Mastercard (MA) Stock Price, News & Analysis

Company Overview

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, merchants, financial institutions, businesses and governments. Its network supports electronic payments, including transactions made with Mastercard-branded credit, debit and prepaid cards, as well as digital payment methods.

The company provides technology for authorizing, clearing and settling transactions. It also offers services related to cybersecurity, identity verification, data analytics, fraud prevention and payment consulting. Mastercard generally provides the payment network and related services rather than issuing cards or extending credit directly; those activities are typically handled by financial institution partners.

Mastercard traces its origins to the Interbank Card Association, formed in 1966, and adopted the Mastercard name in 1979. The company serves customers and supports payments across a broad range of markets worldwide. Michael Miebach has served as Mastercard’s chief executive officer since 2021.

Key Stats

• Today's Range: $648.54 to $660.63
• 50-Day Range: $550.41 to $671.85
• 52-Week Range: $464.52 to $681.99
• Volume: 2.94 million shs
• Average Volume: 3.46 million shs
• Market Capitalization: $574.07 billion
• P/E Ratio: 34.27
• Dividend Yield: 0.53%
• Price Target: $705.67
• Consensus Rating: Moderate Buy

Mastercard Stock Analysis - MarketRank™

Mastercard scored higher than 89% of companies evaluated by MarketBeat, and ranked 183rd out of 843 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.1 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Mastercard has received a consensus rating of Moderate Buy. The company's average rating score is 2.94, and is based on 2 strong buy ratings, 30 buy ratings, 2 hold ratings, and 1 sell rating.

Upside/Downside

The consensus price target for Mastercard is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Mastercard has been the subject of 20 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 15.40%

Earnings Growth

Earnings for Mastercard are expected to grow by 15.40% in the coming year, from $20.00 to $23.08 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Mastercard is 34.13, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 25.45.

Price to Earnings Ratio vs. Sector

The P/E ratio of Mastercard is 34.13, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.29.

Price to Earnings Growth Ratio

Mastercard has a PEG Ratio of 1.90. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Mastercard has a P/B Ratio of 85.22. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.80% of the float of Mastercard has been sold short.

Short Interest Ratio / Days to Cover

Mastercard has a short interest ratio ("days to cover") of 2.42, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Mastercard has recently increased by 10.02%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Mastercard has a dividend yield of 0.52%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Mastercard has been increasing its dividend for 13 years.

Dividend Coverage

The dividend payout ratio of Mastercard is 18.20%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Mastercard will have a dividend payout ratio of 15.08% next year. This indicates that Mastercard will be able to sustain or increase its dividend.

News and Social Media

• Score: 4.3 / 5
• News Sentiment: 0.91

News Sentiment

Mastercard has a news sentiment score of 0.91. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.56 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 67 news articles for Mastercard this week, compared to 8 articles on an average week.

Search Interest

59 people have searched for MA on MarketBeat in the last 30 days. This is an increase of 20% compared to the previous 30 days.

MarketBeat Follows

35 people have added Mastercard to their MarketBeat watchlist in the last 30 days. This is an increase of 67% compared to the previous 30 days.

Company Ownership

• Score: 1.4 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Mastercard insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $15,428,736.00 in company stock.

Percentage Held by Insiders

0.09% of the stock of Mastercard is held by insiders.

Percentage Held by Institutions

97.28% of the stock of Mastercard is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 11/9 Dividend: 10/09/2026
• Ex-Dividend for 11/9 Dividend: 10/09/2026
• Last Earnings: 10/29/2026
• Dividend Payable: 11/09/2026
• Today: 11/10/2026
• KBW Fintech Ecosystem Conference 2026: 11/10/2026
• Fiscal Year End: 12/31/2026
• Next Earnings (Estimated): 1/28/2027

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: Transaction & Payment Processing Services
• Current Symbol: NYSE:MA
• Previous Symbol: NYSE:MA,
• CIK: 1141391
• Web: www.mastercard.com
• Phone: (914) 249-2000
• Fax: 914-249-4262
• Employees: 39,800
• Year Founded: 1966

Price Target and Rating

• Average Price Target for Mastercard: $705.67
• High Price Target: $765.00
• Low Price Target: $580.00
• Potential Upside/Downside: +7.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.94
• Research Coverage: 35 Analysts

Profitability

• EPS (Trailing Twelve Months): $19.12
• Trailing P/E Ratio: 34.27
• Forward P/E Ratio: 28.39
• P/E Growth: 1.9
• Net Income: $14.97 billion
• Net Margins: 46.73%
• Pretax Margin: 57.64%
• Return on Equity: 260.86%
• Return on Assets: 31.44%

Debt

• Debt-to-Equity Ratio: 3.29
• Current Ratio: 1.01
• Quick Ratio: 1.01

Sales & Book Value

• Annual Sales: $32.79 billion
• Price / Sales: 17.51
• Cash Flow: $20.33 per share
• Price / Cash Flow: 32.24
• Book Value: $7.69 per share
• Price / Book: 85.22

Miscellaneous

• Outstanding Shares: 876,010,000
• Free Float: 870,392,000
• Market Cap: $574.07 billion
• Optionable: Optionable
• Beta: 0.78