Enterprise Financial Services (EFSC) Stock Price, News & Analysis

Company Overview

Enterprise Financial Services Corp operates as the holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers primarily in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico. It provides checking, savings, money market accounts, and certificates of deposit. The company also provides commercial and industrial, commercial real estate, real estate construction and development, residential real estate, small business administration, agricultural, consumer, and other loan products. In addition, it offers treasury management and international trade services; tax credit brokerage services; life insurance premium and sponsor finance; tax credit related lending; other deposit accounts, such as community associations, property management, third party escrow, and trust services; treasury management product and services; customized solutions and products; cash management; fiduciary, investment management, and financial advisory services; and customer hedging products, including international banking, card services, and tax credit businesses. Further, the company provides online, device applications, text, and voice banking; remote deposit capture; internet banking, mobile banking, cash management, positive pay services, fraud detection and prevention, automated payables, check image, and statement and document imaging; and controlled disbursements, repurchase agreements, and sweep investment accounts. Enterprise Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.

Key Stats

• Today's Range: $52.88 to $53.66
• 50-Day Range: $46.20 to $55.79
• 52-Week Range: $37.31 to $63.13
• Volume: 79,440 shs
• Average Volume: 181,028 shs
• Market Capitalization: $1.97 billion
• P/E Ratio: 11.00
• Dividend Yield: 2.25%
• Price Target: $64.33
• Consensus Rating: Buy

Enterprise Financial Services Stock Analysis - MarketRank™

Enterprise Financial Services scored higher than 94% of companies evaluated by MarketBeat, and ranked 115th out of 935 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

Enterprise Financial Services has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 3 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Enterprise Financial Services has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 5.63%

Earnings Growth

Earnings for Enterprise Financial Services are expected to grow by 5.63% in the coming year, from $4.97 to $5.25 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Enterprise Financial Services is 11.00, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.32.

Price to Earnings Ratio vs. Sector

The P/E ratio of Enterprise Financial Services is 11.00, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.64.

Price to Book Value per Share Ratio

Enterprise Financial Services has a P/B Ratio of 1.21. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.97% of the float of Enterprise Financial Services has been sold short.

Short Interest Ratio / Days to Cover

Enterprise Financial Services has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Enterprise Financial Services has recently decreased by 3.29%, indicating that investor sentiment is improving.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Enterprise Financial Services pays a meaningful dividend of 2.20%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Enterprise Financial Services has been increasing its dividend for 11 years.

Dividend Coverage

The dividend payout ratio of Enterprise Financial Services is 23.53%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Enterprise Financial Services will have a dividend payout ratio of 22.86% next year. This indicates that Enterprise Financial Services will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.5 / 5
• Environmental Score: -0.64

Percentage of Shares Shorted

1.97% of the float of Enterprise Financial Services has been sold short.

Short Interest Ratio / Days to Cover

Enterprise Financial Services has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Enterprise Financial Services has recently decreased by 3.29%, indicating that investor sentiment is improving.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 1.57

News Sentiment

Enterprise Financial Services has a news sentiment score of 1.57. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.97 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 8 news articles for Enterprise Financial Services this week, compared to 4 articles on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Enterprise Financial Services insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $603,790.00 in company stock.

Percentage Held by Insiders

Only 2.30% of the stock of Enterprise Financial Services is held by insiders.

Percentage Held by Institutions

72.21% of the stock of Enterprise Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

EFSC Stock Analysis - Frequently Asked Questions

How have EFSC shares performed this year?

Enterprise Financial Services' stock was trading at $56.40 on January 1st, 2025. Since then, EFSC shares have decreased by 5.6% and is now trading at $53.23.
View the best growth stocks for 2025 here.

How were Enterprise Financial Services' earnings last quarter?

Enterprise Financial Services Corp (NASDAQ:EFSC) released its quarterly earnings data on Monday, April, 28th. The bank reported $1.31 EPS for the quarter, beating the consensus estimate of $1.17 by $0.14. The bank earned $18.48 million during the quarter, compared to analysts' expectations of $162.83 million. Enterprise Financial Services had a trailing twelve-month return on equity of 10.94% and a net margin of 20.12%.
Read the conference call transcript.

Who are Enterprise Financial Services' major shareholders?

Top institutional investors of Enterprise Financial Services include Wellington Management Group LLP (7.43%), Vanguard Group Inc. (6.26%), Dimensional Fund Advisors LP (5.87%) and Earnest Partners LLC (5.00%). Insiders that own company stock include James Brian Lally, Stephen P Marsh, Richard Sanborn, James M Havel, Robert E Guest Jr and Lyne Andrich.
View institutional ownership trends.

How do I buy shares of Enterprise Financial Services?

Shares of EFSC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Enterprise Financial Services own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Enterprise Financial Services investors own include American Water Works (AWK), Waste Connections (WCN), AUO (AUOTY), DiamondRock Hospitality (DRH), The RMR Group (RMR), Triple Flag Precious Metals (TFPM) and Voyager Therapeutics (VYGR).

Company Calendar

• Record date for 3/31 Dividend: 3/14/2025
• Ex-Dividend for 3/31 Dividend: 3/14/2025
• Dividend Payable: 3/31/2025
• Last Earnings: 4/28/2025
• Today: 5/30/2025
• Record date for 6/30 Dividend: 6/16/2025
• Ex-Dividend for 6/30 Dividend: 6/16/2025
• Dividend Payable: 6/30/2025
• Next Earnings (Estimated): 7/28/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:EFSC
• CIK: 1025835
• Web: www.enterprisebank.com
• Phone: (314) 725-5500
• Fax: 314-812-4025
• Employees: 1,030
• Year Founded: 1988

Price Target and Rating

• Average Stock Price Target: $64.33
• High Stock Price Target: $66.00
• Low Stock Price Target: $62.00
• Potential Upside/Downside: +20.9%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $5.10
• Trailing P/E Ratio: 11.00
• Forward P/E Ratio: 10.71
• P/E Growth: N/A
• Net Income: $185.27 million
• Net Margins: 20.12%
• Pretax Margin: 24.65%
• Return on Equity: 10.94%
• Return on Assets: 1.26%

Debt

• Debt-to-Equity Ratio: 0.27
• Current Ratio: 0.91
• Quick Ratio: 0.91

Sales & Book Value

• Annual Sales: $539.14 million
• Price / Sales: 3.65
• Cash Flow: $4.96 per share
• Price / Cash Flow: 10.73
• Book Value: $43.98 per share
• Price / Book: 1.21

Miscellaneous

• Outstanding Shares: 36,933,000
• Free Float: 36,274,000
• Market Cap: $1.97 billion
• Optionable: Optionable
• Beta: 0.85