NASDAQ:HTBK Heritage Commerce (HTBK) Stock Price, News & Analysis $9.25 0.00 (0.00%) Closing price 08/1/2025 04:00 PM EasternExtended Trading$9.26 +0.01 (+0.05%) As of 08/1/2025 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Heritage Commerce Stock (NASDAQ:HTBK) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Heritage Commerce alerts:Sign Up Key Stats Today's Range$9.02▼$9.3050-Day Range$9.04▼$10.6952-Week Range$8.09▼$11.27Volume852,485 shsAverage Volume552,939 shsMarket Capitalization$569.76 millionP/E Ratio14.68Dividend Yield5.62%Price Target$10.67Consensus RatingBuy Company Overview Heritage Commerce Corp operates as the bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California. Its deposit products for business banking and retail markets include interest and non-interest-bearing demand, savings, and money market accounts, as well as certificates of deposit and time deposits. The company's loan portfolio comprises commercial loans, such as operating secured and unsecured loans advanced for working capital, equipment purchases, and other business purposes; commercial real estate loans; commercial construction loans for rental properties, commercial buildings, and homes; small business administration loans; home equity lines of credit; multifamily loans on residential properties; residential mortgage loans; and consumer loans consisting of loans for financing automobiles, various consumer goods, and other personal purposes. In addition, it offers other banking services, including cashier's checks, bank by mail, night depositories, safe deposit boxes, direct deposit, automated payroll, electronic funds transfer, online bill pay, homeowner association, remote deposit capture, automated clearing house origination, electronic data interchange, and check imaging services, as well as other customary banking, factoring financing, and electronic banking services. Heritage Commerce Corp was founded in 1994 and is headquartered in San Jose, California. Read More Heritage Commerce Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks81st Percentile Overall ScoreHTBK MarketRank™: Heritage Commerce scored higher than 81% of companies evaluated by MarketBeat, and ranked 340th out of 919 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.5 / 5Analyst RatingBuy Consensus RatingHeritage Commerce has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.Amount of Analyst CoverageHeritage Commerce has received no research coverage in the past 90 days.Read more about Heritage Commerce's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth12.50% Earnings GrowthEarnings for Heritage Commerce are expected to grow by 12.50% in the coming year, from $0.80 to $0.90 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Heritage Commerce is 14.68, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.09.Price to Earnings Ratio vs. SectorThe P/E ratio of Heritage Commerce is 14.68, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.74.Price to Book Value per Share RatioHeritage Commerce has a P/B Ratio of 0.82. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.39% of the float of Heritage Commerce has been sold short.Short Interest Ratio / Days to CoverHeritage Commerce has a short interest ratio ("days to cover") of 2, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Heritage Commerce has recently decreased by 17.09%, indicating that investor sentiment is improving significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipHeritage Commerce is a leading dividend payer. It pays a dividend yield of 5.59%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthHeritage Commerce does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Heritage Commerce is 82.54%. Payout ratios above 75% are not desirable because they may not be sustainable.Dividend SustainabilityBased on earnings estimates, Heritage Commerce will have a dividend payout ratio of 57.78% next year. This indicates that Heritage Commerce will be able to sustain or increase its dividend.Read more about Heritage Commerce's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted1.39% of the float of Heritage Commerce has been sold short.Short Interest Ratio / Days to CoverHeritage Commerce has a short interest ratio ("days to cover") of 2, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Heritage Commerce has recently decreased by 17.09%, indicating that investor sentiment is improving significantly. News and Social Media2.0 / 5News Sentiment0.67 News SentimentHeritage Commerce has a news sentiment score of 0.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.80 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 10 news articles for Heritage Commerce this week, compared to 2 articles on an average week. