Timothy Chiodo Analyst PerformanceManaging Director & Lead Analyst: Payments, Processors, & FinTech at UBS GroupTimothy Chiodo is a stock analyst at UBS Group across a range of sectors, covering 22 publicly traded companies. Over the past year, Timothy Chiodo has issued 65 stock ratings, including buy, hold, and sell recommendations. While full access to Timothy Chiodo's proprietary MarketBeat Analyst Ranking is reserved for MarketBeat All Access subscribers, the rating is updated daily to reflect the most recent analyst activity. This profile highlights Timothy Chiodo's coverage history, rating activity, and performance tendencies — helping individual investors make more informed trading decisions. Analyst Rankings, Coverage, and Performance StatisticsAnalyst RankingSubscribe to MarketBeat All Access for the analyst's recommendation accuracy rating MarketBeatAverage Return00.00% 12-Month ROISuccess Rate00.00% Profitable RatingsTotal Ratings101 Last 5 YearsBuy Recommendations38.54% 37 Buy RatingsCompanies Covered22 Unique Companies Ratings Distribution96RatingsDistribution of strong buy, buy, hold, and sell ratings by Timothy Chiodo.RatingPercentageCount Strong Buy0.0%0 ratings Buy38.5%37 ratings Hold57.3%55 ratings Sell4.2%4 ratingsOut of 96 total stock ratings issued by Timothy Chiodo at UBS Group, the majority (57.3%) have been Hold recommendations, followed by 38.5% Buy and 4.2% Sell.Best & Worst CallsBest Call0000.0%FOURAug 2020Subscribe to MarketBeat All Access to get analyst recommendation ROI.Worst Call000.0%FISVApr 2025Subscribe to MarketBeat All Access to get analyst recommendation ROI.Exchange CoverageExchangePercentageCountNYSE59.1% of companies on NYSE13 companiesNASDAQ40.9% of companies on NASDAQ9 companiesTimothy Chiodo, an analyst at UBS Group, currently covers 22 companies listed on NYSE and NASDAQ, with the majority traded on NYSE.Coverage FocusSector IconSectorPercentageBusiness Services12 companies54.5%Computer and Technology9 companies40.9%Financial Services1 company4.5%Timothy Chiodo of UBS Group specializes in stock coverage within the Business Services sector, with additional focus on Computer and Technology and Financial Services companies.Coverage IndustriesIndustryPercentageFINANCIAL TRANSACTION SERVICES11 companies50.0%INTERNET SOFTWARE8 companies36.4%PREPACKAGED SOFTWARE1 company4.5%FINANCIAL SERVICES1 company4.5%TECHNOLOGY SERVICES1 company4.5% Timothy Chiodo's Ratings History at UBS Group Custom Range 1 Month 3 Months 6 Months Year-to-Date 1 Year 2 Years 3 Years 4 Years 5 Years All Time Timeframe Start Date End Date All Ratings Strong Buy Buy Hold Sell Rating Recommendation ROI is the percentage between the price on the Report Date to the price 12 months after the report date.Available with a MarketBeat All Access Subscription12-Month ROIUpgrade to All Access to use the All ROI Filter Export CompanyReport DateActionReport Date Price12-MonthPrice TargetRating12-MonthPrice & ROIDetailsKLARKlarna Group7/8/2026Boost Price Target$18.91$23.00Buy$0.0000.00% ROIMAMastercard6/25/2026Reiterated Rating$499.69Buy$0.0000.00% ROIRPAYRepay6/3/2026Boost Price Target$3.73$4.25Neutral$0.0000.00% ROISHOPShopify5/28/2026Reiterated Rating$110.18Neutral$0.0000.00% ROILSPDLightspeed Commerce5/22/2026Lower Price Target$8.57$10.00Neutral$0.0000.00% ROIPSFEPaysafe5/14/2026Reiterated Rating$8.65$7.50Sell$0.0000.00% ROIFISFidelity National Information Services5/11/2026Lower Price Target$42.82$63.00Buy$0.0000.00% ROITOSTToast5/8/2026Lower Price Target$29.31$34.00Buy$0.0000.00% ROIRPAYRepay5/7/2026Boost Price Target$3.45$3.75Neutral$0.0000.00% ROIPYPLPayPal5/6/2026Boost Price Target$46.31$48.00Neutral$0.0000.00% ROI Get the Latest News and Ratings for Your StocksEnter your email address below to receive the latest headlines and analysts' recommendations for your stocks with our free daily email newsletter. MQMarqeta5/6/2026Boost Price Target$16.46$19.00Neutral$0.0000.00% ROIFLYWFlywire5/6/2026Boost