Nelnet (NNI) Stock Price, News & Analysis

Company Overview

Nelnet, Inc. is an education-focused technology and financial services company headquartered in Lincoln, Nebraska. The company provides products and services that support students, families, schools, lenders and education-related organizations, with operations spanning student loan servicing, education payments, education technology and financial services.

Nelnet’s education services business provides servicing and technology for federal and private student loans, including account management, repayment support and borrower communications. Through Nelnet Campus Commerce and related offerings, the company also helps colleges and universities manage tuition payments, payment plans, student accounts and other administrative processes. Nelnet Bank provides education-related lending and deposit products, including private student loans.

The company traces its origins to 1978 and has expanded through acquisitions and the development of technology-based education services. In 2018, Nelnet acquired Great Lakes Educational Loan Services, strengthening its position in student loan servicing. Nelnet serves customers primarily in the United States, and its businesses also provide technology and payment solutions to education institutions and organizations. Jeff Noordhoek serves as Nelnet’s chief executive officer.

Key Stats

• Today's Range: $125.91 to $127.33
• 50-Day Range: $123.13 to $135.66
• 52-Week Range: $116.62 to $144.38
• Volume: 100,453 shs
• Average Volume: 138,320 shs
• Market Capitalization: $4.54 billion
• P/E Ratio: 15.19
• Dividend Yield: 1.04%
• Price Target: $125.00
• Consensus Rating: Reduce

Nelnet Stock Analysis - MarketRank™

Nelnet scored higher than 39% of companies evaluated by MarketBeat, and ranked 685th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.2 / 5
• Analyst Rating: Reduce

Consensus Rating

Nelnet has received a consensus rating of Reduce. The company's average rating score is 1.67, and is based on no strong buy ratings, no buy ratings, 2 hold ratings, and 1 sell rating.

Upside/Downside

The consensus price target for Nelnet is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Nelnet has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 14.56%

Earnings Growth

Earnings for Nelnet are expected to grow by 14.56% in the coming year, from $7.42 to $8.50 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Nelnet is 15.19, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 35.76.

Price to Earnings Ratio vs. Sector

The P/E ratio of Nelnet is 15.19, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.84.

Price to Book Value per Share Ratio

Nelnet has a P/B Ratio of 1.27. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

3.07% of the float of Nelnet has been sold short.

Short Interest Ratio / Days to Cover

Nelnet has a short interest ratio ("days to cover") of 4.62.

Change versus previous month

Short interest in Nelnet has recently increased by 8.98%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Nelnet pays a meaningful dividend of 1.05%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Nelnet does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Nelnet is 15.79%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Nelnet will have a dividend payout ratio of 15.53% next year. This indicates that Nelnet will be able to sustain or increase its dividend.

News and Social Media

• Score: 1.7 / 5
• News Sentiment: -0.31

News Sentiment

Nelnet has a news sentiment score of -0.31. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Nelnet this week, compared to 1 article on an average week.

Search Interest

1 people have searched for NNI on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.1 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Nelnet insiders have not sold or bought any company stock.

Percentage Held by Insiders

40.30% of the stock of Nelnet is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

33.51% of the stock of Nelnet is held by institutions.

Company Calendar

• Last Earnings: 8/06/2026
• Record date for 9/15 Dividend: 9/01/2026
• Ex-Dividend for 9/15 Dividend: 9/01/2026
• Dividend Payable: 9/15/2026
• Today: 10/14/2026
• Next Earnings (Estimated): 11/05/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NYSE:NNI
• CIK: 1258602
• Web: www.nelnet.com
• Phone: (402) 458-2370
• Fax: 402-458-2344
• Employees: 5,744
• Year Founded: 1978

Price Target and Rating

• Average Price Target for Nelnet: $125.00
• High Price Target: $125.00
• Low Price Target: $125.00
• Potential Upside/Downside: -1.6%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.67
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $8.36
• Trailing P/E Ratio: 15.19
• Forward P/E Ratio: 17.12
• P/E Growth: N/A
• Net Income: $428.47 million
• Net Margins: 14.35%
• Pretax Margin: 15.38%
• Return on Equity: 8.26%
• Return on Assets: 2.11%

Debt

• Debt-to-Equity Ratio: 1.94
• Current Ratio: 15.89
• Quick Ratio: 15.89

Sales & Book Value

• Annual Sales: $2.26 billion
• Price / Sales: 2.01
• Cash Flow: $14.80 per share
• Price / Cash Flow: 8.58
• Book Value: $99.71 per share
• Price / Book: 1.27

Miscellaneous

• Outstanding Shares: 35,780,000
• Free Float: 21,360,000
• Market Cap: $4.54 billion
• Optionable: Optionable
• Beta: 0.77