NYSE:AFL Aflac (AFL) Stock Price, News & Analysis $126.66 +1.06 (+0.84%) As of 03:51 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Aflac Stock (NYSE:AFL) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Aflac alerts:Sign Up Key Stats Today's Range$125.50▼$126.8750-Day Range$112.30▼$125.6152-Week Range$96.95▼$126.87Volume951,851 shsAverage Volume2.37 million shsMarket Capitalization$64.47 billionP/E Ratio14.38Dividend Yield1.93%Price Target$116.17Consensus RatingHold Company Overview Aflac Incorporated (American Family Life Assurance Company of Columbus) is a provider of supplemental insurance products designed to help policyholders manage out-of-pocket health care and living expenses. The company underwrites a range of individual and group policies that typically pay cash benefits directly to insureds when covered events occur, enabling greater financial flexibility for medical treatment, hospital stays, critical illness, and related costs. Aflac’s product mix includes supplemental health insurance, life insurance and other specialty coverages intended to complement primary medical plans. Founded in the mid-20th century and headquartered in Columbus, Georgia, Aflac distributes its products through a combination of employer-sponsored programs, independent brokers and agents, and direct marketing. Its sales and service model emphasizes convenience for employers and clear, cash-based benefit payments for consumers. Over time the company has expanded product offerings to address changing health-care needs and has developed business processes and claim-payment systems suited to high-volume supplemental policies. Aflac is best known for its strong presence in both the United States and Japan, with Japan representing a major market for individual medical and life-related insurance products. The company has built broad brand recognition through national advertising campaigns, notably featuring the Aflac Duck, and through longstanding relationships with employers and distribution partners. Leadership at Aflac has historically included members of the Amos family, and the company’s management and board emphasize insurance underwriting, claims management, and international diversification as core strategic priorities.AI Generated. May Contain Errors. Read More Aflac Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks88th Percentile Overall ScoreAFL MarketRank™: Aflac scored higher than 88% of companies evaluated by MarketBeat, and ranked 187th out of 875 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.2 / 5Analyst RatingHold Consensus RatingAflac has received a consensus rating of Hold. The company's average rating score is 2.31, and is based on 2 strong buy ratings, 2 buy ratings, 7 hold ratings, and 2 sell ratings.Downside RiskAflac has a consensus price target of $116.17, representing about 8.1% downside from its current price of $126.45.Amount of Analyst CoverageAflac has been the subject of 10 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Aflac's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth8.50% Earnings GrowthEarnings for Aflac are expected to grow by 8.50% in the coming year, from $7.06 to $7.66 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Aflac is 14.35, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.03.Price to Earnings Ratio vs. SectorThe P/E ratio of Aflac is 14.35, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.72.Price to Earnings Growth RatioAflac has a PEG Ratio of 1.94. PEG Ratios above 1 indicate that a company could be overvalued.Price to Book Value per Share RatioAflac has a P/B Ratio of 2.25. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Aflac's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.47% of the float of Aflac has been sold short.Short Interest Ratio / Days to CoverAflac has a short interest ratio ("days to cover") of 7.4.Change versus previous monthShort interest in Aflac has recently decreased by 0.70%, indicating that investor sentiment is improving. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldAflac pays a meaningful dividend of 1.94%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthAflac has been increasing its dividend for 44 years.Dividend CoverageThe dividend payout ratio of Aflac is 27.70%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Aflac will have a dividend payout ratio of 31.85% next year. This indicates that Aflac will be able to sustain or increase its dividend.Read more about Aflac's dividend. News and Social Media4.6 / 5News Sentiment1.38 News SentimentAflac has a news sentiment score of 1.38. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.82 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 24 news articles for Aflac this week, compared to 9 articles on an average week.Search Interest5 people have searched for AFL on MarketBeat in the last 30 days. This is an increase of 25% compared to the previous 30 days.MarketBeat Follows8 people have added Aflac to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days. Company Ownership1.5 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Aflac insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $87,118,632.00 in company stock.Percentage Held by Insiders0.80% of the stock of Aflac is held by insiders.Percentage Held by Institutions67.44% of the stock of Aflac is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Aflac's insider trading history. Receive AFL Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Aflac and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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AFL Stock News HeadlinesAFLAC says hackers stole bank details on 4.38 million of its customersJuly 26 at 10:36 PM | msn.comAFLAC Inc. stock underperforms Friday when compared to competitors despite daily gainsJuly 24 at 11:37 PM | marketwatch.comALERT: Drop these 5 stocks before the market opens tomorrow!The Wall Street Journal is already raising the alarm about a potential market crash, and Weiss Ratings research points to the first half of 2026 as a particularly rough stretch for certain holdings. Some of America's most popular stocks could take serious damage as a radical market shift plays out. Analysts at Weiss Ratings have identified five names you may want to remove from your portfolio