Price Target$16.65$18.00Neutral$0.0000.00% ROISHOPShopify5/6/2026Set Price Target$106.29$130.00Neutral$0.0000.00% ROIFISVFiserv5/6/2026Set Price Target$55.72$65.00Neutral$0.0000.00% ROIMAMastercard5/1/2026Lower Price Target$496.95$640.00Buy$0.0000.00% ROIVVisa4/29/2026Boost Price Target$336.89$410.00Buy$0.0000.00% ROIMAMastercard3/31/2026Lower Price Target$500.21$650.00Buy$0.0000.00% ROIVVisa3/31/2026Lower Price Target$302.12$390.00Buy$0.0000.00% ROIRPAYRepay3/11/2026Lower Price Target$2.85$3.50Neutral$0.0000.00% ROIPSFEPaysafe3/4/2026Lower Price Target$7.74$6.75Sell$0.0000.00% ROICHYMChime Financial2/26/2026Boost Price Target$23.44$27.00Neutral$0.0000.00% ROIMQMarqeta2/25/2026Lower Price Target$15.38$17.00Neutral$0.0000.00% ROIFISFidelity National Information Services2/25/2026Lower Price Target$48.88$73.00Buy$0.0000.00% ROIFLYWFlywire2/25/2026Lower Price Target$12.39$14.00Neutral$0.0000.00% ROIKLARKlarna Group2/20/2026Lower Price Target$13.19$20.00Buy$0.0000.00% ROITOSTToast2/13/2026Set Price Target$28.05$40.00$0.0000.00% ROISHOPShopify2/12/2026Lower Price Target$107.75$145.00Neutral$0.0000.00% ROIFISVFiserv2/11/2026Lower Price Target$62.95$70.00Neutral$0.0000.00% ROIAFRMAffirm2/6/2026Set Price Target$59.42$78.00$0.0000.00% ROIPYPLPayPal2/4/2026Reiterated Rating$41.70$44.00Neutral$0.0000.00% ROIGPNGlobal Payments1/21/2026Reiterated Rating$73.13$93.00Neutral$0.0000.00% ROIVVisa1/13/2026Reiterated Rating$324.62Buy$0.0000.00% ROIPYPLPayPal12/24/2025Lower Price Target$59.41$65.00$0.0000.00% ROITOSTToast12/18/2025Reiterated Rating$37.07Buy$0.0000.00% ROITOSTToast12/4/2025Set Price Target$35.16$43.00$0.0000.00% ROITOSTToast12/4/2025Reiterated Rating$35.16$50.00Buy$0.0000.00% ROISHOPShopify12/3/2025Set Price Target$159.79$195.00$0.0000.00% ROIKLARKlarna Group11/20/2025Lower Price Target$27.98$46.00Buy$0.0000.00% ROIPSFEPaysafe11/14/2025Lower Price Target$6.74$7.00Sell$0.0000.00% ROIRSKDRiskified11/13/2025Boost Price Target$5.03$5.50Neutral$0.0000.00% ROITrump's New Dollar (Ad)Porter Stansberry says President Trump has signed an executive order initiating what he calls a full U.S. dollar reset - and most Americans don't know it's happening. The last time America underwent a monetary shift like this, under Nixon in the 1970s, it minted an average of 1,300 new millionaires a day for over half a century. Stansberry has released a new documentary naming the assets he believes are positioned to surge as a result.Watch the free briefing and see the three steps to prepare todayRPAYRepay11/11/2025Lower Price Target$3.79$4.00Neutral$0.0000.00% ROIWUWestern Union11/10/2025Boost Price Target$8.88$9.00Neutral$0.0000.00% ROIFISFidelity National Information Services11/6/2025Boost Price Target$64.38$83.00Buy$0.0000.00% ROICHYMChime Financial11/6/2025Lower Price Target$18.30$24.00Neutral$0.0000.00% ROIMQMarqeta11/6/2025Lower Price Target$19.38$20.00Neutral$0.0000.00% ROIFLYWFlywire11/5/2025Boost Price Target$14.35$15.50Neutral$0.0000.00% ROISHOPShopify11/5/2025Reiterated Rating$161.48$165.00Neutral$0.0000.00% ROIMAMastercard10/31/2025Boost Price Target$546.69$700.00Buy$0.0000.00% ROIFISVFiserv10/30/2025Set Price Target$67.78$75.00Neutral$0.0000.00% ROIFISVFiserv10/30/2025Downgrade$64.96$75.00Neutral$0.0000.00% ROIVVisa10/29/2025Set Price Target$347.93$425.00Buy$0.0000.00% ROIKLARKlarna Group10/6/2025Initiated Coverage$40.59$48.00Buy$0.0000.00% ROIFISFidelity National Information Services9/30/2025Upgrade$65.66$82.00Buy$0.0000.00% ROIAFRMAffirm8/29/2025Boost Price Target$79.99$85.00Neutral$0.0000.00% ROIRSKDRiskified8/19/2025Lower Price Target$4.50$5.00Neutral$0.0000.00% ROIRPAYRepay8/13/2025Boost Price Target$5.70$5.75Neutral$0.0000.00% ROICHYMChime Financial8/8/2025Boost Price Target$29.84$37.00Neutral$0.0000.00% ROIMQMarqeta8/7/2025Boost Price Target$25.50$23.00Neutral$0.0000.00% ROIGPNGlobal Payments8/7/2025Boost Price Target$82.76$93.00Neutral$0.0000.00% ROISHOPShopify8/7/2025Boost Price Target$148.93$145.00Neutral$0.0000.00% ROIFLYWFlywire8/6/2025Boost