NASDAQ:SPFI South Plains Financial (SPFI) Stock Price, News & Analysis $40.52 +0.39 (+0.97%) Closing price 05/22/2026 04:00 PM EasternExtended Trading$40.52 0.00 (0.00%) As of 05/22/2026 05:36 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About South Plains Financial Stock (NASDAQ:SPFI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get South Plains Financial alerts:Sign Up Key Stats Today's Range$40.11▼$40.8750-Day Range$38.99▼$44.5852-Week Range$33.66▼$45.09Volume102,318 shsAverage Volume109,148 shsMarket Capitalization$775.96 millionP/E Ratio11.35Dividend Yield1.68%Price Target$46.25Consensus RatingModerate Buy Company Overview South Plains Financial, Inc. is the bank holding company for South Plains Bank, a community-oriented financial institution headquartered in Lubbock, Texas. The company operates as a full-service commercial bank, providing a broad spectrum of banking solutions to individuals, small businesses and agricultural clients. Its principal subsidiary, South Plains Bank, holds state and national banking charters and is subject to regulatory oversight by the Federal Reserve and various state banking authorities. The company’s product offerings include traditional deposit accounts such as checking, savings and money market accounts, as well as time deposits. On the lending side, South Plains Financial provides commercial real estate loans, construction financing, agricultural and livestock loans, and consumer installment loans. Additional services encompass cash management and treasury solutions, online and mobile banking platforms, remote deposit capture and merchant services designed to support the day-to-day operations of business customers. South Plains Financial’s operations are concentrated in West Texas and Eastern New Mexico, where it maintains multiple branch locations serving urban and rural markets. The company emphasizes community involvement through local sponsorships and economic development partnerships. Its leadership team, comprised of experienced banking professionals, focuses on maintaining strong credit quality, fostering customer relationships and pursuing measured growth in underserved markets across its geographic footprint. AI Generated. May Contain Errors. Read More South Plains Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks87th Percentile Overall ScoreSPFI MarketRank™: South Plains Financial scored higher than 87% of companies evaluated by MarketBeat, and ranked 210th out of 881 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.1 / 5Analyst RatingModerate Buy Consensus RatingSouth Plains Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.83, and is based on no strong buy ratings, 5 buy ratings, 1 hold rating, and no sell ratings.Upside PotentialSouth Plains Financial has a consensus price target of $46.25, representing about 14.1% upside from its current price of $40.52.Amount of Analyst CoverageSouth Plains Financial has only been the subject of 3 research reports in the past 90 days.Read more about South Plains Financial's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth7.65% Earnings GrowthEarnings for South Plains Financial are expected to grow by 7.65% in the coming year, from $3.79 to $4.08 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of South Plains Financial is 11.35, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 43.12.Price to Earnings Ratio vs. SectorThe P/E ratio of South Plains Financial is 11.35, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.83.Price to Book Value per Share RatioSouth Plains Financial has a P/B Ratio of 1.54. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about South Plains Financial's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.74% of the float of South Plains Financial has been sold short.Short Interest Ratio / Days to CoverSouth Plains Financial has a short interest ratio ("days to cover") of 1.92, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in South Plains Financial has recently increased by 19.26%, indicating that investor sentiment is decreasing significantly. Dividend3.3 / 5Dividend StrengthStrong Dividend YieldSouth Plains Financial pays a meaningful dividend of 1.68%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthSouth Plains Financial has been increasing its dividend for 5 years.Dividend CoverageThe dividend payout ratio of South Plains Financial is 19.05%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, South Plains Financial will have a dividend payout ratio of 16.67% next year. This indicates that South Plains Financial will be able to sustain or increase its dividend.Read more about South Plains Financial's dividend. News and Social Media1.8 / 5News Sentiment-0.09 News SentimentSouth Plains Financial has a news sentiment score of -0.09. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.65 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for South Plains Financial this week, compared to 2 articles on an average week.Search InterestOnly 1 people have searched for SPFI on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.MarketBeat Follows4 people have added South Plains Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 300% compared to the previous 30 days. Company Ownership2.1 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, South Plains Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,204,340.00 in company stock.Percentage Held by Insiders24.29% of the stock of South Plains Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions54.95% of the stock of South Plains Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about South Plains Financial's insider trading history. 