before this unfolds. If any of these are in your portfolio, now is the time to review your positions.July 27 at 1:00 AM | Weiss Ratings (Ad)These 4 Stocks Are Wall Street's Most Reliable Dividend GrowersJuly 23, 2026 | 247wallst.comJPMorgan Chase & Co. Forecasts Strong Price Appreciation for Aflac (NYSE:AFL) StockJuly 23, 2026 | americanbankingnews.comA Boring Dividend Growth Strategy Becomes a Solid Defensive PlayAflac, Caterpillar, and Texas Instruments offer stable dividend growth with long increase streaks, solid yields, and diverse exposure to insurance, industrials, and AI-linked semiconductor demand.July 22, 2026 | marketbeat.comAflac Earnings Preview: What to ExpectJuly 21, 2026 | finance.yahoo.com3 Overlooked Stocks Positioned for the Next Market RotationOxford Club strategist Marc Lichtenfeld highlights diversification beyond tech, spotlighting Ligand Pharmaceuticals, Aflac and Atlantic Union Bankshares as healthcare, insurance and banking stocks gaining quiet momentum.July 13, 2026 | marketbeat.comSee More Headlines AFL Stock Analysis - Frequently Asked Questions How have AFL shares performed this year? Aflac's stock was trading at $110.31 at the beginning of 2026. Since then, AFL stock has increased by 14.6% and is now trading at $126.4460. How were Aflac's earnings last quarter? Aflac Incorporated (NYSE:AFL) issued its quarterly earnings data on Wednesday, April, 29th. The financial services provider reported $1.75 EPS for the quarter, missing analysts' consensus estimates of $1.80 by $0.05. The firm's quarterly revenue was up 27.9% on a year-over-year basis. Read the conference call transcript. When did Aflac's stock split? Shares of Aflac split on the morning of Monday, March 19th 2018.The 2-1 split was announced on Tuesday, February 13th 2018. The newly minted shares were distributed to shareholders after the closing bell on Friday, March 16th 2018. An investor that had 100 shares of stock prior to the split would have 200 shares after the split. Is Aflac doing a stock buyback? Aflac's Board of Directors authorized a stock buyback program on Tuesday, August 12th 2025, which authorizes the company to buy back 100,000,000 outstanding shares, according to EventVestor. This authorizes the company to reacquire shares of its stock through open market purchases. Stock repurchase programs are usually a sign that the company's leadership believes its shares are undervalued. Does Aflac have any subsidiaries? The following companies are subsidiaries of Aflac: Zurich North America’s U.S., Argus Dental & Vision Inc, Continental American Insurance Company, Aflac Asset Management Japan Ltd., Aflac Asset Management LLC, Aflac Benefits Advisors, Aflac Corporate Ventures LLC, and more. Who are Aflac's major shareholders? Top institutional investors of Aflac include Japan Post Holdings Co. Ltd. (10.00%), Maj Invest Holding A S (0.10%), Assenagon Asset Management S.A. (0.09%) and Franklin Street Advisors Inc. NC (0.04%). Insiders that own company stock include Post Holdings Co Ltd Japan, Frederick John Crawford, Audrey B Tillman, June P Howard, Masatoshi Koide, Charles D Lake II, James Todd Daniels, William P Bowers, Steven Kent Beaver, Joseph L Moskowitz, Albert Riggieri, Thomas J Kenny, Miwako Hosoda, Arthur Reginald Collins, Virgil Raynard Miller and Frederic Jean Guy Simard. View institutional ownership trends. How do I buy shares of Aflac? Shares of AFL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Aflac own? Based on aggregate information from My MarketBeat watchlists, some other companies that Aflac investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Humana (HUM), Advanced Micro Devices (AMD), Verizon Communications (VZ) and American Water Works (AWK). Company Calendar Last Earnings4/29/2026Record date for 6/1 Dividend5/20/2026Ex-Dividend for 6/1 Dividend5/20/2026Dividend Payable6/01/2026Today7/27/2026Next Earnings (Estimated)8/06/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (3m+) 1-Year History Jul 25 Oct 25 Jan 26 Apr 26 Jul 26 AFL's financial health is in the Green zone, according to TradeSmith. AFL has been in this zone for over 3 months. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry INS - ACC & HLTH Sub-IndustryLife & Health Insurance Current SymbolNYSE:AFL CIK4977 Webwww.aflac.com Phone(706) 323-3431Fax706-324-6330Employees12,716Year Founded1955Price Target and Rating Average Price Target for Aflac$116.17 High Price Target$130.00 Low Price Target$98.00 Potential Upside/Downside-8.2%Consensus RatingHold Rating Score (0-4)2.31 Research Coverage13 Analysts Profitability EPS (Trailing Twelve Months)$8.81 Trailing P/E Ratio14.37 Forward P/E Ratio17.93 P/E Growth1.94Net Income$3.65 billion Net Margins25.60% Pretax Margin30.99% Return on Equity13.88% Return on Assets3.34% Debt Debt-to-Equity Ratio0.26 Current Ratio0.11 Quick Ratio0.11 Sales & Book Value Annual Sales$17.16 billion Price / Sales3.75 Cash Flow$9.39 per share Price / Cash Flow13.48 Book Value$56.27 per share Price / Book2.25Miscellaneous Outstanding Shares508,980,000Free Float504,913,000Market Cap$64.44 billion OptionableOptionable Beta0.61 Social Links The 7 Hottest IPO Stories of 2026MarketBeat just released its list of the 7 hottest IPOs expected to hit Wall Street in 2026. See which companies are preparing to go public and why investors are watching closely.Get This Free Report This page (NYSE:AFL) was last updated on 7/27/2026 by MarketBeat.com Staff. From Our PartnersALERT: Drop these 5 stocks before the market opens tomorrow!The Wall Street Journal is already raising the alarm about a potential market crash, and Weiss Ratings researc...Weiss Ratings | SponsoredLouis Navellier: My #1 AI stock for 2026 (name & ticker inside)Louis Navellier's Stock Grader system helped him flag Nvidia before its 82,000% run and has identified the top...InvestorPlace | SponsoredTrump Takes Emergency Action - Plus Elon Musk's New VentureElon Musk has quietly launched a new venture - one that has nothing to do with rockets, EVs, or Neuralink. Tru...Altimetry | SponsoredYour $29.97 book is free todayWhy Some Traders Skip Stocks Entirely You don't need a big account to trade options. In fact, options ca...Profits Run | SponsoredReady to give options a try? 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