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Enova International (ENVA) Stock Price, News & Analysis

Enova International logo
$174.96 -4.10 (-2.29%)
Closing price 09/18/2026 03:59 PM Eastern
Extended Trading
$176.00 +1.04 (+0.60%)
As of 09/18/2026 07:57 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About Enova International Stock (NYSE:ENVA)

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Key Stats

Today's Range
$174.03
$179.06
50-Day Range
$172.26
$265.93
52-Week Range
$103.02
$267.45
Volume
526,430 shs
Average Volume
354,717 shs
Market Capitalization
$4.36 billion
P/E Ratio
12.97
Dividend Yield
N/A
Price Target
$231.67
Consensus Rating
Moderate Buy

Company Overview

Enova International, Inc. is a financial technology company that provides online financial services to consumers and small businesses. The company uses technology, data analytics and automated decision-making to offer credit products designed for customers who may have limited access to traditional bank financing.

Enova’s consumer finance brands include CashNetUSA and NetCredit, which offer products such as short-term and installment loans, lines of credit and other forms of personal credit, subject to applicable laws and eligibility requirements. Its small-business finance operations include brands such as OnDeck and Headway Capital, which provide working-capital loans and lines of credit to eligible businesses.

Founded in 1998, Enova was previously associated with the online lending operations of Cash America International and became an independent, publicly traded company in 2014. The company serves customers in the United States and select international markets, with offerings and availability varying by geography and regulatory requirements. Enova is headquartered in Chicago and is led by Chief Executive Officer David Fisher.

AI Generated. May Contain Errors.

Enova International Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
91st Percentile Overall Score

ENVA MarketRank™: 

Enova International scored higher than 91% of companies evaluated by MarketBeat, and ranked 135th out of 835 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Enova International has received a consensus rating of Moderate Buy. The company's average rating score is 2.89, and is based on no strong buy ratings, 8 buy ratings, 1 hold rating, and no sell ratings.

  • Upside Potential

    Enova International has a consensus price target of $231.67, representing about 32.4% upside from its current price of $174.96.

  • Amount of Analyst Coverage

    Enova International has been the subject of 8 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

  • Read more about Enova International's stock forecast and price target.
  • Earnings Growth

    Earnings for Enova International are expected to grow by 21.00% in the coming year, from $16.33 to $19.76 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Enova International is 12.97, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.67.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Enova International is 12.97, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.31.

  • Price to Book Value per Share Ratio

    Enova International has a P/B Ratio of 3.68. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

  • Read more about Enova International's valuation and earnings.
  • Percentage of Shares Shorted

    8.99% of the float of Enova International has been sold short.
  • Short Interest Ratio / Days to Cover

    Enova International has a short interest ratio ("days to cover") of 7.31.
  • Change versus previous month

    Short interest in Enova International has recently decreased by 3.18%, indicating that investor sentiment is improving.
  • Dividend Yield

    Enova International does not currently pay a dividend.

  • Dividend Growth

    Enova International does not have a long track record of dividend growth.

  • News Sentiment

    Enova International has a news sentiment score of 0.01. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.72 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 43 news articles for Enova International this week, compared to 4 articles on an average week.
  • Search Interest

    Only 8 people have searched for ENVA on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.
  • MarketBeat Follows

    12 people have added Enova International to their MarketBeat watchlist in the last 30 days. This is an increase of 1,100% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Enova International insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $4,486,993.00 in company stock.

  • Percentage Held by Insiders

    8.40% of the stock of Enova International is held by insiders.

  • Percentage Held by Institutions

    89.43% of the stock of Enova International is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Enova International's insider trading history.
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ENVA Stock News Headlines

FirstCash (NASDAQ:FCFS) and Enova International (NYSE:ENVA) Financial Analysis
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Enova International: Oversold, Upgrading To Buy
Why Enova International Stock Was Plummeting This Week
Enova International logo with a laptop displaying an upward stock chart and a hand holding a smartphone.
Enova’s Earnings Surge Meets a Valuation Test
Enova International posted strong Q2 earnings growth and raised guidance, while its pending Grasshopper Bancorp acquisition, still awaiting regulatory approval, could give it a bank charter and lower funding costs.
See More Headlines

ENVA Stock Analysis - Frequently Asked Questions

Enova International's stock was trading at $156.52 at the start of the year. Since then, ENVA stock has increased by 11.8% and is now trading at $174.9560.

Enova International, Inc. (NYSE:ENVA) issued its earnings results on Thursday, July, 23rd. The credit services provider reported $4.31 earnings per share for the quarter, beating analysts' consensus estimates of $3.99 by $0.32. The company's quarterly revenue was up 21.6% compared to the same quarter last year.
Read the conference call transcript
.

Enova International's board approved a stock buyback program on Wednesday, November 12th 2025, which allows the company to buy back $400,000,000 in outstanding shares, according to EventVestor. This means that the company could reacquire up to 12.5% of its shares through open market purchases. Shares buyback programs are generally an indication that the company's management believes its stock is undervalued.

Enova International's top institutional investors include Wellington Management Group LLP (0.98%), Amundi (0.83%), Bank of New York Mellon Corp (0.64%) and Tieton Capital Management LLC (0.44%). Insiders that own company stock include David Fisher, Steven E Cunningham, Kirk Chartier, Sean Rahilly, William M Goodyear, Mark Tebbe, Gregg A Kaplan, James Joseph Lee, Linda Johnson Rice and James A Gray.
View institutional ownership trends
.

Shares of ENVA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Enova International investors own include NVIDIA (NVDA), Meta Platforms (META), Tesla (TSLA), Advanced Micro Devices (AMD), Netflix (NFLX), JPMorgan Chase & Co. (JPM) and Visa (V).

Company Calendar

Last Earnings
7/23/2026
Today
9/20/2026
Next Earnings (Estimated)
10/22/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NYSE
Sector
Finance
Industry
Consumer Finance
Sub-Industry
Consumer Finance
Current Symbol
NYSE:ENVA
CIK
1529864
Employees
1,836
Year Founded
2004

Price Target and Rating

High Price Target
$280.00
Low Price Target
$200.00
Potential Upside/Downside
+32.4%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.89
Research Coverage
9 Analysts

Profitability

EPS (Trailing Twelve Months)
$13.49
Trailing P/E Ratio
12.97
Forward P/E Ratio
10.71
P/E Growth
N/A
Net Income
$308.39 million
Net Margins
10.31%
Pretax Margin
13.40%
Return on Equity
26.66%
Return on Assets
5.55%

Debt

Debt-to-Equity Ratio
3.35
Current Ratio
18.42
Quick Ratio
18.42

Sales & Book Value

Annual Sales
$3.45 billion
Price / Sales
1.26
Cash Flow
$13.45 per share
Price / Cash Flow
13.01
Book Value
$47.52 per share
Price / Book
3.68

Miscellaneous

Outstanding Shares
24,898,000
Free Float
22,807,000
Market Cap
$4.36 billion
Optionable
Optionable
Beta
1.21

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This page (NYSE:ENVA) was last updated on 9/20/2026 by MarketBeat.com Staff.
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