NYSE:ENVA Enova International (ENVA) Stock Price, News & Analysis $175.11 +2.61 (+1.51%) Closing price 05/8/2026 03:59 PM EasternExtended Trading$174.90 -0.21 (-0.12%) As of 05/8/2026 07:51 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Enova International Stock (NYSE:ENVA) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Enova International alerts:Sign Up Key Stats Today's Range$170.34▼$175.3850-Day Range$129.99▼$173.4452-Week Range$89.00▼$176.68Volume180,604 shsAverage Volume275,901 shsMarket Capitalization$4.36 billionP/E Ratio14.18Dividend YieldN/APrice Target$198.80Consensus RatingBuy Company Overview Enova International, Inc. (NYSE: ENVA) is a Chicago-based financial services company specializing in online lending solutions. Since its founding in 2004, Enova has leveraged proprietary data analytics and technology platforms to underwrite and deliver short-term consumer loans, lines of credit and installment loans. Through its flagship consumer brand NetCredit, Enova provides flexible credit options designed to serve a wide range of borrowers, including those with limited or non-traditional credit histories. In addition to its U.S. consumer operations, Enova operates dedicated commercial lending services under its OnDeck brand, offering small businesses access to working capital through term loans and revolving credit lines. The company has expanded internationally, serving customers in the United Kingdom and Brazil via localized online platforms. Enova’s risk and underwriting models draw upon machine learning and real-time data to assess creditworthiness, enabling rapid decision-making and funding. Enova differentiates itself through a fully digital customer experience and a focus on speed, with many approved applicants receiving funds within one business day. Its executive team brings deep expertise in financial technology, data science and regulatory compliance. The company continues to invest in its technology infrastructure and product suite to enhance its underwriting capabilities and broaden its service offerings across geographies.AI Generated. May Contain Errors. Read More Enova International Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks79th Percentile Overall ScoreENVA MarketRank™: Enova International scored higher than 79% of companies evaluated by MarketBeat, and ranked 354th out of 877 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.6 / 5Analyst RatingBuy Consensus RatingEnova International has received a consensus rating of Buy. The company's average rating score is 3.13, and is based on 1 strong buy rating, 7 buy ratings, no hold ratings, and no sell ratings.Upside PotentialEnova International has a consensus price target of $198.80, representing about 13.5% upside from its current price of $175.11.Amount of Analyst CoverageEnova International has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Enova International's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth24.59% Earnings GrowthEarnings for Enova International are expected to grow by 24.59% in the coming year, from $15.37 to $19.15 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Enova International is 14.18, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 42.51.Price to Earnings Ratio vs. SectorThe P/E ratio of Enova International is 14.18, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.14.Price to Book Value per Share RatioEnova International has a P/B Ratio of 3.68. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.Read more about Enova International's valuation and earnings. Short Interest0.0 / 5Short Interest LevelBearish Percentage of Shares Shorted8.40% of the float of Enova International has been sold short.Short Interest Ratio / Days to CoverEnova International has a short interest ratio ("days to cover") of 10.55, which indicates bearish sentiment.Change versus previous monthShort interest in Enova International has recently increased by 0.54%, indicating that investor sentiment is decreasing. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldEnova International does not currently pay a dividend.Dividend GrowthEnova International does not have a long track record of dividend growth. News and Social Media4.3 / 5News Sentiment0.85 News SentimentEnova International has a news sentiment score of 0.85. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.69 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 5 news articles for Enova International this week, compared to 3 articles on an average week.Search Interest12 people have searched for ENVA on MarketBeat in the last 30 days. MarketBeat Follows4 people have added Enova International to their MarketBeat watchlist in the last 30 days. Company Ownership1.7 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Enova International insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,445,833.00 in company stock.Percentage Held by Insiders8.40% of the stock of Enova International is held by insiders.Percentage Held by Institutions89.43% of the stock of Enova International is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Enova International's insider trading history. Receive