AMERISAFE (AMSF) Stock Price, News & Analysis

Company Overview

AMERISAFE, Inc. (NASDAQ: AMSF) is a specialty workers’ compensation insurance company serving small and midsize employers in industries with elevated workplace risks. The company provides coverage designed to help businesses manage the costs associated with work-related injuries and occupational illnesses.

Its primary markets include construction, trucking, logging, agriculture, maritime operations, oil and gas, and other hazardous industries. In addition to insurance coverage, AMERISAFE emphasizes workplace safety, risk management, claims handling and return-to-work support to help policyholders reduce accidents and manage employee injuries.

Headquartered in DeRidder, Louisiana, AMERISAFE has historically focused on selected U.S. states, particularly in the Southeast and other regions with substantial concentrations of hazardous industries. The company distributes its products through independent agents and brokers and concentrates on specialized underwriting rather than offering a broad range of commercial insurance products.

Key Stats

• Today's Range: $23.22 to $23.75
• 50-Day Range: $23.28 to $30.61
• 52-Week Range: $23.20 to $43.45
• Volume: 475,587 shs
• Average Volume: 625,162 shs
• Market Capitalization: $431.61 million
• P/E Ratio: 9.39
• Dividend Yield: 7.04%
• Price Target: $44.00
• Consensus Rating: Hold

AMERISAFE Stock Analysis - MarketRank™

AMERISAFE scored higher than 79% of companies evaluated by MarketBeat, and ranked 319th out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.7 / 5
• Analyst Rating: Hold

Consensus Rating

AMERISAFE has received a consensus rating of Hold. The company's average rating score is 2.20, and is based on no strong buy ratings, 2 buy ratings, 2 hold ratings, and 1 sell rating.

Upside Potential

AMERISAFE has a consensus price target of $44.00, representing about 89.0% upside from its current price of $23.28.

Amount of Analyst Coverage

AMERISAFE has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -2.03%

Earnings Growth

Earnings for AMERISAFE are expected to decrease by -2.03% in the coming year, from $1.97 to $1.93 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of AMERISAFE is 9.39, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.95.

Price to Earnings Ratio vs. Sector

The P/E ratio of AMERISAFE is 9.39, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.43.

Price to Book Value per Share Ratio

AMERISAFE has a P/B Ratio of 1.75. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.16% of the float of AMERISAFE has been sold short.

Short Interest Ratio / Days to Cover

AMERISAFE has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in AMERISAFE has recently increased by 23.14%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Leadership

AMERISAFE is a leading dividend payer. It pays a dividend yield of 6.95%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

AMERISAFE has been increasing its dividend for 12 years.

Dividend Coverage

The dividend payout ratio of AMERISAFE is 66.13%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on EPS estimates, AMERISAFE will have a dividend payout ratio of 84.97% in the coming year. This indicates that AMERISAFE may not be able to sustain their current dividend.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.46

News Sentiment

AMERISAFE has a news sentiment score of 0.46. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.60 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for AMERISAFE this week, compared to 2 articles on an average week.

Search Interest

Only 3 people have searched for AMSF on MarketBeat in the last 30 days. This is a decrease of -57% compared to the previous 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, AMERISAFE insiders have not sold or bought any company stock.

Percentage Held by Insiders

1.95% of the stock of AMERISAFE is held by insiders.

Percentage Held by Institutions

97.41% of the stock of AMERISAFE is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/21/2026
• Record date for 9/25 Dividend: 9/11/2026
• Ex-Dividend for 9/25 Dividend: 9/11/2026
• Dividend Payable: 9/25/2026
• Today: 10/05/2026
• Next Earnings (Estimated): 10/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NASDAQ:AMSF
• CIK: 1018979
• Web: www.amerisafe.com
• Phone: (337) 463-9052
• Fax: 800-450-1091
• Employees: 370
• Year Founded: 1985

Price Target and Rating

• Average Price Target for AMERISAFE: $44.00
• High Price Target: $55.00
• Low Price Target: $32.00
• Potential Upside/Downside: +89.0%
• Consensus Rating: Hold
• Rating Score (0-4): 2.20
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.48
• Trailing P/E Ratio: 9.39
• Forward P/E Ratio: 11.82
• P/E Growth: N/A
• Net Income: $47.15 million
• Net Margins: 14.00%
• Pretax Margin: 17.46%
• Return on Equity: 14.87%
• Return on Assets: 3.35%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.47
• Quick Ratio: 0.47

Sales & Book Value

• Annual Sales: $317.25 million
• Price / Sales: 1.36
• Cash Flow: $2.25 per share
• Price / Cash Flow: 10.35
• Book Value: $13.30 per share
• Price / Book: 1.75

Miscellaneous

• Outstanding Shares: 18,540,000
• Free Float: 18,175,000
• Market Cap: $431.61 million
• Optionable: Optionable
• Beta: 0.24