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NYSE:OPFI

OppFi (OPFI) Stock Price, News & Analysis

OppFi logo
$12.66 -0.28 (-2.16%)
Closing price 05/30/2025 03:59 PM Eastern
Extended Trading
$12.72 +0.06 (+0.47%)
As of 05/30/2025 07:58 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About OppFi Stock (NYSE:OPFI)

Key Stats

Today's Range
$12.40
$12.97
50-Day Range
$7.86
$13.22
52-Week Range
$3.05
$17.73
Volume
1.08 million shs
Average Volume
875,944 shs
Market Capitalization
$1.10 billion
P/E Ratio
79.13
Dividend Yield
N/A
Price Target
$13.33
Consensus Rating
Buy

Company Overview

OppFi Inc. operates a cialty finance platform that allows banks to offer credit access. Its platform facilitates the OppLoans, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. OppFi Inc. was founded in 2012 and is headquartered in Chicago, Illinois.

OppFi Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
30th Percentile Overall Score

OPFI MarketRank™: 

OppFi scored higher than 30% of companies evaluated by MarketBeat, and ranked 260th out of 321 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    OppFi has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 3 buy ratings, no hold ratings, and no sell ratings.

  • Amount of Analyst Coverage

    OppFi has only been the subject of 2 research reports in the past 90 days.

  • Read more about OppFi's stock forecast and price target.
  • Earnings Growth

    Earnings for OppFi are expected to grow by 16.28% in the coming year, from $0.86 to $1.00 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of OppFi is 79.13, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 24.20.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of OppFi is 79.13, which means that it is trading at a more expensive P/E ratio than the Business Services sector average P/E ratio of about 33.43.

  • Price to Book Value per Share Ratio

    OppFi has a P/B Ratio of 7.23. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

  • Read more about OppFi's valuation and earnings.
  • Percentage of Shares Shorted

    24.20% of the float of OppFi has been sold short.
  • Short Interest Ratio / Days to Cover

    OppFi has a short interest ratio ("days to cover") of 4.8.
  • Change versus previous month

    Short interest in OppFi has recently increased by 24.95%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    OppFi does not currently pay a dividend.

  • Dividend Growth

    OppFi does not have a long track record of dividend growth.

  • Percentage of Shares Shorted

    24.20% of the float of OppFi has been sold short.
  • Short Interest Ratio / Days to Cover

    OppFi has a short interest ratio ("days to cover") of 4.8.
  • Change versus previous month

    Short interest in OppFi has recently increased by 24.95%, indicating that investor sentiment is decreasing significantly.
  • News Sentiment

    OppFi has a news sentiment score of 0.93. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Business Services companies.
  • News Coverage This Week

    MarketBeat has tracked 10 news articles for OppFi this week, compared to 4 articles on an average week.
  • Search Interest

    32 people have searched for OPFI on MarketBeat in the last 30 days. This is an increase of 129% compared to the previous 30 days.
  • MarketBeat Follows

    9 people have added OppFi to their MarketBeat watchlist in the last 30 days. This is an increase of 13% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, OppFi insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $14,134,092.00 in company stock.

  • Percentage Held by Insiders

    72.00% of the stock of OppFi is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    Only 7.10% of the stock of OppFi is held by institutions.

  • Read more about OppFi's insider trading history.
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OPFI Stock News Headlines

Elon just did WHAT!?
As you may recall, Biden and the Fed were working on a central bank digital currency, or CBDC. Had they gotten away with it, the Fed and U.S. banks could have seized control of our financial lives forever. But Trump stopped them cold on January 23rd, 2025, when he outlawed CBDCs… Paving the way for Elon Musk's secret master plan.
Bull of the Day: OppFi (OPFI)
See More Headlines

OPFI Stock Analysis - Frequently Asked Questions

OppFi's stock was trading at $7.66 at the beginning of 2025. Since then, OPFI stock has increased by 65.3% and is now trading at $12.66.
View the best growth stocks for 2025 here
.

OppFi Inc. (NYSE:OPFI) issued its quarterly earnings results on Wednesday, May, 7th. The company reported $0.38 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.26 by $0.12. The firm earned $140.27 million during the quarter, compared to analysts' expectations of $137.71 million. OppFi had a trailing twelve-month return on equity of 35.04% and a net margin of 1.40%.
Read the conference call transcript
.

OppFi's top institutional investors include LB Partners LLC (0.70%), Trexquant Investment LP (0.45%), Simplex Trading LLC and Victory Capital Management Inc. (0.23%). Insiders that own company stock include Todd G Schwartz, Christopher J Mckay, Theodore G Schwartz, Jocelyn Moore, David Vennettilli and Pamela D Johnson.
View institutional ownership trends
.

Shares of OPFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that OppFi investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Arista Networks (ANET), Adobe (ADBE), Advanced Micro Devices (AMD) and ServiceNow (NOW).

Company Calendar

Record date for 4/18 Dividend
4/08/2025
Ex-Dividend for 4/18 Dividend
4/08/2025
Dividend Payable
4/18/2025
Last Earnings
5/07/2025
Today
5/31/2025
Next Earnings (Estimated)
8/06/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NYSE
Industry
Nondepository credit institutions
Sub-Industry
Banking
Current Symbol
NYSE:OPFI
Fax
N/A
Employees
570
Year Founded
N/A

Price Target and Rating

Average Stock Price Target
$13.33
High Stock Price Target
$13.50
Low Stock Price Target
$13.00
Potential Upside/Downside
+5.3%
Consensus Rating
Buy
Rating Score (0-4)
3.00
Research Coverage
3 Analysts

Profitability

Trailing P/E Ratio
79.13
Forward P/E Ratio
14.72
P/E Growth
N/A
Net Income
-$1 million
Pretax Margin
14.61%

Debt

Sales & Book Value

Annual Sales
$538.89 million
Cash Flow
$0.59 per share
Price / Cash Flow
21.43
Book Value
$1.75 per share
Price / Book
7.23

Miscellaneous

Free Float
13,794,000
Market Cap
$1.10 billion
Optionable
Optionable
Beta
1.61
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This page (NYSE:OPFI) was last updated on 5/31/2025 by MarketBeat.com Staff
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