ENVA Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Enova International and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. ENVA Stock News HeadlinesEnova International (NYSE:ENVA) Lowered to "Buy" Rating by Wall Street ZenMay 10 at 1:11 AM | americanbankingnews.comEnova International (ENVA) Is Down 5.6% After Raising 2026 Guidance On Strong Q1 Earnings And Buybacks – Has The Bull Case Changed?May 5, 2026 | finance.yahoo.comMove your Money Now: This has only happened 4 times in 50 years47-year Wall Street veteran Louis Navellier says a rare market pattern is forming for only the fifth time in his career - each previous instance was triggered by a Federal Reserve shift and preceded gains of 1,100% to 2,900% in select small-cap stocks. On May 13 at 1 p.m. ET, Navellier is hosting the 10X Fed Shock Summit to walk through what he sees unfolding before the new Fed Chair takes over on May 15. Sign up and receive his 53-stock 'Exclusion List' free, plus his single highest-conviction pick named live.May 10 at 1:00 AM | Stansberry Research (Ad)Major Exercise Alert: Steven Cunningham Exercises Options Worth $517K At Enova InternationalMay 2, 2026 | benzinga.comSteven Cunningham Sells 7,852 Shares of Enova International (NYSE:ENVA) StockMay 2, 2026 | americanbankingnews.comNew Report: 93% of Small Businesses Expect Growth in 2026May 1, 2026 | prnewswire.comEnova International (NYSE:ENVA) CEO Steven Cunningham Sells 7,852 SharesMay 1, 2026 | insidertrades.comEnova To Present at the Needham Technology, Media, & Consumer ConferenceApril 30, 2026 | prnewswire.comSee More Headlines ENVA Stock Analysis - Frequently Asked Questions How have ENVA shares performed this year? Enova International's stock was trading at $156.52 at the beginning of 2026. Since then, ENVA stock has increased by 11.9% and is now trading at $175.1070. How were Enova International's earnings last quarter? Enova International, Inc. (NYSE:ENVA) released its earnings results on Thursday, April, 23rd. The credit services provider reported $3.87 earnings per share for the quarter, topping the consensus estimate of $3.66 by $0.21. The firm's revenue was up 17.4% on a year-over-year basis. Read the conference call transcript. How will Enova International's stock buyback program work? Enova International's Board of Directors initiated a share buyback plan on Wednesday, November 12th 2025, which allows the company to buy back $400,000,000 in outstanding shares, according to EventVestor. This means that the company could buy up to 12.5% of its shares through open market purchases. Shares repurchase plans are typically an indication that the company's leadership believes its stock is undervalued. Who are Enova International's major shareholders? Enova International's top institutional investors include Bank of New York Mellon Corp (0.60%), SG Americas Securities LLC (0.44%), Hillsdale Investment Management Inc. (0.25%) and New York State Teachers Retirement System (0.17%). Insiders that own company stock include David Fisher, Steven E Cunningham, Kirk Chartier, Sean Rahilly, Gregg A Kaplan, James Joseph Lee, Linda Johnson Rice, Mark Tebbe and James A Gray. View institutional ownership trends. How do I buy shares of Enova International? Shares of ENVA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Enova International own? Based on aggregate information from My MarketBeat watchlists, some other companies that Enova International investors own include NVIDIA (NVDA), Meta Platforms (META), Tesla (TSLA), Advanced Micro Devices (AMD), Netflix (NFLX), JPMorgan Chase & Co. (JPM) and Visa (V). Company Calendar Last Earnings4/23/2026Today5/10/202621st Annual Needham Technology, Media, & Consumer Conference5/14/2026Next Earnings (Estimated)7/23/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (1m+) 1-Year History May 25 Aug 25 Nov 25 Feb 26 May 26 ENVA's financial health is in the Green zone, according to TradeSmith. ENVA has been in this zone for over one month. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry FIN - CONS LOANS Sub-IndustryBanking Current SymbolNYSE:ENVA CIK1529864 Webwww.enova.com Phone(312) 568-4200Fax312-268-6465Employees1,836Year Founded2004Price Target and Rating Average Price Target for Enova International$198.80 High Price Target$210.00 Low Price Target$190.00 Potential Upside/Downside+13.5%Consensus RatingBuy Rating Score (0-4)3.13 Research Coverage8 Analysts Profitability EPS (Trailing Twelve Months)$12.35 Trailing P/E Ratio14.18 Forward P/E Ratio11.39 P/E GrowthN/ANet Income$308.39 million Net Margins9.95% Pretax Margin12.89% Return on Equity25.89% Return on Assets5.43% Debt Debt-to-Equity Ratio3.45 Current Ratio20.42 Quick Ratio20.42 Sales & Book Value Annual Sales$3.15 billion Price / Sales1.38 Cash Flow$13.44 per share Price / Cash Flow13.03 Book Value$47.52 per share Price / Book3.68Miscellaneous Outstanding Shares24,890,000Free Float22,795,000Market Cap$4.36 billion OptionableOptionable Beta1.32 Social Links 5G Stocks: The Path Forward is ProfitableClick the link to see MarketBeat's guide to investing in 5G and which 5G stocks show the most promise. 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