Avidia Bancorp (AVBC) Stock Price, News & Analysis

Company Overview

Avidia Bancorp is the bank holding company for Avidia Bank, a community-focused financial institution headquartered in Hudson, Massachusetts. Through its banking subsidiary, the company offers a range of commercial and retail banking services designed to meet the needs of individuals, families and small- to mid-sized businesses in the communities it serves.

Core products and services include personal and business deposit accounts, consumer and commercial lending, residential mortgage and home equity financing, and cash management and payment solutions for businesses. Avidia Bancorp also provides online and mobile banking platforms to support day-to-day account access, digital payments and remote deposit capabilities. The company’s lending portfolio generally comprises residential mortgages, commercial real estate loans and commercial business loans tailored to local customers.

As a regional community bank, Avidia Bancorp emphasizes relationship-based banking and local decision-making, positioning itself to serve MetroWest, central and other local Massachusetts markets through a network of branches and business banking teams. The firm focuses on serving the deposit, credit and treasury needs of its community clients while supporting local economic activity through lending and financial services.

Key Stats

• Today's Range: $19.21 to $19.81
• 50-Day Range: $18.74 to $21.17
• 52-Week Range: $14.00 to $21.43
• Volume: 29,638 shs
• Average Volume: 48,617 shs
• Market Capitalization: $386.70 million
• P/E Ratio: 34.40
• Dividend Yield: 1.04%
• Price Target: N/A
• Consensus Rating: Sell

Avidia Bancorp Stock Analysis - MarketRank™

Avidia Bancorp scored higher than 56% of companies evaluated by MarketBeat, and ranked 36th out of 101 stocks in the financial services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 0.7 / 5
• Analyst Rating: Sell

Consensus Rating

Avidia Bancorp has received a consensus rating of Sell. The company's average rating score is 1.00, and is based on no strong buy ratings, no buy ratings, no hold ratings, and 1 sell rating.

Amount of Analyst Coverage

Avidia Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 7.63%

Earnings Growth

Earnings for Avidia Bancorp are expected to grow by 7.63% in the coming year, from $1.31 to $1.41 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Avidia Bancorp is 34.40, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.60.

Price to Earnings Ratio vs. Sector

The P/E ratio of Avidia Bancorp is 34.40, which means that it is trading at a more expensive P/E ratio than the Financial Services sector average P/E ratio of about 16.03.

Price to Book Value per Share Ratio

Avidia Bancorp has a P/B Ratio of 1.02. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.36% of the float of Avidia Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Avidia Bancorp has a short interest ratio ("days to cover") of 1.24, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Avidia Bancorp has recently increased by 13.61%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Avidia Bancorp pays a meaningful dividend of 1.04%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Avidia Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Avidia Bancorp is 35.71%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Avidia Bancorp will have a dividend payout ratio of 14.18% next year. This indicates that Avidia Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 4.0 / 5
• News Sentiment: 1.42

News Sentiment

Avidia Bancorp has a news sentiment score of 1.42. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.91 average news sentiment score of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Avidia Bancorp this week, compared to 3 articles on an average week.

Search Interest

2 people have searched for AVBC on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days.

MarketBeat Follows

1 people have added Avidia Bancorp to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 3.6 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

9 insiders have purchased shares of Avidia Bancorp in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $462,915.00 in company stock, which represents 0.1197% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Avidia Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $462,915.00 in company stock and sold $0.00 in company stock.

Percentage Held by Institutions

Avidia Bancorp has minimal institutional ownership at this time.

Company Calendar

• Record date for 2/26 Dividend: 2/17/2026
• Ex-Dividend for 2/26 Dividend: 2/17/2026
• Dividend Payable: 2/26/2026
• Last Earnings: 4/27/2026
• Today: 5/15/2026
• Record date for 5/28 Dividend: 5/19/2026
• Ex-Dividend for 5/28 Dividend: 5/19/2026
• Dividend Payable: 5/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Financial Services
• Industry: Banks - Regional
• Sub-Industry: N/A
• Current Symbol: NYSE:AVBC
• CIK: 2058758
• Web: www.avidiabank.com
• Phone: (800) 508-2265
• Fax: N/A
• Employees: N/A
• Year Founded: 2007

Profitability

• EPS (Trailing Twelve Months): $0.56
• Trailing P/E Ratio: 34.40
• Forward P/E Ratio: 14.70
• P/E Growth: N/A
• Net Income: -$3.29 million
• Net Margins: 9.47%
• Pretax Margin: -3.85%
• Return on Equity: 4.55%
• Return on Assets: 0.50%

Debt

• Debt-to-Equity Ratio: 0.76
• Current Ratio: 1.12
• Quick Ratio: 1.12

Sales & Book Value

• Annual Sales: $106.35 million
• Price / Sales: 3.64
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $18.88 per share
• Price / Book: 1.02

Miscellaneous

• Outstanding Shares: 20,076,000
• Free Float: N/A
• Market Cap: $386.70 million
• Optionable: N/A
• Beta: N/A