Capital Bancorp (CBNK) Stock Price, News & Analysis

Company Overview

Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A. that provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in Maryland, Virginia, and the District of Columbia. It operates through Commercial Banking, Capital Bank Home Loans, and OpenSky segments. The company offers a range of deposit products, including checking and savings, time, interest bearing and noninterest-bearing demand, and money market accounts, as well as certificates of deposit; and credit cards. It also originates residential mortgages; issues trust preferred securities; and provides residential and commercial real estate, construction, and commercial and industrial loans, as well as other consumer loans, such as term loans, car loans, and boat loans to small to medium-sized businesses, professionals, real estate investors, and small residential builders and individuals. Capital Bancorp, Inc. was founded in 1974 and is headquartered in Rockville, Maryland.

Key Stats

• Today's Range: $37.41 to $38.02
• 50-Day Range: $32.78 to $37.94
• 52-Week Range: $26.40 to $38.83
• Volume: 22,598 shs
• Average Volume: 62,521 shs
• Market Capitalization: $611.10 million
• P/E Ratio: 11.03
• Dividend Yield: 1.49%
• Price Target: $37.33
• Consensus Rating: Moderate Buy

Capital Bancorp Stock Analysis - MarketRank™

Capital Bancorp scored higher than 46% of companies evaluated by MarketBeat, and ranked 642nd out of 858 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Capital Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.60, and is based on no strong buy ratings, 3 buy ratings, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Capital Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Capital Bancorp has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 12.24%

Earnings Growth

Earnings for Capital Bancorp are expected to grow by 12.24% in the coming year, from $3.43 to $3.85 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Capital Bancorp is 11.08, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.79.

Price to Earnings Ratio vs. Sector

The P/E ratio of Capital Bancorp is 11.08, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.20.

Price to Book Value per Share Ratio

Capital Bancorp has a P/B Ratio of 1.55. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 0.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.04% of the float of Capital Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Capital Bancorp has a short interest ratio ("days to cover") of 11.14, which indicates bearish sentiment.

Change versus previous month

Short interest in Capital Bancorp has recently increased by 0.17%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Capital Bancorp pays a meaningful dividend of 1.49%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Capital Bancorp has only been increasing its dividend for 3 years.

Dividend Coverage

The dividend payout ratio of Capital Bancorp is 16.47%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Capital Bancorp will have a dividend payout ratio of 14.55% next year. This indicates that Capital Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.2 / 5
• News Sentiment: 1.19

News Sentiment

Capital Bancorp has a news sentiment score of 1.19. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.84 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Capital Bancorp this week, compared to 2 articles on an average week.

Company Ownership

• Score: 1.4 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Capital Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

33.53% of the stock of Capital Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

56.14% of the stock of Capital Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 5/27 Dividend: 5/11/2026
• Ex-Dividend for 5/27 Dividend: 5/11/2026
• Dividend Payable: 5/27/2026
• Last Earnings: 7/27/2026
• Record date for 8/26 Dividend: 8/10/2026
• Ex-Dividend for 8/26 Dividend: 8/10/2026
• Today: 8/17/2026
• Dividend Payable: 8/26/2026
• Next Earnings (Estimated): 10/26/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:CBNK
• CIK: 1419536
• Web: capitalbankmd.com
• Phone: (301) 468-8848
• Fax: 301-762-2991
• Employees: 270
• Year Founded: 1988

Price Target and Rating

• Average Price Target for Capital Bancorp: $37.33
• High Price Target: $40.00
• Low Price Target: $35.00
• Potential Upside/Downside: -0.5%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.60
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.40
• Trailing P/E Ratio: 11.03
• Forward P/E Ratio: 10.94
• P/E Growth: N/A
• Net Income: $57.17 million
• Net Margins: 17.47%
• Pretax Margin: 22.89%
• Return on Equity: 13.14%
• Return on Assets: 1.46%

Debt

• Debt-to-Equity Ratio: 0.12
• Current Ratio: 1.03
• Quick Ratio: 1.03

Sales & Book Value

• Annual Sales: $310.06 million
• Price / Sales: 1.97
• Cash Flow: $3.62 per share
• Price / Cash Flow: 10.36
• Book Value: $24.32 per share
• Price / Book: 1.54

Miscellaneous

• Outstanding Shares: 16,290,000
• Free Float: 10,828,000
• Market Cap: $611.10 million
• Optionable: Optionable
• Beta: 0.52