NYSE:ENVA Enova International (ENVA) Stock Price, News & Analysis $232.04 +1.40 (+0.61%) As of 10:43 AM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Enova International Stock (NYSE:ENVA) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Enova International alerts:Sign Up Key Stats Today's Range$225.64▼$231.8050-Day Range$158.15▼$242.5252-Week Range$99.61▼$246.38Volume112,712 shsAverage Volume303,148 shsMarket Capitalization$5.77 billionP/E Ratio18.80Dividend YieldN/APrice Target$246.67Consensus RatingModerate Buy Company Overview Enova International, Inc. (NYSE: ENVA) is a Chicago-based financial services company specializing in online lending solutions. Since its founding in 2004, Enova has leveraged proprietary data analytics and technology platforms to underwrite and deliver short-term consumer loans, lines of credit and installment loans. Through its flagship consumer brand NetCredit, Enova provides flexible credit options designed to serve a wide range of borrowers, including those with limited or non-traditional credit histories. In addition to its U.S. consumer operations, Enova operates dedicated commercial lending services under its OnDeck brand, offering small businesses access to working capital through term loans and revolving credit lines. The company has expanded internationally, serving customers in the United Kingdom and Brazil via localized online platforms. Enova’s risk and underwriting models draw upon machine learning and real-time data to assess creditworthiness, enabling rapid decision-making and funding. Enova differentiates itself through a fully digital customer experience and a focus on speed, with many approved applicants receiving funds within one business day. Its executive team brings deep expertise in financial technology, data science and regulatory compliance. The company continues to invest in its technology infrastructure and product suite to enhance its underwriting capabilities and broaden its service offerings across geographies.AI Generated. May Contain Errors. Read More Enova International Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks70th Percentile Overall ScoreENVA MarketRank™: Enova International scored higher than 70% of companies evaluated by MarketBeat, and ranked 380th out of 878 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.0 / 5Analyst RatingModerate Buy Consensus RatingEnova International has received a consensus rating of Moderate Buy. The company's average rating score is 2.89, and is based on no strong buy ratings, 8 buy ratings, 1 hold rating, and no sell ratings.Upside/DownsideThe consensus price target for Enova International is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageEnova International has been the subject of 9 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Enova International's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth25.24% Earnings GrowthEarnings for Enova International are expected to grow by 25.24% in the coming year, from $15.37 to $19.25 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Enova International is 18.65, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 45.96.Price to Earnings Ratio vs. SectorThe P/E ratio of Enova International is 18.65, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.52.Price to Book Value per Share RatioEnova International has a P/B Ratio of 4.85. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.Read more about Enova International's valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted10.10% of the float of Enova International has been sold short.Short Interest Ratio / Days to CoverEnova International has a short interest ratio ("days to cover") of 4.05.Change versus previous monthShort interest in Enova International has recently increased by 11.66%, indicating that investor sentiment is decreasing significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldEnova International does not currently pay a dividend.Dividend GrowthEnova International does not have a long track record of dividend growth. News and Social Media2.9 / 5News Sentiment0.65 News SentimentEnova International has a news sentiment score of 0.65. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.80 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Enova International this week, compared to 4 articles on an average week.Search Interest9 people have searched for ENVA on MarketBeat in the last 30 days. This is an increase of 200% compared to the previous 30 days.MarketBeat Follows7 people have added Enova International to their MarketBeat watchlist in the last 30 days. This is an increase of 133% compared to the previous 30 days. Company Ownership1.7 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Enova International insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $19,757,389.00 in company stock.Percentage Held by Insiders8.40% of the stock of Enova International is held by insiders.Percentage Held by