NASDAQ:MSBI Midland States Bancorp (MSBI) Stock Price, News & Analysis $32.29 +0.45 (+1.43%) As of 11:01 AM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Midland States Bancorp Stock (NASDAQ:MSBI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Midland States Bancorp alerts:Sign Up Key Stats Today's Range$31.36▼$32.4550-Day Range$31.84▼$33.7652-Week Range$14.24▼$35.10Volume29,360 shsAverage Volume162,313 shsMarket Capitalization$670.17 millionP/E Ratio20.70Dividend Yield4.09%Price Target$31.13Consensus RatingHold Company Overview Midland States Bancorp, Inc. is a financial holding company headquartered in Effingham, Illinois. Through its principal subsidiary, Midland States Bank, the company provides banking and related financial services to consumers, businesses and institutions. Midland States Bank offers deposit products, residential and commercial real estate lending, commercial and industrial loans, consumer loans, treasury management and other business banking services. Its service offerings also include wealth management, trust and investment services, mortgage banking and equipment financing. The company traces its banking operations to 1881 and serves customers primarily through a regional branch network and digital banking channels in the Midwest, with a significant presence in Illinois and additional operations in surrounding states. Midland States Bancorp’s common stock trades on the Nasdaq Global Select Market under the symbol MSBI.AI Generated. May Contain Errors. Read More Midland States Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks69th Percentile Overall ScoreMSBI MarketRank™: 3.46330576342 of 5 starsMidland States Bancorp scored higher than 69% of companies evaluated by MarketBeat, and ranked 514th out of 846 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.1 / 5Analyst RatingHold Consensus RatingMidland States Bancorp has received a consensus rating of Hold. The company's average rating score is 2.20, and is based on no strong buy ratings, 1 buy rating, 4 hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for Midland States Bancorp is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageMidland States Bancorp has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Midland States Bancorp's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth0.59% Earnings GrowthEarnings for Midland States Bancorp are expected to grow by 0.59% in the coming year, from $3.39 to $3.41 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Midland States Bancorp is 20.41, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 36.89.Price to Earnings Ratio vs. SectorThe P/E ratio of Midland States Bancorp is 20.41, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.08.Price to Book Value per Share RatioMidland States Bancorp has a P/B Ratio of 1.51. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Midland States Bancorp's valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted4.97% of the float of Midland States Bancorp has been sold short.Short Interest Ratio / Days to CoverMidland States Bancorp has a short interest ratio ("days to cover") of 4.24.Change versus previous monthShort interest in Midland States Bancorp has recently decreased by 7.23%, indicating that investor sentiment is improving significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipMidland States Bancorp is a leading dividend payer. It pays a dividend yield of 4.08%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthMidland States Bancorp has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Midland States Bancorp is 84.62%. Payout ratios above 75% are not desirable because they may not be sustainable.Dividend SustainabilityBased on earnings estimates, Midland States Bancorp will have a dividend payout ratio of 38.71% next year. This indicates that Midland States Bancorp will be able to sustain or increase its dividend.Read more about Midland States Bancorp's dividend. News and Social Media3.0 / 5News Sentiment0.83 News SentimentMidland States Bancorp has a news sentiment score of 0.83. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.66 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for Midland States Bancorp this week, compared to 2 articles on an average week. Company Ownership1.7 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Midland States Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $421,374.00 in company stock.Percentage Held by Insiders8.57% of the stock of Midland States Bancorp is held by insiders.Percentage Held by Institutions60.93% of the stock of Midland States Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Midland States Bancorp's insider trading history. Receive MSBI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Midland States Bancorp and its competitors with MarketBeat's FREE daily newsletter. 