NASDAQ:OBT Orange County Bancorp (OBT) Stock Price, News & Analysis $26.40 -0.59 (-2.19%) Closing price 07/25/2025 04:00 PM EasternExtended Trading$26.48 +0.08 (+0.30%) As of 07/25/2025 05:30 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Orange County Bancorp Stock (NASDAQ:OBT) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Orange County Bancorp alerts:Sign Up Key Stats Today's Range$26.25▼$27.3450-Day Range$22.90▼$28.5852-Week Range$20.97▼$33.06Volume29,012 shsAverage Volume94,198 shsMarket Capitalization$345.84 millionP/E Ratio10.93Dividend Yield1.97%Price Target$32.50Consensus RatingBuy Company Overview Orange County Bancorp, Inc., through its subsidiaries, provides commercial and consumer banking products and services, and trust and wealth management services to small businesses, middle-market enterprises, local municipal governments, and individuals. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services. The company operates full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York. Read More Orange County Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks78th Percentile Overall ScoreOBT MarketRank™: Orange County Bancorp scored higher than 78% of companies evaluated by MarketBeat, and ranked 336th out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.5 / 5Analyst RatingBuy Consensus RatingOrange County Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.Amount of Analyst CoverageOrange County Bancorp has only been the subject of 1 research reports in the past 90 days.Read more about Orange County Bancorp's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth15.55% Earnings GrowthEarnings for Orange County Bancorp are expected to grow by 15.55% in the coming year, from $2.83 to $3.27 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Orange County Bancorp is 10.93, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.58.Price to Earnings Ratio vs. SectorThe P/E ratio of Orange County Bancorp is 10.93, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.06.Price to Book Value per Share RatioOrange County Bancorp has a P/B Ratio of 1.61. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Orange County Bancorp's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.47% of the float of Orange County Bancorp has been sold short.Short Interest Ratio / Days to CoverOrange County Bancorp has a short interest ratio ("days to cover") of 2.6, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Orange County Bancorp has recently increased by 0.07%, indicating that investor sentiment is decreasing. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldOrange County Bancorp pays a meaningful dividend of 1.97%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthOrange County Bancorp does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Orange County Bancorp is 21.58%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Orange County Bancorp will have a dividend payout ratio of 15.90% next year. This indicates that Orange County Bancorp will be able to sustain or increase its dividend.Read more about Orange County Bancorp's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted1.47% of the float of Orange County Bancorp has been sold short.Short Interest Ratio / Days to CoverOrange County Bancorp has a short interest ratio ("days to cover") of 2.6, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Orange County Bancorp has recently increased by 0.07%, indicating that investor sentiment is decreasing. News and Social Media2.9 / 5News Sentiment1.14 News SentimentOrange County Bancorp has a news sentiment score of 1.14. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.98 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Orange County Bancorp this week, compared to 1 article on an average week. Company Ownership1.7 / 5Insider TradingBalanced Insider Buying vs. Insider SellingIn the past three months, Orange County Bancorp insiders have sold just slightly more of their company's stock than they have bought. Specifically, they have bought $149,986.00 in company stock and sold $172,121.00 in company stock. It is common for insiders to sell company stock at intervals simply to diversify their holdings.Percentage Held by InsidersOnly 9.30% of the stock of Orange County Bancorp is held by insiders.Percentage Held by Institutions42.55% of the stock of Orange County Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Orange County Bancorp's insider trading history. Receive OBT Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Orange County Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address OBT Stock News HeadlinesAtlantic Union tops Q2 common equity issuances by U.S. banks - reportJuly 22, 2025 | msn.comOBT - Orange County Bancorp Inc Sustainability - MorningstarJune 25, 2025 | morningstar.comMSell these "safe" blue chips immediatelyInvesting Legend Hints the End May be Near for These 3 Iconic Stocks One company to replace Amazon… another to rival Tesla… and a third to upset Nvidia. These little-known stocks are poised to overtake the three reigning tech darlings in a