Horizon Bancorp (IN), through its principal banking subsidiary Horizon Bank, operates as a regional financial services company serving communities across northern Indiana and southwest Michigan. The company provides a full range of commercial and consumer banking solutions, including checking and savings accounts, residential and commercial mortgage lending, equipment financing, and treasury management services. In addition to core deposit and loan products, Horizon Bancorp offers wealth management, trust services, and brokerage capabilities through its investment advisory division.
Founded in 1870 as a small community bank in Michigan City, Indiana, Horizon Bancorp has grown through both organic expansion and targeted acquisitions. Over the decades, the company has broadened its footprint by acquiring local banks and branch networks, enhancing its ability to serve diverse customer segments—from small businesses and agricultural clients to high-net-worth individuals and municipalities. This growth strategy has enabled Horizon Bancorp to deepen its market presence while maintaining a commitment to personalized customer service.
The company’s branch network spans major population centers and rural communities across Lake, Porter, LaPorte, St. Joseph, Elkhart, and Starke counties in Indiana, as well as Berrien, Cass, and St. Joseph counties in Michigan. Horizon Bancorp leverages digital banking platforms, mobile apps, and online loan origination tools to complement its brick-and-mortar locations, ensuring clients have access to banking services wherever and whenever they need them. This combination of local expertise and technological innovation supports both retail and commercial customers in managing their financial needs efficiently.
Horizon Bancorp is led by a seasoned executive team with extensive experience in community banking, risk management, and strategic growth. Under the leadership of President and Chief Executive Officer Kevin J. Ulwelling, the company emphasizes strong corporate governance, robust credit underwriting standards, and community involvement. Horizon Bancorp’s board of directors comprises local business leaders and banking professionals committed to promoting sustainable growth while upholding the company's long-standing tradition of customer-focused service.
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