Margin28.44% Return on Equity12.99% Return on Assets1.28% Debt Debt-to-Equity RatioN/A Current Ratio1.00 Quick Ratio0.97 Sales & Book Value Annual Sales$43.61 million Price / Sales2.27 Cash Flow$2.71 per share Price / Cash Flow10.25 Book Value$25.25 per share Price / Book1.10Miscellaneous Outstanding Shares3,560,000Free Float3,045,000Market Cap$98.86 million OptionableNot Optionable Beta0.23 7 Stocks That Will Be Magnificent in 2026Discover the next wave of investment opportunities with our report, 7 Stocks That Will Be Magnificent in 2026. 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