LexinFintech (LX) Stock Price, News & Analysis

Company Overview

LexinFintech Holdings Ltd. is a China-based financial technology company that provides consumer finance and related services through digital platforms. Its business is primarily focused on helping consumers access installment financing and other credit products through online channels.

The company operates Fenqile, an online consumer platform that combines shopping and financial services. Fenqile has offered installment-payment options for merchandise and services, along with personal loans and other consumer credit products. LexinFintech also provides technology and service support for financial institutions and merchants involved in consumer lending and e-commerce.

Founded in 2013, LexinFintech serves customers and business partners in China. The company became publicly traded on the Nasdaq under the symbol LX in 2017. Its leadership has included founder and Chief Executive Officer Xiao Wenjie, who has overseen the company’s development as a digital consumer-finance provider.

Key Stats

• Today's Range: $0.73 to $0.81
• 50-Day Range: $0.75 to $1.54
• 52-Week Range: $0.73 to $5.94
• Volume: 7.54 million shs
• Average Volume: 5.88 million shs
• Market Capitalization: $125.26 million
• P/E Ratio: 0.89
• Dividend Yield: 40.12%
• Price Target: $2.35
• Consensus Rating: Reduce

LexinFintech Stock Analysis - MarketRank™

LexinFintech scored higher than 84% of companies evaluated by MarketBeat, and ranked 234th out of 838 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.2 / 5
• Analyst Rating: Reduce

Consensus Rating

LexinFintech has received a consensus rating of Reduce. The company's average rating score is 1.67, and is based on no strong buy ratings, no buy ratings, 2 hold ratings, and 1 sell rating.

Upside Potential

LexinFintech has a consensus price target of $2.35, representing about 214.3% upside from its current price of $0.75.

Amount of Analyst Coverage

LexinFintech has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of LexinFintech is 0.89, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.95.

Price to Earnings Ratio vs. Sector

The P/E ratio of LexinFintech is 0.89, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.32.

Price to Book Value per Share Ratio

LexinFintech has a P/B Ratio of 0.07. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.82% of the float of LexinFintech has been sold short.

Short Interest Ratio / Days to Cover

LexinFintech has a short interest ratio ("days to cover") of 1.26, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in LexinFintech has recently increased by 94.80%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

LexinFintech is a leading dividend payer. It pays a dividend yield of 40.22%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

LexinFintech does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of LexinFintech is 35.71%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 4.4 / 5
• News Sentiment: 0.97

News Sentiment

LexinFintech has a news sentiment score of 0.97. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.70 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for LexinFintech this week, compared to 1 article on an average week.

Search Interest

5 people have searched for LX on MarketBeat in the last 30 days. This is an increase of 400% compared to the previous 30 days.

MarketBeat Follows

3 people have added LexinFintech to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, LexinFintech insiders have not sold or bought any company stock.

Percentage Held by Insiders

27.80% of the stock of LexinFintech is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

LexinFintech has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 8/14/2026
• Today: 9/21/2026
• Next Earnings (Estimated): 11/30/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NASDAQ:LX
• CIK: 1708259
• Web: www.lexin.com
• Phone: 8675536378888
• Fax: N/A
• Employees: 7,169
• Year Founded: 2013

Price Target and Rating

• Average Price Target for LexinFintech: $2.35
• High Price Target: $3.50
• Low Price Target: $1.20
• Potential Upside/Downside: +214.3%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.67
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.84
• Trailing P/E Ratio: 0.89
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $239.82 million
• Net Margins: 7.94%
• Pretax Margin: 10.58%
• Return on Equity: 8.59%
• Return on Assets: 4.50%

Debt

• Debt-to-Equity Ratio: 0.15
• Current Ratio: 2.09
• Quick Ratio: 2.08

Sales & Book Value

• Annual Sales: $1.88 billion
• Price / Sales: 0.07
• Cash Flow: $1.53 per share
• Price / Cash Flow: 0.49
• Book Value: $10.20 per share
• Price / Book: 0.07

Miscellaneous

• Outstanding Shares: 167,500,000
• Free Float: 120,936,000
• Market Cap: $125.26 million
• Optionable: Optionable
• Beta: 0.86