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Heritage Commerce insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 2.71% of the stock of Heritage Commerce is held by insiders.Percentage Held by Institutions75.55% of the stock of Heritage Commerce is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Heritage Commerce's insider trading history. Receive HTBK Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Heritage Commerce and its competitors with MarketBeat's FREE daily newsletter. Email Address HTBK Stock News HeadlinesHeritage Commerce (NASDAQ:HTBK) Is Paying Out A Dividend Of $0.13July 31 at 4:55 PM | finance.yahoo.comQ3 Earnings Estimate for HTBK Issued By DA DavidsonJuly 31 at 2:03 AM | americanbankingnews.comOne stock to replace NvidiaI'm a Futurist: Here are 3 stocks better than Nvidia Nvidia's own customers could soon become fierce competitors, dethroning the AI Chip King. But there's a critical component that AI data centers need just as badly as chips. The demand is so massive that a single data center uses enough of it to stretch around the earth eight times. While the media hypes up AI chips, the smart money has found the next big thing. Discover Futurist Eric Fry's "Nvidia-killer" stock ideas.August 2 at 2:00 AM | InvestorPlace (Ad)Heritage Commerce Reports Q2 2025 Financial ResultsJuly 28, 2025 | msn.comHeritage Commerce Reports 15% Q2 GrowthJuly 25, 2025 | theglobeandmail.comSeth Fonti Appointed CFO at Heritage Commerce (HTBK) | HTBK Stock NewsJuly 24, 2025 | gurufocus.comHeritage Commerce Announces Executive Addition and DividendJuly 24, 2025 | tipranks.comHeritage Commerce Corp Declares Regular Quarterly Cash Dividend of $0.13 Per ShareJuly 24, 2025 | globenewswire.comSee More Headlines HTBK Stock Analysis - Frequently Asked Questions How have HTBK shares performed this year? Heritage Commerce's stock was trading at $9.38 at the start of the year. Since then, HTBK shares have decreased by 1.4% and is now trading at $9.25. How were Heritage Commerce's earnings last quarter? Heritage Commerce Corp (NASDAQ:HTBK) posted its earnings results on Thursday, July, 24th. The financial services provider reported $0.21 earnings per share for the quarter, topping the consensus estimate of $0.19 by $0.02. The financial services provider earned $47.78 million during the quarter, compared to analysts' expectations of $47.17 million. Heritage Commerce had a net margin of 15.00% and a trailing twelve-month return on equity of 6.62%. Who are Heritage Commerce's major shareholders? Top institutional shareholders of Heritage Commerce include State of New Jersey Common Pension Fund D (0.35%), Rosenthal Henry Capital Advisors Inc. (0.31%), SummerHaven Investment Management LLC (0.15%) and AlphaQuest LLC (0.07%). Insiders that own company stock include Jason Philip Dinapoli, Robertson Clay Jones Jr, Jack W Conner, Walter Theodore Kaczmarek, Lawrence D Mcgovern, Robert Moles, Stephen G Heitel, Susan Svensson Just and Kamran F Husain. View institutional ownership trends. How do I buy shares of Heritage Commerce? Shares of HTBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Heritage Commerce own? Based on aggregate information from My MarketBeat watchlists, some other companies that Heritage Commerce investors own include JPMorgan Chase & Co. (JPM), NVIDIA (NVDA), Tesla (TSLA), Advanced Micro Devices (AMD), Meta Platforms (META), Netflix (NFLX) and Home Depot (HD). Company Calendar Record date for 5/22 Dividend5/08/2025Ex-Dividend for 5/22 Dividend5/08/2025Dividend Payable5/22/2025Last Earnings7/24/2025Today8/01/2025Record date for 8/21 Dividend8/07/2025Ex-Dividend for 8/21 Dividend8/07/2025Dividend Payable8/21/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - WEST Sub-IndustryRegional Banks Current SymbolNASDAQ:HTBK CIK1053352 Webwww.heritagecommercecorp.com Phone(408) 947-6900Fax408-947-6910Employees330Year Founded1994Price Target and Rating Average Price Target for Heritage Commerce$10.67 High Price Target$11.00 Low Price Target$10.00 Potential Upside/Downside+15.3%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage2 Analysts Profitability EPS (Trailing Twelve Months)$0.63 Trailing P/E Ratio14.68 Forward P/E Ratio11.56 P/E GrowthN/ANet Income$40.53 million Net Margins15.00% Pretax Margin22.85% Return on Equity6.62% Return on Assets0.82% Debt Debt-to-Equity Ratio0.06 Current Ratio0.75 Quick Ratio0.75 Sales & Book Value Annual Sales$251.45 million Price / Sales2.27 Cash Flow$0.69 per share Price / Cash Flow13.33 Book Value$11.25 per share Price / Book0.82Miscellaneous Outstanding Shares61,600,000Free Float59,927,000Market Cap$569.80 million OptionableOptionable Beta0.85 Social Links The Best Nuclear Energy Stocks to BuyNuclear energy stocks are roaring. 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