NYSE:ENVA Enova International (ENVA) Stock Price, News & Analysis $257.93 -0.64 (-0.25%) As of 02:36 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Enova International Stock (NYSE:ENVA) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Enova International alerts:Sign Up Key Stats Today's Range$256.78▼$262.0450-Day Range$159.08▼$258.9852-Week Range$101.96▼$262.20Volume162,286 shsAverage Volume313,266 shsMarket Capitalization$6.42 billionP/E Ratio19.09Dividend YieldN/APrice Target$247.83Consensus RatingBuy Company Overview Enova International, Inc. (NYSE: ENVA) is a Chicago-based financial services company specializing in online lending solutions. Since its founding in 2004, Enova has leveraged proprietary data analytics and technology platforms to underwrite and deliver short-term consumer loans, lines of credit and installment loans. Through its flagship consumer brand NetCredit, Enova provides flexible credit options designed to serve a wide range of borrowers, including those with limited or non-traditional credit histories. In addition to its U.S. consumer operations, Enova operates dedicated commercial lending services under its OnDeck brand, offering small businesses access to working capital through term loans and revolving credit lines. The company has expanded internationally, serving customers in the United Kingdom and Brazil via localized online platforms. Enova’s risk and underwriting models draw upon machine learning and real-time data to assess creditworthiness, enabling rapid decision-making and funding. Enova differentiates itself through a fully digital customer experience and a focus on speed, with many approved applicants receiving funds within one business day. Its executive team brings deep expertise in financial technology, data science and regulatory compliance. The company continues to invest in its technology infrastructure and product suite to enhance its underwriting capabilities and broaden its service offerings across geographies.AI Generated. May Contain Errors. Read More Enova International Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks73rd Percentile Overall ScoreENVA MarketRank™: Enova International scored higher than 73% of companies evaluated by MarketBeat, and ranked 378th out of 849 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.6 / 5Analyst RatingBuy Consensus RatingEnova International has received a consensus rating of Buy. The company's average rating score is 3.11, and is based on 1 strong buy rating, 8 buy ratings, no hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for Enova International is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageEnova International has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Enova International's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth30.31% Earnings GrowthEarnings for Enova International are expected to grow by 30.31% in the coming year, from $16.30 to $21.24 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Enova International is 19.27, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.41.Price to Earnings Ratio vs. SectorThe P/E ratio of Enova International is 19.27, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 28.83.Price to Book Value per Share RatioEnova International has a P/B Ratio of 5.46. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.Read more about Enova International's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted9.47% of the float of Enova International has been sold short.Short Interest Ratio / Days to CoverEnova International has a short interest ratio ("days to cover") of 5.91.Change versus previous monthShort interest in Enova International has recently decreased by 6.19%, indicating that investor sentiment is improving significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldEnova International does not currently pay a dividend.Dividend GrowthEnova International does not have a long track record of dividend growth. News and Social Media2.9 / 5News Sentiment0.62 News SentimentEnova International has a news sentiment score of 0.62. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.79 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 9 news articles for Enova International this week, compared to 4 articles on an average week.Search InterestOnly 2 people have searched for ENVA on MarketBeat in the last 30 days. This is a decrease of -80% compared to the previous 30 days.MarketBeat Follows9 people have added Enova International to their MarketBeat watchlist in the last 30 days. This is an increase of 800% compared to the previous 30 days. Company Ownership1.7 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Enova International insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $18,379,363.00 in company stock.Percentage Held by Insiders8.40% of the stock of Enova International is held by insiders.Percentage Held by Institutions89.43% of the stock of Enova International is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Enova International's insider trading history. Receive ENVA Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Enova International and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. ENVA Stock News HeadlinesWhy Enova International (ENVA) Is Up 7.1% After Strong Q2 Earnings And Buybacks ReportedAugust 2 at 7:07 PM | au.finance.yahoo.comNew Report: Small Businesses Lean Into Growth and AIJuly 31, 2026 | prnewswire.comThe $15 Gold Fund That Pays Up to $1,152/MonthGold is hitting record highs, but most investors are leaving income on the table. A $15 fund is quietly paying out up to $1,152 a month to regular investors - no mining stocks, no options, no physical metal required. Chief Income Strategist Tim Plaehn calls it a breakthrough strategy that transforms gold's rally into reliable monthly payouts. The next distribution is just days away.August 4 at 1:00 AM | Investors Alley (Ad)Brokerages Set Enova International, Inc. (NYSE:ENVA) Target Price at $246.67July 29, 2026 | americanbankingnews.comEnova International (NYSE:ENVA) Reaches New 12-Month