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MSBI Stock News HeadlinesMidland States Bancorp (MSBI) Projected to Announce Earnings on ThursdayOctober 15 at 2:56 AM | americanbankingnews.comMidland States Bancorp, Inc. (NASDAQ:MSBI) Stock Has Consensus Target Price of $31.12 According to BrokeragesOctober 13 at 6:15 AM | americanbankingnews.comThe REAL Reason Trump is Invading IranFor a moment… Forget about Trump’s ties to Israel. Forget about reports of Iran’s nuclear program. Because my research has led me to believe we’re risking World War 3 with Iran for a completely different reason.October 15 at 1:00 AM | Banyan Hill Publishing (Ad)Midland States Bancorp, Inc. to Announce Third Quarter 2026 Financial Results on Thursday, October 22October 8, 2026 | markets.businessinsider.comMidland States Bancorp Files $250 Million Shelf RegistrationOctober 6, 2026 | marketscreener.comMMidland States Bancorp Files Universal Shelf Registration StatementOctober 6, 2026 | globenewswire.comComparing Midland States Bancorp (NASDAQ:MSBI) & Private Bancorp of America (OTCMKTS:PBAM)October 5, 2026 | americanbankingnews.comMidland States Bancorp: Improving Asset Quality Drives EarningsAugust 19, 2026 | seekingalpha.comSee More Headlines MSBI Stock Analysis - Frequently Asked Questions How have MSBI shares performed this year? Midland States Bancorp's stock was trading at $21.17 at the start of the year. Since then, MSBI stock has increased by 50.4% and is now trading at $31.84. How were Midland States Bancorp's earnings last quarter? Midland States Bancorp, Inc. (NASDAQ:MSBI) announced its earnings results on Thursday, July, 23rd. The financial services provider reported $0.82 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.78 by $0.04. The financial services provider earned $83.74 million during the quarter, compared to analysts' expectations of $80.70 million. Midland States Bancorp had a net margin of 9.40% and a trailing twelve-month return on equity of 13.32%. Is Midland States Bancorp buying back stock? Midland States Bancorp's board authorized a stock buyback plan on Wednesday, May 6th 2026, which permits the company to repurchase $45,000,000 in shares, according to EventVestor. This means that the company could repurchase up to 8% of its stock through open market purchases. Stock buyback plans are typically a sign that the company's management believes its stock is undervalued. When did Midland States Bancorp IPO? Midland States Bancorp (MSBI) raised $84 million in an initial public offering (IPO) on Tuesday, May 24th 2016. The company issued 3,638,755 shares at $22.00-$24.00 per share. Sandler O'Neill + Partners and Keefe, Bruyette & Woods (A Stifel Company) served as the underwriters for the IPO and D. A. Davidson and Stephens were co-managers. Who are Midland States Bancorp's major shareholders? Top institutional shareholders of Midland States Bancorp include Valeo Financial Advisors LLC (0.07%). Insiders that own company stock include Jeffrey G Ludwig, Jeremy Andrew Jameson, Douglas J Tucker, Daniel Edward Casey, Jeffrey M Mcdonnell, Kyle Owen Mooney, Donald J Spring, Travis Franklin and Gerald Joseph Carlson. View institutional ownership trends. How do I buy shares of Midland States Bancorp? Shares of MSBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Midland States Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Midland States Bancorp investors own include Alphabet (GOOG), Silicon Motion Technology (SIMO), Capital City Bank Group (CCBG), Boeing (BA), Elevance Health (ELV), Ford Motor (F) and Advanced Micro Devices (AMD). Company Calendar Last Earnings7/23/2026Record date for 8/21 Dividend8/14/2026Ex-Dividend for 8/21 Dividend8/14/2026Dividend Payable8/21/2026Today10/15/2026Next Earnings (Estimated)10/22/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (10m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 MSBI's financial health is in the Green zone, according to TradeSmith. MSBI has been in this zone for over 10 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:MSBI CIK1466026 Webwww.midlandsb.com Phone(217) 342-7321Fax217-342-9449Employees861Year Founded1881Price Target and Rating Average Price Target for Midland States Bancorp$31.13 High Price Target$35.00 Low Price Target$25.50 Potential Upside/Downside-3.6%Consensus RatingHold Rating Score (0-4)2.20 Research Coverage5 Analysts Profitability EPS (Trailing Twelve Months)$1.56 Trailing P/E Ratio20.70 Forward P/E Ratio9.53 P/E GrowthN/ANet Income-$124.28 million Net Margins9.40% Pretax Margin12.67% Return on Equity13.32% Return on Assets0.92% Debt Debt-to-Equity Ratio0.73 Current Ratio0.78 Quick Ratio0.78 Sales & Book Value Annual Sales$291.82 million Price / Sales2.30 Cash Flow$9.28 per share Price / Cash Flow3.48 Book Value$21.11 per share Price / Book1.53Miscellaneous Outstanding Shares20,752,000Free Float18,974,000Market Cap$670.17 million OptionableOptionable Beta0.66 Social Links The Best Nuclear Energy Stocks to BuyNuclear energy is entering a new growth cycle as rising power demand, expanding data centers, and renewed policy support bring the sector back into focus. 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