NASDAQ:UBSI United Bankshares (UBSI) Stock Price, News & Analysis $36.55 -0.04 (-0.12%) As of 10:53 AM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About United Bankshares Stock (NASDAQ:UBSI) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get United Bankshares alerts:Sign Up Key Stats Today's Range$36.12▼$36.7450-Day Range$34.60▼$38.4152-Week Range$30.50▼$44.43Volume92,291 shsAverage Volume799,671 shsMarket Capitalization$5.19 billionP/E Ratio13.59Dividend Yield4.05%Price Target$40.63Consensus RatingHold Company Overview United Bankshares, Inc., through its subsidiaries, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, student, credit card receivables, personal, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as investment management and retirement planning services. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia. Read More United Bankshares Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks78th Percentile Overall ScoreUBSI MarketRank™: United Bankshares scored higher than 78% of companies evaluated by MarketBeat, and ranked 300th out of 921 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.0 / 5Analyst RatingHold Consensus RatingUnited Bankshares has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 4 hold ratings, and no sell ratings.Amount of Analyst CoverageUnited Bankshares has only been the subject of 1 research reports in the past 90 days.Read more about United Bankshares' stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth9.61% Earnings GrowthEarnings for United Bankshares are expected to grow by 9.61% in the coming year, from $2.81 to $3.08 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of United Bankshares is 13.53, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.76.Price to Earnings Ratio vs. SectorThe P/E ratio of United Bankshares is 13.53, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.04.Price to Book Value per Share RatioUnited Bankshares has a P/B Ratio of 0.99. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted5.37% of the float of United Bankshares has been sold short.Short Interest Ratio / Days to CoverUnited Bankshares has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in United Bankshares has recently increased by 99.46%, indicating that investor sentiment is decreasing significantly. Dividend5.0 / 5Dividend StrengthStrong Dividend LeadershipUnited Bankshares is a leading dividend payer. It pays a dividend yield of 3.99%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthUnited Bankshares has been increasing its dividend for 26 years.Dividend CoverageThe dividend payout ratio of United Bankshares is 55.02%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, United Bankshares will have a dividend payout ratio of 48.05% next year. This indicates that United Bankshares will be able to sustain or increase its dividend.Read more about United Bankshares' dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted5.37% of the float of United Bankshares has been sold short.Short Interest Ratio / Days to CoverUnited Bankshares has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in United Bankshares has recently increased by 99.46%, indicating that investor sentiment is decreasing significantly. News and Social Media3.0 / 5News Sentiment1.36 News SentimentUnited Bankshares has a news sentiment score of 1.36. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.97 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 10 news articles for United Bankshares this week, compared to 4 articles on an average week.Search InterestOnly 1 people have searched for UBSI on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, United Bankshares insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 3.46% of the stock of United Bankshares is held by insiders.Percentage Held by Institutions70.80% of the stock of United Bankshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about United Bankshares' insider trading history. Receive UBSI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for United Bankshares and its competitors with MarketBeat's FREE daily newsletter. Email Address UBSI Stock News HeadlinesUnited Bankshares Posts Record Q2 Gains5 hours ago | fool.comUnited Bankshares (NASDAQ:UBSI) Surprises With Q2 SalesJuly 24 at 7:35 PM | msn.comThe End of Elon Musk…?The End of Elon Musk? Don't make him laugh. Jeff Brown has been hearing this same tired story for years, and he's been proven right time and time again. And now, while the media focuses on Tesla's "demise," he's uncovered an AI breakthrough that's about to make Elon's doubters eat their words yet again. According to his research, if you listen to the media and miss out on Elon's newest breakthrough, it's going to cost you the fortune of a lifetime.July 25 at 2:00 AM | Brownstone Research (Ad)United Bankshares, Inc. Announces Record Earnings for the Second Quarter of 2025July 24 at 7:50 AM | businesswire.comUnited Bankshares (UBSI) Expected to Announce Earnings on ThursdayJuly 23 at 4:15 AM | americanbankingnews.com1 Bank Stock with Competitive Advantages and 2 to AvoidJuly 16, 2025 | finance.yahoo.com1 Unpopular Stock that Deserves a Second Chance and 2 to Think Twice AboutJuly 7, 2025 | finance.yahoo.com4 Safe Dividend Kings Are Our Top High-Yield Passive Income Picks For JulyJuly 2, 2025 | 247wallst.comSee More Headlines UBSI Stock Analysis - Frequently Asked Questions How have UBSI shares performed this year? United Bankshares' stock was trading at $37.55 at the start of the year. Since then, UBSI stock has decreased by 3.0% and is now trading at $36.4290. How were United Bankshares' earnings last quarter? United Bankshares, Inc. (NASDAQ:UBSI) posted its quarterly earnings results on Thursday, July, 24th. The financial services provider reported $0.85 earnings per share for the quarter, beating the consensus estimate of $0.77 by $0.08. The financial services provider earned $306 million during the quarter, compared to analyst estimates of $297.98 million. United Bankshares had a trailing twelve-month return on equity of 7.36% and a net margin of 22.35%. Does United Bankshares have any subsidiaries? The following companies are subsidiaries of United Bankshares: Carolina Financial. Who are United Bankshares' major shareholders? United Bankshares' top institutional investors include NTV Asset Management LLC (0.09%), Wealthcare Advisory Partners LLC (0.04%), Wealth Enhancement Advisory Services LLC (0.03%) and Crown Wealth Group LLC (0.02%). Insiders that own company stock include Peter A Converse, J Paul Mcnamara, Gary G White, Mark R Nesselroad, Lacy I Rice III, Richard M Sr Adams Sr and Sara Dumond. View institutional ownership trends. How do I buy shares of United Bankshares? Shares of UBSI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of United Bankshares own? Based on aggregate information from My MarketBeat watchlists, some other companies that United Bankshares investors own include American Water Works (AWK), Waste Connections (WCN), AU Optronics (AUOTY), Humana (HUM), DiamondRock Hospitality (DRH), The RMR Group (RMR) and Voyager Therapeutics (VYGR). Company Calendar Record date for 7/1 Dividend6/13/2025Ex-Dividend for 7/1 Dividend6/13/2025Dividend Payable7/01/2025Last Earnings7/24/2025Today7/25/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - SOUTHEAST Sub-IndustryRegional Banks Current SymbolNASDAQ:UBSI CIK729986 Webwww.ubsi-inc.com Phone(304) 424-8716Fax304-424-8800Employees2,553Year Founded1982Price Target and Rating Average Price Target for United Bankshares$40.63 High Price Target$43.00 Low Price Target$38.50 Potential Upside/Downside+11.0%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage4 Analysts Profitability EPS (Trailing Twelve Months)$2.69 Trailing P/E Ratio13.60 Forward P/E Ratio13.02 P/E GrowthN/ANet Income$373 million Net Margins22.35% Pretax Margin27.95% Return on Equity7.36% Return on Assets1.21% Debt Debt-to-Equity Ratio0.10 Current Ratio0.98 Quick Ratio0.98 Sales & Book Value Annual Sales$1.07 billion Price / Sales4.88 Cash Flow$2.93 per share Price / Cash Flow12.50 Book Value$36.93 per share Price / Book0.99Miscellaneous Outstanding Shares142,060,000Free Float137,145,000Market Cap$5.20 billion OptionableOptionable Beta0.76 Social Links Reduce the RiskMarket downturns give many investors pause, and for good reason. 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