Sagicor Financial (SFC) Competitors

Sagicor Financial (TSE:SFC) and E-L Financial (TSE:ELF) are both small-cap financial services companies, but which is the better business? We will compare the two companies based on the strength of their earnings, valuation, risk, institutional ownership, dividends, profitability, media sentiment and analyst recommendations.

Do analysts recommend SFC or ELF?

Sagicor Financial presently has a consensus price target of C$10.75, suggesting a potential upside of 26.32%. Given Sagicor Financial's stronger consensus rating and higher possible upside, analysts plainly believe Sagicor Financial is more favorable than E-L Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Sagicor Financial	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00
E-L Financial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is SFC or ELF more profitable?

E-L Financial has a net margin of 33.27% compared to Sagicor Financial's net margin of 22.28%. Sagicor Financial's return on equity of 56.05% beat E-L Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Sagicor Financial	22.28%	56.05%	1.50%
E-L Financial	33.27%	23.62%	4.52%

Do institutionals & insiders have more ownership in SFC or ELF?

0.3% of Sagicor Financial shares are held by institutional investors. Comparatively, 16.0% of E-L Financial shares are held by institutional investors. 34.2% of Sagicor Financial shares are held by insiders. Comparatively, 57.8% of E-L Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Does the media favor SFC or ELF?

In the previous week, E-L Financial had 1 more articles in the media than Sagicor Financial. MarketBeat recorded 3 mentions for E-L Financial and 2 mentions for Sagicor Financial. Sagicor Financial's average media sentiment score of 0.19 beat E-L Financial's score of -0.27 indicating that Sagicor Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Sagicor Financial	0 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
E-L Financial	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is SFC or ELF a better dividend stock?

Sagicor Financial pays an annual dividend of C$0.33 per share and has a dividend yield of 3.9%. E-L Financial pays an annual dividend of C$15.00 per share and has a dividend yield of 95.3%. Sagicor Financial pays out 6.3% of its earnings in the form of a dividend. E-L Financial pays out 2.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. E-L Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has more volatility & risk, SFC or ELF?

Sagicor Financial has a beta of 0.2, indicating that its share price is 80% less volatile than the S&P 500. Comparatively, E-L Financial has a beta of 0.85, indicating that its share price is 15% less volatile than the S&P 500.

Which has preferable valuation and earnings, SFC or ELF?

E-L Financial has higher revenue and earnings than Sagicor Financial. E-L Financial is trading at a lower price-to-earnings ratio than Sagicor Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Sagicor Financial	C$1.58B	0.51	C$352.72M	C$5.28	1.61
E-L Financial	C$5.55B	0.01	C$1.84B	C$532.90	0.03

Summary

E-L Financial beats Sagicor Financial on 11 of the 18 factors compared between the two stocks.