Toast (TOST) Stock Price, News & Analysis

Company Overview

Toast, Inc. (NYSE:TOST) provides a cloud-based technology platform designed for restaurants. Its integrated system combines point-of-sale software and hardware with payment processing, helping restaurants manage sales, orders, menus, guest interactions and day-to-day operations from a unified platform.

The company offers products and services including online ordering, delivery management, digital ordering and payment tools, restaurant websites, gift cards, loyalty programs, marketing, labor management, payroll, inventory management, reporting and analytics. Toast also provides financial and operational tools intended to support restaurants throughout the guest experience, from front-of-house ordering to back-office administration.

Toast was founded in 2011 and is headquartered in Boston, Massachusetts. The company primarily serves restaurants in the United States and has expanded its platform to international markets, including Canada, Ireland and the United Kingdom. Aman Narang serves as chief executive officer, while co-founder Chris Comparato is executive chairman.

Key Stats

• Today's Range: $32.22 to $33.42
• 50-Day Range: $29.03 to $37.06
• 52-Week Range: $22.26 to $39.72
• Volume: 5.28 million shs
• Average Volume: 7.92 million shs
• Market Capitalization: $16.81 billion
• P/E Ratio: 41.94
• Dividend Yield: N/A
• Price Target: $39.11
• Consensus Rating: Moderate Buy

Toast Stock Analysis - MarketRank™

Toast scored higher than 76% of companies evaluated by MarketBeat, and ranked 276th out of 850 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.9 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Toast has received a consensus rating of Moderate Buy. The company's average rating score is 2.61, and is based on no strong buy ratings, 17 buy ratings, 11 hold ratings, and no sell ratings.

Upside Potential

Toast has a consensus price target of $39.11, representing about 19.6% upside from its current price of $32.71.

Amount of Analyst Coverage

Toast has been the subject of 19 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 34.00%

Earnings Growth

Earnings for Toast are expected to grow by 34.00% in the coming year, from $1.00 to $1.34 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Toast is 41.94, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 38.78.

Price to Earnings Ratio vs. Sector

The P/E ratio of Toast is 41.94, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 25.25.

Price to Book Value per Share Ratio

Toast has a P/B Ratio of 9.06. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

7.41% of the float of Toast has been sold short.

Short Interest Ratio / Days to Cover

Toast has a short interest ratio ("days to cover") of 3.74, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Toast has recently increased by 8.35%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Toast does not currently pay a dividend.

Dividend Growth

Toast does not have a long track record of dividend growth.

News and Social Media

• Score: 3.2 / 5
• News Sentiment: 1.18

News Sentiment

Toast has a news sentiment score of 1.18. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.60 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for Toast this week, compared to 7 articles on an average week.

Search Interest

Only 20 people have searched for TOST on MarketBeat in the last 30 days. This is a decrease of -20% compared to the previous 30 days.

MarketBeat Follows

9 people have added Toast to their MarketBeat watchlist in the last 30 days. This is an increase of 125% compared to the previous 30 days.

Company Ownership

• Score: 1.8 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Toast insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $18,566,600.00 in company stock.

Percentage Held by Insiders

10.03% of the stock of Toast is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

82.91% of the stock of Toast is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/04/2026
• Today: 10/25/2026
• Next Earnings (Estimated): 11/03/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: Transaction & Payment Processing Services
• Current Symbol: NYSE:TOST
• CIK: 1650164
• Web: www.toasttab.com
• Phone: 617-297-1005
• Fax: N/A
• Employees: 6,500
• Year Founded: 2011

Price Target and Rating

• Average Price Target for Toast: $39.11
• High Price Target: $48.00
• Low Price Target: $26.00
• Potential Upside/Downside: +19.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.61
• Research Coverage: 28 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.78
• Trailing P/E Ratio: 41.94
• Forward P/E Ratio: 32.71
• P/E Growth: N/A
• Net Income: $342 million
• Net Margins: 7.14%
• Pretax Margin: 7.32%
• Return on Equity: 23.90%
• Return on Assets: 15.77%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 2.40
• Quick Ratio: 2.20

Sales & Book Value

• Annual Sales: $6.15 billion
• Price / Sales: 2.73
• Cash Flow: $0.86 per share
• Price / Cash Flow: 38.09
• Book Value: $3.61 per share
• Price / Book: 9.06

Miscellaneous

• Outstanding Shares: 514,000,000
• Free Float: 462,446,000
• Market Cap: $16.81 billion
• Optionable: Optionable
• Beta: 1.74