TransUnion (NYSE:TRU) Posts Quarterly Earnings Results, Beats Expectations By $0.04 EPS

Key Points

• TransUnion beat earnings expectations, reporting adjusted EPS of $1.25 versus the $1.21 consensus, while revenue reached $1.31 billion, up 12.2% year over year and in line with estimates.
• Management raised its outlook despite mortgage-market headwinds, but quarterly revenue guidance was reportedly slightly below expectations. Investors are also monitoring regulatory uncertainty, CFO Todd Cello’s planned departure and recent insider selling.
• The board increased the quarterly dividend by 8% to $0.135 per share and expanded the share-repurchase authorization to $2 billion, strengthening the company’s capital-return plans.

TransUnion (NYSE:TRU - Get Free Report) announced its earnings results on Tuesday. The business services provider reported $1.25 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $1.21 by $0.04, FiscalAI reports. The company had revenue of $1.31 billion for the quarter, compared to analyst estimates of $1.31 billion. TransUnion had a return on equity of 16.29% and a net margin of 15.08%. The firm's quarterly revenue was up 12.2% compared to the same quarter last year. During the same quarter in the previous year, the company earned $1.10 earnings per share.

TransUnion Stock Down 0.8%

TransUnion stock traded down $0.62 during midday trading on Tuesday, reaching $79.00. The stock had a trading volume of 293,499 shares, compared to its average volume of 2,541,298. The company has a market capitalization of $15.14 billion, a P/E ratio of 20.85, a PEG ratio of 1.48 and a beta of 1.58. The company has a fifty day moving average price of $75.01 and a two-hundred day moving average price of $74.45. The company has a current ratio of 1.90, a quick ratio of 1.90 and a debt-to-equity ratio of 1.07. TransUnion has a 12 month low of $60.96 and a 12 month high of $89.12.

TransUnion Dividend Announcement

The company also recently announced a quarterly dividend, which was paid on Friday, September 4th. Investors of record on Thursday, August 20th were issued a $0.1250 dividend. The ex-dividend date was Thursday, August 20th. This represents a $0.50 annualized dividend and a yield of 0.6%. TransUnion's payout ratio is presently 13.19%.

TransUnion News Summary

Here are the key news stories impacting TransUnion this week:

• Positive Sentiment: TransUnion reported third-quarter adjusted earnings of $1.25 per share, exceeding the $1.21 analyst consensus and rising from $1.10 a year earlier. Revenue reached $1.31 billion, up 12.2% year over year and roughly in line with expectations. TransUnion Q3 Earnings and Revenues Surpass Estimates
• Positive Sentiment: Management raised its outlook despite mortgage-related headwinds, signaling confidence in the company’s underlying operations and growth trajectory. TransUnion Q3 2026 Earnings
• Positive Sentiment: The board increased the quarterly dividend by 8% to $0.135 per share and expanded the share-repurchase authorization to $2 billion. The moves may support the stock by improving capital returns and signaling management’s confidence in future cash flow. TransUnion Raises Dividend and Expands Buyback
• Positive Sentiment: TransUnion also launched transaction matching for merchants, expanding its data and fraud-management offerings, although the near-term financial impact is unclear. TransUnion Launches Transaction Matching
• Neutral Sentiment: Quarterly revenue guidance was described as slightly below expectations in one report, creating a modest offset to the earnings beat and broader outlook increase. TransUnion Q3 Guidance
• Negative Sentiment: Investors continue to monitor mortgage-market weakness, potential changes to credit-score regulations and the planned year-end departure of CFO Todd Cello. Recent insider activity also showed selling without reported purchases, which may weigh on sentiment. TransUnion Pre-Earnings Headwinds

Insider Activity at TransUnion

In related news, CAO Jennifer Williams sold 1,070 shares of the stock in a transaction dated Monday, August 31st. The stock was sold at an average price of $84.57, for a total transaction of $90,489.90. Following the sale, the chief accounting officer owned 4,327 shares of the company's stock, valued at approximately $365,934.39. This represents a 19.83% decrease in their position. The sale was disclosed in a document filed with the SEC, which is accessible through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, EVP Mohamed Abdelsadek sold 397 shares of the stock in a transaction dated Friday, October 16th. The shares were sold at an average price of $75.00, for a total value of $29,775.00. Following the sale, the executive vice president owned 52,284 shares of the company's stock, valued at $3,921,300. This represents a 0.75% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last ninety days, insiders sold 41,377 shares of company stock worth $3,200,570. 0.37% of the stock is owned by company insiders.

Analysts Set New Price Targets

Several brokerages recently issued reports on TRU. The Goldman Sachs Group reduced their price objective on TransUnion from $77.00 to $68.00 and set a "neutral" rating for the company in a report on Friday, October 2nd. Robert W. Baird increased their price target on shares of TransUnion from $108.00 to $115.00 and gave the stock an "outperform" rating in a research report on Wednesday, July 29th. Griffin Securities set a $98.00 price objective on shares of TransUnion in a report on Wednesday, July 29th. Needham & Company LLC reduced their price target on TransUnion from $100.00 to $85.00 and set a "buy" rating for the company in a report on Tuesday, October 13th. Finally, Mizuho cut their target price on TransUnion from $77.00 to $74.00 and set a "neutral" rating for the company in a research note on Monday, October 19th. Ten research analysts have rated the stock with a Buy rating and six have issued a Hold rating to the company's stock. According to MarketBeat, TransUnion currently has an average rating of "Moderate Buy" and an average price target of $91.19.

TransUnion Company Profile

TransUnion NYSE: TRU is a global information and insights company that helps businesses and consumers make more informed decisions. The company collects, analyzes and delivers data related to credit, identity, fraud and consumer behavior, serving customers across financial services, insurance, healthcare, retail, telecommunications and other industries.

Its products and services include consumer credit reports and scores, credit-risk assessment, marketing and audience insights, identity verification, fraud detection, investigative tools and decisioning software.

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