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NASDAQ:SPFI

South Plains Financial (SPFI) Stock Price, News & Analysis

South Plains Financial logo
$38.46 +0.16 (+0.42%)
Closing price 10/8/2025 04:00 PM Eastern
Extended Trading
$38.51 +0.05 (+0.12%)
As of 10/8/2025 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About South Plains Financial Stock (NASDAQ:SPFI)

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Key Stats

Today's Range
$37.95
$38.73
50-Day Range
$36.01
$41.31
52-Week Range
$30.01
$42.38
Volume
83,063 shs
Average Volume
51,876 shs
Market Capitalization
$624.59 million
P/E Ratio
12.02
Dividend Yield
1.66%
Price Target
$44.67
Consensus Rating
Moderate Buy

Company Overview

South Plains Financial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
81st Percentile Overall Score

SPFI MarketRank™: 

South Plains Financial scored higher than 81% of companies evaluated by MarketBeat, and ranked 333rd out of 928 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    South Plains Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.80, and is based on 4 buy ratings, 1 hold rating, and no sell ratings.

  • Upside Potential

    South Plains Financial has a consensus price target of $44.67, representing about 16.1% upside from its current price of $38.46.

  • Amount of Analyst Coverage

    South Plains Financial has only been the subject of 3 research reports in the past 90 days.

  • Read more about South Plains Financial's stock forecast and price target.
  • Earnings Growth

    Earnings for South Plains Financial are expected to grow by 15.09% in the coming year, from $2.85 to $3.28 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of South Plains Financial is 12.02, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 234.02.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of South Plains Financial is 12.02, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 30.16.

  • Price to Book Value per Share Ratio

    South Plains Financial has a P/B Ratio of 1.44. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about South Plains Financial's valuation and earnings.
  • Percentage of Shares Shorted

    0.58% of the float of South Plains Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    South Plains Financial has a short interest ratio ("days to cover") of 1.2, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in South Plains Financial has recently increased by 3.93%, indicating that investor sentiment is decreasing.
  • Dividend Yield

    South Plains Financial pays a meaningful dividend of 1.67%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    South Plains Financial has been increasing its dividend for 5 years.

  • Dividend Coverage

    The dividend payout ratio of South Plains Financial is 20.00%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, South Plains Financial will have a dividend payout ratio of 19.51% next year. This indicates that South Plains Financial will be able to sustain or increase its dividend.

  • Read more about South Plains Financial's dividend.
  • Percentage of Shares Shorted

    0.58% of the float of South Plains Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    South Plains Financial has a short interest ratio ("days to cover") of 1.2, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in South Plains Financial has recently increased by 3.93%, indicating that investor sentiment is decreasing.
  • News Coverage This Week

    MarketBeat has tracked 4 news articles for South Plains Financial this week, compared to 2 articles on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, South Plains Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,403,406.00 in company stock.

  • Percentage Held by Insiders

    24.58% of the stock of South Plains Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    54.95% of the stock of South Plains Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about South Plains Financial's insider trading history.
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SPFI Stock News Headlines

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South Plains Financial Adopts New Bylaws
South Plains: M&A Enthusiasm Appears Overdone
See More Headlines

SPFI Stock Analysis - Frequently Asked Questions

South Plains Financial's stock was trading at $34.75 at the beginning of the year. Since then, SPFI shares have increased by 10.7% and is now trading at $38.46.

South Plains Financial, Inc. (NASDAQ:SPFI) announced its quarterly earnings data on Wednesday, July, 16th. The company reported $0.86 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.77 by $0.09. The business had revenue of $54.67 million for the quarter, compared to analysts' expectations of $52.24 million. South Plains Financial had a trailing twelve-month return on equity of 12.27% and a net margin of 18.59%.
Read the conference call transcript
.

South Plains Financial's Board of Directors initiated a stock repurchase plan on Tuesday, February 25th 2025, which permits the company to repurchase $15,000,000 in shares, according to EventVestor. This means that the company could reacquire up to 2.7% of its shares through open market purchases. Shares repurchase plans are generally a sign that the company's board believes its stock is undervalued.

South Plains Financial (SPFI) raised $63 million in an IPO on Thursday, May 9th 2019. The company issued 3,400,000 shares at a price of $17.50-$19.50 per share. Keefe, Bruyette & Woods (A Stifel Company) and Sandler O’Neill + Partners served as the underwriters for the IPO.

Shares of SPFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that South Plains Financial investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA), Broadcom (AVGO) and JPMorgan Chase & Co. (JPM).

Company Calendar

Last Earnings
7/16/2025
Record date for 8/11 Dividend
7/28/2025
Ex-Dividend for 8/11 Dividend
7/28/2025
Dividend Payable
8/11/2025
Today
10/09/2025
Next Earnings (Estimated)
10/22/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
BANKS - SOUTHEAST
Sub-Industry
Banking
Current Symbol
NASDAQ:SPFI
CIK
1163668
Fax
N/A
Employees
680
Year Founded
N/A

Price Target and Rating

High Price Target
$47.00
Low Price Target
$42.00
Potential Upside/Downside
+16.1%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.80
Research Coverage
5 Analysts

Profitability

EPS (Trailing Twelve Months)
$3.20
Trailing P/E Ratio
12.02
Forward P/E Ratio
13.49
P/E Growth
N/A
Net Income
$49.72 million
Net Margins
18.59%
Pretax Margin
23.61%
Return on Equity
12.27%
Return on Assets
1.26%

Debt

Debt-to-Equity Ratio
0.24
Current Ratio
0.94
Quick Ratio
0.93

Sales & Book Value

Annual Sales
$288.97 million
Price / Sales
2.16
Cash Flow
$3.62 per share
Price / Cash Flow
10.63
Book Value
$26.78 per share
Price / Book
1.44

Miscellaneous

Outstanding Shares
16,240,000
Free Float
12,246,000
Market Cap
$624.59 million
Optionable
Optionable
Beta
0.65
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This page (NASDAQ:SPFI) was last updated on 10/9/2025 by MarketBeat.com Staff
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