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Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. SPFI Stock News HeadlinesSouth Plains Financial (NASDAQ:SPFI) Director Sells $62,509.20 in StockMay 21 at 8:07 AM | insidertrades.comContrasting South Plains Financial (NASDAQ:SPFI) & FB Bancorp (NASDAQ:FBLA)May 16, 2026 | americanbankingnews.comThe chokepoint supplier behind SpaceX's $1.75 trillion empireWhen Musk laughed and said 'you need transformers to run transformers,' it wasn't a joke - it was a confession. The world's largest supercomputer requires power equipment that takes 120 weeks to build, and Musk built Colossus in just 122 days. One small American company is positioned to close that gap faster than anyone else, yet Wall Street still prices it like an afterthought. Dylan Jovine has the full story and the ticker.May 24 at 1:00 AM | Behind the Markets (Ad)South Plains Financial Shareholders Approve Directors and Governance MattersMay 14, 2026 | tipranks.comSouth Plains Financial (NASDAQ:SPFI) Director Sells $197,736.16 in StockMay 13, 2026 | insidertrades.comSouth Plains signals Bank of Houston deal to be 11% accretive in 2027 with tangible book value earn-back under 3 yearsApril 29, 2026 | seekingalpha.comSouth Plains Financial (SPFI) Q1 Earnings: How Key Metrics Compare to Wall Street EstimatesApril 29, 2026 | msn.comSouth Plains Financial Inc (SPFI) Q1 2026 Earnings Call Highlights: Navigating Growth and ChallengesApril 29, 2026 | finance.yahoo.comSee More Headlines SPFI Stock Analysis - Frequently Asked Questions How have SPFI shares performed this year? South Plains Financial's stock was trading at $38.80 at the start of the year. Since then, SPFI shares have increased by 4.4% and is now trading at $40.52. How were South Plains Financial's earnings last quarter? South Plains Financial, Inc. (NASDAQ:SPFI) announced its quarterly earnings data on Tuesday, April, 28th. The company reported $0.85 earnings per share for the quarter, missing the consensus estimate of $0.88 by $0.03. The company had revenue of $54.15 million for the quarter, compared to the consensus estimate of $54.08 million. South Plains Financial had a net margin of 20.22% and a trailing twelve-month return on equity of 12.58%. Read the conference call transcript. How will South Plains Financial's stock buyback program work? South Plains Financial's Board of Directors approved a share buyback program on Monday, February 23rd 2026, which allows the company to repurchase $10,000,000 in outstanding shares, according to EventVestor. This means that the company could reacquire up to 1.5% of its shares through open market purchases. Shares buyback programs are often an indication that the company's board of directors believes its shares are undervalued. When did South Plains Financial IPO? South Plains Financial (SPFI) raised $63 million in an initial public offering on Thursday, May 9th 2019. The company issued 3,380,000 shares at a price of $17.50-$19.50 per share. Keefe, Bruyette & Woods (A Stifel Company) and Sandler O’Neill + Partners served as the underwriters for the IPO. Who are South Plains Financial's major shareholders? Top institutional shareholders of South Plains Financial include Dimensional Fund Advisors LP (2.66%), Gabelli Funds LLC (0.60%), Deprince Race & Zollo Inc. (0.63%) and Empowered Funds LLC (0.45%). Insiders that own company stock include Richard D Campbell, Curtis C Griffith, Noe G Valles, Noe G Valles, James D Stein and Cory T Newsom. View institutional ownership trends. How do I buy shares of South Plains Financial? Shares of SPFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of South Plains Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that South Plains Financial investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA), Broadcom (AVGO) and JPMorgan Chase & Co. (JPM). Company Calendar Record date for 5/11 Dividend4/27/2026Ex-Dividend for 5/11 Dividend4/27/2026Last Earnings4/28/2026Dividend Payable5/11/2026Today5/24/2026Next Earnings (Estimated)7/15/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (10m+) 1-Year History May 25 Aug 25 Nov 25 Feb 26 May 26 SPFI's financial health is in the Green zone, according to TradeSmith. SPFI has been in this zone for over 10 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - SOUTHEAST Sub-IndustryBanking Current SymbolNASDAQ:SPFI CIK1163668 Webwww.spfi.bank Phone(806) 792-7101FaxN/AEmployees680Year Founded1992Price Target and Rating Average Price Target for South Plains Financial$46.25 High Price Target$49.00 Low Price Target$44.00 Potential Upside/Downside+14.1%Consensus RatingModerate Buy Rating Score (0-4)2.83 Research Coverage6 Analysts Profitability EPS (Trailing Twelve Months)$3.57 Trailing P/E Ratio11.35 Forward P/E Ratio10.69 P/E GrowthN/ANet Income$58.47 million Net Margins20.22% Pretax Margin25.56% Return on Equity12.58% Return on Assets1.35% Debt Debt-to-Equity Ratio0.12 Current Ratio0.93 Quick Ratio0.93 Sales & Book Value Annual Sales$296.89 million Price / Sales2.61 Cash Flow$4.12 per share Price / Cash Flow9.83 Book Value$26.37 per share Price / Book1.54Miscellaneous Outstanding Shares19,150,000Free Float14,495,000Market Cap$775.96 million OptionableOptionable Beta0.48 10 Stocks Set to Soar in 2026Enter your email address and we’ll send you MarketBeat’s list of ten stocks set to soar in Summer 2026, despite the threat of tariffs and what's happening in Iran. 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