LexinFintech (LX) Stock Price, News & Analysis

Company Overview

LexinFintech Holdings Ltd. operates a technology-enabled consumer finance platform in China. Its services connect consumers seeking credit with financial institutions and other funding partners.

The company’s platform includes Fenqile, an online installment-shopping service, along with consumer credit products and related financial services. LexinFintech uses technology and data analysis to support credit assessment and risk management.

Founded in 2013, the company began with Fenqile and serves customers in China. Its founder, Jay Wenjie Xiao, has led the company as its chief executive.

Key Stats

• Today's Range: $0.59 to $0.62
• 50-Day Range: $0.59 to $0.88
• 52-Week Range: $0.59 to $4.18
• Volume: 813,959 shs
• Average Volume: 2.06 million shs
• Market Capitalization: $104.35 million
• P/E Ratio: 0.74
• Dividend Yield: 48.15%
• Price Target: $2.35
• Consensus Rating: Reduce

LexinFintech Stock Analysis - MarketRank™

LexinFintech scored higher than 81% of companies evaluated by MarketBeat, and ranked 323rd out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.2 / 5
• Analyst Rating: Reduce

Consensus Rating

LexinFintech has received a consensus rating of Reduce. The company's average rating score is 1.67, and is based on no strong buy ratings, no buy ratings, 2 hold ratings, and 1 sell rating.

Upside Potential

LexinFintech has a consensus price target of $2.35, representing about 284.6% upside from its current price of $0.61.

Amount of Analyst Coverage

LexinFintech has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of LexinFintech is 0.73, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.40.

Price to Earnings Ratio vs. Sector

The P/E ratio of LexinFintech is 0.73, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.49.

Price to Book Value per Share Ratio

LexinFintech has a P/B Ratio of 0.06. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

5.39% of the float of LexinFintech has been sold short.

Short Interest Ratio / Days to Cover

LexinFintech has a short interest ratio ("days to cover") of 6.53.

Change versus previous month

Short interest in LexinFintech has recently decreased by 15.87%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

LexinFintech is a leading dividend payer. It pays a dividend yield of 47.39%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

LexinFintech does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of LexinFintech is 35.71%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 3.6 / 5
• News Sentiment: N/A

News Sentiment

LexinFintech has a news sentiment score of 1.79. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for LexinFintech this week, compared to 1 article on an average week.

Search Interest

6 people have searched for LX on MarketBeat in the last 30 days. This is an increase of 200% compared to the previous 30 days.

MarketBeat Follows

Only 1 people have added LexinFintech to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, LexinFintech insiders have not sold or bought any company stock.

Percentage Held by Insiders

27.80% of the stock of LexinFintech is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

LexinFintech has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 8/31/2026
• Today: 11/13/2026
• Next Earnings (Estimated): 11/30/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NASDAQ:LX
• CIK: 1708259
• Web: www.lexin.com
• Phone: 8675536378888
• Fax: N/A
• Employees: 7,169
• Year Founded: 2013

Price Target and Rating

• Average Price Target for LexinFintech: $2.35
• High Price Target: $3.50
• Low Price Target: $1.20
• Potential Upside/Downside: +284.6%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.67
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.84
• Trailing P/E Ratio: 0.73
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $239.82 million
• Net Margins: 7.94%
• Pretax Margin: 10.58%
• Return on Equity: 8.59%
• Return on Assets: 4.50%

Debt

• Debt-to-Equity Ratio: 0.15
• Current Ratio: 2.09
• Quick Ratio: 2.08

Sales & Book Value

• Annual Sales: $1.88 billion
• Price / Sales: 0.05
• Cash Flow: $1.45 per share
• Price / Cash Flow: 0.42
• Book Value: $10.20 per share
• Price / Book: 0.06

Miscellaneous

• Outstanding Shares: 167,500,000
• Free Float: 120,936,000
• Market Cap: $102.34 million
• Optionable: Optionable
• Beta: 0.94