High on Analyst UpgradeJuly 29, 2026 | americanbankingnews.comOppFi and Enova Bank Deals Put Lending Economics Under ScrutinyJuly 28, 2026 | pymnts.comEnova International (NYSE:ENVA) Shares Gap Up After Better-Than-Expected EarningsJuly 26, 2026 | americanbankingnews.comIs Enova International (ENVA) Fully Priced Following Strong Q2 Results And Raised Guidance?July 25, 2026 | finance.yahoo.comSee More Headlines ENVA Stock Analysis - Frequently Asked Questions How have ENVA shares performed this year? Enova International's stock was trading at $156.52 at the start of the year. Since then, ENVA stock has increased by 65.8% and is now trading at $259.5460. How were Enova International's earnings last quarter? Enova International, Inc. (NYSE:ENVA) released its quarterly earnings results on Thursday, July, 23rd. The credit services provider reported $4.31 earnings per share for the quarter, beating analysts' consensus estimates of $3.99 by $0.32. The business's quarterly revenue was up 21.6% compared to the same quarter last year. Read the conference call transcript. How will Enova International's stock buyback program work? Enova International's board authorized a stock buyback plan on Wednesday, November 12th 2025, which allows the company to buy back $400,000,000 in shares, according to EventVestor. This means that the company could buy up to 12.5% of its shares through open market purchases. Shares buyback plans are often a sign that the company's board believes its shares are undervalued. Who are Enova International's major shareholders? Top institutional investors of Enova International include CX Institutional (0.06%), Handelsbanken Fonder AB (0.03%) and GAMMA Investing LLC (0.01%). Insiders that own company stock include David Fisher, Steven E Cunningham, Kirk Chartier, Sean Rahilly, William M Goodyear, Mark Tebbe, Gregg A Kaplan, James Joseph Lee, Linda Johnson Rice and James A Gray. View institutional ownership trends. How do I buy shares of Enova International? Shares of ENVA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Enova International own? Based on aggregate information from My MarketBeat watchlists, some other companies that Enova International investors own include NVIDIA (NVDA), Meta Platforms (META), Tesla (TSLA), Advanced Micro Devices (AMD), Netflix (NFLX), JPMorgan Chase & Co. (JPM) and Visa (V). Company Calendar Last Earnings7/23/2026Today8/04/2026Next Earnings (Estimated)10/22/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (3m+) 1-Year History Aug 25 Nov 25 Feb 26 May 26 Aug 26 ENVA's financial health is in the Green zone, according to TradeSmith. ENVA has been in this zone for over 3 months. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Consumer Finance Sub-IndustryConsumer Finance Current SymbolNYSE:ENVA CIK1529864 Webwww.enova.com Phone(312) 568-4200Fax312-268-6465Employees1,836Year Founded2004Price Target and Rating Average Price Target for Enova International$247.83 High Price Target$280.00 Low Price Target$200.00 Potential Upside/Downside-3.9%Consensus RatingBuy Rating Score (0-4)3.11 Research Coverage9 Analysts Profitability EPS (Trailing Twelve Months)$13.49 Trailing P/E Ratio19.10 Forward P/E Ratio15.81 P/E GrowthN/ANet Income$308.39 million Net Margins10.31% Pretax Margin13.40% Return on Equity26.66% Return on Assets5.55% Debt Debt-to-Equity Ratio3.35 Current Ratio18.42 Quick Ratio18.42 Sales & Book Value Annual Sales$3.15 billion Price / Sales2.04 Cash Flow$13.62 per share Price / Cash Flow18.93 Book Value$47.52 per share Price / Book5.42Miscellaneous Outstanding Shares24,900,000Free Float22,807,000Market Cap$6.42 billion OptionableOptionable Beta1.22 Social Links 7 Best Space Stocks to Own in 2026The space race is growing fast, and you don’t have to have gotten in early on SpaceX to profit. This report shows seven space stocks you can buy today that may grow as rockets, satellites, defense, space internet, and new space technology become more important.Get This Free Report This page (NYSE:ENVA) was last updated on 8/4/2026 by MarketBeat.com Staff. From Our PartnersThe Market Hasn't Fully Caught This YetSurface samples on this project have returned grades up to 73 g/t gold and 21% copper, right next to a produce...i2i Marketing Group, LLC | Sponsored7 Bankers Met in Secret (Now We Pay for It)A little-known meeting in 1910 cost the average American family their entire financial freedom. They met in se...Decentralized Masters | SponsoredA Wall Street Veteran's Weekly Trade for Any Market ConditionDave Aquino spent 25 years at Merrill Lynch and Vanguard studying one weekly options play that worked in bull,...Base Camp Trading | SponsoredThe $15 Gold Fund That Pays Up to $1,152/MonthGold is hitting record highs, but most investors are leaving income on the table. A $15 fund is quietly paying...Investors Alley | SponsoredApple just sent a powerful signal to investorsApple just crossed a $5 trillion market value as shares climbed 25% this year, fueled by new product launches ...Mode Mobile | SponsoredTrump's gold order: the announcement they won't put on the front pageOn August 15, 1971, Nixon interrupted prime-time television and ended the gold standard in 15 minutes - no deb...Reagan Gold Group | SponsoredLouis Navellier: My #1 AI stock for 2026 (name & ticker inside)Louis Navellier's Stock Grader system helped him flag Nvidia before its 82,000% run and has identified the top...InvestorPlace | Sponsored1 Stock to Own by July 31stA scheduled announcement on July 31st could reshuffle the stock market's winners and losers - and one lesser-k...Chaikin Analytics | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Enova International, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Enova International With A Colleague Link copied to clipboard. Unlock superior investment research and tools. Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools and reports. Get MarketBeat All Access MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In Email Me a Login Link or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