Price Target$12.03$13.50Neutral$0.0000.00% ROIFISFidelity National Information Services8/6/2025Lower Price Target$70.34$82.00Neutral$0.0000.00% ROIVVisa7/30/2025Reiterated Rating$354.49$415.00Buy$0.0000.00% ROIWUWestern Union7/29/2025Lower Price Target$8.42$8.50Neutral$0.0000.00% ROIFISVFiserv7/25/2025Lower Price Target$139.10$170.00Buy$0.0000.00% ROICHYMChime Financial7/7/2025Initiated Coverage$31.32$35.00Neutral$00.0000.00% ROIMAMastercard6/3/2025Boost Price Target$580.56$670.00Buy$000.0000.00% ROIFISVFiserv5/28/2025Lower Price Target$157.39$225.00Buy$00.0000.00% ROIVVisa5/28/2025Boost Price Target$359.16$405.00Buy$000.0000.00% ROIMAMastercard5/28/2025Boost Price Target$574.31$660.00Buy$000.0000.00% ROIRSKDRiskified5/15/2025Boost Price Target$5.24$5.75Neutral$0.0000.00% ROIRPAYRepay5/13/2025Lower Price Target$3.89$4.50Neutral$0.0000.00% ROIAFRMAffirm5/9/2025Lower Price Target$46.44$56.00Neutral$00.0000.00% ROISHOPShopify5/9/2025Lower Price Target$91.77$110.00Neutral$000.0000.00% ROIAVDXAvidXchange5/8/2025Boost Price Target$9.73$10.00Neutral$0.0000.00% ROIMQMarqeta5/8/2025Boost Price Target$17.76$20.00Neutral$00.0000.00% ROIFISFidelity National Information Services5/7/2025Boost Price Target$75.60$84.00Neutral$00.0000.00% ROIMAMastercard5/2/2025Lower Price Target$560.18$640.00Buy$000.0000.00% ROIVVisa4/30/2025Lower Price Target$338.86$395.00Buy$000.0000.00% ROIPYPLPayPal4/30/2025Lower Price Target$64.42$75.00Neutral$00.0000.00% ROIFISVFiserv4/25/2025Lower Price Target$179.57$255.00Buy$00.0000.00% ROIWUWestern Union4/24/2025Reiterated Rating$9.90$10.50Neutral$0.0000.00% ROIRPAYRepay3/4/2025Lower Price Target$6.52$7.50Neutral$0.0000.00% ROIFLYWFlywire2/26/2025Downgrade$17.64$15.00Neutral$00.0000.00% ROITOSTToast2/20/2025Boost Price Target$39.31$47.00Buy$00.0000.00% ROIFISFidelity National Information Services2/12/2025Lower Price Target$73.02$81.00Neutral$00.0000.00% ROISHOPShopify2/12/2025Boost Price Target$122.34$125.00Neutral$000.0000.00% ROIPSFEPaysafe2/12/2025Boost Price Target$18.59$17.50Sell$0.0000.00% ROIAFRMAffirm2/7/2025Boost Price Target$72.57$62.00Neutral$00.0000.00% ROILSPDLightspeed Commerce2/7/2025Lower Price Target$12.83$14.50Neutral$0.0000.00% ROIElon Is Quietly Doubling Down on This Bizarre Asset (Ad)Yahoo Finance reports this technology 'May Unlock $400 Trillion' - and Bloomberg calls it 'unavoidable.' Elon Musk has been quietly doubling down on it, even attempting to deploy it during his time at DOGE before being shut down. Investing legend Jeff Brown - who identified Bitcoin, Tesla, and Nvidia early - has spent six years analyzing this sector he calls 'W.T.E.' He believes it could be 90 times bigger than AI and 1,900 times bigger than Bitcoin.Click here to see Jeff Brown's full breakdown and how to investMAMastercard1/31/2025Boost Price Target$559.04$660.00Buy$000.0000.00% ROI Stock Forecasts and Research Tools Today's Analyst Ratings U.S. Ratings U.K. Ratings Canadian Ratings All Upgrades All Downgrades All Initiations All Price Target Changes Top-Rated Stocks Top Rated Stocks Top-Rated Dividend Stocks Top-Rated Small-Cap Stocks Top-Rated Tech Stocks Most-Upgraded Stocks Most-Downgraded Stocks Lowest-Rated Stocks More Ratings Tools Stock Ratings by Issuer Top-Rated Analysts Top-Rated Brokerages Stock Ratings Screener Free Ratings Newsletter Price Forecasts for Popular Stocks Alphabet (Google) Stock ForecastAmazon Stock ForecastApple Stock ForecastMeta (Facebook) Stock ForecastMicrosoft Stock ForecastNetflix Stock ForecastNvidia Stock ForecastTesla Stock Forecast Top Stock Recommendations by BrokerageWall Street ZenUBS GroupCitigroupBarclaysMorgan StanleyRoyal Bank Of CanadaWells Fargo & CompanyJPMorgan Chase & Co.Jefferies Financial GroupThe Goldman Sachs GroupTD CowenTruist FinancialPiper SandlerDeutsche Bank AktiengesellschaftRaymond James Financial Unlock superior investment research and tools. 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