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NYSE:HRTG

Heritage Insurance (HRTG) Stock Price, News & Analysis

Heritage Insurance logo
$25.36 -0.28 (-1.07%)
As of 02:56 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

About Heritage Insurance Stock (NYSE:HRTG)

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Key Stats

Today's Range
$24.94
$25.88
50-Day Range
$18.99
$28.45
52-Week Range
$9.71
$29.10
Volume
262,805 shs
Average Volume
391,886 shs
Market Capitalization
$786.77 million
P/E Ratio
7.31
Dividend Yield
N/A
Price Target
$31.50
Consensus Rating
Moderate Buy

Company Overview

Heritage Insurance Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
88th Percentile Overall Score

HRTG MarketRank™: 

Heritage Insurance scored higher than 88% of companies evaluated by MarketBeat, and ranked 257th out of 947 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Heritage Insurance has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.

  • Upside Potential

    Heritage Insurance has a consensus price target of $31.50, representing about 25.5% upside from its current price of $25.10.

  • Amount of Analyst Coverage

    Heritage Insurance has only been the subject of 3 research reports in the past 90 days.

  • Read more about Heritage Insurance's stock forecast and price target.
  • Earnings Growth

    Earnings for Heritage Insurance are expected to decrease by -3.76% in the coming year, from $1.86 to $1.79 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Heritage Insurance is 7.23, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 231.29.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Heritage Insurance is 7.23, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.91.

  • Price to Book Value per Share Ratio

    Heritage Insurance has a P/B Ratio of 2.64. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Heritage Insurance's valuation and earnings.
  • Percentage of Shares Shorted

    8.37% of the float of Heritage Insurance has been sold short.
  • Short Interest Ratio / Days to Cover

    Heritage Insurance has a short interest ratio ("days to cover") of 4.3.
  • Change versus previous month

    Short interest in Heritage Insurance has recently increased by 3.05%, indicating that investor sentiment is decreasing.
  • Dividend Yield

    Heritage Insurance does not currently pay a dividend.

  • Dividend Growth

    Heritage Insurance does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Heritage Insurance is 6.92%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Heritage Insurance will have a dividend payout ratio of 13.41% next year. This indicates that Heritage Insurance will be able to sustain or increase its dividend.

  • Read more about Heritage Insurance's dividend.
  • Percentage of Shares Shorted

    8.37% of the float of Heritage Insurance has been sold short.
  • Short Interest Ratio / Days to Cover

    Heritage Insurance has a short interest ratio ("days to cover") of 4.3.
  • Change versus previous month

    Short interest in Heritage Insurance has recently increased by 3.05%, indicating that investor sentiment is decreasing.
  • News Sentiment

    Heritage Insurance has a news sentiment score of 0.30. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.83 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 12 news articles for Heritage Insurance this week, compared to 4 articles on an average week.
  • Search Interest

    16 people have searched for HRTG on MarketBeat in the last 30 days. This is an increase of 300% compared to the previous 30 days.
  • MarketBeat Follows

    10 people have added Heritage Insurance to their MarketBeat watchlist in the last 30 days. This is an increase of 150% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Heritage Insurance insiders have sold 9,160.07% more of their company's stock than they have bought. Specifically, they have bought $51,250.00 in company stock and sold $4,745,788.00 in company stock.

  • Percentage Held by Insiders

    15.20% of the stock of Heritage Insurance is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    59.03% of the stock of Heritage Insurance is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Heritage Insurance's insider trading history.
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HRTG Stock News Headlines

Heritage Insurance (NYSE:HRTG) CFO Sells $164,360.48 in Stock
Robinhood warning
A strange chasm is coming to Wall Street... It's already creating millionaires and billionaires at the fastest pace in history. CNBC calls it "the largest wealth creation spree in history." Yet 1 in 3 Americans now fear their financial situation is deteriorating. There's only one way to survive, says the man who predicted 2008 and 2020, but sadly it's already too late for many.tc pixel
Heritage Insurance (NYSE:HRTG) CEO Sells $227,018.16 in Stock
See More Headlines

HRTG Stock Analysis - Frequently Asked Questions

Heritage Insurance's stock was trading at $12.10 at the beginning of 2025. Since then, HRTG shares have increased by 107.4% and is now trading at $25.0950.

Heritage Insurance Holdings, Inc. (NYSE:HRTG) announced its earnings results on Tuesday, August, 5th. The insurance provider reported $1.55 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $1.03 by $0.52. The insurance provider earned $208.04 million during the quarter, compared to analyst estimates of $212.12 million. Heritage Insurance had a trailing twelve-month return on equity of 33.36% and a net margin of 12.71%.
Read the conference call transcript
.

Heritage Insurance's Board of Directors initiated a share buyback program on Monday, December 9th 2024, which allows the company to buy back $10,000,000 in outstanding shares, according to EventVestor. This means that the company could buy up to 2.8% of its shares through open market purchases. Shares repurchase programs are generally an indication that the company's board of directors believes its shares are undervalued.

Heritage Insurance's top institutional shareholders include Assenagon Asset Management S.A. (1.49%), Voya Investment Management LLC (0.05%) and Thurston Springer Miller Herd & Titak Inc. (0.01%). Insiders that own company stock include Raymond T Hyer, Ernie J Garateix, Richard A Widdicombe, Kirk Lusk, Sharon Binnun, Panagiotis Apostolou, Paul L Whiting and Nicholas George Pappas.
View institutional ownership trends
.

Shares of HRTG stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Heritage Insurance investors own include NVIDIA (NVDA), Broadcom (AVGO), Arista Networks (ANET), Meta Platforms (META), e.l.f. Beauty (ELF), Adobe (ADBE) and EMCOR Group (EME).

Company Calendar

Last Earnings
8/05/2025
Today
10/10/2025
Next Earnings (Estimated)
11/05/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NYSE
Sector
Finance
Industry
INS - PROP&CASLTY
Sub-Industry
Insurance
Current Symbol
NYSE:HRTG
CIK
1598665
Fax
N/A
Employees
650
Year Founded
N/A

Price Target and Rating

High Price Target
$35.00
Low Price Target
$28.00
Potential Upside/Downside
+22.9%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.50
Research Coverage
4 Analysts

Profitability

EPS (Trailing Twelve Months)
$3.47
Trailing P/E Ratio
7.39
Forward P/E Ratio
13.78
P/E Growth
N/A
Net Income
$61.54 million
Net Margins
12.71%
Pretax Margin
16.75%
Return on Equity
33.36%
Return on Assets
4.46%

Debt

Debt-to-Equity Ratio
0.24
Current Ratio
0.82
Quick Ratio
0.82

Sales & Book Value

Annual Sales
$841.67 million
Price / Sales
0.94
Cash Flow
$2.24 per share
Price / Cash Flow
11.45
Book Value
$9.50 per share
Price / Book
2.70

Miscellaneous

Outstanding Shares
31,018,000
Free Float
26,303,000
Market Cap
$795.30 million
Optionable
Optionable
Beta
0.98

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This page (NYSE:HRTG) was last updated on 10/10/2025 by MarketBeat.com Staff
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