NASDAQ:CPSS Consumer Portfolio Services (CPSS) Stock Price, News & Analysis $9.16 -0.03 (-0.33%) Closing price 04:00 PM EasternExtended Trading$9.18 +0.03 (+0.27%) As of 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Consumer Portfolio Services Stock (NASDAQ:CPSS) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get CPSS alerts:Sign Up Key Stats Today's Range$9.15▼$9.3850-Day Range$8.97▼$10.0052-Week Range$6.67▼$10.49Volume10,094 shsAverage Volume21,421 shsMarket Capitalization$197.49 millionP/E Ratio9.96Dividend YieldN/APrice TargetN/AConsensus RatingHold Company Overview Consumer Portfolio Services, Inc. is a specialty finance company focused on originating and servicing retail installment contracts for the automotive industry. The company primarily serves subprime and near-prime borrowers by partnering with a network of franchised and independent auto dealers across the United States. By providing flexible financing solutions, CPS seeks to expand vehicle ownership opportunities for customers who may not qualify for traditional prime auto loans. CPS operates through two principal segments: loan origination and servicing. In its origination segment, the company purchases retail installment contracts directly from dealer partners and retains servicing responsibilities. In its servicing segment, CPS manages both its owned portfolios and third-party portfolios, collecting payments, administering delinquencies, and coordinating repossession and resale activities when necessary. This dual–function model allows the company to capture servicing fees while maintaining exposure to loan performance. Founded in 1991 and headquartered in Torrance, California, Consumer Portfolio Services has built its platform to support vehicle financing in all 50 states. The company’s capital-efficient structure includes securitization vehicles and warehouse facilities that enable it to fund origination volumes without relying solely on its balance sheet. CPS is listed on the Nasdaq Global Select Market under the ticker symbol CPSS. Through its nationwide dealer network and integrated servicing capabilities, CPS aims to maintain portfolio performance and enhance returns. The company’s management team leverages decades of experience in subprime lending and asset recovery to navigate market cycles and regulatory requirements, positioning CPS as a specialized provider of auto finance solutions for underserved borrowers.AI Generated. May Contain Errors. Read More Consumer Portfolio Services Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks29th Percentile Overall ScoreCPSS MarketRank™: Consumer Portfolio Services scored higher than 29% of companies evaluated by MarketBeat, and ranked 747th out of 854 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.2 / 5Analyst RatingHold Consensus RatingConsumer Portfolio Services has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageConsumer Portfolio Services has only been the subject of 1 research reports in the past 90 days.Read more about Consumer Portfolio Services' stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Consumer Portfolio Services is 9.96, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.69.Price to Earnings Ratio vs. SectorThe P/E ratio of Consumer Portfolio Services is 9.96, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.23.Price to Book Value per Share RatioConsumer Portfolio Services has a P/B Ratio of 0.65. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Consumer Portfolio Services' valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted1.74% of the float of Consumer Portfolio Services has been sold short.Short Interest Ratio / Days to CoverConsumer Portfolio Services has a short interest ratio ("days to cover") of 6.63.Change versus previous monthShort interest in Consumer Portfolio Services has recently increased by 0.07%, indicating that investor sentiment is decreasing. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldConsumer Portfolio Services does not currently pay a dividend.Dividend GrowthConsumer Portfolio Services does not have a long track record of dividend growth. News and Social Media2.2 / 5News Sentiment0.53 News SentimentConsumer Portfolio Services has a news sentiment score of 0.53. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.85 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 8 news articles for Consumer Portfolio Services this week, compared to 2 articles on an average week. Company Ownership2.0 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Consumer Portfolio Services insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $114,910.00 in company stock.Percentage Held by Insiders63.70% of the stock of Consumer Portfolio Services is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions47.57% of the stock of Consumer Portfolio Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Consumer Portfolio Services' insider trading history. 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Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. CPSS Stock News HeadlinesCPS Announces $80.0 Million Securitization of Residual Interests2 hours ago | globenewswire.comCatrina Marie Ralston Sells 3,617 Shares of Consumer Portfolio Services (NASDAQ:CPSS) StockAugust 15 at 7:37 AM | insidertrades.comYour book attachedBill Poulos is giving away his 'Safe Trade Options Formula' book for free - but only for a limited time through a temporary download link. He plans to charge for it soon. Download your copy now and lock it in at no cost, regardless of future pricing.August 18 at 1:00 AM | Profits Run (Ad)CPS Announces Second Quarter 2026 EarningsAugust 4, 2026 | markets.businessinsider.comCPS to Host Conference Call on Second Quarter 2026 EarningsAugust 3, 2026 | globenewswire.comConsumer Portfolio Services Completes Record Auto Receivables SecuritizationJuly 24, 2026 | tipranks.comCPS Announces $716.88 Million Senior Subordinate Asset-Backed SecuritizationJuly 22, 2026 | markets.businessinsider.comCPS Announces $716.88 Million Senior Subordinate Asset-Backed SecuritizationJuly 22, 2026 | globenewswire.comSee More Headlines CPSS Stock Analysis - Frequently Asked Questions How have CPSS shares performed this year? Consumer Portfolio Services' stock was trading at $9.33 on January 1st, 2026. Since then, CPSS shares have decreased by 1.8% and is now trading at $9.16. How were Consumer Portfolio Services' earnings last quarter? Consumer Portfolio Services, Inc. (NASDAQ:CPSS) released its earnings results on Tuesday, August, 4th. The credit services provider reported $0.27 earnings per share (EPS) for the quarter. The credit services provider had revenue of $57.14 million for the quarter. Consumer Portfolio Services had a trailing twelve-month return on equity of 6.91% and a net margin of 4.78%. Read the conference call transcript. Who are Consumer Portfolio Services' major shareholders? Top institutional shareholders of Consumer Portfolio Services include BlackRock Inc. (3.02%), Empowered Funds LLC (0.70%), Bank of New York Mellon Corp (0.11%) and Deutsche Bank AG (0.06%). Insiders that own company stock include Charles E Bradley Jr, William B Roberts, Greg Washer, John Patrick Harton, Chris Terry, Daniel S Wood, Catrina Marie Ralston, April Crisp and Noel Jackson. View institutional ownership trends. How do I buy shares of Consumer Portfolio Services? Shares of CPSS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Consumer Portfolio Services own? Based on aggregate information from My MarketBeat watchlists, some other companies that Consumer Portfolio Services investors own include Meta Platforms (META), NVIDIA (NVDA), JPMorgan Chase & Co. (JPM), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA) and Home Depot (HD). Company Calendar Last Earnings8/04/2026Today8/18/2026Next Earnings (Estimated)11/05/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (3m+) 1-Year History Aug 25 Nov 25 Feb 26 May 26 Aug 26 CPSS's financial health is in the Green zone, according to TradeSmith. CPSS has been in this zone for over 3 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Consumer Finance Sub-IndustryConsumer Finance Current SymbolNASDAQ:CPSS CIK889609 Webwww.consumerportfolio.com Phone(949) 753-6800Fax949-753-6805Employees740Year Founded1991Profitability EPS (Trailing Twelve Months)$0.92 Trailing P/E Ratio10.06 Forward P/E RatioN/A P/E GrowthN/ANet Income$19.33 million Net Margins4.78% Pretax Margin6.93% Return on Equity6.91% Return on Assets0.54% Debt Debt-to-Equity Ratio10.43 Current Ratio5.67 Quick Ratio5.67 Sales & Book Value Annual Sales$434.47 million Price / Sales0.46 Cash Flow$1.45 per share Price / Cash Flow6.40 Book Value$14.02 per share Price / Book0.66Miscellaneous Outstanding Shares21,560,000Free Float7,824,000Market Cap$199.43 million OptionableOptionable Beta1.13 Social Links The Best Nuclear Energy Stocks to BuyNuclear energy is entering a new growth cycle as rising power demand, expanding data centers, and renewed policy support bring the sector back into focus. 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