Institutions89.43% of the stock of Enova International is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Enova International's insider trading history. Receive ENVA Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Enova International and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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ENVA Stock News HeadlinesEnova Announces Board of Directors Appointment and Planned DeparturesJuly 10, 2026 | prnewswire.comEnova Announces Date of Second Quarter 2026 Financial Results Conference CallJuly 9, 2026 | prnewswire.comTicker Revealed: Pre-IPO Access to "Next Elon Musk" CompanyWe’ve found The Next Elon Musk… and what we believe to be the next Tesla. It’s already racked up $26 billion in government contracts. Peter Thiel just bet $1 Billion on it.July 15 at 1:00 AM | Banyan Hill Publishing (Ad)Enova International (NYSE:ENVA) Given New $280.00 Price Target at Jefferies Financial GroupJuly 9, 2026 | americanbankingnews.comDoes Enova’s Earnings Beat And Revenue Growth Change The Bull Case For Enova International (ENVA)?July 7, 2026 | finance.yahoo.comEnova International (NYSE:ENVA) Director Mark Tebbe Sells 20,000 SharesJune 24, 2026 | insidertrades.comEnova International (NYSE:ENVA) Chairman David Fisher Sells 33,060 Shares of StockJune 23, 2026 | insidertrades.comInsider Selling: Enova International (NYSE:ENVA) Director Sells 3,500 Shares of StockJune 17, 2026 | insidertrades.comSee More Headlines ENVA Stock Analysis - Frequently Asked Questions How have ENVA shares performed this year? Enova International's stock was trading at $156.52 on January 1st, 2026. Since then, ENVA shares have increased by 47.2% and is now trading at $230.32. How were Enova International's earnings last quarter? Enova International, Inc. (NYSE:ENVA) released its quarterly earnings results on Thursday, April, 23rd. The credit services provider reported $3.87 earnings per share for the quarter, topping the consensus estimate of $3.66 by $0.21. The company's revenue for the quarter was up 17.4% compared to the same quarter last year. Read the conference call transcript. How will Enova International's stock buyback program work? Enova International's Board of Directors approved a stock buyback program on Wednesday, November 12th 2025, which authorizes the company to buy back $400,000,000 in outstanding shares, according to EventVestor. This means that the company could buy up to 12.5% of its stock through open market purchases. Stock buyback programs are usually an indication that the company's board of directors believes its shares are undervalued. Who are Enova International's major shareholders? Enova International's top institutional shareholders include CX Institutional (0.06%), Handelsbanken Fonder AB (0.03%) and GAMMA Investing LLC (0.01%). Insiders that own company stock include David Fisher, Steven E Cunningham, Kirk Chartier, Sean Rahilly, William M Goodyear, Mark Tebbe, Gregg A Kaplan, James Joseph Lee, Linda Johnson Rice and James A Gray. View institutional ownership trends. How do I buy shares of Enova International? Shares of ENVA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Enova International own? Based on aggregate information from My MarketBeat watchlists, some other companies that Enova International investors own include NVIDIA (NVDA), Meta Platforms (META), Tesla (TSLA), Advanced Micro Devices (AMD), Netflix (NFLX), JPMorgan Chase & Co. (JPM) and Visa (V). Company Calendar Last Earnings4/23/2026Today7/15/2026Next Earnings (Estimated)7/23/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (3m+) 1-Year History Jul 25 Oct 25 Jan 26 Apr 26 Jul 26 ENVA's financial health is in the Green zone, according to TradeSmith. ENVA has been in this zone for over 3 months. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry FIN - CONS LOANS Sub-IndustryBanking Current SymbolNYSE:ENVA CIK1529864 Webwww.enova.com Phone(312) 568-4200Fax312-268-6465Employees1,836Year Founded2004Price Target and Rating Average Price Target for Enova International$246.67 High Price Target$280.00 Low Price Target$200.00 Potential Upside/Downside+7.7%Consensus RatingModerate Buy Rating Score (0-4)2.89 Research Coverage9 Analysts Profitability EPS (Trailing Twelve Months)$12.35 Trailing P/E Ratio18.60 Forward P/E Ratio14.90 P/E GrowthN/ANet Income$308.39 million Net Margins9.95% Pretax Margin12.89% Return on Equity25.89% Return on Assets5.43% Debt Debt-to-Equity Ratio3.45 Current Ratio20.42 Quick Ratio20.42 Sales & Book Value Annual Sales$3.28 billion Price / Sales1.74 Cash Flow$13.25 per share Price / Cash Flow17.28 Book Value$47.52 per share Price / Book4.82Miscellaneous Outstanding Shares24,885,000Free Float22,795,000Market Cap$5.70 billion OptionableOptionable Beta1.21 Social Links 7 Best Space Stocks to Own in 2026The space race is growing fast, and you don’t have to have gotten in early on SpaceX to profit. 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