move that could completely reorder the top dogs of the stock market. Eric Fry gives away names, tickers and full analysis in this first-ever free broadcast.July 28 at 2:00 AM | InvestorPlace (Ad)Orange Bank & Trust Promotes Chief Operating Officer, Elizabeth Jones to Executive Vice PresidentJune 23, 2025 | globenewswire.comOrange County Bancorp, Inc. Announces Closing of Overallotment Option and Issuance of 258,064 Shares of Common StockJune 9, 2025 | uk.finance.yahoo.comOrange County Bancorp, Inc. Announces Pricing of Public Offering of Common StockJune 3, 2025 | finance.yahoo.comOrange County Bancorp, Inc. Announces Pricing of Public Offering of Common StockJune 3, 2025 | globenewswire.comOrange County Bancorp, Inc. Launches Public Offering of Common StockJune 3, 2025 | globenewswire.comSee More Headlines OBT Stock Analysis - Frequently Asked Questions How have OBT shares performed this year? Orange County Bancorp's stock was trading at $27.7850 on January 1st, 2025. Since then, OBT stock has decreased by 5.0% and is now trading at $26.40. How were Orange County Bancorp's earnings last quarter? Orange County Bancorp, Inc. (NASDAQ:OBT) issued its quarterly earnings results on Wednesday, April, 30th. The company reported $0.77 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.67 by $0.10. The firm had revenue of $27.98 million for the quarter, compared to analyst estimates of $28.10 million. Orange County Bancorp had a net margin of 18.86% and a trailing twelve-month return on equity of 14.41%. When did Orange County Bancorp's stock split? Orange County Bancorp shares split on Monday, January 13th 2025.The 2-1 split was announced on Thursday, January 2nd 2025. The newly minted shares were issued to shareholders after the closing bell on Sunday, January 12th 2025. An investor that had 100 shares of stock prior to the split would have 200 shares after the split. When did Orange County Bancorp IPO? Orange County Bancorp (OBT) raised $30 million in an initial public offering (IPO) on Thursday, August 5th 2021. The company issued 900,000 shares at a price of $32.00-$35.00 per share. Who are Orange County Bancorp's major shareholders? Orange County Bancorp's top institutional investors include Hudson Valley Investment Advisors Inc. ADV (8.87%) and Hennessy Advisors Inc. (0.19%). Insiders that own company stock include Michael J Gilfeather, Joseph A Ruhl, Jon Schiller, Gregory Sousa, Michael Listner, Michael J Coulter and Stephen Rooney. View institutional ownership trends. How do I buy shares of Orange County Bancorp? Shares of OBT stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Orange County Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Orange County Bancorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Arista Networks (ANET), ServiceNow (NOW) and Advanced Micro Devices (AMD). Company Calendar Last Earnings4/30/2025Record date for 6/16 Dividend6/04/2025Ex-Dividend for 6/16 Dividend6/04/2025Dividend Payable6/16/2025Today7/28/2025Next Earnings (Estimated)7/30/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - NORTHEAST Sub-IndustryBanking Current SymbolNASDAQ:OBT CIK1754226 Weborangebanktrust.com Phone(845) 341-5000FaxN/AEmployees210Year FoundedN/APrice Target and Rating Average Price Target for Orange County Bancorp$32.50 High Price Target$35.50 Low Price Target$29.50 Potential Upside/Downside+23.1%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage2 Analysts Profitability EPS (Trailing Twelve Months)$2.41 Trailing P/E Ratio10.93 Forward P/E Ratio9.33 P/E GrowthN/ANet Income$27.88 million Net Margins18.86% Pretax Margin23.83% Return on Equity14.41% Return on Assets1.08% Debt Debt-to-Equity Ratio0.25 Current Ratio0.87 Quick Ratio0.87 Sales & Book Value Annual Sales$128.82 million Price / Sales2.68 Cash Flow$2.73 per share Price / Cash Flow9.67 Book Value$16.35 per share Price / Book1.61Miscellaneous Outstanding Shares13,100,000Free Float11,885,000Market Cap$345.84 million OptionableNot Optionable Beta0.47 7 Energy Stocks to Buy and Hold ForeverWith the proliferation of data centers and electric vehicles, the electric grid will only get more strained. Download this report to learn how energy stocks can play a role in your portfolio as the global demand for energy continues to grow.Get This Free Report This page (NASDAQ:OBT) was last updated on 7/28/2025 by MarketBeat.com Staff From Our PartnersAI Frenzy Could Send ‘EarnPhone’ SoaringThe hidden fuel behind AI? Your phone. Billions of data points — from your clicks, swipes, scrolls, and sea...Mode Mobile | SponsoredElon’s Secret Social Security BombshellTo All Americans Born Before April 16th, 1963: Did Trump Just Give The Green Light To Radically RE-DO Social S...Banyan Hill Publishing | SponsoredYour Bank Account Is No Longer SafeWhat If Washington Declared That: YOUR Money ISN'T Actually Yours? Sounds insane, but that's exactly what ...Priority Gold | SponsoredCritical AI announcement set to ignite AI 2.0 I just put together an urgent new presentation that you need to see right away. 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