Sagicor Financial (SFC) Competitors

Sagicor Financial (TSE:SFC) and E-L Financial (TSE:ELF) are both small-cap financial services companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, dividends, community ranking, earnings, valuation, institutional ownership, risk, profitability and analyst recommendations.

Which has preferable earnings & valuation, SFC or ELF?

E-L Financial has higher revenue and earnings than Sagicor Financial. E-L Financial is trading at a lower price-to-earnings ratio than Sagicor Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Sagicor Financial	C$1.58B	0.51	C$352.72M	C$5.28	1.62
E-L Financial	C$5.55B	0.01	C$1.84B	C$532.90	0.03

Does the media refer more to SFC or ELF?

In the previous week, Sagicor Financial had 1 more articles in the media than E-L Financial. MarketBeat recorded 2 mentions for Sagicor Financial and 1 mentions for E-L Financial. E-L Financial's average media sentiment score of 1.11 beat Sagicor Financial's score of 0.52 indicating that E-L Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Sagicor Financial	0 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
E-L Financial	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is SFC or ELF a better dividend stock?

Sagicor Financial pays an annual dividend of C$0.33 per share and has a dividend yield of 3.9%. E-L Financial pays an annual dividend of C$15.00 per share and has a dividend yield of 94.6%. Sagicor Financial pays out 6.3% of its earnings in the form of a dividend. E-L Financial pays out 2.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. E-L Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Is SFC or ELF more profitable?

E-L Financial has a net margin of 33.27% compared to Sagicor Financial's net margin of 22.28%. Sagicor Financial's return on equity of 56.05% beat E-L Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Sagicor Financial	22.28%	56.05%	1.50%
E-L Financial	33.27%	23.62%	4.52%

Do analysts rate SFC or ELF?

Sagicor Financial presently has a consensus price target of C$10.75, indicating a potential upside of 25.58%. Given Sagicor Financial's stronger consensus rating and higher probable upside, equities analysts plainly believe Sagicor Financial is more favorable than E-L Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Sagicor Financial	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00
E-L Financial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Does the MarketBeat Community believe in SFC or ELF?

E-L Financial received 81 more outperform votes than Sagicor Financial when rated by MarketBeat users. However, 100.00% of users gave Sagicor Financial an outperform vote while only 71.20% of users gave E-L Financial an outperform vote.

Company	Underperform	Outperform
Sagicor Financial	Outperform Votes 8 100.00%	Underperform Votes No Votes
E-L Financial	Outperform Votes 89 71.20%	Underperform Votes 36 28.80%

Do institutionals and insiders hold more shares of SFC or ELF?

0.3% of Sagicor Financial shares are held by institutional investors. Comparatively, 16.0% of E-L Financial shares are held by institutional investors. 34.2% of Sagicor Financial shares are held by insiders. Comparatively, 57.8% of E-L Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Which has more risk and volatility, SFC or ELF?

Sagicor Financial has a beta of 0.2, meaning that its share price is 80% less volatile than the S&P 500. Comparatively, E-L Financial has a beta of 0.85, meaning that its share price is 15% less volatile than the S&P 500.

Summary

E-L Financial beats Sagicor Financial on 12 of the 20 factors compared between the two stocks.