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NASDAQ:BCML

Bay Commercial Bank (BCML) Stock Price, News & Analysis

Bay Commercial Bank logo
$28.52 +0.16 (+0.56%)
Closing price 08/20/2025 04:00 PM Eastern
Extended Trading
$28.59 +0.07 (+0.25%)
As of 08/20/2025 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About Bay Commercial Bank Stock (NASDAQ:BCML)

Key Stats

Today's Range
$28.42
$28.75
50-Day Range
$26.24
$29.05
52-Week Range
$21.60
$30.13
Volume
8,839 shs
Average Volume
20,912 shs
Market Capitalization
$311.44 million
P/E Ratio
13.08
Dividend Yield
2.81%
Price Target
$31.50
Consensus Rating
Moderate Buy

Company Overview

Bay Commercial Bank Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
78th Percentile Overall Score

BCML MarketRank™: 

Bay Commercial Bank scored higher than 78% of companies evaluated by MarketBeat, and ranked 375th out of 933 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Bay Commercial Bank has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.

  • Amount of Analyst Coverage

    Bay Commercial Bank has only been the subject of 1 research reports in the past 90 days.

  • Read more about Bay Commercial Bank's stock forecast and price target.
  • Earnings Growth

    Earnings for Bay Commercial Bank are expected to grow by 2.02% in the coming year, from $2.48 to $2.53 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Bay Commercial Bank is 13.08, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.87.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Bay Commercial Bank is 13.08, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.03.

  • Price to Book Value per Share Ratio

    Bay Commercial Bank has a P/B Ratio of 0.94. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about Bay Commercial Bank's valuation and earnings.
  • Percentage of Shares Shorted

    0.74% of the float of Bay Commercial Bank has been sold short.
  • Short Interest Ratio / Days to Cover

    Bay Commercial Bank has a short interest ratio ("days to cover") of 3, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Bay Commercial Bank has recently decreased by 12.61%, indicating that investor sentiment is improving significantly.
  • Dividend Yield

    Bay Commercial Bank pays a meaningful dividend of 2.82%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Bay Commercial Bank has only been increasing its dividend for 3 years.

  • Dividend Coverage

    The dividend payout ratio of Bay Commercial Bank is 36.70%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Bay Commercial Bank will have a dividend payout ratio of 31.62% next year. This indicates that Bay Commercial Bank will be able to sustain or increase its dividend.

  • Read more about Bay Commercial Bank's dividend.
  • Percentage of Shares Shorted

    0.74% of the float of Bay Commercial Bank has been sold short.
  • Short Interest Ratio / Days to Cover

    Bay Commercial Bank has a short interest ratio ("days to cover") of 3, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Bay Commercial Bank has recently decreased by 12.61%, indicating that investor sentiment is improving significantly.
    • Insider Buying vs. Insider Selling

      In the past three months, Bay Commercial Bank insiders have not sold or bought any company stock.

    • Percentage Held by Insiders

      Only 6.50% of the stock of Bay Commercial Bank is held by insiders.

    • Percentage Held by Institutions

      66.16% of the stock of Bay Commercial Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

    • Read more about Bay Commercial Bank's insider trading history.
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    BCML Stock News Headlines

    He Called Nvidia at $1.10. Now, He Says THIS Stock Will…
    The original Magnificent Seven returned 16,894%—turning $7K into $1.18 million. Now, the man who called Nvidia at $1.10 reveals AI’s Next Magnificent Seven… including one stock he says could become America’s next trillion-dollar giant.tc pixel
    BayCom (BCML) Receives a Buy from D.A. Davidson
    BayCom reports Q1 EPS 51c, consensus 52c
    See More Headlines

    BCML Stock Analysis - Frequently Asked Questions

    Bay Commercial Bank's stock was trading at $26.84 on January 1st, 2025. Since then, BCML stock has increased by 6.3% and is now trading at $28.52.

    Bay Commercial Bank (NASDAQ:BCML) posted its quarterly earnings data on Thursday, July, 17th. The company reported $0.58 earnings per share for the quarter, topping analysts' consensus estimates of $0.55 by $0.03. The firm earned $24.67 million during the quarter, compared to the consensus estimate of $23.53 million. Bay Commercial Bank had a net margin of 17.36% and a trailing twelve-month return on equity of 7.41%.

    Bay Commercial Bank (BCML) raised $51 million in an IPO on Friday, May 4th 2018. The company issued 2,300,000 shares at a price of $21.00-$23.00 per share. FIG Partners and D.A. Davidson served as the underwriters for the IPO.

    Bay Commercial Bank's top institutional investors include Alliancebernstein L.P. (4.13%), The Manufacturers Life Insurance Company (3.72%), Geode Capital Management LLC (2.18%) and Acadian Asset Management LLC (1.91%). Insiders that own company stock include Robert G Laverne and George J Guarini.
    View institutional ownership trends
    .

    Shares of BCML stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

    Based on aggregate information from My MarketBeat watchlists, some other companies that Bay Commercial Bank investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), ServiceNow (NOW), Adobe (ADBE) and Arista Networks (ANET).

    Company Calendar

    Record date for 7/10 Dividend
    6/12/2025
    Ex-Dividend for 7/10 Dividend
    6/12/2025
    Dividend Payable
    7/10/2025
    Last Earnings
    7/17/2025
    Today
    8/20/2025
    Next Earnings (Estimated)
    10/16/2025
    Fiscal Year End
    12/31/2025

    Industry, Sector and Symbol

    Stock Exchange
    NASDAQ
    Sector
    Finance
    Industry
    BANKS - WEST
    Sub-Industry
    Banking
    Current Symbol
    NASDAQ:BCML
    CIK
    1730984
    Fax
    N/A
    Employees
    370
    Year Founded
    N/A

    Price Target and Rating

    High Price Target
    $32.00
    Low Price Target
    $31.00
    Potential Upside/Downside
    +10.4%
    Consensus Rating
    Moderate Buy
    Rating Score (0-4)
    2.50
    Research Coverage
    2 Analysts

    Profitability

    EPS (Trailing Twelve Months)
    $2.18
    Trailing P/E Ratio
    13.08
    Forward P/E Ratio
    11.50
    P/E Growth
    N/A
    Net Income
    $23.61 million
    Net Margins
    17.36%
    Pretax Margin
    23.51%
    Return on Equity
    7.41%
    Return on Assets
    0.93%

    Debt

    Debt-to-Equity Ratio
    0.22
    Current Ratio
    1.05
    Quick Ratio
    1.05

    Sales & Book Value

    Annual Sales
    $138.09 million
    Price / Sales
    2.26
    Cash Flow
    $2.43 per share
    Price / Cash Flow
    11.72
    Book Value
    $30.26 per share
    Price / Book
    0.94

    Miscellaneous

    Outstanding Shares
    10,920,000
    Free Float
    10,214,000
    Market Cap
    $311.44 million
    Optionable
    Optionable
    Beta
    0.61

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    This page (NASDAQ:BCML) was last updated on 8/21/2025 by MarketBeat.com Staff
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